Centrelink $1,100 cash boost available to thousands of Aussies: 'Get back on track'
While torrential rain and flash flooding wreak havoc in some states, other parts of the country are drier than ever.
From battling arid brown paddocks to struggling with stock, drought conditions are hitting farmers hard.
You don't need to be a mathematician to work out that no rain, plus no feed, equals no money.
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It's not just the recent weather events, there can be lots of reasons why farmers may experience financial pressures.
The good news is, there is support available, and I want to help you work out where to begin.
Services Australia has a payment called Farm Household Allowance (FHA) for farming families who are doing it tough. Whether it's due to challenging seasons, market pressures, illness, or other difficulties, FHA is designed to help farmers get back on track.
If you're eligible, you may receive:
A payment between $715 and $1,011 per fortnight, for up to 4 years in a 10-year period (amount will depend on circumstances)
A professional financial assessment of recent performance from a person you choose
An activity supplement of up to $10,000 to pay for professional advice, training, study, or mental health support to help improve your financial position
A Farm Household Case Officer to work with you to help you improve your financial circumstances.
When you start getting FHA, a dedicated Farm Household Case Officer (FHCO) will get in touch with you. They'll guide and support you from the very beginning and will check in with you regularly while you continue to be on the payment.
Your FHCO will help you set up a Financial Improvement Agreement (FIA). The FIA is exactly what it sounds like — a plan to help you improve your financial position. It sets out the activities you must do while you get the allowance.
One of the key supports available is the $10,000 activity supplement. This funding can be put towards a diverse range of activities such as business courses, regenerative agriculture training, drone and pilot's licences, teaching credentials, diversifying, and establishing a farm stay business. The supplement allows you to think laterally about ways to improve your financial position in the short, medium, and long-term.
You'll also need to give us an update on your farm's financial position each year you are getting payment. This information helps your case officer understand any changes to the business and tailor ongoing guidance and support.
We often hear farmers say, 'Someone else needs it more than me.' But if you're eligible, you can and should apply — support is there for a reason.
There's no shame in seeking support when times are tough. It's a sign of strength. When farmers tighten their belts, the ripple effects are felt across local businesses too. One phone call could help you understand your options.
You can call our free farmer assistance hotline on 132 316, to chat with one of our specialists about your individual circumstances. They'll explain everything you need to know about FHA, from eligibility through to how to make a claim.
The government also offers free and independent financial counselling for farmers and small related businesses through the Rural Financial Counselling Service. I would chat to these people first, as they can help you apply for other government support, in addition to FHA. Call their national hotline on 1300 771 741, and you'll be connected with your nearest counsellor.
For more information on the FHA and eligibility, head to the Services Australia website.
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