
BJ's Wholesale Club Holdings, Inc. Announces First Quarter Fiscal 2025 Results
MARLBOROUGH, Mass.--(BUSINESS WIRE)--BJ's Wholesale Club Holdings, Inc. (NYSE: BJ) (the "Company") today announced its financial results for the thirteen weeks ended May 3, 2025.
'We reported a strong start to the year, demonstrating the power of our model and continued momentum in our long-term growth priorities,' said Bob Eddy, Chairman and Chief Executive Officer, BJ's Wholesale Club. 'Delivering great value is essential in today's environment, and I am proud of our team members who remain committed to taking care of the families who depend on us.'
Additional Highlights:
Total comparable club sales increased by 1.6% in the first quarter of fiscal 2025 compared to the first quarter of fiscal 2024. Excluding the impact of gasoline sales, comparable club sales increased by 3.9% in the first quarter of fiscal 2025 compared to the first quarter of fiscal 2024.
Membership fee income increased to $120.4 million in the first quarter of fiscal 2025 from $111.4 million in the first quarter of fiscal 2024. The increase was primarily driven by strength in membership acquisition, retention and higher tier membership penetration across both new and existing clubs, as well as the increase in annual membership fees which became effective in January 2025.
Gross profit increased to $969.5 million in the first quarter of fiscal 2025 from $883.4 million in the first quarter of fiscal 2024. Merchandise gross margin rate, which excludes gasoline sales and membership fee income, increased by 30 basis points over the same quarter of fiscal 2024. The Company continues to manage the business to drive profitable growth across the broader merchandise assortment.
Selling, general and administrative expenses ('SG&A') increased to $760.9 million in the first quarter of fiscal 2025 compared to $721.8 million in the first quarter of fiscal 2024. The increase was primarily driven by increased labor and occupancy costs as a result of new club and gas station openings. Additionally, an increase in the number of owned clubs has resulted in increased depreciation expense year-over-year.
Income before income taxes increased to $192.5 million in the first quarter of fiscal 2025 compared to $146.8 million in the first quarter of fiscal 2024.
Income tax expense increased to $42.8 million in the first quarter of fiscal 2025 compared to $35.8 million in the first quarter of fiscal 2024. The increase in income tax expense is driven by an increase in income before income taxes compared to the prior year period, partially offset by an increase in tax benefits from stock-based compensation.
Net income increased to $149.8 million in the first quarter of fiscal 2025 compared to $111.0 million in the first quarter of fiscal 2024.
Adjusted EBITDA increased by 20.9% to $285.8 million in the first quarter of fiscal 2025 compared to $236.4 million in the first quarter of fiscal 2024.
Under its existing share repurchase program, the Company repurchased 55,000 shares of common stock, totaling $6.2 million, inclusive of associated costs, in the first quarter of fiscal 2025.
Fiscal 2025 Ending January 31, 2026 Outlook
'As we look to fiscal 2025, we are confident in our team, our positioning in the marketplace and the growth drivers that are within our control. We will remain focused on executing against our long-term priorities to drive continued traffic and market share gains,' said Laura Felice, Executive Vice President, Chief Financial Officer, BJ's Wholesale Club. 'Based on what we know today, we are leaving our fiscal 2025 guidance unchanged, and will continue to evaluate as the year progresses.'
On March 6, 2025, the Company provided the following guidance for fiscal 2025:
Comparable club sales, excluding the impact of gasoline sales, to increase 2.0% to 3.5% year-over-year
Adjusted EPS to range from $4.10 to $4.30
Capital expenditures of approximately $800 million
Conference Call Details
A conference call to discuss the first quarter of fiscal 2025 financial results is scheduled for today, May 22, 2025, at 8:30 A.M. Eastern Time. The live audio webcast of the call can be accessed under the 'Events & Presentations' section of the Company's investor relations website at https://investors.bjs.com and will remain available for one year. Participants may also dial (833) 470-1428 within the U.S. or +1 (929) 526-1599 outside the U.S. and reference conference ID 221377.
About BJ's Wholesale Club Holdings, Inc.
BJ's Wholesale Club Holdings, Inc. (NYSE: BJ) is a leading operator of membership warehouse clubs focused on delivering significant value to its members and serving a shared purpose: 'We take care of the families who depend on us.' The Company provides a wide assortment of fresh foods, produce, a full-service deli, fresh bakery, household essentials and gas. In addition, BJ's offers the latest technology, home decor, apparel, seasonal items and more to deliver unbeatable value to smart-saving families. Headquartered in Marlborough, Massachusetts, the Company pioneered the warehouse club model in New England in 1984 and currently operates 255 clubs and 190 BJ's Gas® locations in 21 states. For more information, please visit us at www.bjs.com.
Forward-Looking Statements
This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. All statements contained in this press release that do not relate to matters of historical fact should be considered forward-looking statements, including, without limitation, statements regarding our future results of operations and financial position; our anticipated fiscal 2025 outlook; our membership fee increases; the timing and amounts of any share repurchases under our current authorized share repurchase program; and our strategic priorities and future progress, as well as statements that include the words 'expect,' 'intend,' 'plan,' 'confident,' 'believe,' 'project,' 'forecast,' 'estimate,' 'may,' 'should,' 'anticipate' and similar statements of a future or forward-looking nature. These forward-looking statements are based on management's current expectations. These statements are neither promises nor guarantees, but involve known and unknown risks, uncertainties and other important factors that may cause actual results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by the forward-looking statements, including, but not limited to: uncertainties in the financial markets, including, without limitation, as a result of disruptions and instability in the banking and financial services industries or as a result of wars and global political conflicts, consumer and small business spending patterns and debt levels; our dependence on having a large and loyal membership; domestic and international economic conditions, including volatility in inflation or interest rates, supply chain disruptions, construction delays and exchange rates; our ability to procure the merchandise we sell at the best possible prices; the effects of competition and regulation; our dependence on vendors to supply us with quality merchandise at the right time and at the right price; breaches of security or privacy of member or business information; conditions affecting the acquisition, development, ownership or use of real estate; our capital spending; actions of vendors; our ability to attract and retain a qualified management team and other team members; costs associated with employees (generally including health care costs), energy and certain commodities, geopolitical conditions (including tariffs); changes in our product mix or in our revenues from gasoline sales; our failure to successfully maintain a relevant digital experience for our members; risks related to our growth strategy to open new clubs; risks related to our e-commerce business; our ability to grow our BJ's One Mastercard® program; and other important factors discussed under the caption 'Risk Factors' in our Form 10-K filed with the U.S. Securities and Exchange Commission ('SEC') on March 14, 2025, and subsequent filings with the SEC, which are accessible on the SEC's website at www.sec.gov. These and other important factors could cause actual results to differ materially from those indicated by the forward-looking statements made in this press release. Any such forward-looking statements represent management's estimates as of the date of this press release. While we may elect to update such forward-looking statements at some point in the future, unless required by law, we disclaim any obligation to do so, even if subsequent events cause our views to change. Thus, one should not assume that our silence over time means that actual events are bearing out as expressed or implied in such forward-looking statements. These forward-looking statements should not be relied upon as representing our views as of any date subsequent to the date of this press release.
Non-GAAP Financial Measures
We refer to certain financial measures that are not recognized under United States generally accepted accounting principles ('GAAP'). Please see 'Note Regarding Non-GAAP Financial Information' and 'Reconciliation of GAAP to Non-GAAP Financial Information' below for additional information and a reconciliation of the Non-GAAP financial measures to the most comparable GAAP financial measures.
BJ'S WHOLESALE CLUB HOLDINGS, INC.
(Amounts in thousands, except per share amounts)
(Unaudited)
May 3, 2025
May 4, 2024
ASSETS
Current assets:
Cash and cash equivalents
$
39,484
$
35,094
Accounts receivable, net
240,419
225,199
Merchandise inventories
1,567,032
1,533,310
Prepaid expense and other current assets
81,833
85,048
Total current assets
1,928,768
1,878,651
Operating lease right-of-use assets, net
2,065,890
2,159,955
Property and equipment, net
1,988,290
1,620,255
Goodwill
1,008,816
1,008,816
Intangibles, net
99,697
106,001
Deferred income taxes
7,615
2,693
Other assets
58,596
48,356
Total assets
$
7,157,672
$
6,824,727
LIABILITIES
Current liabilities:
Short-term debt
$
150,000
$
270,000
Current portion of operating lease liabilities
169,568
156,914
Accounts payable
1,255,867
1,264,873
Accrued expenses and other current liabilities
934,974
834,053
Total current liabilities
2,510,409
2,525,840
Long-term operating lease liabilities
1,977,180
2,069,587
Long-term debt
398,880
398,509
Deferred income taxes
55,386
74,804
Other non-current liabilities
244,232
228,567
STOCKHOLDERS' EQUITY
1,971,585
1,527,420
Total liabilities and stockholders' equity
$
7,157,672
$
6,824,727
Expand
BJ'S WHOLESALE CLUB HOLDINGS, INC.
CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS
(Amounts in thousands, except per share amounts)
(Unaudited)
Thirteen Weeks Ended
May 3, 2025
Thirteen Weeks Ended
May 4, 2024
CASH FLOWS FROM OPERATING ACTIVITIES
Net income
$
149,768
$
111,019
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization
69,665
63,422
Amortization of debt issuance costs and accretion of original issue discount
273
277
Stock-based compensation expense
10,654
8,590
Deferred income tax (benefit) provision
(4,913
)
1,409
Changes in operating leases and other non-cash items
(24,397
)
2,922
Increase (decrease) in cash due to changes in:
Accounts receivable, net
39,735
3,491
Merchandise inventories
(58,044
)
(78,488
)
Accounts payable
2,355
81,592
Accrued expenses and other current liabilities
24,783
19,316
Other operating assets and liabilities, net
(1,786
)
(12,703
)
Net cash provided by operating activities
208,093
200,847
CASH FLOWS FROM INVESTING ACTIVITIES
Additions to property and equipment, net of disposals and proceeds from sale-leaseback transactions
(140,497
)
(105,741
)
Other investing activities
(1,794
)
—
Net cash used in investing activities
(142,291
)
(105,741
)
CASH FLOWS FROM FINANCING ACTIVITIES
Proceeds from revolving lines of credit
66,000
193,000
Payments on revolving lines of credit
(91,000
)
(242,000
)
Net cash received from stock option exercises
5,014
5,865
Acquisition of treasury stock
(41,305
)
(57,256
)
Proceeds from financing obligations
8,721
6,044
Other financing activities
(2,020
)
(1,714
)
Net cash used in financing activities
(54,590
)
(96,061
)
Net increase (decrease) in cash and cash equivalents
11,212
(955
)
Cash and cash equivalents at beginning of period
28,272
36,049
Cash and cash equivalents at end of period
$
39,484
$
35,094
Expand
Note Regarding Non-GAAP Financial Information
This press release includes financial measures that are not calculated in accordance with GAAP, including adjusted net income, adjusted net income per diluted share ('adjusted EPS'), adjusted EBITDA, adjusted free cash flow, net debt, net debt to last twelve months ('LTM') adjusted EBITDA, and comparable club sales.
We define adjusted net income as net income as reported, adjusted for non-recurring, infrequent, or unusual changes, including restructuring charges, and other adjustments that the Company believes appropriate, net of the tax impact of such adjustments.
We define adjusted EPS as adjusted net income divided by the weighted-average diluted shares outstanding.
We define adjusted EBITDA as net income before interest expense, net, provision for income taxes and depreciation and amortization, adjusted for the impact of certain other items, including: stock-based compensation expense; restructuring and other adjustments.
We define adjusted free cash flow as net cash provided by operating activities less additions to property and equipment, net of disposals, plus proceeds from sale-leaseback transactions.
We define net debt as total debt outstanding less cash and cash equivalents.
We define net debt to LTM adjusted EBITDA as net debt at the balance sheet date divided by adjusted EBITDA for the trailing twelve-month period.
We present adjusted net income, adjusted EPS and adjusted EBITDA, which are not recognized financial measures under GAAP, because we believe such measures assist investors and analysts in comparing our operating performance across reporting periods on a consistent basis by excluding items that we do not believe are indicative of our core operating performance.
We believe that adjusted net income, adjusted EPS and adjusted EBITDA are helpful in highlighting trends in our core operating performance compared to other measures, which can differ significantly depending on long-term strategic decisions regarding capital structure, the tax jurisdictions in which companies operate and capital investments. We use adjusted net income, adjusted EPS and adjusted EBITDA to supplement GAAP measures of performance in the evaluation of the effectiveness of our business strategies; to make budgeting decisions; and to compare our performance against that of other peer companies using similar measures. We also use adjusted EBITDA and adjusted EPS in connection with establishing annual and long-term incentive compensation.
We present adjusted free cash flow, which is not a recognized financial measure under GAAP, because we use it to report to our Board of Directors and we believe it assists investors and analysts in evaluating our liquidity. Adjusted free cash flow should not be considered as an alternative to cash flows from operations as a liquidity measure. We present net debt and net debt to LTM adjusted EBITDA, which are not recognized as financial measures under GAAP, because we use them to report to our Board of Directors and we believe they assist investors and analysts in evaluating our borrowing capacity. Net debt to LTM adjusted EBITDA is a key financial measure that is used by management to assess the borrowing capacity of the Company.
You are encouraged to evaluate these adjustments and the reasons we consider them appropriate for supplemental analysis. In evaluating adjusted net income, adjusted EPS, adjusted EBITDA and net debt to LTM adjusted EBITDA, you should be aware that in the future we may incur expenses that are the same as or like some of the adjustments in our presentation of these metrics. Our presentation of adjusted net income, adjusted EPS, adjusted EBITDA, adjusted free cash flow, net debt and net debt to LTM adjusted EBITDA should not be considered as alternatives to any other measure derived in accordance with GAAP and they should not be construed as an inference that the Company's future results will be unaffected by unusual or non-recurring items. There can be no assurance that we will not modify the presentation of adjusted net income, adjusted EPS, adjusted EBITDA or net debt to LTM adjusted EBITDA in the future, and any such modification may be material. In addition, adjusted net income, adjusted EPS, adjusted EBITDA, adjusted free cash flow, net debt and net debt to LTM adjusted EBITDA may not be comparable to similarly titled measures used by other companies in our industry or across different industries. Additionally, adjusted net income, adjusted EPS, adjusted EBITDA, adjusted free cash flow, net debt and net debt to LTM adjusted EBITDA have limitations as analytical tools, and you should not consider them in isolation or as a substitute for analysis of our results as reported under GAAP.
In reliance on the unreasonable efforts exception provided under Item 10(e)(1)(i)(B) of Regulation S-K, the Company does not provide a reconciliation for non-GAAP estimates on a forward-looking basis, including of its projected range for adjusted EPS for Fiscal 2025 to net income per diluted share, which is the most directly comparable GAAP measure, under "Fiscal 2025 Ending January 31, 2026" above, where it is unable to provide a meaningful or accurate calculation or estimation of reconciling items or there are no meaningful adjustments to be presented in the reconciliation and the information is not available without unreasonable effort. This is due to the inherent difficulty of forecasting the timing and/or amount of various items that would impact net income per diluted share, if any. This includes items that have not yet occurred, are out of the Company's control, cannot be reasonably predicted and/or for which there would not be any meaningful adjustment or difference. For the same reasons, the Company is unable to address the probable significance of the unavailable information. The information under "Fiscal 2025 Ending January 31, 2026" above, including expectations about adjusted EPS reflects management's view of current and future market conditions. To the extent actual results differ from our current expectations, the Company's results may differ materially from the expectations set forth above. Other factors, as referenced elsewhere in this press release, may also cause the Company's results to differ materially from the expectations set forth above.
BJ'S WHOLESALE CLUB HOLDINGS, INC.
Reconciliation to adjusted free cash flow
(Amounts in thousands)
(Unaudited)
Thirteen Weeks Ended
May 3, 2025
Thirteen Weeks Ended
May 4, 2024
Net cash provided by operating activities
$
208,093
$
200,847
Less: Additions to property and equipment, net of disposals
(140,497
)
(105,741
)
Plus: Proceeds from sale-leaseback transactions
—
—
Adjusted free cash flow
$
67,596
$
95,106
Expand
BJ'S WHOLESALE CLUB HOLDINGS, INC.
Reconciliation of net debt and net debt to LTM adjusted EBITDA
(Amounts in thousands)
(Unaudited)
May 3, 2025
Total debt
$
548,880
Less: Cash and cash equivalents
(39,484
)
Net debt
$
509,396
Net income
$
573,166
Interest expense, net
48,507
Provision for income taxes
193,423
Depreciation and amortization
268,311
Stock-based compensation expense
49,862
Restructuring
6,657
Other adjustments
119
Adjusted EBITDA (a)
$
1,140,045
Net debt to LTM adjusted EBITDA
(a) See descriptions of adjustments in the 'Reconciliation to Adjusted EBITDA (unaudited)' table above.
Expand

Try Our AI Features
Explore what Daily8 AI can do for you:
Comments
No comments yet...
Related Articles
Yahoo
25 minutes ago
- Yahoo
Arya Resources Ltd. (RBZ) Upsizes Flow-Through Financing Amid Surging Investor Demand
Vancouver, British Columbia--(Newsfile Corp. - June 9, 2025) - Arya Resources Ltd. (TSXV: RBZ) ("Arya" or the "Company") is pleased to announce upsizing of its previously announced flow-through financing, driven by growing investor interest. The Company will now issue 4,873,146 flow-through shares (the "FT Shares"), up from the originally planned 3,846,154 shares. The FT Shares are priced at $0.13 per share and qualify as "flow-through shares" as defined in subsection 66(15) of the Income Tax Act (Canada). The increase brings the total gross proceeds from the financing-including the non-flow-through tranche closed on June 3, 2025-to $1,143,509. This funding supports Arya's aggressive exploration and growth plans in one of Canada's most prospective mining jurisdictions. Use of Proceeds Flow-through proceeds will directly fund exploration work on Arya's Saskatchewan-based mineral projects, including its flagship Wedge Lake Gold Project, where the Company holds full permits to commence drilling as announced in its March 19, 2025 news release -see March 19, 2025 News Release. Non-flow-through proceeds will be allocated to general working capital, supporting ongoing corporate development and strategic initiatives. Finder's Fees In accordance with applicable securities laws and subject to TSX Venture Exchange approval, Arya may pay finder's fees to eligible parties as follows: 7% cash commission on subscription proceeds raised from introduced investors. Finder warrants equal to 7% of the securities sold to these investors, with terms identical to those of the investor warrants. About Arya Resources Ltd. (TSXV: RBZ)Arya Resources Ltd. is a Canadian-based mineral exploration company focused on unlocking the value of high-potential gold, silver, copper, nickel, and cobalt projects in mining-friendly jurisdictions. As a Tier-2 issuer on the TSX Venture Exchange, Arya is committed to building shareholder value through strategic acquisitions, targeted exploration, and sustainable development. On behalf of the Board of Directors: Rasool Mohammad, CEOEmail: rasool@ (604) 868-7737https:// Neither the TSX Venture Exchange nor its Regulation Services Provider (as that term is defined the policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this news release. This news release includes "forward looking statements" that are subject to assumptions, risks and uncertainties. Statements in this news release which are not purely historical are forward looking statements, including without limitation any statements concerning the Company's intentions, plans, estimates, expectations or beliefs. Although the Company believes that any forward looking statements in this news release are reasonable, there can be no assurance that any such forward looking statements will prove to be accurate. The Company cautions readers that all forward looking statements, including without limitation those relating to the Company's future operations and business prospects, are based on assumptions, none of which can be assured, and are subject to certain risks and uncertainties that could cause actual events or results to differ materially from those indicated in the forward looking statements. Readers are advised to rely on their own evaluation of such risks and uncertainties and should not place undue reliance on forward looking statements. Any forward looking statements are made as of the date of this news release, and the Company assumes no obligation to update the forward looking statements, or to update the reasons why actual events or results could or do differ from those projected in the forward looking statements. Except as required by law, the Company assumes no obligation to update any forward looking statements, whether as a result of new information, future events or otherwise. To view the source version of this press release, please visit Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
25 minutes ago
- Yahoo
Park Aerospace Corp. Declares Cash Dividend
NEWTON, Kan., June 09, 2025 (GLOBE NEWSWIRE) -- The Board of Directors of Park Aerospace Corp. (NYSE-PKE) has declared a regular quarterly cash dividend of $0.125 per share payable August 1, 2025 to shareholders of record at the close of business on July 1, 2025. Park has paid 40 consecutive years of uninterrupted regular quarterly cash dividends, without ever skipping a dividend payment or reducing the amount of the dividend. The Company has paid $603.6 million in cash dividends, or $29.475 per share, since the beginning of the Company's 2005 fiscal year. Park Aerospace Corp. develops and manufactures solution and hot-melt advanced composite materials used to produce composite structures for the global aerospace markets. Park's advanced composite materials include film adhesives (Aeroadhere®) and lightning strike protection materials (Electroglide®). Park offers an array of composite materials specifically designed for hand lay-up or automated fiber placement (AFP) manufacturing applications. Park's advanced composite materials are used to produce primary and secondary structures for jet engines, large and regional transport aircraft, military aircraft, Unmanned Aerial Vehicles (UAVs commonly referred to as 'drones'), business jets, general aviation aircraft and rotary wing aircraft. Park also offers specialty ablative materials for rocket motors and nozzles and specially designed materials for radome applications. As a complement to Park's advanced composite materials offering, Park designs and fabricates composite parts, structures and assemblies and low volume tooling for the aerospace industry. Target markets for Park's composite parts and structures (which include Park's proprietary composite SigmaStrut™ and AlphaStrut™ product lines) are, among others, prototype and development aircraft, special mission aircraft, spares for legacy military and civilian aircraft and exotic spacecraft. Park's objective is to do what others are either unwilling or unable to do. When nobody else wants to do it because it is too difficult, too small or too annoying, sign us up. Additional corporate information is available on the Company's website at Contact: Donna D'Amico-Annitto 486 North Oliver Road, Bldg. ZNewton, Kansas 67114(316) 283-6500Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
27 minutes ago
- Yahoo
KSTM Promotes Eric Saar to Partner
Saar Brings KSTM Matrimonial and Family Law Practice to Clients in New Jersey NEW YORK, June 09, 2025--(BUSINESS WIRE)--Krauss Shaknes Tallentire & Messeri LLP announced today that Eric Saar, a skilled litigator newly licensed to practice in New Jersey, has been promoted to partner. "Eric has a wealth of expertise in matrimonial and family law, and his talent as a negotiator, writer, and litigator make him a valuable asset to his clients and colleagues at our firm," said KSTM founding partner Caroline Krauss. "Now barred in New Jersey as well as New York, he has expanded the reach of his practice and allowed KSTM to serve clients in New Jersey seamlessly." Saar's experience in matrimonial and family law matters includes the division of complex assets, highly intricate custody matters, spousal and child support issues, and the preparation and negotiation of pre- and post-nuptial agreements. He is an active member of the New York City Bar Association's Matrimonial Law Committee and previously served as co-chair of the Legislative Affairs subcommittee. Saar is also a member of the New York State Bar Association's Family Law Section. Saar will play a key role as KSTM expands its presence and capabilities in New Jersey. His recent admission to the New Jersey Bar allows the firm to practice in the state without the need for local co-counsel. "I am honored to join KSTM's partnership and to play a role in expanding the firm's presence into New Jersey," said Saar. "I look forward to bringing our empathetic, client-focused approach to individuals and families throughout the state, and to continuing to guide our clients through some of life's most challenging moments with clarity, compassion, and an unwavering commitment to their goals." Saar's professional honors include being named a New York Super Lawyer in Family Law (2024-25) and Rising Star in Family Law (2020-23), and a Best Lawyers' One to Watch for Family Law in New York (2024). Before joining KSTM, Saar was an associate at Greenspoon Marder LLP. He has focused on matrimonial law since prior to his graduation from the University of Illinois Chicago John Marshall Law School, serving as a law clerk for the largest law firm in the country that practices matrimonial law exclusively. About Krauss Shaknes Tallentire & Messeri LLP Krauss Shaknes Tallentire & Messeri LLP ( provides counsel to clients in the full range of matrimonial and family law matters, including pre- and post-nuptial agreements, divorces, paternity matters, custody, access, and support issues, and other family law matters. We have offices in New York City, New Jersey, and Greenwich, Connecticut. View source version on Contacts Kelsey Dellovokdellovo@ 339.223.0961 Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data