Latest news with #AmericanCoastalInsurance
Yahoo
22-05-2025
- Business
- Yahoo
Discovering US Market's Hidden Stock Gems
As the United States market experiences a slight rebound from recent sell-offs, with major indices like the Dow Jones and S&P 500 showing modest gains, investors are keeping a close eye on economic developments such as bond yields and fiscal policies. In this dynamic environment, identifying promising stocks often involves looking beyond well-known names to uncover hidden gems that may offer unique opportunities amidst broader market fluctuations. Name Debt To Equity Revenue Growth Earnings Growth Health Rating Morris State Bancshares 9.62% 4.26% 5.10% ★★★★★★ Oakworth Capital 42.08% 15.43% 7.31% ★★★★★★ FineMark Holdings 122.25% 2.34% -25.87% ★★★★★★ FRMO 0.09% 44.64% 49.91% ★★★★★☆ Valhi 43.01% 1.55% -2.64% ★★★★★☆ Innovex International 1.49% 42.69% 44.34% ★★★★★☆ Pure Cycle 5.11% 1.07% -4.05% ★★★★★☆ Reitar Logtech Holdings 31.39% 231.46% 41.38% ★★★★☆☆ Solesence 82.42% 23.41% -1.04% ★★★★☆☆ Qudian 6.38% -68.48% -57.47% ★★★★☆☆ Click here to see the full list of 280 stocks from our US Undiscovered Gems With Strong Fundamentals screener. Below we spotlight a couple of our favorites from our exclusive screener. Simply Wall St Value Rating: ★★★★☆☆ Overview: American Coastal Insurance Corporation operates in the United States, focusing on commercial and personal property and casualty insurance, with a market cap of $540.59 million. Operations: American Coastal Insurance generates revenue primarily from its commercial lines business, which accounts for $302.26 million. American Coastal Insurance, a smaller player in the insurance sector, has been navigating a challenging landscape. Despite negative earnings growth of 6.5% over the past year, its interest payments are well covered by EBIT at 8.9 times coverage. The company's debt to equity ratio has risen from 31.3% to 57.2% over five years, indicating increased leverage but also financial agility with more cash than total debt on hand. Recent insider selling might raise eyebrows; however, trading at roughly 74% below estimated fair value suggests potential upside if market conditions align favorably with strategic initiatives like enhanced reinsurance protections and premium growth strategies. American Coastal Insurance's strategic focus on underwriting and reinsurance is expected to stabilize earnings and improve profit margins. Click here to explore the full narrative on American Coastal Insurance. Simply Wall St Value Rating: ★★★★★★ Overview: Value Line, Inc. focuses on producing and selling investment periodicals and related publications, with a market cap of $374.19 million. Operations: The company generates revenue primarily through its publishing segment, which reported $35.70 million. The net profit margin is noted at 43.52%. Value Line, a small player in the financial sector, is trading slightly below its estimated fair value. Earnings jumped 17.8% last year, outpacing the Capital Markets industry. Despite a dip in third-quarter revenue to US$8.97 million from US$9.13 million and net income of US$5.16 million down from US$5.89 million year-over-year, nine-month figures show improvement with net income rising to US$16.74 million from US$14.23 million previously reported for the same period last year. The company has consistently increased dividends for 11 years, now offering an annualized dividend of $1.30 per share after an 8% increase this April. Click here to discover the nuances of Value Line with our detailed analytical health report. Examine Value Line's past performance report to understand how it has performed in the past. Simply Wall St Value Rating: ★★★★★★ Overview: Materialise NV is a company that offers additive manufacturing and medical software tools, along with 3D printing services across the Americas, Europe and Africa, and the Asia-Pacific, with a market cap of approximately $305.38 million. Operations: Materialise generates revenue from three main segments: Materialise Medical (€121.25 million), Materialise Software (€43.24 million), and Materialise Manufacturing (€105.02 million). Materialise, known for its role in additive manufacturing and medical software, has seen its debt-to-equity ratio drop from 84.6% to 11.6% over five years, showcasing improved financial stability. The company is trading at a price-to-earnings ratio of 28.7x, undercutting the industry average of 36.1x, indicating potential value for investors. Despite a net loss of €0.53 million in Q1 2025 compared to a profit last year, earnings grew by an impressive 41% over the past year and are expected to grow by about 30% annually moving forward, driven by recurring revenue streams and expansion into new sectors like aerospace and defense. Materialise's transition to cloud-based software has increased recurring income to over 80%, enhancing earnings predictability. Click here to explore the full narrative on Materialise's strategic initiatives and market opportunities. Click through to start exploring the rest of the 277 US Undiscovered Gems With Strong Fundamentals now. Are these companies part of your investment strategy? Use Simply Wall St to consolidate your holdings into a portfolio and gain insights with our comprehensive analysis tools. Streamline your investment strategy with Simply Wall St's app for free and benefit from extensive research on stocks across all corners of the world. Explore high-performing small cap companies that haven't yet garnered significant analyst attention. Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management. Find companies with promising cash flow potential yet trading below their fair value. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include NasdaqCM:ACIC NasdaqCM:VALU and NasdaqGS:MTLS. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@ Sign in to access your portfolio
Yahoo
22-05-2025
- Business
- Yahoo
Discovering US Market's Hidden Stock Gems
As the United States market experiences a slight rebound from recent sell-offs, with major indices like the Dow Jones and S&P 500 showing modest gains, investors are keeping a close eye on economic developments such as bond yields and fiscal policies. In this dynamic environment, identifying promising stocks often involves looking beyond well-known names to uncover hidden gems that may offer unique opportunities amidst broader market fluctuations. Name Debt To Equity Revenue Growth Earnings Growth Health Rating Morris State Bancshares 9.62% 4.26% 5.10% ★★★★★★ Oakworth Capital 42.08% 15.43% 7.31% ★★★★★★ FineMark Holdings 122.25% 2.34% -25.87% ★★★★★★ FRMO 0.09% 44.64% 49.91% ★★★★★☆ Valhi 43.01% 1.55% -2.64% ★★★★★☆ Innovex International 1.49% 42.69% 44.34% ★★★★★☆ Pure Cycle 5.11% 1.07% -4.05% ★★★★★☆ Reitar Logtech Holdings 31.39% 231.46% 41.38% ★★★★☆☆ Solesence 82.42% 23.41% -1.04% ★★★★☆☆ Qudian 6.38% -68.48% -57.47% ★★★★☆☆ Click here to see the full list of 280 stocks from our US Undiscovered Gems With Strong Fundamentals screener. Below we spotlight a couple of our favorites from our exclusive screener. Simply Wall St Value Rating: ★★★★☆☆ Overview: American Coastal Insurance Corporation operates in the United States, focusing on commercial and personal property and casualty insurance, with a market cap of $540.59 million. Operations: American Coastal Insurance generates revenue primarily from its commercial lines business, which accounts for $302.26 million. American Coastal Insurance, a smaller player in the insurance sector, has been navigating a challenging landscape. Despite negative earnings growth of 6.5% over the past year, its interest payments are well covered by EBIT at 8.9 times coverage. The company's debt to equity ratio has risen from 31.3% to 57.2% over five years, indicating increased leverage but also financial agility with more cash than total debt on hand. Recent insider selling might raise eyebrows; however, trading at roughly 74% below estimated fair value suggests potential upside if market conditions align favorably with strategic initiatives like enhanced reinsurance protections and premium growth strategies. American Coastal Insurance's strategic focus on underwriting and reinsurance is expected to stabilize earnings and improve profit margins. Click here to explore the full narrative on American Coastal Insurance. Simply Wall St Value Rating: ★★★★★★ Overview: Value Line, Inc. focuses on producing and selling investment periodicals and related publications, with a market cap of $374.19 million. Operations: The company generates revenue primarily through its publishing segment, which reported $35.70 million. The net profit margin is noted at 43.52%. Value Line, a small player in the financial sector, is trading slightly below its estimated fair value. Earnings jumped 17.8% last year, outpacing the Capital Markets industry. Despite a dip in third-quarter revenue to US$8.97 million from US$9.13 million and net income of US$5.16 million down from US$5.89 million year-over-year, nine-month figures show improvement with net income rising to US$16.74 million from US$14.23 million previously reported for the same period last year. The company has consistently increased dividends for 11 years, now offering an annualized dividend of $1.30 per share after an 8% increase this April. Click here to discover the nuances of Value Line with our detailed analytical health report. Examine Value Line's past performance report to understand how it has performed in the past. Simply Wall St Value Rating: ★★★★★★ Overview: Materialise NV is a company that offers additive manufacturing and medical software tools, along with 3D printing services across the Americas, Europe and Africa, and the Asia-Pacific, with a market cap of approximately $305.38 million. Operations: Materialise generates revenue from three main segments: Materialise Medical (€121.25 million), Materialise Software (€43.24 million), and Materialise Manufacturing (€105.02 million). Materialise, known for its role in additive manufacturing and medical software, has seen its debt-to-equity ratio drop from 84.6% to 11.6% over five years, showcasing improved financial stability. The company is trading at a price-to-earnings ratio of 28.7x, undercutting the industry average of 36.1x, indicating potential value for investors. Despite a net loss of €0.53 million in Q1 2025 compared to a profit last year, earnings grew by an impressive 41% over the past year and are expected to grow by about 30% annually moving forward, driven by recurring revenue streams and expansion into new sectors like aerospace and defense. Materialise's transition to cloud-based software has increased recurring income to over 80%, enhancing earnings predictability. Click here to explore the full narrative on Materialise's strategic initiatives and market opportunities. Click through to start exploring the rest of the 277 US Undiscovered Gems With Strong Fundamentals now. Are these companies part of your investment strategy? Use Simply Wall St to consolidate your holdings into a portfolio and gain insights with our comprehensive analysis tools. Streamline your investment strategy with Simply Wall St's app for free and benefit from extensive research on stocks across all corners of the world. Explore high-performing small cap companies that haven't yet garnered significant analyst attention. Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management. Find companies with promising cash flow potential yet trading below their fair value. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include NasdaqCM:ACIC NasdaqCM:VALU and NasdaqGS:MTLS. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@ Sign in to access your portfolio
Washington Post
08-05-2025
- Business
- Washington Post
American Coastal: Q1 Earnings Snapshot
SAINT PETERSBURG, Fla. — SAINT PETERSBURG, Fla. — American Coastal Insurance Corporation (ACIC) on Thursday reported first-quarter net income of $21.3 million. On a per-share basis, the Saint Petersburg, Florida-based company said it had profit of 43 cents. Earnings, adjusted to account for discontinued operations, came to 42 cents per share.
Yahoo
01-03-2025
- Business
- Yahoo
American Coastal Insurance Full Year 2024 Earnings: Revenues Beat Expectations, EPS Lags
Revenue: US$296.7m (up 3.5% from FY 2023). Net income: US$76.3m (down 7.2% from FY 2023). Profit margin: 26% (down from 29% in FY 2023). The decrease in margin was driven by higher expenses. EPS: US$1.60 (down from US$1.89 in FY 2023). All figures shown in the chart above are for the trailing 12 month (TTM) period Revenue exceeded analyst estimates by 7.3%. Earnings per share (EPS) missed analyst estimates by 4.3%. Looking ahead, revenue is forecast to grow 6.5% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Insurance industry in the US. Performance of the American Insurance industry. The company's shares are down 3.0% from a week ago. While it's very important to consider the profit and loss statement, you can also learn a lot about a company by looking at its balance sheet. We have a graphic representation of American Coastal Insurance's balance sheet and an in-depth analysis of the company's financial position. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Sign in to access your portfolio
Yahoo
13-02-2025
- Business
- Yahoo
Declining Stock and Solid Fundamentals: Is The Market Wrong About American Coastal Insurance Corporation (NASDAQ:ACIC)?
It is hard to get excited after looking at American Coastal Insurance's (NASDAQ:ACIC) recent performance, when its stock has declined 8.0% over the past three months. However, stock prices are usually driven by a company's financial performance over the long term, which in this case looks quite promising. Particularly, we will be paying attention to American Coastal Insurance's ROE today. Return on equity or ROE is an important factor to be considered by a shareholder because it tells them how effectively their capital is being reinvested. Simply put, it is used to assess the profitability of a company in relation to its equity capital. See our latest analysis for American Coastal Insurance The formula for return on equity is: Return on Equity = Net Profit (from continuing operations) ÷ Shareholders' Equity So, based on the above formula, the ROE for American Coastal Insurance is: 33% = US$85m ÷ US$260m (Based on the trailing twelve months to September 2024). The 'return' is the amount earned after tax over the last twelve months. So, this means that for every $1 of its shareholder's investments, the company generates a profit of $0.33. So far, we've learned that ROE is a measure of a company's profitability. Depending on how much of these profits the company reinvests or "retains", and how effectively it does so, we are then able to assess a company's earnings growth potential. Generally speaking, other things being equal, firms with a high return on equity and profit retention, have a higher growth rate than firms that don't share these attributes. Firstly, we acknowledge that American Coastal Insurance has a significantly high ROE. Secondly, even when compared to the industry average of 15% the company's ROE is quite impressive. So, the substantial 54% net income growth seen by American Coastal Insurance over the past five years isn't overly surprising. Next, on comparing with the industry net income growth, we found that American Coastal Insurance's growth is quite high when compared to the industry average growth of 12% in the same period, which is great to see. The basis for attaching value to a company is, to a great extent, tied to its earnings growth. It's important for an investor to know whether the market has priced in the company's expected earnings growth (or decline). Doing so will help them establish if the stock's future looks promising or ominous. Is American Coastal Insurance fairly valued compared to other companies? These 3 valuation measures might help you decide. American Coastal Insurance doesn't pay any regular dividends to its shareholders, meaning that the company has been reinvesting all of its profits into the business. This is likely what's driving the high earnings growth number discussed above. Overall, we are quite pleased with American Coastal Insurance's performance. In particular, it's great to see that the company is investing heavily into its business and along with a high rate of return, that has resulted in a sizeable growth in its earnings. With that said, on studying the latest analyst forecasts, we found that while the company has seen growth in its past earnings, analysts expect its future earnings to shrink. To know more about the company's future earnings growth forecasts take a look at this free report on analyst forecasts for the company to find out more. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
