3 days ago
How To Get Rs 10,000 Personal Loan Using Aadhaar Card: Eligibility And Application Guide
Personal loans offer instant cash with flexible repayment options and quick disbursement. Gone are the days of gathering a stack of documents for a loan application. With Aadhaar, applying for a loan has become hassle-free, requiring minimal documents and enabling online KYC verification. Aadhaar card loans are personal loans that use your Aadhaar as the primary verification document, saving time on paperwork. Many lenders, including banks, NBFCs, and fintech platforms, offer small loans with simple eligibility criteria and minimal documentation.
Aadhaar-based loans offer instant approval and disbursal through online verification, minimising paperwork. With Aadhaar serving as proof of identity, address, and age, these loans are completely unsecured and collateral-free. Applications can be conveniently submitted through mobile apps or official websites.
To apply for a ₹10,000 loan on an Aadhaar card, follow these steps:
Eligibility Criteria
Age: 21-55 years or 18-60 years, depending on the lender
Monthly salary: ₹12,000 or above ₹15,000, depending on the lender
Credit score: 700 or above, with some lenders requiring a score above 650
Employment status: Salaried or self-employed
Work experience: At least one year
Application Process
Choose a lender: Select a reputable lender like NoBroker InstaCash or Credmudra that offers Rs 10,000 loans on Aadhaar cards.
Download the app or visit the website: Get the lender's app or visit their website.
Fill in the application: Provide personal and professional details, including your Aadhaar number.
Complete KYC verification: Upload required documents and complete the Know Your Customer (KYC) process.
Apply: Review and submit your application.
If eligible, the loan amount is credited to your bank account within 2-3 days.
