Developer, builder Naylor Love fined $35,000 for illegal rooftop changes to The CAB apartments
Developer John Love's company Civic Lane and one of New Zealand's biggest builders have been fined $35,000 for illegal modifications to the top level of Auckland apartment development The CAB.
The decision from Judge Sheena Tepania in the Auckland District Court fined Love's Civic Lane $21,000 and builder Naylor Love
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Commerce Commission files charges against Ilaisaane Malupo of Nane Loans and alleges illegal lending targeting Tongan community
An Auckland woman accused of acting as an illegal lender and alleged to have targeted the Tongan community with 15% weekly interest rates is facing court action. The Commerce Commission filed charges in the Auckland District Court against Ilaisaane Malupo, who traded under the name Nane Easy Loan Finance
Scoop
3 hours ago
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ComCom Prosecutes Unregistered Lender Who Targeted Vulnerable Consumers
The Commerce Commission has filed criminal charges in the Auckland District Court against an unregistered and uncertified lender, Ilaisaane Malupo, trading as Nane Easy Loan Finance Services NZ (Nane Loans). The Commission alleges Ms Malupo provided personal loans illegally to members of the Tongan community in South Auckland from March 2024. Associate Commissioner Joseph Liava'a says when lenders are identified operating outside of the law, the Commission will act swiftly to shutdown these operations to ensure that consumers are protected when borrowing money or buying goods on credit. Under the Financial Service Providers (Registration and Dispute Resolution) Act and the Credit Contracts and Consumer Finance Act (CCCFA), all lenders must be registered and certified in order to provide consumer credit. 'Often these kinds of lenders are a last resort for people who are struggling to borrow from reputable lenders. Many people who borrowed from Ms Malupo were already under financial pressure and on low incomes, so irresponsible lending could have had a big impact on borrowers and their families,' Mr Liava'a says. 'Some of the borrowers indicated they needed to borrow money to buy food or pay off other loans,' Mr Liava'a says. Alongside the lack of certification, the Commission alleges Ms Malupo's terms included high interest rates of up to 15 per cent charged on a weekly basis, which would double if borrowers failed to repay the loans within 28 days; and late payment fees of up to $10 per day. 'In order to keep up with payments some borrowers resorted to selling their sentimental possessions or missing rent payments,' Mr Liava'a says. Ms Malupo operated her business on social media and in some cases threatened that borrowers who failed to repay their debt would be 'named and shamed' on Facebook or other Tongan media sites until repayment was made. 'Public shaming is never ok and could put borrowers in a vulnerable position to avoid being called out for their friends and family to see,' Mr Liava'a says. The Commission has prioritised enforcement action against lenders who have not met their obligations under the CCCFA. The Commission is particularly focussed on lenders who provide credit to vulnerable consumers in New Zealand. Background The Commission launched an investigation into Ilaisaane Malupo after receiving enquiries, including from a financial mentor about Ms Malupo's lending practices which were causing harm to borrowers. Whilst the Commission is continuing its investigation into further breaches of the CCCFA which are likely to have occurred, the Commission's immediate priority was to stop Ms Malupo from entering new loans or enforcing any existing loans. Ms Malupo has been charged (4 June 2025) with: Criminal charges under section 11 of the Financial Service Providers (Registration and Dispute Resolution) Act 2008 for providing a financial service without being registered, the penalty of which is 12 months' imprisonment or a fine not exceeding $100,000; and Criminal charges under section 103(2) of the Commerce Act 1986 for attempting to deceive or knowingly mislead the Commission on any matter before it, the penalty of which is a fine not exceeding $100,000. All lenders must be certified under Part 5A of the Credit Contracts and Consumer Finance Act 2003 by the Commerce Commission. To gain certification, lenders must satisfy the Commission that those operating the business are financially sound, honest, reputable, reliable and competent to do the job. An up-to-date database of certified lenders can be found here: The Commission has released a 'quick guide to borrowing money' to assist borrowers on what to expect from a lender here:
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'Look Busy – The People Are Angry' In The Face Of Genocide – Government Brings Shame On Us All
Press Release – Palestine Solidarity Network Aotearoa The government's decision to sanction Israeli cabinet ministers is a cynical diversionary gesture, according to the Palestine Solidarity Network Aotearoa. New Zealand has joined the UK, Australia, Canada, and Norway in banning the entry of Israel's Finance Minister Bezalel Smotrich and National Security Minister Itamar Ben-Gvir. PSNA Co-Chair, Maher Nazzal, says the just announced move is simply to placate New Zealanders angry at the government's complicity with the mass killing of Palestinians and deliberate starvation of Occupied Gaza. 'The New Zealand government statement was quite explicit that the sanctions were 'not designed to sanction the wider Israeli government' of which Ben-Gvir and Smotrich are ministers.' 'The New Zealand government's official statement is laying the blame for Israeli barbarity on just two ministers. Our government is pretending that they alone are responsible for the military violence in the Gaza Strip, and Israel's annexation of Palestinian land, expanding settlements, and forced displacement.' 'All these war crimes are supported and stated by Israeli Prime Minister Benjamin Netanyahu and his government. These measures are all being carried out by the Israeli government. These two ministers are quite rabid, but they are not just freelancers or 'bad apples'.' 'Netanyahu himself is wanted for trial on war crimes charges, so why does he escape the travel ban?' Nazzal says Ben-Gvir and Smotrich would never plan to come to New Zealand anyway. 'The last time such an individual visited in 2006 the Auckland District Court issued a warrant for his arrest to face war crime charges.' (That was Israeli General Moshe Ya'alon – the 'Butcher of Qana'. The warrant was quashed by the then Attorney-General Michael Cullen) 'Even if the government sanctioned the entire Israeli cabinet, it would be meaningless.' 'Israel has made Gaza hell on earth for Palestinians, and is making it worse by the hour. We should be cutting trade ties – including military technology, which might be finding its way to Israel, or sending up satellites from Mahia used by Israel to spy on Gaza. 'New Zealand has bilateral agreements with Israel over science and movie-making. They should stop.' 'The government needs to ban Israeli soldiers coming here for genocide holidays, instead of Winston Peters going out of his way to welcome them.' 'And it goes without saying that the Israeli ambassador should be booted out.' Nazzal says the forced starvation in Gaza has reached a crisis point. 'The choice for the international community is stark. Let tens of thousands starve to death in the next few weeks, or impose a no-fly zone over Gaza and provide military protection for UNRWA aid convoys.' 'In that context, by limiting the travel options for two Israeli politicians our government feels like it's conveying a message of 'Look busy – New Zealanders are angry, we must be seen to be doing something, but really, we don't care.'
