Latest news with #Cashrewards
News.com.au
16-05-2025
- Business
- News.com.au
Nine quick ways to make an extra $20,000 per year
Many of us know how to tighten our belts. The problem with that? There's only so far those belts will tighten. But what if, once you've finished looking at ways to reduce your expenses, you also considered ways to find more cash? As a money expert, I can help with that. Here are nine things you can do that take 15 minutes or less to either set up or do that will find you more cash. 1. Use a cashback app Apps like Shop back or Cashrewards here you receive cash back simply for shopping online or in store. I use both of these apps and play them off like needy lovers against one another. Now, the trick here, is not to subscribe to their emails and be tempted to shop when a large cashback is available. Instead, I add them to my browser and an alert pops up when I'm already shopping. Will that mean that they understand my browsing habits? Yes. Do I give a s**t? No, because it means that I'm more likely to do it. And so far I have saved, with thousands of dollars in my Shop Back or Cash Rewards accounts. So why on earth? Like, why wouldn't I do that? Let's be honest, we're all giving away data. We're all giving away our sharing history. I figure at least this way, we're getting paid for it. So this is the simplest tack. It will take 15 minutes maximum if you are a technology laggard to set it up. Once it's set up, it will take you less than one second to click on it while you are already shopping online. Make upwards of $1000. 2. Rent out your stuff Most of us think about selling things when we're thinking about finding more cash. But what if you don't want to part with your stuff or maybe you have things you don't realise you could rent out instead? There are so many sites available and honest, what you can rent is only limited by your imagination. Examples of things you can rent out include your caravan, motor home, driveway, swimming pool, spare room, power tools, clothes, panels on your car and so much more. Make upwards of $1500. 3. Complete surveys online Completing surveys online might not bring in the same amount of cash, but every little bit can help. And where I love surveys, if you are sitting at the doctor's office or if your kids have got sport and you are sitting in the car, you could be sitting there doing surveys rather than doom scrolling and actually make 20, 30, 40, 50 bucks while you're sitting there. A better use of your time than sitting there doom-scrolling on Insta. So the sites that you can go to do surveys include Octopus, Stable Research, Chat For Cash, Farin, Askable, Purple Patch, Realtime Research, and so much more. Make up to $50 each time you do it. 4. Email your mortgage broker and ask for a better rate This is the biggest bang for your buck on this list. Yes, we appreciate that some of the two and froing might be a little bit longer than 15 minutes, but to actually get the ball rolling it will take you five minutes and has the potential to save you thousands of dollars every year. Saving upwards of $3500 every year. 5. Use technology to save money on food If you want to see where a lot of waste happens in your household, go back and add up your good bills for six months. Not to mention that according to data, the average Australian household throws out food waste that equals about $50 a week. Ways to save that include Supercook where you can put in what you have in your pantry and it will tell you ways to use it. When it comes to grocery shopping, Frugl, Wiselist and Half Price will all help youfind the cheapest deals rather than paying a loyalty tax. Save upwards of $2600 per year. 6. Pet sit or pet walk The 15 minutes is going to be the sign up process because if you're already walking of a morning or an evening, you may as well be paid for that by walking someone's pet. Or, if you're at home working, you could be paid to have someone's pet stay with you. I have a friend who has young kids and don't want the commitment or expense of a pet and this is a beautiful way to introduce one to the household and the money pays for the daughter's ballet lessons. Make up to $15,000 per year. 7. Ask for a payrise This is such a simple tip, but also it's also one that is not necessarily easy to do. Now, what you don't want to do, is say to your boss that your rent is going up so you want a pay rise. Or you've been there for twelve months and you want a pay rise. That's a you problem not a them problem. Instead, the most successful way to ask for a payrise is to put a case study together for why you deserve a pay rise. What do you contribute to the business? How have you gone over and above the job that you're in? What are others in similar roles being paid? What is the benchmark for your role? Pocket upwards of an extra $2000 per year. 8. Look for cash This one seems really random, but look for cash. Whether that's physical cash under your car seats at the bottom of your bag or cash that you don't realise that you are owed. That might mean heading to the Tax Office website or there are different websites where you can find forgotten shares, forgotten bank accounts, forgotten super. This is money that is yours that you didn't realise. It's just about recovering it. Find from $10 to thousands of dollars. 9. Negotiate your bills Cause I think there's one thing where so many of us, for the ease and convenience of it, we'll just have things on direct debit. And you don't necessarily pay attention cause you go, oh yeah, it's taken care of. You go, I've got the bill. Don't worry about it. It's automatically going to get paid, but making sure that you are negotiating your bills and your utilities and all those things because it is going to be saving you money. Basically generating your money if you've got more money sitting left in your bank account that hasn't gone to bills and it's going to be earning your interest as well. Save $100's of dollars each year. One final tip – open a separate bank account and put that 'found' money in it. Don't let that work just go in lifestyle creep or spending. Open a bank account and be intentional about what you're going to put that extra money towards. Maybe that's a buffer account, a credit card debt, savings or investing.
Yahoo
20-04-2025
- Business
- Yahoo
Woolworths customer's secret to getting ‘free money' every time she shops: ‘Earned $1,400'
A Sydney mum has shared how she is getting 'free money' each time she does her grocery shopping at Woolworths. The mum said groceries were one of the 'biggest expenses' her household faced and every dollar made a difference. Tracy Hall spends about $250 per week on groceries for herself and her 14-year-old daughter, which she gets delivered. The 49-year-old author and speaker told Yahoo Finance she'd been using Cashrewards to claw back some money. 'Every time I shop, which is weekly, it might be $1 or $2,' Hall said. 'So it's not a huge amount, but you are spending the money anyway, and groceries are expensive, so it all helps.' RELATED Woolworths shopper's simple trick to get $70 off grocery bill each month: 'Really easy' ATO warning for every Aussie who plays lottery after $70 million Oz Lotto jackpot Pay rise coming for half a million Aussies after 'landmark' ruling: 'Up to 35 per cent' Hall has been using the cashback platform for the last few years at Woolworths, along with other sites like Amazon and Virgin, and has earned $1,400 back so far across all her spending. 'I use it for everything from clothes to travel to tickets, running shoes, and car hire,' she said. 'Whatever I buy, I always check to see whether there is cash rewards cashback, and then I do that and go through that way.'As an existing Woolworths customer, Hall gets 0.4 per cent cashback on online orders over $200. This rate is boosted to 3 per cent for new customers. 'Sometimes they will do a deal, and it will flash up with whatever the deal is that week,' she said. 'But I'm spending the money anyway, so I just see it as bonus money.' Cashrewards is one of the two major cashback platforms in Australia, along with Shopback. Shopback currently offers 2 per cent cashback for new Woolworths customers spending $50 or more online, dropping to 0.25 per cent for existing customers. The platforms also offer cashback for Coles. Cashrewards offers 2.5 per cent cashback for online orders over $200, dropping to 0.1 per cent for orders under that. Shopback has 0.5 per cent cashback on Coles online orders over $200, dropping to 0.15 per cent. Cashrewards research found 40 per cent of its members had used its platform to get cashback on their groceries. Hall said the rising cost of living meant she had gotten more 'conscious' of her money and how much she was spending on groceries. She's found meal planning and buying her groceries online to be helpful. 'It's mostly just ensuring that there's enough food for us to not have to do a last-minute dash up the street to the expensive IGA or to Uber Eats or do a canteen lunch, which would set you back $15 or $20,' she said. 'When I shop online, I'm always filtering by the best unit price and things like that. I think online shopping stops you spending more. 'When I do go to the grocery store, I always buy things that I never expected to buy, like when you go to Ikea for one thing and you walk out with 10.' Hall said she lets her cashback build up and tries to put it towards discretionary spending that she wouldn't ordinarily splurge on. 'Whether that's a weekend away or a nice massage, something that I wouldn't ordinarily pay for out of my cash flow,' she in to access your portfolio
Yahoo
17-03-2025
- Business
- Yahoo
Aussie traveller's trick to score $2,000 cash boost: ‘Like finding money in your jeans'
A self-confessed 'travel junkie' has revealed how she has saved thousands of dollars on overseas trips. With the cost of living weighing on many Aussies' wallets, she said 'every bit of money counts'. Mukta Gwasikoti has been using Cashrewards for the past three years and has pocketed more than $2,000 through the platform. Cashback sites allow shoppers to earn money back on their purchases with partner brands, including travel sites like Virgin Australia, Flight Centre, Expedia and Viator. Gwasikoti told Yahoo Finance she'd most recently used Cashrewards to book hotels and activities on a four-week trip to the United States in August. She said this saved her between $600 and $700. RELATED Young Aussie with $70,000 savings gives up property 'dream' to travel: 'Could die tomorrow' Centrelink cash boost to hit accounts this week: 'Critical' $800,000 Centrelink 'hack' for Bank of Mum and Dad to avoid pension cut 'A lot of things were covered. I booked day trips and special excursions that I wanted to do all through Viator,' the 35-year-old Melbourne business analyst said. 'In terms of the hotel, I use Expedia and Agoda a lot. Agoda had a 5.5 per cent cash back so I did all my hotel booking through Agoda using Cashrewards as well, so I saved a lot.' Gwasikoti booked a helicopter ride over the Grand Canyon for her and her sister, and got a boosted cashback deal that was running at the time.'That was one of the most magical experiences of my life. It was very expensive, it was $1,200 for just 45 minutes and including the stopover,' she said. 'I was very, very grateful that Cashrewards had a 20 per cent Viator boosted offer at that point in time.' Gwasikoti said she used Cashrewards every time she travels, including for previous trips to Europe, the UK, Japan and Korea, and makes sure to see what deals are running and whether boosted cashback offers are available. 'I think it's one of the best ways to maximise the benefits for your travel. Every single dollar counts in today's age. Inflation is going through the roof and every bit of money counts,' she said. Gwasikoti said she 'lived to travel' so it was one of her biggest expenses, along with everyday household bills and mortgage. The major cashback sites in Australia are Cashrewards and ShopBack. Both websites allow shoppers to earn cashback via their websites, apps and internet browser extensions. With Cashrewards, shoppers can get up to 20 per cent cashback from brands. Retailers pay Cashrewards and ShopBack to be on their platform, they then take a cut of this and pay the rest back to customers as cashback. The amount of cashback on offer depends on the platform and the brands they have partnerships with. The offers can also change over time, with the sites sometimes offering 'boosted cashback'. With Cashrewards, shoppers are notified within seven days if their shop has "tracked" correctly. It can take anywhere between 14 to 100 days for cashback to be approved. Gwasikoti said this means it could take some time for cashback to hit your account and she often forgets she is owed the cash. 'It's like finding money in your jeans pocket, which is always a good surprise. You're not expecting it and it comes in,' she told Yahoo Finance. Gwasikoti said she always looked for 'boosted offers' related to travel. She recommended people add the merchants they shop with regularly to their 'favourites list', so they can be notified when there are offers running. She also recommended subscribing to the Cashrewards mailing list to see the latest offers that were running. 'Then you can plan it accordingly and do your shopping accordingly,' she in to access your portfolio
