Is AI rewiring our minds? Scientists probe cognitive cost of chatbots
In our daily lives, the use of artificial intelligence programs such as ChatGPT is obvious. Students employ them to churn out term papers. Office workers ask them to organize calendars and help write reports. Parents prompt them to create personalized bedtime stories for toddlers.
Inside our brains, how the persistent use of AI molds the mind remains unclear.
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28 minutes ago
- Yahoo
Could Crypto Take SoFi Stock to the Next Level?
SoFi announced it will bring cryptocurrency trading back to its app. The bank will also use blockchain to facilitate cross-border money transfers. These features could help bring new customers into the growing ecosystem. 10 stocks we like better than SoFi Technologies › After a nearly two-year hiatus from the cryptocurrency industry, banking and finance app SoFi (NASDAQ: SOFI) recently announced that it will be getting back into the crypto market, and in an even bigger way than before. SoFi made two specific announcements. First, it reported the return of crypto trading to its app -- a service it had offered until late 2023. Second, the bank announced that it would leverage the capabilities of cryptocurrency and blockchain technology to facilitate rapid international money transfers. And perhaps most importantly, SoFi called this the "first of many planned crypto and blockchain innovations across [their] products and services." Both of these newly announced capabilities are expected to launch later in 2025. When it comes to cross-border money transfers, the goal is to create a more seamless and low-cost experience than currently exists in the market. And with the return of crypto trading, SoFi's goal is to gradually expand the platform, including offering stablecoins, allowing members to borrow against cryptocurrencies, and introducing staking features. The goal is to equip the SoFi app with more financial service capabilities than any other app. But will crypto and its related capabilities become a major revenue driver that will move the stock? To clarify, SoFi used to offer cryptocurrency trading in its app but closed it down a few years ago, mainly due to potential regulatory issues involving chartered banks providing cryptocurrency services to customers. This is also why you generally haven't seen any major banks roll out cryptocurrency trading platforms of their own. Specifically, SoFi became a bank in January 2022, and as part of the approval process, it was forced to refrain from engaging in any cryptocurrency-related activities without specific approval from the Office of the Comptroller of the Currency (OCC). However, SoFi says that clarification provided by the OCC recently makes it practical for nationally chartered banks to "provide crypto custody and execution services on behalf of customers, hold dollar deposits serving as reserves backing stablecoins in certain circumstances, engage in certain stablecoin activities to facilitate payment transactions, and more." On the one hand, it's important to point out that back in 2023, when it shut down crypto trading, SoFi specifically said that it wasn't a material part of its business. On the other hand, it's fair to say that interest in cryptocurrency trading has once again surged in popularity since SoFi shut down its original cryptocurrency platform in late 2023. It's unclear how SoFi's crypto trading pricing will be structured, but it will likely make money through either a percentage-based transaction fee or a spread between the buy and sell prices of each digital asset. To be clear, I don't see crypto trading becoming one of the company's major revenue streams anytime soon. But adding this feature to its ecosystem could make SoFi's platform more attractive to potential customers interested in crypto, who may also become banking customers, loan customers, and so forth. The bigger news is likely the ability to send money internationally in a fully automated and low-cost manner directly through the SoFi app. While this is technically a crypto-enabled feature, it will likely appeal to a broader group than just cryptocurrency fans, as the transactions will be initiated in U.S. dollars. And this would be a unique feature among finance apps. With over $90 billion in international transfers sent annually from the U.S., a better way to do it could be a major draw. SoFi's customer base is growing quickly. It added more than 800,000 members during the first quarter alone, an all-time high for the company. If adding cryptocurrency trading and related services can help keep this growth going -- or even accelerate it -- it could be a big win for investors. Before you buy stock in SoFi Technologies, consider this: The Motley Fool Stock Advisor analyst team just identified what they believe are the for investors to buy now… and SoFi Technologies wasn't one of them. The 10 stocks that made the cut could produce monster returns in the coming years. Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you'd have $713,547!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you'd have $966,931!* Now, it's worth noting Stock Advisor's total average return is 1,062% — a market-crushing outperformance compared to 177% for the S&P 500. Don't miss out on the latest top 10 list, available when you join . See the 10 stocks » *Stock Advisor returns as of June 23, 2025 Matt Frankel has positions in SoFi Technologies. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. Could Crypto Take SoFi Stock to the Next Level? was originally published by The Motley Fool
Yahoo
30 minutes ago
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Trump says he's found a buyer for TikTok
A group of 'very wealthy people' is set to buy short-form video app TikTok, according to President Donald Trump. 'We have a buyer for TikTok, by the way,' Trump said in a Fox News interview on Sunday morning. 'I think I'll need probably China's approval. I think President Xi [Jinping] will probably do it.' Trump declined to share more details about the buyers, saying only that he would reveal their identities in two weeks (apparently his favorite unit of time). Trump has repeatedly delayed a bill forcing owner ByteDance to sell the app or see it banned in the United States. In January, he said his 'initial thought' was to create 'a joint venture between the current owners and/or new owners whereby the U.S. gets a 50% ownership.' He's also said he was open to allies Larry Ellison or Elon Musk buying the app, although Musk seems like a less likely candidate now.
CNBC
32 minutes ago
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Nvidia insiders dump more than $1 billion in stock, according to report
Insiders at artificial intelligence chipmaker Nvidia have dumped more than $1 billion in stock over the last year, according to a report from the Financial Times. About $500 million worth of sales occurred over the last month as the market notched new highs and shook off geopolitical tensions that had rattled investors, according to the report. The stock is up more than 17% this year despite concerns over curbs limiting AI chip sales overseas and 44% over the last three months. Securities filings revealed that the tech titan recently unloaded about $15 million worth of shares as part of his more than $900 million plan announced in March to sell up to 6 million shares through the end of the year. Huang's net worth totals about $138 billion, placing him as 11th on the Bloomberg Billionaires Index. Last week, the chipmaking giant hit a fresh record and rallied for five straight days following the stock sales and an annual shareholder meeting, where the CEO called robotics the biggest opportunity for the company after AI. That helped the chipmaker regain its seat as the most valuable company ahead Microsoft and Apple. The FT article cited a report from VerityData, which noted that the jump in shares above $150 prompted the stock dump. Last year, Huang unloaded more than $700 million in Nvidia shares as part of a prearranged plan. Nvidia did not immediately respond to CNBC's request for comment. Read the complete Financial Times report here.
