Latest news with #CCV
Yahoo
21-06-2025
- Business
- Yahoo
Investing in Cash Converters International (ASX:CCV) five years ago would have delivered you a 141% gain
Generally speaking the aim of active stock picking is to find companies that provide returns that are superior to the market average. And while active stock picking involves risks (and requires diversification) it can also provide excess returns. For example, the Cash Converters International Limited (ASX:CCV) share price is up 65% in the last 5 years, clearly besting the market return of around 46% (ignoring dividends). However, more recent returns haven't been as impressive as that, with the stock returning just 53% in the last year, including dividends. So let's assess the underlying fundamentals over the last 5 years and see if they've moved in lock-step with shareholder returns. This technology could replace computers: discover the 20 stocks are working to make quantum computing a reality. While the efficient markets hypothesis continues to be taught by some, it has been proven that markets are over-reactive dynamic systems, and investors are not always rational. One way to examine how market sentiment has changed over time is to look at the interaction between a company's share price and its earnings per share (EPS). During the five years of share price growth, Cash Converters International moved from a loss to profitability. That's generally thought to be a genuine positive, so investors may expect to see an increasing share price. Since the company was unprofitable five years ago, but not three years ago, it's worth taking a look at the returns in the last three years, too. We can see that the Cash Converters International share price is up 22% in the last three years. During the same period, EPS grew by 14% each year. This EPS growth is higher than the 7% average annual increase in the share price over the same three years. So you might conclude the market is a little more cautious about the stock, these days. This cautious sentiment is reflected in its (fairly low) P/E ratio of 8.95. The company's earnings per share (over time) is depicted in the image below (click to see the exact numbers). We like that insiders have been buying shares in the last twelve months. Having said that, most people consider earnings and revenue growth trends to be a more meaningful guide to the business. This free interactive report on Cash Converters International's earnings, revenue and cash flow is a great place to start, if you want to investigate the stock further. As well as measuring the share price return, investors should also consider the total shareholder return (TSR). The TSR incorporates the value of any spin-offs or discounted capital raisings, along with any dividends, based on the assumption that the dividends are reinvested. So for companies that pay a generous dividend, the TSR is often a lot higher than the share price return. As it happens, Cash Converters International's TSR for the last 5 years was 141%, which exceeds the share price return mentioned earlier. The dividends paid by the company have thusly boosted the total shareholder return. We're pleased to report that Cash Converters International shareholders have received a total shareholder return of 53% over one year. And that does include the dividend. That's better than the annualised return of 19% over half a decade, implying that the company is doing better recently. Someone with an optimistic perspective could view the recent improvement in TSR as indicating that the business itself is getting better with time. I find it very interesting to look at share price over the long term as a proxy for business performance. But to truly gain insight, we need to consider other information, too. Case in point: We've spotted 1 warning sign for Cash Converters International you should be aware of. There are plenty of other companies that have insiders buying up shares. You probably do not want to miss this free list of undervalued small cap companies that insiders are buying. Please note, the market returns quoted in this article reflect the market weighted average returns of stocks that currently trade on Australian exchanges. — Investing narratives with Fair Values Vita Life Sciences Set for a 12.72% Revenue Growth While Tackling Operational Challenges By Robbo – Community Contributor Fair Value Estimated: A$2.42 · 0.1% Overvalued Vossloh rides a €500 billion wave to boost growth and earnings in the next decade By Chris1 – Community Contributor Fair Value Estimated: €78.41 · 0.1% Overvalued Intuitive Surgical Will Transform Healthcare with 12% Revenue Growth By Unike – Community Contributor Fair Value Estimated: $325.55 · 0.6% Undervalued View more featured narratives — Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Entrepreneur
13-06-2025
- Business
- Entrepreneur
Entrepreneur UK's London 100: CCV
Industry: FinTech CCV earned its place on the Entrepreneur UK London100 list because it is a venture dedicated to creating purpose-led consumer packaged goods (CPG) brands that make a real difference. Partnering with influential creators who want to build brands that improve lives and drive meaningful change, the company blends cultural influence with business expertise, turning ideas into scalable, impactful companies. At CCV, they co-create brands with purpose-driven entrepreneurs, offering: Capital investment to fuel innovation and scale. Product development to bring high-quality, impactful goods to market. Retail and distribution expertise to position brands for success. Strategic brand building to craft stories that connect deeply with consumers. Operational support to ensure businesses grow and sustain their success. Every brand CCV creates, solves real-world problems and enhances people's lives. Their growing portfolio includes: Nala's Baby: An award-winning baby care brand co-founded with UK rapper Krept (Casyo Johnson) and Sasha Ellese Gilbert. Nala's Baby is re-defining baby care with natural, dermatologically tested products that cater to all skin types, championing inclusivity, safety, and quality for parents seeking the best for their children. SYPS: Developed with multi-platinum artist Aitch, SYPS is a next-generation sparkling water brand offering a refreshing, zero-calorie, zero-sugar alternative. It encourages healthier lifestyles while maintaining great taste and appeal. "CCV was born after I lost my brother in 2020," says co-founder David Olusegun. "That moment changed everything. I sold my business just before my brother passed and chasing money alone no longer fulfilled me. I felt a deep urge to build something that could make a real, positive impact on the world. Around that time, I was speaking to a friend who couldn't stop raving about Fenty. She told me it was the first brand that made her feel truly seen. That conversation hit me hard. It made me realise how powerful products can be in shaping people's lives, in making them feel worthy, empowered, and included." We've all experienced a product that's changed our life in some way. And with the relationships Olusegun had with talent, he thought, what better way to build something meaningful than to co-create brands that not only reflect the values of the celebrity, but also leave a lasting, positive impact on communities around the world?
Yahoo
01-04-2025
- Business
- Yahoo
Fiserv launches its POS system Clover in Australia
Fintech company Fiserv has expanded its point-of-sale (POS) system and software platform Clover to Australia, offering small-to-medium businesses an integrated solution to streamline operations. This expansion establishes Clover's presence in 11 countries, supporting 3.5 million devices globally, the release said. Clover's proprietary hardware and software combine to replace 'fragmented' payment terminals and non-integrated services. This system is tailored for the hospitality, service, and retail sectors. The platform integrates with specialised solutions, facilitating tasks such as online ordering, accounting, inventory management, and employee management. With the Clover Web Dashboard, business owners can monitor sales, manage customer information for promotions, and assess staff performance. The company plans to expand the platform with new apps, automated features, various payment options, and hardware. Four Clover models are currently available in Australia - Clover Flex, Clover Mini, Station Duo, and Clover Kiosk. Commenting on how the solution aids businesses, Fiserv Australia country manager Gavin Jones said: 'Australia's small businesses, particularly those in the retail and hospitality sectors, are vital to the economy. 'Ninety-eight per cent of Aussie businesses identify as small-to-medium businesses but many rely on a complex array of solutions that don't integrate with each other and are supported in a fragmented way. Small businesses work incredibly hard to get ahead in the market and Clover provides advanced technology backed by support teams that are dedicated to helping businesses grow. 'With two-thirds of small Australian businesses aiming to scale, there's a clear opportunity for Clover to support them in adopting technology that enables growth and keeps them competitive in a rapidly evolving market.' The expansion follows Fiserv's acquisition of Dutch payments technology provider CCV, which has enabled the company to extend Clover's reach and serve a broader merchant and partner base. "Fiserv launches its POS system Clover in Australia " was originally created and published by Electronic Payments International, a GlobalData owned brand. The information on this site has been included in good faith for general informational purposes only. It is not intended to amount to advice on which you should rely, and we give no representation, warranty or guarantee, whether express or implied as to its accuracy or completeness. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.
Yahoo
01-04-2025
- Business
- Yahoo
Fiserv launches its POS system Clover in Australia
Fintech company Fiserv has expanded its point-of-sale (POS) system and software platform Clover to Australia, offering small-to-medium businesses an integrated solution to streamline operations. This expansion establishes Clover's presence in 11 countries, supporting 3.5 million devices globally, the release said. Clover's proprietary hardware and software combine to replace 'fragmented' payment terminals and non-integrated services. This system is tailored for the hospitality, service, and retail sectors. The platform integrates with specialised solutions, facilitating tasks such as online ordering, accounting, inventory management, and employee management. With the Clover Web Dashboard, business owners can monitor sales, manage customer information for promotions, and assess staff performance. The company plans to expand the platform with new apps, automated features, various payment options, and hardware. Four Clover models are currently available in Australia - Clover Flex, Clover Mini, Station Duo, and Clover Kiosk. Commenting on how the solution aids businesses, Fiserv Australia country manager Gavin Jones said: 'Australia's small businesses, particularly those in the retail and hospitality sectors, are vital to the economy. 'Ninety-eight per cent of Aussie businesses identify as small-to-medium businesses but many rely on a complex array of solutions that don't integrate with each other and are supported in a fragmented way. Small businesses work incredibly hard to get ahead in the market and Clover provides advanced technology backed by support teams that are dedicated to helping businesses grow. 'With two-thirds of small Australian businesses aiming to scale, there's a clear opportunity for Clover to support them in adopting technology that enables growth and keeps them competitive in a rapidly evolving market.' The expansion follows Fiserv's acquisition of Dutch payments technology provider CCV, which has enabled the company to extend Clover's reach and serve a broader merchant and partner base. "Fiserv launches its POS system Clover in Australia " was originally created and published by Electronic Payments International, a GlobalData owned brand. The information on this site has been included in good faith for general informational purposes only. It is not intended to amount to advice on which you should rely, and we give no representation, warranty or guarantee, whether express or implied as to its accuracy or completeness. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site. Sign in to access your portfolio
Yahoo
19-03-2025
- Business
- Yahoo
Fiserv Acquires CCV
Acquisition enhances Fiserv's payment solutions capabilities and innovation across European market MILWAUKEE & ARNHEM, The Netherlands, March 19, 2025--(BUSINESS WIRE)--Fiserv, Inc. (NYSE: FI), a leading global provider of payments and financial services technology today announced that it has acquired CCV, a payment solutions provider in the Netherlands, Belgium and Germany, demonstrating continued focus on driving growth in the European market. The acquisition enables Fiserv to accelerate the deployment of its Clover platform and operating system across Europe, while providing enhanced capabilities and innovation to an expansive, combined merchant and partner base. Financial terms of the transaction were not disclosed. Founded in Arnhem, in 1958, CCV has been a pioneer in payments, facilitating the first electronic payments in the Netherlands in the 1970s and growing substantially to become a prominent player in the omni-channel payment solutions sector, with operations in the Netherlands, Belgium and Germany. This acquisition optimises the existing operational and client support models of both Fiserv and CCV to create a robust omnichannel offer allowing more businesses across Europe to seamlessly accept payments with Fiserv's suite of products. "The addition of CCV enables Fiserv to accelerate the deployment of our Clover platform and operating system, providing enhanced capabilities and innovation to our clients across Europe," said Katia Karpova, Head of the EMEA region at Fiserv. "We have a deep appreciation and admiration for the reputation CCV has built over its 67-year history, and the impact the company has on its stakeholders. Fiserv is committed to building upon CCV's strong foundation to ensure continued success." "Businesses are continuously looking for ways to operate more effectively, with added value applications and services in a secure manner. Providing our merchant and partner network with Fiserv's suite of products allows them to access the latest, best and most reliable payment technology," said Michiel Bijleveld, CTIO CCV. "We are proud to be joining the Fiserv family and with our complementary strategic capabilities, provide seamless, end-to-end solutions for our current and future clients." About Fiserv Fiserv, Inc. (NYSE: FI), a Fortune 500 company, aspires to move money and information in a way that moves the world. As a global leader in payments and financial technology, the company helps clients achieve best-in-class results through a commitment to innovation and excellence in areas including account processing and digital banking solutions; card issuer processing and network services; payments; e-commerce; merchant acquiring and processing; and the Clover® cloud-based point-of-sale and business management platform. Fiserv is a member of the S&P 500® Index and one of Fortune® World's Most Admired Companies™. Visit and follow on social media for more information and the latest company news. About CCV CCV is an international payment solutions provider serving more than 600,000 businesses with end-to-end payment solutions in Europe. Its comprehensive portfolio includes transaction processing, online and closed-loop payments, acquiring services and a wide range of in-store and self-service payment terminals. Its success is based on innovation and long-term customer-oriented cooperation through partnerships and with SMEs. CCV has been in existence for over 65 years and employs around 1,000 employees. The company is privately owned. FI-G View source version on Contacts Media Relations: Jack HickeyVP, EMEA CommunicationsFiserv, Inc.+ Additional Contact: Melissa Moritz VP, Corporate CommunicationsFiserv, Inc.+ Investor Relations Julie Chariell SVP, Investor RelationsFiserv, Inc.+ Sign in to access your portfolio
