Latest news with #Citizens&Northern
Yahoo
21-05-2025
- Business
- Yahoo
3 Dividend Stocks With Up To 5.7% Yield For Steady Income
Over the last 7 days, the United States market has remained flat, yet it has experienced an 11% increase over the past year with earnings forecasted to grow by 14% annually. In this environment, selecting dividend stocks that offer a steady income can be a prudent strategy for investors seeking stability and potential growth in their portfolios. Name Dividend Yield Dividend Rating Columbia Banking System (NasdaqGS:COLB) 5.82% ★★★★★★ First Interstate BancSystem (NasdaqGS:FIBK) 6.84% ★★★★★★ Dillard's (NYSE:DDS) 6.20% ★★★★★★ Ennis (NYSE:EBF) 5.17% ★★★★★★ Chevron (NYSE:CVX) 4.98% ★★★★★★ CompX International (NYSEAM:CIX) 4.79% ★★★★★★ Southside Bancshares (NYSE:SBSI) 4.90% ★★★★★☆ Valley National Bancorp (NasdaqGS:VLY) 4.87% ★★★★★☆ Huntington Bancshares (NasdaqGS:HBAN) 3.89% ★★★★★☆ Carter's (NYSE:CRI) 8.70% ★★★★★☆ Click here to see the full list of 139 stocks from our Top US Dividend Stocks screener. Let's dive into some prime choices out of the screener. Simply Wall St Dividend Rating: ★★★★★☆ Overview: Citizens & Northern Corporation, with a market cap of $300.90 million, operates as the bank holding company for Citizens & Northern Bank, offering a range of banking and related services to individual and corporate customers. Operations: Citizens & Northern Corporation generates revenue primarily through its Community Banking segment, which accounted for $108.11 million. Dividend Yield: 5.7% Citizens & Northern offers a stable and reliable dividend history, with payments increasing over the past decade. Its dividend yield of 5.75% places it in the top 25% of US payers, supported by a reasonable payout ratio of 64.1%. Recent earnings growth and a merger agreement with Susquehanna Community Financial Inc. may enhance future prospects. However, there's insufficient data to confirm long-term sustainability or coverage by future earnings or cash flows. Delve into the full analysis dividend report here for a deeper understanding of Citizens & Northern. The analysis detailed in our Citizens & Northern valuation report hints at an deflated share price compared to its estimated value. Simply Wall St Dividend Rating: ★★★★☆☆ Overview: CB Financial Services, Inc. is a bank holding company for Community Bank, offering a range of banking products and services to individuals and businesses in southwestern Pennsylvania and West Virginia, with a market cap of $150.78 million. Operations: CB Financial Services, Inc. generates revenue through its provision of diverse banking products and services targeted at both individual and business clients in southwestern Pennsylvania and West Virginia. Dividend Yield: 3.4% CB Financial Services maintains a stable dividend history, with consistent payments over the past decade. Its current yield of 3.38% is below top-tier US dividend payers, but dividends are well-covered by earnings due to a low payout ratio of 49.8%. Recent financials show decreased net income and profit margins, yet the company affirmed its quarterly dividend amid ongoing share buybacks totaling $2.99 million, reflecting shareholder value focus despite recent earnings challenges. Unlock comprehensive insights into our analysis of CB Financial Services stock in this dividend report. Our valuation report unveils the possibility CB Financial Services' shares may be trading at a premium. Simply Wall St Dividend Rating: ★★★★☆☆ Overview: The Kraft Heinz Company, along with its subsidiaries, manufactures and markets food and beverage products both in North America and internationally, with a market cap of approximately $32.99 billion. Operations: Kraft Heinz generates revenue from three main segments: North America ($19.20 billion), Emerging Markets ($2.73 billion), and International Developed Markets ($3.50 billion). Dividend Yield: 5.7% Kraft Heinz's dividend yield ranks in the top 25% of US payers, supported by a reasonable payout ratio with earnings and cash flow coverage. However, dividends have been volatile over the past decade. The company trades significantly below its estimated fair value, though recent financials show declining sales and net income. Despite this, Kraft Heinz affirmed its quarterly dividend and completed a substantial share buyback program worth $1.30 billion, indicating commitment to returning value to shareholders amidst fluctuating earnings. Navigate through the intricacies of Kraft Heinz with our comprehensive dividend report here. Our expertly prepared valuation report Kraft Heinz implies its share price may be lower than expected. Click through to start exploring the rest of the 136 Top US Dividend Stocks now. Already own these companies? Link your portfolio to Simply Wall St and get alerts on any new warning signs to your stocks. Maximize your investment potential with Simply Wall St, the comprehensive app that offers global market insights for free. Explore high-performing small cap companies that haven't yet garnered significant analyst attention. Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management. Find companies with promising cash flow potential yet trading below their fair value. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include NasdaqCM:CZNC NasdaqGM:CBFV and NasdaqGS:KHC. This article was originally published by Simply Wall St. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@
Yahoo
13-05-2025
- Business
- Yahoo
Citizens & Northern to acquire Susquehanna Community Financial
Citizens & Northern (C&N), a Pennsylvania-based bank holding company, has announced the acquisition of another Pennsylvania firm Susquehanna Community Financial (SQCF) for approximately $44.3m. The move, approved by both companies' boards of directors, involves SQCF's merger with and into C&N. C&N is the bank holding company for Citizens & Northern Bank, which has 28 banking offices across Pennsylvania and New York. Under the agreed deal terms, SQCF shareholders will receive 0.80 shares of C&N common stock for each share held. Upon the merger, former SQCF shareholders will own about 13% of C&N's outstanding common stock. The deal is slated for completion in the fourth quarter of this year, contingent upon standard closing conditions, including regulatory approvals and shareholder consent from SQCF. C&N president and CEO Bradley Scovill said: 'This combination continues our strategic efforts to enter attractive markets through acquisition and leverages the strengths of two reputable community banks that share a similar culture and customer-first mindset.' As of 31 March 2025, C&N reported consolidated assets of $2.6bn, while SQCF, the parent of Susquehanna Community Bank with seven branches in Central Pennsylvania, reported assets of $598m. Following the merger, the combined entity will have approximately $3.2bn in assets. This merger is set to expand C&N's foothold in central Pennsylvania. The integration is expected to diversify C&N's loan portfolio and funding sources. As part of the deal, Chris Trate, the current chairman of the SQCF board, will become a member of the C&N and C&N Bank boards. Additionally, Dave Runk will take on the role of executive vice president and strategic advisor at C&N Bank, while Susquehanna president and COO Jeffrey Hollenbach will head the Susquehanna market as region president. Runk said: 'This transaction is very positive for our shareholders, providing them with an attractive return on their investment in SQCF, enhanced liquidity, and an opportunity to create greater value in the years ahead.' "Citizens & Northern to acquire Susquehanna Community Financial " was originally created and published by Retail Banker International, a GlobalData owned brand. The information on this site has been included in good faith for general informational purposes only. It is not intended to amount to advice on which you should rely, and we give no representation, warranty or guarantee, whether express or implied as to its accuracy or completeness. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
04-04-2025
- Business
- Yahoo
April 2025's Undervalued Small Caps With Insider Activity Across Regions
In the wake of recent market turbulence sparked by President Trump's announcement of sweeping tariffs, major U.S. stock indexes have experienced significant declines, with the S&P 500 and Nasdaq Composite enduring some of their worst days since 2020. Amid this volatility, small-cap stocks within the S&P 600 are drawing attention as investors seek opportunities that may be less impacted by international trade tensions and more focused on domestic growth potential. In such an environment, identifying small-cap companies with strong fundamentals and insider activity can offer insights into potential resilience and value in a challenging economic landscape. Name PE PS Discount to Fair Value Value Rating S&T Bancorp 10.1x 3.5x 46.12% ★★★★★★ Shore Bancshares 9.5x 2.1x 16.02% ★★★★★☆ MVB Financial 10.5x 1.4x 38.42% ★★★★★☆ Thryv Holdings NA 0.6x 29.20% ★★★★★☆ PDF Solutions 167.5x 3.8x 25.10% ★★★★☆☆ Citizens & Northern 11.5x 2.8x 49.69% ★★★☆☆☆ Union Bankshares 14.7x 2.7x 48.44% ★★★☆☆☆ Franklin Financial Services 14.0x 2.2x 38.11% ★★★☆☆☆ Delek US Holdings NA 0.1x -190.66% ★★★☆☆☆ Titan Machinery NA 0.1x -281.40% ★★★☆☆☆ Click here to see the full list of 77 stocks from our Undervalued US Small Caps With Insider Buying screener. Let's take a closer look at a couple of our picks from the screened companies. Simply Wall St Value Rating: ★★★☆☆☆ Overview: Citizens & Northern operates as a community banking institution with a market cap of approximately $0.36 billion, focusing on providing financial services primarily through its community banking segment. Operations: The company's revenue primarily comes from community banking, with recent figures showing $106.13 million. Operating expenses are significant, reaching $74.26 million in the latest period, with general and administrative expenses accounting for $60.35 million of that total. The net income margin has shown variability, most recently recorded at 24.26%. PE: 11.5x Citizens & Northern, a smaller player in the financial sector, showcases potential for growth with earnings projected to rise 8.6% annually. Despite a low allowance for bad loans at 84%, insider confidence is evident through recent share purchases. The company reported increased net income of US$8.17 million for Q4 2024, doubling from US$4.26 million the previous year, alongside steady dividends and no recent share buybacks completed by December 2024. Unlock comprehensive insights into our analysis of Citizens & Northern stock in this valuation report. Gain insights into Citizens & Northern's historical performance by reviewing our past performance report. Simply Wall St Value Rating: ★★★☆☆☆ Overview: CompX International is a company that manufactures security products and marine components, with a market cap of approximately $0.25 billion. Operations: CompX International generates revenue primarily from its Security Products segment, contributing $115.24 million, and Marine Components segment, contributing $30.70 million. The company's cost of goods sold (COGS) significantly impacts its gross profit margin, which has shown variability over time with a recent figure of 28.34%. PE: 15.1x CompX International, a smaller player in its industry, has seen insider confidence with recent share purchases. Despite a dip in sales to US$145.94 million from US$161.29 million and net income dropping to US$16.59 million for 2024, the company maintains regular dividends at US$0.30 per share, reflecting stability amidst challenges. With external borrowing as its sole funding source, potential investors should weigh this risk against the company's consistent dividend payouts and ongoing insider interest. Click to explore a detailed breakdown of our findings in CompX International's valuation report. Review our historical performance report to gain insights into CompX International's's past performance. Simply Wall St Value Rating: ★★★★☆☆ Overview: Compass Minerals International operates in the production and distribution of salt and plant nutrition products, with a market capitalization of approximately $1.37 billion. Operations: The company generates revenue primarily from its Salt and Plant Nutrition segments, with the Salt segment contributing significantly more. Over recent periods, the gross profit margin has shown a declining trend, reaching 14.61% in late 2024. Operating expenses have fluctuated but generally remained substantial compared to gross profit figures. PE: -2.5x Compass Minerals, a smaller US company, is navigating financial challenges with strategic initiatives aimed at enhancing profitability in its core Salt and Plant Nutrition sectors. Recent cost-cutting measures include downsizing over 10% of the corporate workforce and winding down its fire retardant business. Despite a net loss of US$23.6 million for Q1 2025, this was an improvement from the previous year's larger deficit. The company anticipates growth with earnings forecasted to rise by 63.77% annually, suggesting potential value for investors seeking opportunities in smaller market players amidst insider confidence reflected through share purchases earlier this year. Dive into the specifics of Compass Minerals International here with our thorough valuation report. Gain insights into Compass Minerals International's past trends and performance with our Past report. Discover the full array of 77 Undervalued US Small Caps With Insider Buying right here. Are any of these part of your asset mix? Tap into the analytical power of Simply Wall St's portfolio to get a 360-degree view on how they're shaping up. Unlock the power of informed investing with Simply Wall St, your free guide to navigating stock markets worldwide. Explore high-performing small cap companies that haven't yet garnered significant analyst attention. Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management. Find companies with promising cash flow potential yet trading below their fair value. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include NasdaqCM:CZNC NYSEAM:CIX and NYSE:CMP. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@ Sign in to access your portfolio
Yahoo
26-01-2025
- Business
- Yahoo
Citizens & Northern Corporation (NASDAQ:CZNC) Annual Results Just Came Out: Here's What Analysts Are Forecasting For This Year
As you might know, Citizens & Northern Corporation (NASDAQ:CZNC) just kicked off its latest annual results with some very strong numbers. The company beat expectations with revenues of US$106m arriving 2.4% ahead of forecasts. Statutory earnings per share (EPS) were US$1.69, 5.0% ahead of estimates. Earnings are an important time for investors, as they can track a company's performance, look at what the analysts are forecasting for next year, and see if there's been a change in sentiment towards the company. With this in mind, we've gathered the latest statutory forecasts to see what the analysts are expecting for next year. View our latest analysis for Citizens & Northern After the latest results, the twin analysts covering Citizens & Northern are now predicting revenues of US$113.8m in 2025. If met, this would reflect a modest 7.2% improvement in revenue compared to the last 12 months. Statutory earnings per share are predicted to jump 21% to US$2.02. In the lead-up to this report, the analysts had been modelling revenues of US$111.1m and earnings per share (EPS) of US$1.80 in 2025. There's been a pretty noticeable increase in sentiment, with the analysts upgrading revenues and making a nice gain to earnings per share in particular. Althoughthe analysts have upgraded their earnings estimates, there was no change to the consensus price target of US$21.00, suggesting that the forecast performance does not have a long term impact on the company's valuation. These estimates are interesting, but it can be useful to paint some more broad strokes when seeing how forecasts compare, both to the Citizens & Northern's past performance and to peers in the same industry. The period to the end of 2025 brings more of the same, according to the analysts, with revenue forecast to display 7.2% growth on an annualised basis. That is in line with its 6.1% annual growth over the past five years. Juxtapose this against our data, which suggests that other companies (with analyst coverage) in the industry are forecast to see their revenues grow 7.3% per year. It's clear that while Citizens & Northern's revenue growth is expected to continue on its current trajectory, it's only expected to grow in line with the industry itself. The most important thing here is that the analysts upgraded their earnings per share estimates, suggesting that there has been a clear increase in optimism towards Citizens & Northern following these results. They also upgraded their revenue forecasts, although the latest estimates suggest that Citizens & Northern will grow in line with the overall industry. There was no real change to the consensus price target, suggesting that the intrinsic value of the business has not undergone any major changes with the latest estimates. Following on from that line of thought, we think that the long-term prospects of the business are much more relevant than next year's earnings. We have analyst estimates for Citizens & Northern going out as far as 2026, and you can see them free on our platform here. You can also view our analysis of Citizens & Northern's balance sheet, and whether we think Citizens & Northern is carrying too much debt, for free on our platform here. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
