Latest news with #Any
Daily Record
06-05-2025
- Daily Record
Brits urged to check crucial details to avoid extra costs on summer holidays
Brits are being urged to make a vital check when booking their summer holidays to avoid any unnecessary spending while they're away As the UK prepares for a summer getaway, numerous holidaymakers are about to book their holidays. But before you secure your spot on the next flight, it pays to consider a crucial step to avoid additional costs on holiday as unexpected setbacks, such as flight disruptions or health issues, can increase your holiday budget. Luckily, protecting yourself against these issues with a travel insurance plan is possible. And buying travel insurance early can be advantageous since coverage usually begins when you purchase, not just when you start your holiday. That means, if complications arise before departure, whether they are travel or health -related, you may be protected. Carefully reading the small print is crucial; every policy has exclusions that could impact your cover while abroad, reports the Express. ABI guidance advises: "When shopping around for travel insurance, make sure that the policy is right for your needs, and do not automatically opt for the cheapest. "This is especially important if you have any pre-existing medical conditions." The Foreign Office advises Britons to secure travel insurance when booking a holiday. Carry your policy details, including the policy number and emergency phone number, while travelling abroad. It's also a good idea to share these details with loved ones, in case they need to get in touch with your insurer on your behalf. Some holidaymakers might consider 'Cancel for Any Reason' (CFAR) insurance, which is often thought to provide a full refund if you have to cancel your trip. However, these policies can be pricier and usually only refund between 50% and 70% of the total trip cost. They also typically need to be bought well ahead of time to be valid. Remember, there's no such thing as a one-size-fits-all insurance policy, so it's worth taking the time to shop around to find the best fit for your needs. It comes after it emerged that blue and burgundy passport holders may find their holiday plans scuppered by a "secret" airport rule. UK tourists could be caught off guard by a lesser-known security regulation that could disrupt their travel even before they make it to the departure lounge. While most people's concerns revolve around lengthy security lines or strikes leading to missed flights, it is your smartphone that could throw a wrench in your holiday. Travel outfit WildPack American Summer Camps cautions against letting your mobile phone's battery die, as it could lead to being denied boarding or even having your device confiscated. You might be prohibited from boarding if your phone doesn't power on when asked. Airport personnel can request you demonstrate your device functions by turning it on. However, if it's broken or uncharged and you're unable to switch it on upon request, they may disallow it from being taken aboard the plane.
Associated Press
21-04-2025
- Associated Press
InsureMyTrip Reports Interest in Travel Insurance Rises Amid Summer Flight Uncertainty
Warwick, RI, April 21, 2025 (GLOBE NEWSWIRE) -- With airlines adjusting schedules and cutting back on certain routes this year, many travelers are thinking twice before heading out without coverage. In response to the shifting travel landscape, more people are turning to travel insurance to protect their plans. According to InsureMyTrip, 32% more people requested a travel insurance quote this year compared to the same time in 2024 – a sign that travelers are looking for ways to feel more in control when things don't go as expected. Top 3 Reasons Travelers are Shopping for Travel Insurance Right Now: With more travelers rethinking how they plan and protect their trips, knowing what to look for in a policy has become just as important as deciding where to go. Smart Tips from InsureMyTrip: Travel insurance isn't one-size-fits-all, and pricing and coverage can vary depending on the provider, destination, traveler age, and trip cost. Using a comparison tool like InsureMyTrip helps you quickly evaluate multiple plans side-by-side. This way, you can find the best match for your needs – whether you're looking for the most comprehensive coverage or the best value. Not all plans include the same protections. Some of the most popular coverages this year include trip cancellation, trip interruption, and travel delay. These benefits help reimburse you for non-refundable costs if your trip is canceled for a covered reason, cut short due to an emergency, or delayed by weather, mechanical issues, or other disruptions. It's important to read the policy details to understand what's covered – and what isn't. Traditional travel insurance policies cover a specific list of reasons for cancellation. But life happens, and sometimes you need more wiggle room. That's where Cancel for Any Reason (CFAR) coverage comes in. This upgrade gives travelers more control, allowing them to cancel for reasons outside the standard list – like a change of heart or unexpected work conflict – and still recover a portion of their trip costs. It's especially helpful in uncertain times or for high-cost, high-commitment trips. With summer travel picking up and more moving parts in play, travel insurance is becoming a key part of planning ahead. Media Contact: Meghan Kayata [email protected] About InsureMyTrip You like options. We do too. It's simple. InsureMyTrip finds you the right travel insurance plan, every time. As the authority on travel insurance, InsureMyTrip is committed to empowering travelers to make informed decisions by leveraging technology, data intelligence, and expertise. InsureMyTrip is rated A+ by the Better Business Bureau. SOURCE: InsureMyTrip Meghan Kayata InsureMyTrip [email protected]
Associated Press
14-03-2025
- Business
- Associated Press
Announcement by Alcoa Corporation of Consideration for Cash Tender Offer for Any and All Outstanding 5.500% Senior Unsecured Notes due 2027
PITTSBURGH--(BUSINESS WIRE)--Mar 14, 2025-- Alcoa Corporation (' Alcoa ') (NYSE:AA; ASX:AAI) announces the consideration to purchase for cash any and all of the outstanding 5.500% senior unsecured notes due 2027 (the ' Any and All Notes ') issued by Alcoa Nederland Holding B.V. (' ANHBV '), a wholly-owned subsidiary of Alcoa, fully guaranteed by Alcoa (the ' Any and All Offer '). The Any and All Offer is being made pursuant to the terms and subject to the conditions set forth in the offer to purchase dated March 3, 2025 (the ' Offer to Purchase ') relating to the Any and All Notes. The following table sets forth certain information relating to the Any and All Offer, including the consideration (the ' Any and All Total Consideration ') payable for the Any and All Notes validly tendered and not withdrawn and accepted for purchase in the Any and All Offer and the offer yield for the Any and All Notes as calculated at 11:00 a.m. (New York City time) today. ________________ (1) Per US$1,000 principal amount of Any and All Notes validly tendered and not withdrawn and accepted for purchase, based on the Fixed Spread (as defined in the Offer to Purchase) plus the yield calculated to the maturity date for the Any and All Notes, based on the bid-side price of the Reference Security (as defined in the Offer to Purchase) for the Any and All Notes as of 11:00 a.m. (New York City time) today. The Any and All Total Consideration does not include Accrued Interest (as defined in the Offer to Purchase) on the Any and All Notes, which will be payable in cash. Information on the Any and All Offer The Any and All Offer will expire at 5:00 p.m., New York City time, today (the ' Any and All Expiration Date '). The Any and All Total Consideration payable for the Any and All Notes accepted for purchase in the Any and All Offer was determined in the manner described in the Offer to Purchase by reference to the Fixed Spread set forth in the table above plus the yield calculated to the maturity date, based on the bid-side price of the Reference Security for the Any and All Notes as of 11:00 a.m. (New York City time) today. Validly tendered Any and All Notes may be withdrawn in accordance with the terms of the Any and All Offer, at any time prior to 5:00 p.m. (New York City time) on March 14, 2025, unless extended, but not thereafter, except as described in the Offer to Purchase. The settlement date of the Any and All Offer will occur promptly following the Any and All Expiration Date and is expected to be on March 19, 2025 (the ' Any and All Settlement Date '). Holders of Any and All Notes who (i) validly tender and do not validly withdraw their Any and All Notes on or prior to the Any and All Expiration Date or (ii) deliver a properly completed and duly executed Notice of Guaranteed Delivery (as defined in the Offer to Purchase) and follow the Guaranteed Delivery Procedures (as defined in the Offer to Purchase) on or prior to the Any and All Expiration Date, and tender their Any and All Notes on or prior to 5:00 p.m. (New York City time), on the second business day after the Any and All Expiration Date, which is expected to be March 18, 2025, will be eligible to receive the Any and All Total Consideration as described in the Offer to Purchase. In addition to the Any and All Total Consideration, holders whose Any and All Notes are accepted for purchase in the Any and All Offer will also receive Accrued Interest (as defined in the Offer to Purchase). Completion of the Any and All Offer is conditioned on the satisfaction or waiver of certain conditions described in the Offer to Purchase, including the Financing Condition (as described in the Offer to Purchase). Subject to applicable law, ANHBV has the right, in its sole discretion, to amend or terminate the Any and All Offer at any time. For More Information The terms and conditions of the Any and All Offer are described in the Offer to Purchase. Copies of the Offer to Purchase are available at and by request to D.F. King & Co., Inc., the tender agent and information agent for the Any and All Offer (the ' Tender and Information Agent '). Requests for copies of the Offer to Purchase should be directed to the Tender and Information Agent at +1 (800) 848-3409 (toll free) and +1 (212) 269-5550 (collect) or by e-mail to [email protected]. ANHBV is making the Any and All Offer only in those jurisdictions where it is legal to do so. ANHBV has engaged Morgan Stanley & Co. LLC and BofA Securities, Inc. to act as the dealer managers (the ' Dealer Managers ') in connection with the Any and All Offer. The Dealer Managers can be contacted at their telephone numbers set forth on the back cover page of the Offer to Purchase with questions regarding the Any and All Offer. Disclaimer None of ANHBV, Alcoa, the Dealer Managers, the Tender and Information Agent, the trustee for the Any and All Notes, or any of their respective affiliates, is making any recommendation as to whether holders should or should not tender any Any and All Notes in response to the Any and All Offer or expressing any opinion as to whether the terms of the Any and All Offer are fair to any holder. Holders of the Any and All Notes must make their own decision as to whether to tender any of their Any and All Notes and, if so, the principal amount of Any and All Notes to tender. Please refer to the Offer to Purchase for a description of the offer terms, conditions, disclaimers and other information applicable to the Any and All Offer. This press release is for informational purposes only and does not constitute an offer to purchase or the solicitation of an offer to sell any securities. The Any and All Offer is being made solely by means of the Offer to Purchase. The Any and All Offer is not being made to holders of the Any and All Notes in any jurisdiction in which the making or acceptance thereof would not be in compliance with the securities, blue sky or other laws of such jurisdiction. In those jurisdictions where the securities, blue sky or other laws require any tender offer to be made by a licensed broker or dealer, the Any and All Offer will be deemed to be made on behalf of ANHBV by the Dealer Managers or one or more registered brokers or dealers licensed under the laws of such jurisdiction. Forward-Looking Statements This press release may contain forward-looking statements within the meaning of Section 27A of the U.S. Securities Act of 1933, as amended, and Section 21E of the U.S. Securities Exchange Act of 1934, as amended, including those related to the Any and All Offer. Forward-looking statements include those containing such words as 'aims,' 'ambition,' 'anticipates,' 'believes,' 'could,' 'develop,' 'endeavors,' 'estimates,' 'expects,' 'forecasts,' 'goal,' 'intends,' 'may,' 'outlook,' 'potential,' 'plans,' 'projects,' 'reach,' 'seeks,' 'sees,' 'should,' 'strive,' 'targets,' 'will,' 'working,' 'would,' or other words of similar meaning. All statements by Alcoa that reflect expectations, assumptions or projections about the future, other than statements of historical fact, are forward-looking statements, including, without limitation, forecasts concerning global demand growth for bauxite, alumina, and aluminum, and supply/demand balances; statements, projections or forecasts of future or targeted financial results, or operating performance (including our ability to execute on strategies related to environmental, social and governance matters); and statements about strategies, outlook, and business and financial prospects. These statements reflect beliefs and assumptions that are based on Alcoa's perception of historical trends, current conditions, and expected future developments, as well as other factors that management believes are appropriate in the circumstances. Forward-looking statements are not guarantees of future performance and are subject to known and unknown risks, uncertainties, and changes in circumstances that are difficult to predict. Although Alcoa believes that the expectations reflected in any forward-looking statements are based on reasonable assumptions, it can give no assurance that these expectations will be attained and it is possible that actual results may differ materially from those indicated by these forward-looking statements due to a variety of risks and uncertainties. Additional information concerning factors that could cause actual results to differ materially from those projected in the forward-looking statements is contained in Alcoa's filings with the Securities and Exchange Commission. Alcoa disclaims any obligation to update publicly any forward-looking statements, whether in response to new information, future events or otherwise, except as required by applicable law. About Alcoa Corporation Alcoa (NYSE: AA, ASX: AI) is a global industry leader in bauxite, alumina and aluminum products with a vision to reinvent the aluminum industry for a sustainable future. With a values-based approach that encompasses integrity, operating excellence, care for people and courageous leadership, our purpose is to Turn Raw Potential into Real Progress. Since developing the process that made aluminum an affordable and vital part of modern life, our talented Alcoans have developed breakthrough innovations and best practices that have led to greater efficiency, safety, sustainability and stronger communities wherever we operate. Yolande Doctor 412-992-5450 [email protected] Contact: Courtney Boone 412-527-9792 INDUSTRY KEYWORD: MINING/MINERALS NATURAL RESOURCES SOURCE: Alcoa Copyright Business Wire 2025. PUB: 03/14/2025 01:37 PM/DISC: 03/14/2025 01:38 PM
Yahoo
05-02-2025
- General
- Yahoo
'Any Path Home' push against homelessness continues to take shape
Feb. 4—ROCHESTER — Steps continue to be taken toward a united approach seeking to end homelessness in Olmsted County. A draft of an "Any Path Home" charter is circulating among 10 partner agencies, with plans for the Rochester Area Foundation to serve as the backbone agency for the program. "They will employ the staff for Any Path Home, and formal approval of legal commitments will go to the Rochester Area Foundation Board," Olmsted County Housing Director David Dunn told county commissioners Tuesday. "That's exactly the same setup and structure that exists today for Coalition for Rochester Area Housing, so we thought that would be a good one to emulate." The Any Path effort would also include an advisory board and steering committee populated by participating members, including a county commissioner and Rochester City Council member. Dunn said the proposed design reflects the work of the agencies involved in a yearlong discussion. "All of our partner agencies have been walking through this journey together," he said. While Rochester Area Foundation will play a key role in organizing the program, he said the county will continue in a support function. It has already committed $300,000 through Housing and Redevelopment as startup funding. The county will provide office space alongside the Rochester Community Warming Center. The work continues as Olmsted County agencies reported at least 147 people without stable shelter during the annual count held in late January, according to Olmsted County Associate Housing Director Mary O'Neil. The Any Path Home charter points to a goal of reducing that number drastically, with finding less than three people as the target. Dunn said Any Path Home will attempt to reach that goal by uniting partners with common goals, sharing data and seeking outcomes that connect people with stable housing and services needed to maintain it. "It's really about taking great things that are going on in the community, somewhat in isolation, and getting them coordinated and ultimately building a collective impact model," he said of the effort. In addition to county staff, organizing work on the initial plan included representatives from: * Change Services * Catholic Charities of Southern Minnesota * Dorothy Day House * River Valleys Continuum of Care * The Landing MN * The Salvation Army * Three Rivers Community Action * Zumbro Valley Health Center * City of Rochester Dunn said the group of agencies was selected to start the program's focus with efforts to help homeless single adults find housing, but the effort is expected to expand to assist youth and families. The proposed Any Path Home charter points to the inclusion of more members, as long as they are willing to commit to the united effort. Olmsted County Commissioner Laurel Podulke-Smith said the program's goal is impressive, but she raised concerns about the draft of the charter the county board and HRA will be asked to support later this month. "The content of it is not my concern," she said. "It's the way it is written. It's not a strong document, and it needs some editing." Commissioner Dave Senjem agreed the document lacked clarity in some areas, but said that's a matter for the Rochester Area Foundation to address. He said the question county commissioners need to address is whether Olmsted County will continue working with the program. "I think the charter can work itself out," he said, voicing support for the goals outlined. Dunn said the charter is intended to be a starting point to shift work from the collective group of agencies to a single point person hired to lead the program. He said applicants for the director position are being reviewed, adding that the work will help move work forward with a defined vision and focus that has been a challenge with multiple partners leading various aspects of the initial planning. "Coordinating any 10 agencies is a lot of work," he said.
