Why Aussies are eating record amounts of chicken
Australians are eating more chicken than ever before, with the average person consuming 50 kilograms every year.
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AU Financial Review
33 minutes ago
- AU Financial Review
$46 billion better off: The ‘super' shifts that can redefine retirement
First, adopt age-based investment strategies. This is the simplest and most impactful place to start. Yet today, less than one-third of the MySuper accounts in Australia are invested in this way. Russell Investments' research shows that if all super funds had implemented suitable age-based investment strategies five years ago, Australians with MySuper accounts would be $46 billion better off — an average uplift of 6.6 per cent per person. Second, go beyond age to tailor investments to individuals' circumstances. Investment strategies should consider the amount of super saved, retirement timing, contribution rates and assets held outside super. Today, most Australians are still placed in default portfolios that overlook these inputs. Without more personalisation of their super, they risk falling into two traps come retirement: some may run out of money too early, while others may be overly cautious and miss out on the lifestyle they worked hard to afford. Third, use technology to make it easy for people to set retirement goals, track progress and adjust along the way. Planning for retirement shouldn't begin in the final few years of work. Just setting a goal and managing to it can enhance outcomes. This is an area where technology can be a powerful differentiator. Most Australians are familiar with technology that help track fitness, spending or habit formation; retirement planning should be no different. Russell Investments was one of the first in Australia to bring digital planning tools to superannuation, enabling fund members to assess how their projected retirement income aligns with their retirement goals. Data shows this approach is working. More than half of the members that set a retirement income goal are on track or ahead of their target — a 43 per cent increase since 2020. This goal-based feedback becomes a far more useful guidepost than an account balance, especially during periods of market volatility. It helps inform the actions to take (or avoid) to stay on track, including how to invest, how much to contribute, and when they might retire. For example, two people may be the same age and close to retirement but require very different strategies. One who is on track might benefit from reducing investment risk to protect their savings. Another who is tracking behind may need to increase contributions, take on more risk, or delay retirement to close the gap. Personalising super through age-appropriate investing, individualised strategies and goal-based guidance can help improve outcomes and close the retirement savings gap. It gives more Australians, not just those with access to a financial adviser, the ability to align their super with the life they want after work. If more super funds embrace these changes, Australia won't just maintain its position as a global leader in retirement savings, it will help define the future of retirement security.
Scoop
an hour ago
- Scoop
Nintex Survey Finds Australian IT Leaders Embrace AI As SaaS Sprawl Undermines Productivity
Press Release – Nintex While most acknowledge the problem 93% say that addressing SaaS sprawl should be a top priority more than half (58%) admit their current orchestration processes are ineffective. This was the highest rate across all countries surveyed, and the … Australian mid-market organisations are contending with a growing software sprawl crisis, with 49% juggling between 51 and 200 SaaS tools, and half adding a new tool every two to four weeks. To overcome this, Australians are turning to AI, with 92% deploying AI to detect redundant apps, automate integrations, and optimise tool usage — a rate higher than any other nation surveyed. These findings are from the 2025 SaaS Sprawl Snapshot, a study* commissioned by Nintex, a global leader in AI-powered process automation and application development, which surveyed 2,000 IT decision-makers across four countries. The Australian findings reveal a wave of unbridled software proliferation that is slowing workflows, increasing compliance risk, and consuming IT resources at an unsustainable rate. 'In Australia, software sprawl is holding organisations back and taking the wind out of their sails. Budgets are overflowing, compliance risks are piling up, and scaling feels like sailing with a dropped anchor,' said Keith Payne, Regional Vice President, APAC at Nintex. 'Nearly every mid-market organisation knows it's a problem, but with IT teams stretched thin, fixing it can feel like trying to bail out a sinking ship with a teacup.' While most acknowledge the problem — 93% say that addressing SaaS sprawl should be a top priority — more than half (58%) admit their current orchestration processes are ineffective. This was the highest rate across all countries surveyed, and the impact is being felt. The vast majority (91%) report a moderate-to-major financial impact, while 41% cite rising security and compliance risks, and over a third (34%) say sprawl is directly limiting their ability to scale. Despite this, 77% place full responsibility for managing SaaS sprawl on IT teams that are often under-resourced and stretched thin, without the time, budget, or headcount to implement a cohesive strategy. 'Many local organisations are layering new software over old processes in a race to fill capability gaps with band-aid fixes,' said Payne. 'It might solve the problem of the day, but over time it's creating deeper disconnections between systems, teams, and workflows.' While the report found that Australia leads other countries in leveraging AI to overcome software sprawl, the path to resolution will require more than just AI. The report highlights deeper systemic issues, including a lack of staff enablement. Only 34% provide training to help employees effectively use software, a critical gap that contributes to shelfware and shadow IT. 'Let's be clear, no amount of software can save a broken process,' Payne said. 'If organisations keep piling on tools without fixing the foundations, they're not transforming, they're treading water with a sinking stack.' To learn more about how Australian organisations are addressing SaaS sprawl with AI and automation, download the full 2025 SaaS Sprawl Snapshot here. About Nintex Nintex, the possibility engine™, helps companies unlock the power of endless possibilities. Today more than 8,000 public and private sector organisations across 90 countries turn to the Nintex platform to automate how work gets done, remove friction from business processes, and unlock the full potential of their people. Learn more about how Nintex and its global partner network are propelling people, work, and business forward at *Methodology The research was conducted by Censuswide, with 2,000 senior information technology (IT) leaders across numerous industries in Australia, the United Arab Emirates, the United Kingdom, and the United States. The survey was conducted between March 27 and April 2, 2025. Censuswide abides by and employs members of the Market Research Society, which is based on the ESOMAR principles. Censuswide is also a member of the British Polling Council.
Sky News AU
an hour ago
- Sky News AU
David Jones teams up with Qantas to launch revamped loyalty scheme
Retail giant David Jones is teaming up with Qantas in a new move allowing Australians to bank frequent flyer points when shopping at the store. Around 17 million Qantas customers can choose between banking, David Jones rewards, or frequent flyer points. The program will commence this September.
