
£5,000 yn wobr mewn cyfres fusnes newydd S4C ‘Busnes Bwyd'
I would like to be emailed about offers, events and updates from Cambrian News. Read our privacy notice
Hashtags

Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles


Auto Express
9 minutes ago
- Auto Express
Avoid using car finance claim firms, says financial watchdog
Consumers have been advised to steer clear of using car finance claim firms, as the UK's top financial watchdog says they could be spending money unnecessarily. The Financial Conduct Authority has begun setting out advice surrounding a possible redress scheme with regard to the ongoing car finance scandal which, according to experts, could see billions of pounds made available for potential claims. Advertisement - Article continues below However, with countless companies now popping up to assist potential claimants, the FCA is keen to remind motorists that in using one 'they may end up paying for a service they do not need and having to pay up to 30 per cent in fees out of any award they may receive'. Rather than utilise one of these paid services, consumers can submit timestamped complaints and claims themselves. Tools such as those on the MoneySavingExpert website can help people search for previous finance agreements, while the site also provides a template in order to draft a letter of complaint. With the Supreme Court set to make its judgement next month in regard to whether 'discretionary commission arrangements' (DCAs) were illegal in the first instance, the FCA is also advising finance firms on how they should calculate claims for disgruntled clients. The FCA is keen for a redress scheme to strike a balance between being fair to consumers, but at the same time not disrupting the market by putting finance firms out of business. In its latest release, the FCA says that the latter scenario could 'reduce competition and could make it more expensive for consumers to borrow money to buy a car in the future'. Such a scheme will fall under one of two arrangements: 'opt-in' and 'opt-out'. With the former – considered the most likely scenario – claimants would be required to notify their finance provider prior to a specified date if they wish to be considered for redress. 'Opt-out', on the other hand, would mean that everyone who is eligible will automatically be included, unless they contact their firm to be taken off the list. Consumers can expect the FCA to announce within six weeks of the Court's judgement in July as to whether a full redress scheme will be implemented, and how exactly it will operate. Tell us which new car you're interested in and get the very best offers from our network of over 5,500 UK dealers to compare. Let's go…


Daily Record
10 minutes ago
- Daily Record
Father's Day whisky deal with stylish glasses and a single malt that 'tastes way more expensive than it is'
This fancy bundle could be the perfect gift for whisky-loving dads Getting into whisky can be an expensive hobby. Once you taste the difference between a bog standard supermarket bottle and a top shelf single malt, nothing but the best compares. Shoppers who have whisky-loving dads might be tempted to get him a fancy bottle for Father's Day, only to be dismayed at the prices of a top-tier single malt. Thanks to this deal at The Whisky Exchange, however, dads can unwrap a bottle of Sexton Single Malt Irish Whiskey along with two decorative drinking glasses for £34.75 - a price that apparently hides just how good this triple-distilled whiskey is. Described as a well-balanced single malt Irish whiskey, Sexton is made with 100% Irish malted barley. It's triple distilled before being aged in ex-oloroso sherry casks, giving it a rich, fruity character with notes of honeycomb. The 70cl bottle - which packs a punch at 40% ABV, comes with two pretty branded whiskey glasses - perfect for sharing a dram with dad on Father's Day. If Dad prefers a Scotch over an Irish whiskey, Master of Malt currently has the Invergordon 19 Year Old 2005—The Cooper's Choice for £74.95 for a 70cl bottle. The single-grain whiskey was distilled in 2005 and spent the next 19 years maturing, first in American oak and finishing in an amontillado sherry cask. Just 348 bottles were released for The Cooper's Choice collection, making this a special choice indeed. Alternatively, dads can try a selection of the finest Irish whiskeys with the Drinks by the Dram 12 Dram Irish Whiskey Collection, now £55.99 at Debenhams. Hidden behind the 12 windows of this little box sits a different 30ml wax-sealed dram of whiskey from some of Ireland's best producers, making this the perfect tasting box for whiskey-lovers. However, the Sexton single malt has plenty of rave reviews. One shopper said: "This liquid amber has stolen the show for me." Another said: "Pleasantly surprised. I rather enjoy Peat Whiskey however this one has been really enjoyable. Excellent over ice or a splash of water. Extremely smooth. A lovely, sweet honey taste on the end." A third added: "This is probably one of my top 5 favourite single malt whiskeys I've tried so far... Just recently started trying Irish whiskey... and it has quickly become my favourite of all. And Sexton is definitely one if the best I've tried. Especially for the price... You would expect it to cost much more, considering the depth of flavour. It ranks with the best I've tasted." With whiskey being such a personal choice, some shoppers weren't as impressed. "Very acetone forward in smell and taste. But it is very smooth on the throat. Got this as a gift from a friend who says it's great but really didn't suit my palate at all," one buyer said. "Very pleasant; smooth (as you would expect from triple distillation) but a bit short on finish," said another. That said, for a great price on a fancy bottle of single malt Irish whiskey and two pretty glasses, the Sexton Single Malt Irish Whiskey could be the ideal gift for Father's Day.

South Wales Argus
10 minutes ago
- South Wales Argus
Most new homes must have solar panels and heat pumps under Government proposals
The Energy Department (Desnz) said on Friday that the future homes standard (FHS), which will be published in autumn, is expected to require new residential properties to have solar panels by default. Gas boilers will also not meet the proposed standard, meaning low-carbon heating – such as heat pumps – will also likely become the new default under building regulations. With a significant amount of the UK's carbon footprint coming from gas heating of homes, the FHS will require new housing in England to produce fewer carbon emissions than those built under current regulations. Air source heat pumps use electricity and energy from the air to produce heating and hot water (Alamy/PA) The Government said the measures will also help to slash household energy bills and boost the nation's energy security. Energy Secretary Ed Miliband said: 'Solar panels can save people hundreds of pounds off their energy bills, so it is just common sense for new homes to have them fitted as standard. 'So many people just don't understand why this doesn't already happen. With our plans, it will.' Desnz calculates that a typical existing UK home could save around £530 a year from installing rooftop solar based on the current energy price cap. Matthew Pennycook, housing and planning minister, said: 'The future homes standard will ensure new homes are modern and efficient with low-carbon heating, while our common-sense planning changes will now make it easier and cheaper for people to use heat pumps and switch to EVs so they can play their part in bolstering our nation's energy security.' Current building regulations do not require developers to add solar panels or heat pumps to new homes. In 2023, the previous Conservative government proposed new build homes would need solar panel coverage equivalent to 40% of the building's floor area. Energy Security and Net Zero Secretary Ed Miliband said solar panels can save people hundreds of pounds off their energy bills (PA) But this also allowed for exemptions, which would lead to no solar on many developments, the current Government says. Under the proposed changes, developers who cannot meet 40% coverage will still be required to install a reasonable amount of solar coverage – or other forms of renewable electricity generation, with rare exceptions. Ministers also say the FHS will effectively require low-carbon heating, such as domestic heat pumps installed into new builds. The previous Conservative government faced criticism for rowing back on its proposals to ban the sale of new gas boilers by 2035. While the Government is not planning to introduce such a ban, citing concerns around cost, Desnz confirmed on Friday that FHS proposals include mandating minimum criteria for energy efficiency which mean newly built homes have to install greener heating systems. Recent changes to planning rules aimed at removing barriers to heat pump installations came into force on May 29, enabling households to install a heat pump within one metre of their property's boundary without having to submit a planning application. The first quarter of 2025 saw a record number of applications to the boiler upgrade scheme, which provides households with up to £7,500 off the cost of a heat pump, seeing a 73% jump from the same quarter last year. Charles Wood, deputy director of policy (systems) at Energy UK, said: 'This change, alongside wider reforms to planning processes and network connections, will reduce bills for people in new build properties while also giving the industry confidence to invest in increased manufacturing and installer training as demand increases, creating jobs and bringing down technology costs for everyone.' The UK is legally committed to reaching its net zero target by 2050, meaning the UK must cut carbon emissions until it removes as much as it produces, in line with the 2015 Paris Climate Agreement.