One Appraisal Group Educates Consumers on Arizona Appraisal Services and Highlights Importance of Professional Appraisals in the Phoenix Area
One Appraisal Group emphasizes the value of certified appraisal services, providing insights to Arizona property owners and potential buyers navigating Phoenix's real estate landscape.
One Appraisal Group, headquartered in Scottsdale, Arizona, focuses attention on the importance of professional appraisal services within Arizona's active real estate market. Due to increasing market activity and property value fluctuations, obtaining accurate real estate appraisals is recognized as a critical part of any real estate transaction or estate planning activity. Accurate and objective appraisals help individuals, businesses, and institutions confirm asset values and facilitate informed financial decisions.
Appraisals provide an unbiased estimate of a property's true market value, conducted reliably and objectively by qualified professionals. In Arizona, where cities like Phoenix continue to experience dynamic real estate environments, expert appraisals from licensed Arizona appraisers remain crucial for accurate assessment in various market scenarios. One Appraisal Group offers specialized Arizona appraisal services, meeting diverse client needs ranging from home purchasing and refinancing transactions to tax assessments, insurance valuations, and property settlement disputes.
Professional appraisal reports delivered by One Appraisal Group comply with Uniform Standards of Professional Appraisal Practice (USPAP), a national guideline that ensures consistency, transparency, and the highest level of ethical standards within the appraisal industry. Clients seeking reliable Appraisers Phoenix can trust the company's strict adherence to professional guidelines and regulatory requirements that safeguard their financial interests. More information about the company's complete suite of appraisal offerings can be found directly on the One Appraisal Group services webpage.
The Phoenix real estate market has consistently been one of Arizona's most active and diverse regional markets. Recent market analyses indicate significant transaction volumes due to population growth, ongoing housing demand, and economic diversity within Phoenix and surrounding metro areas. Such factors underscore the relevance and importance of accurate Phoenix appraisal services for buyers, sellers, financial institutions, and property management professionals.
One Appraisal Group maintains a client-focused approach, providing detailed information to educate property owners, real estate agents, investors, and lenders about the methodology and criteria applied in property evaluations. For consumers who may be unfamiliar with the appraisal process, this educational approach assists in setting realistic pricing expectations and preparing stakeholders clearly for marketplace opportunities or negotiations.
By leveraging years of appraisal experience combined with an in-depth knowledge of local market dynamics, One Appraisal Group provides market-specific appraisals tailored specifically for Arizona property types and conditions. Given varying macroeconomic conditions, including interest rate shifts and regional real estate trends, appraisal accuracy and timeliness remain critical for securing funding, facilitating sales, or achieving strategic real estate goals.
Industry studies indicate that third-party professional appraisals, especially from providers with state-specific expertise, are pivotal in resolving complex financial decisions or transactional conflicts. Accurate valuation inherently supports fairness in lending and borrowing activities, settlement processes, insurance underwriting, and asset management portfolios by creating trusted reference points.
In addition to residential appraisals, One Appraisal Group serves the Arizona marketplace by providing appraisals for commercial property, land valuation, multi-family residences, probate matters, and divorce settlements. Further understanding of these evaluation categories, including how appraisals directly benefit specific property categories and circumstances, can be gained through One Appraisal Group's ongoing consumer outreach efforts focused on transparency, clarity, and objective evaluation standards.
Property appraisal remains a foundational aspect of sound property investment and management, reflecting fair-market data and comprehensive property-specific insights. Property owners, developers, and consumers rely on accurate evaluations from credible, certified appraisers to avoid costly valuation errors or misconceptions regarding true market conditions and property potentials.
One Appraisal Group continuously provides educational resources and remains committed to maintaining professional standards within Arizona's appraisal industry, positioning itself as a reliable resource for Arizona appraisal clients seeking clarity, expertise, and trusted valuation services through certified Arizona appraisers.
About One Appraisal Group
Based in Scottsdale, Arizona, One Appraisal Group specializes in providing professional residential and commercial appraisal services throughout Arizona, notably within the Phoenix metropolitan area. Utilizing experienced licensed appraisers who follow strict ethical and professional guidelines, the company provides accurate, thorough property valuations covering diverse appraisal categories including residential sales, refinancing, commercial transactions, estate valuations, and legal or regulatory appraisal requirements.
For more information, please visit https://oneappraisalgroup.com/.
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Website: https://oneappraisalgroup.com/
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CTV News
39 minutes ago
- CTV News
How to get the most from a home inspection
Your bid just got accepted on the home you want, and suddenly there's so much to think about—the mortgage, the homeowners insurance, your move. As the clock ticks toward closing, your real estate agent hurries you along. In such a high-stakes rush, it may seem like a luxury to brake for a slo-mo walk through your future home as an inspector peers over rooftops, pokes at basement walls, and peeks into crawl spaces. But of all the things you need to get done, a home inspection should be at the top of the list. It's your one opportunity to have a trained professional diagnose the health of a home's mechanicals, structure, plumbing, roof, and all sorts of other components. It's a chance to get to know the house a little better before you fully commit. And the report the inspector produces gives you leverage to negotiate a lower price, or repairs, especially if costly issues turn up. For all those reasons, based on guidance from expert inspectors and real estate professionals contacted by Consumer Reports, we recommend that you make time to attend your home inspection, which typically takes two to four hours. You'll see firsthand what the issues are and also get a chance to really examine the house yourself. Some inspectors are fine with you attending the inspection for the whole time. Others prefer working alone for the first couple of hours so that they can concentrate and then have buyers come for a walk-through toward the end of the inspection. Either way, plan on being there. 'A home inspection is like a medical exam,' says Bob Acuff, owner of RE/MAX Services, a real estate brokerage based in Blue Bell, Pa. 'It's an education for the buyer about something very complicated. So take the time to ask the inspector questions, study the report you get afterward.' To make sure the precious few hours of your inspection pay off—not to mention the report itself—follow this advice from experienced home inspectors and real estate agents. What to know before you go Don't bring your kids or pets. This is definitely an instance where you'll want to drop off your little one at grandma's and leave your dog at home, because both you and the inspector need to be able to focus on the inspection. 'Having kids around is a distraction,' says Raymond Hogan, a home inspector and owner of Second Look Home Inspections in Cobden, Ill. Another concern: They could get hurt or accidentally break something. Wear the right footwear. This is no time for flip flops; wear sturdy closed-toe shoes. You want to be able to follow your inspector around wherever they go, and that may include muddy yards and damp basements. These areas could be where your inspector identifies the most troubling concerns, like water damage or a sinking foundation. During the inspection This is your chance to get an in-depth look at a place you may call home and ask all the questions you want. 'There are a lot of systems in a house to go over,' says Don Norman, a senior building consultant for BPG Inspections in Alpharetta, Ga. Do the following as you walk through the house: Take your time. 'Most people bid on a house after they've viewed it for 15 minutes,' Norman says. 'I've had people walk into a house and say they thought the dining room was in a different place. The inspection is a good time to look again and make sure the home is how you remember it.' Listen for hints of trouble. It's not the inspector's job to tell you whether to buy a home or bail. But during your time together, listen for clues, advises Gary Roholt, owner of A+ Inspection Specialists, based in Rice Lake, Wis. 'Listen for words and phrases like 'major,' 'significant,' 'immediate repair,' 'get estimates,' and 'needs to be fixed now,' ' he says. If you hear the words 'fungal material,' your inspector is talking about mould, but because of liability reasons, may not want to come out and say the word 'mould.' Your inspector should know local building codes and will let you know, both in person and in their report, when something in the house could be unsafe or is outright dangerous. 'If it's a safety issue, we're going to comment on it,' Norman says. If the inspector finds a significant concern and you really want their opinion on whether to steer clear of the home, frame your query in a way that doesn't put them on the spot. For instance, you could ask the inspector whether it would be a deal breaker for them or a family member, says Tina Marie Jung, a Realtor with RE/MAX Results in St. Louis, Mo., who represents buyers in half of her transactions. Jung says an inspector once told her client point-blank: 'I'd tell my daughter to walk away.' Note where key controls are. Pay attention when the inspector points out important components, such as the electrical breaker panel, the furnace emergency switch, and the water main shutoff. It will save you headaches later if, say, you need to turn off the water when an internal pipe bursts. The inspection report may include photos or even videos identifying those items, but you're more likely to remember them if you see them for yourself, Hogan says. Get referrals for other experts. Some home inspectors have specialized training or certification to inspect, say, artificial stucco or log homes. But they aren't experts in every building trade. Also, they can only point out problems they can see. Though an inspection report may indicate potential concerns with septic systems, pest infestations, radon, asbestos, water quality, and possible signs of mold, it's not meant to outline the entire scope of those problems. For that, you'll need experts who have specialized training in those fields. Your inspector will probably be able to recommend qualified specialists. You can also approach friends who've hired these professionals in the past for referrals, or check online reviews of specialists to home in on a candidate. Your inspector finds worrisome foundation cracks? You'll want a structural engineer or an architect to check it out more thoroughly. Does the house have a septic system? You'll want a septic-system testing company to come out and make sure it's in working order. Looking at a home that's 70 years or older? Consider hiring a plumber to use a 'sewer cam' — a big plumbing snake fitted with a video camera — to scope out blockages in the waste pipe that connects the home to the municipal system. 'In my area, a sewer cam costs US$175,' Jung says. 'But if the waste line turns out to need replacement, it could be $15,000 to $20,000 to jackhammer the sidewalk to get at it.' At the negotiating table Inspectors usually complete the report within a day or two. Once you have it in hand, task your real estate agent or attorney with presenting the items of concern to the seller for further negotiations. And if the inspector has mentioned specific issues that an expert should look at, don't be shy about telling the seller you need time to get those evaluations and estimates. Focus on major concerns. In your negotiations, bring up concerns that require remediation and repairs. There's often the most wiggle room for addressing problems with the major components of the home, such as the roof or HVAC, or concerns about radon or termites, Jung says. Bringing up minor concerns, though, may antagonize the seller. 'Stay away from mentioning the small nuts and bolts,' she says, 'the squeaky floors, missing locks on the door, the dishwasher needing to be replaced in a year.' Be firm on fixing safety and health threats. Sellers are more likely to negotiate on safety problems, such as a missing handrail on the stairs, especially if fixes are required for occupancy, says Jonathan Mernit, a real estate agent with Coldwell-Banker in Dobbs Ferry, N.Y. And health concerns that surface from further tests—like radon in basements—are a no-brainer, he adds. If the test comes back with results over the limit, the seller will have to remediate. 'The issue's going to come up with other buyers, so they're not going to say no,' he explains. Be open-minded about compensation. Keep in mind that you have more options than just asking for a lower price. For instance, you can ask the seller to give you a credit at the closing for the repair costs or see whether they will hire a professional to make the necessary repairs. Be realistic. If the seller agrees to repair or replace an item, don't expect her to pay for anything except the most basic work necessary, Jung warns. In a roof repair, for instance, you'll need to specify whether you want higher-quality shingles, and pay the price difference. 'The seller isn't going to give you the Cadillac of roofs,' Jung says. Be aware that your negotiating success may depend on whether the real estate market currently favors buyers or sellers. 'Seven or eight years ago, it was clearly a buyer's market where they were able to negotiate potentially thousands of dollars off for minor defects,' Acuff says. 'Sellers just wanted to get their house sold. That's not the market we're in today.' In fact, real estate agents told us, in a seller's market you could be competing with a buyer who doesn't require an inspection at all. In that case, you'll have to decide whether to back off your demands or walk away. 'Sometimes the best deal you do is the deal you don't do,' Acuff says. After your closing If you do buy the home, use the inspection report as a road map for repairs and maintenance. And don't be shy about contacting the inspector, even long after you've moved in. Norman notes that he doesn't charge anything to discuss his report—even years after the inspection—and in his experience, most home inspectors would do the same. By Tobie Stanger, Consumer Reports
Globe and Mail
a day ago
- Globe and Mail
In a challenging market, a few brave developers push forward
The federal government last week made good on its promise to give first-time home buyers a break on the GST on new homes – a move the industry hopes is just one of many lifelines they'll be thrown. Across the country, thousands of completed homes are sitting unsold, and the industry is hoping the GST break will get sales moving. Rennie Marketing Systems has forecasted nearly 3,500 unsold units will sit on the Vancouver area market by year's end. In Toronto, the estimate is close to 24,000 unsold units, according to the research and consulting firm Urbanation. Prime Minister Mark Carney campaigned on the promise to build over the next decade almost half a million homes per year. James Innis, president of Vancouver's Sutton Group Realty, said the Liberal government must know that if they're to achieve that goal they need to help clear out the thousands of existing unsold units, which he called 'a new phenomenon.' 'Is this policy partly there to say, 'Okay, we know that there are thousands of units available in Canada. Can we make them more accessible?'' Like others, he would like to see the GST policy expanded to all buyers, not just first-time buyers. Canadian Imperial Bank of Commerce deputy chief economist Benjamin Tal said the GST break will help at the margins, but the industry needs to continue to build. And there aren't many developers building right now, except for those counting on a market upturn by the time they complete. 'We have a lot of inventories. But, you know, population growth is still rising. Investors will be back in the market, interest rates will be lower and lower, and those inventories will start going down and the demand will be there,' said Mr. Tal. 'And that's something that many of those pioneer developers, if you wish, are counting on. It's a risk. It's a gamble, because nobody can calculate exactly how long it will take to get rid of the inventories. But that's more or less the rationale there. 'So, we are seeing a situation in which some of the big [developers] are taking the risk and saying, 'You know what? The market will wake up two or three years from now.' And they are absolutely right.' Mr. Innis concurred, saying it is only the 'brave and the bold, and the well capitalized' that would attempt to push on with a major project in the current market. Critics say proposed GST rebate won't help most first-time homebuyers Developer Grosvenor, which has been active in the Vancouver market for 70 years, is one of the brave ones. The company announced this week that it will start construction on a 41-storey, 451-unit condo tower and two rental towers at the Brentwood Block in Burnaby, B.C. – one of the region's largest construction launches in recent years. It is the first phase of a larger master-planned community that, once complete, will deliver 1,730 units, more than half of them rental. Marc Josephson, Grosvenor's senior vice-president of development, said the company has the confidence to start construction because of a successful presale launch last fall, in which they sold more than 100 units in the first month. Consumer confidence may have since tanked, but Mr. Josephson said that in the long term, the region is still undersupplied. 'This is one of the first construction starts in the region and one of the largest,' he said. 'And one of the reasons is when we launched in the fall, we had success. 'Despite the well-documented conversation about slow sales in the first quarter of 2025 – and no doubt they were slow – things were picking up toward the end of last year, and we were an example of that. 'There are so many factors that determine when you move forward. If you are on a different time scale, and perhaps starting sales right now, that's a different story.' Meanwhile, Square Nine Developments is using marketing incentives to unload some sitting inventory. The company slashed prices on 77 units at its completed Belvedere project in Surrey City Centre last Saturday, reducing the price per square foot from $1,000 to $720. The result was a long lineup and the sale of 63 units, half of them to investors, according to Key Marketing, whose president Cam Good has been offering the occasional 'Condoday' flash sale discounts as one-off events since the 2008 market downturn, for projects in serious need of a boost. He also recently promoted another Surrey project, SkyLiving by Allure Ventures, that gives buyers the option to sell the unit back to the developer at the original price, or lease the unit back, ensuring cash flow if the buyer is an investor. Back in 2021, Square Nine had sold 200 units at the Belvedere, at the original price. They'd held back the penthouses, hoping to get an even higher, price and chose to rent out the units at the podium level. Now, they're selling all the units, including the rental. Mr. Good said that servicing the debt on the remaining 77 units would have amounted to about $300,000 a month for the developer. Instead of paying a lender, they'd rather sell off the units at cost or even slightly below and take their money and move on to finding their own deals on reduced-price development sites, said Mr. Good. 'It's no big deal. There are 275 homes in the building. They still made money – they sold [about] 200 at a good price. … Everybody wins, the developer made money,' said Mr. Good. He expects to do several more Condoday promotions this summer. He said he enjoys doing them, because his usual job is 'making developers rich.' 'And 70 per cent of our buyers are first-time homebuyers.' Barrett Sprowson, senior vice-president of sales and marketing for Peterson Group, called the GST break 'a great first step' in a surprisingly severe market downturn. His company has a 69-unit Oakridge project called the Ashleigh that they are starting construction on, but Mr. Sprowson said they wouldn't have been started if it had been a 400-unit building. 'It's certainly the most protracted downturn we've seen. That's the thing that makes it hard, and that's why the cracks in the industry are showing up, because it's been so protracted. No one really thought it would be this long,' he said. 'I was encouraged by Carney's housing platform in that it seemed there'd been some listening to things the industry has been saying for a while.' Government could help with a break on high development fees and also incentivizing the investor to get back into the market, he said. Mr. Sprowson said the investor plays a role in driving sales and has been too often vilified. The foreign buyer, too, serves a role at the high end of the market, he said. Matthew McClenaghan, president of Edgar Development, said his company is about to start construction on 138 units of rental in Port Moody, B.C. He's confident in rental, but thinks it's a good time to hold off on condos. 'We all are watching to see which presales launches are achieving a modest level of success,' he said. 'I have been in this industry for over 25 years. I have seen this movie before. We, as an industry, run faster than buyers do. While the story is that there is an abundance of new homes on the market now, after these get absorbed, there will be little in the pipeline to replace it.'
Globe and Mail
a day ago
- Globe and Mail
Steady interest rate complicates mortgage math and the Home of the Week: Canadian real estate news for the week of June 6
Hi, I'm Moira Wyton, an audience editor at The Globe filling in for Jacob from Vancouver, the other real-estate hotbed of Canada. This week, we're crunching the numbers on why the Bank of Canada's decision to hold its key interest rate could make it harder for homeowners and prospective buyers to figure out their mortgage plans. Plus, we'll dive into the downsides of downsizing and one property worth a look. Try The Globe's business and investing news quiz The Bank of Canada held its policy rate at 2.75 per cent for the second consecutive time, citing 'unusual uncertainty' around inflation and continuing trade tensions with the United States. The BoC's decision will have some reverberating effects on the real estate market. As Erica Alini writes, a rate hold doesn't help homeowners who are facing a hefty increase in their mortgage renewal in the next few weeks. Even though the gap has shortened in the past year, homeowners are still left to work out the math on their finances. And as Salmaan Farooqui writes, the BoC announcement won't be seen as encouraging for first-time homebuyers who have been waiting on the sidelines for a sign to dive into the housing market. Some experts think later this year will be the time for housing markets to heat up – if more rate cuts materialize. If Ottawa's plan to offer a GST rebate to first-time buyers of new homes is meant to ease affordability and speed up construction, some builders say it will barely move the needle where it's needed most – and could actually drive up prices elsewhere. Last week the Department of Finance said it would remove GST on new homes sold for less than $1-million and rebate some of the tax on homes below $1.5-million. But as Shane Dingman writes, critics say those limits don't reflect the prices facing buyers in Canada's most expensive housing markets in Toronto and Vancouver, limiting the rebate to apply to a modest condo at most. And while it may not make a dent in the most expensive cities, one real estate agent says the threshold would include, ironically, 'luxury'-level homes virtually everywhere else in Canada. That could give investors a further leg up in those markets and drive out-of-reach prices even higher for first-time buyers. Their share of new home sales has already shrunk to barely five per cent as investors dominate pre-sales over the last 15 years, according to industry data. The rebate also wouldn't include anyone 'buying up' – moving from a condo to a townhome, or from a duplex to a detached home – when builders say those buyers are critical to generating pre-sales, which have sharply declined in the GTA and other areas since last year. And as builders push Ottawa to remove GST on all new homes, a decades-long rebate debate has been revived over whether a new home should be considered a consumer good at all, or taxed like one. Downsizing is a popular choice for those looking to simplify their lives and spend less time and money caring on upkeep, but many homeowners are still unaware that less space doesn't necessarily mean fewer problems. As freelancer Katrya Bolger writes, the downsides of downsizing range from unforeseen financial costs, like penalties for breaking a mortgage or storage fees for belongings, to lifestyle challenges, like having less outdoor space or room for guests. Michelle Thorne learned that lesson the hard way. She downsized in 2015 while she was still working as a teacher in Barrie, Ont., going from a four-bedroom house to a three-bedroom townhouse close to shops and services she figured she would use in retirement. But it was a hard adjustment to a smaller space. She missed the quiet of her old neighbourhood and the time she had spent outside in her garden, realizing she had been thinking too much about what she'd need in the future rather than how she wanted to live in the present. Two years later, Thorne moved again to a quiet two-bedroom bungalow near the water. Other downsizers Katrya spoke with also had advice on how to make it work – like decluttering instead of paying for extra storage – and how to know when smaller isn't necessarily the best for you. Personal finance advice, in this economy? Tariff uncertainty, stock market volatility and the unpredictable whims of a certain U.S. President have left many Canadians wondering whether it's a good time to buy or sell a home, renovate or lock in their mortgage rates. Globe reporters answered 42 of the most-asked money questions from readers to help Trump-proof their finances. And as personal finance reporter Sal Farooqui notes, it's no wonder readers had so many questions about real estate. 'It's hard to understate Donald Trump's impact on real estate in this country,' Sal told me. 'Economists and real estate professionals generally thought our housing market would be chugging along now that interest rates have dropped notably. Instead, buyers are sitting scared on the sidelines and purchases are at extremely low levels because Trump's global trade war has made things so uncertain.' The advice covers everything from downsizing to investment properties and mortgage rates, and the gist is that if you can wait to offload an investment, you should. But on the other hand, it could also be a better time to buy than usual for first time home buyers who have secure employment 'because rates are low, prices have dropped and there's very little competition,' says Sal. Rates shown are the lowest available for each term/type and category (insured versus uninsured) as of market close on Thursday, June 5. As the vacancy rate goes up in Vancouver, renters do have more options – but unfortunately, those renters don't include lower-income households, notes real estate writer Kerry Gold. The city is 'still far from an abundance of affordability in our time, especially for those on living wage incomes,' said Andy Yan, associate professor of professional practice in urban studies at Simon Fraser University. Even as the market downturn drove the city to approve more purpose-built rental buildings than condos in 2024, a reversal of the proportion pre-2022, lower rents still haven't materialized. That's because of the high cost of land, construction, insurance, financing and more are making developers more likely to hit pause than to lower rents, said Prof. Yan. 90 Madison Ave., Toronto – Full gallery here You don't need a cat – or nine lives – to enjoy this Annex-style brick mansion that takes a classic to new heights. Bought by a born-and-raised New Yorker in the early 2000s, the home's massive addition centred around a three-storey atrium now maximizes natural light, something the buyer longed for growing up in the East Village. Now they sometimes need sunglasses in their living room, but it's created the feel of a ski chalet or backcountry cottage right in the city. Parts of the Victoria mansion are woven into the renovation, along with brushed steel, light wood and suspended catwalks, plus an elevator installed later for an aging relative. There are also still two separate apartments in the original building – either a nice income stream or a potential for expansion.
