26-05-2025
This is the most expensive coastal location to live in Scotland
ST ANDREWS has been revealed as the most expensive coastal location to live in Scotland, according to new data by the Bank of Scotland.
The Fife town remains in top spot, with an 8% increase in home prices in the area over the past year, making the average price now £458,381.
North Berwick follows St. Andrews with a price tag of £419,723 on average and Dunbar is in third place with £292,073. The cost of Scottish homes on the coast are up 2% from last year, with the overall average being £187,727.
Scotland also possesses the most affordable coastal homes in Britain, with the top 10 located north of the border. The average price in Campbeltown, which was once crowned the whisky capital of the world is down 11% in the past year, taking the price to £103,078.
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The next three spots are occupied by Scotland's West coast dwellings, Rothesay (£111,764), Millport (£114,008), and Port Bannatyne (£115,421).
Gourock on the Clyde coast saw the largest growth margin in 2024, with prices increasing by 24% to £175,660. Montrose follows the next largest jump in price, with £148,638 on average. The next three locations saw just half the increase of Gourock: Banff (£146,996), Peterhead (£147,859), and Saltcoats (£129,194).
Isla Benzie, head of Bank of Scotland Mortgages said: 'Scotland's coastline offers something for everyone – from the historic streets of St Andrews to the island charm of Rothesay and Millport.
"While some of the most sought-after locations continue to command premium prices, there are still plenty of affordable options for buyers willing to look beyond the traditional hotspots."
Benzie also said: 'Coastal property prices in Scotland have risen over the past year, reflecting strong demand and the enduring appeal of seaside living.
"But it's also important to recognise the diversity of these communities – while some are thriving, others face real challenges linked to housing affordability, seasonal economies and access to services.'
