Property conman scammed bank and government to buy £138k home
Raza Hussain admitted forming a fraudulent scheme to obtain funds. The Crown plans lodge proceeds of crime action.
A property conman scammed the Scottish Government into handing him nearly £50,000 and duped a bank into giving him another £82,800.
Raza Hussain used false documents to con the bank and Government into handing him money to buy a £138,000 house in Perth's Glengarry Road.
The 31-year-old appeared in the dock at Perth Sheriff Court on Monday and admitted obtaining a total of £131,100 by fraud.
Hussain, from Fairies Road, Perth, admitted forming a fraudulent scheme to obtain funds by applying for a 'Shared Equity Loan' from the Scottish Government.
He admitted obtaining that cash and a further loan from the Swindon-based Nationwide Building Society as he carried out the fraud between 1 July and 26 September 2019.
He admitted forging and uttering bank statements, providing false information about his income, and making false pretences about his personal circumstances to both organisations.
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Hussain admitted obtaining a loan of £48,300 from the Scottish Government and a loan of £82,800 from the Nationwide Building Society by fraud. He admitted using fraudulently obtained funds to buy 37 Glengarry Road.
The Crown accepted his not guilty pleas to further charges of conning the Bank of Scotland into handing him £72,750 to purchase 37 School Road in Aberdeen, and duping Santander Bank into giving him £101,600 to buy 29 Glenlochay Road in Perth.
Fiscal depute Emma Farmer said full details of the scam would be given to the court at a later date and she confirmed that the Crown would be lodging a proceeds of crime action against Hussain.
Sheriff William Wood deferred sentence for reports, granted Hussain bail, and said: "Because of the nature of the case it is important for the court to have a proper narrative of the facts."
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