Latest news with #EFSI
Yahoo
02-05-2025
- Business
- Yahoo
It Might Not Be A Great Idea To Buy Eagle Financial Services, Inc. (NASDAQ:EFSI) For Its Next Dividend
It looks like Eagle Financial Services, Inc. (NASDAQ:EFSI) is about to go ex-dividend in the next two days. The ex-dividend date is one business day before a company's record date, which is the date on which the company determines which shareholders are entitled to receive a dividend. The ex-dividend date is of consequence because whenever a stock is bought or sold, the trade takes at least one business day to settle. Therefore, if you purchase Eagle Financial Services' shares on or after the 5th of May, you won't be eligible to receive the dividend, when it is paid on the 16th of May. The company's next dividend payment will be US$0.31 per share, and in the last 12 months, the company paid a total of US$1.24 per share. Looking at the last 12 months of distributions, Eagle Financial Services has a trailing yield of approximately 4.1% on its current stock price of US$30.15. Dividends are a major contributor to investment returns for long term holders, but only if the dividend continues to be paid. As a result, readers should always check whether Eagle Financial Services has been able to grow its dividends, or if the dividend might be cut. This technology could replace computers: discover the 20 stocks are working to make quantum computing a reality. Dividends are typically paid out of company income, so if a company pays out more than it earned, its dividend is usually at a higher risk of being cut. It paid out 80% of its earnings as dividends last year, which is not unreasonable, but limits reinvestment in the business and leaves the dividend vulnerable to a business downturn. We'd be worried about the risk of a drop in earnings. Companies that pay out less in dividends than they earn in profits generally have more sustainable dividends. The lower the payout ratio, the more wiggle room the business has before it could be forced to cut the dividend. See our latest analysis for Eagle Financial Services Click here to see the company's payout ratio, plus analyst estimates of its future dividends. Companies with falling earnings are riskier for dividend shareholders. If business enters a downturn and the dividend is cut, the company could see its value fall precipitously. Eagle Financial Services's earnings per share have fallen at approximately 17% a year over the previous five years. Ultimately, when earnings per share decline, the size of the pie from which dividends can be paid, shrinks. Many investors will assess a company's dividend performance by evaluating how much the dividend payments have changed over time. In the past 10 years, Eagle Financial Services has increased its dividend at approximately 5.0% a year on average. The only way to pay higher dividends when earnings are shrinking is either to pay out a larger percentage of profits, spend cash from the balance sheet, or borrow the money. Eagle Financial Services is already paying out a high percentage of its income, so without earnings growth, we're doubtful of whether this dividend will grow much in the future. Is Eagle Financial Services an attractive dividend stock, or better left on the shelf? Earnings per share have been declining and the company is paying out more than half its profits to shareholders; not an enticing combination. All things considered, we're not optimistic about its dividend prospects, and would be inclined to leave it on the shelf for now. Having said that, if you're looking at this stock without much concern for the dividend, you should still be familiar of the risks involved with Eagle Financial Services. To that end, you should learn about the 2 warning signs we've spotted with Eagle Financial Services (including 1 which doesn't sit too well with us). Generally, we wouldn't recommend just buying the first dividend stock you see. Here's a curated list of interesting stocks that are strong dividend payers. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
Yahoo
02-05-2025
- Business
- Yahoo
It Might Not Be A Great Idea To Buy Eagle Financial Services, Inc. (NASDAQ:EFSI) For Its Next Dividend
It looks like Eagle Financial Services, Inc. (NASDAQ:EFSI) is about to go ex-dividend in the next two days. The ex-dividend date is one business day before a company's record date, which is the date on which the company determines which shareholders are entitled to receive a dividend. The ex-dividend date is of consequence because whenever a stock is bought or sold, the trade takes at least one business day to settle. Therefore, if you purchase Eagle Financial Services' shares on or after the 5th of May, you won't be eligible to receive the dividend, when it is paid on the 16th of May. The company's next dividend payment will be US$0.31 per share, and in the last 12 months, the company paid a total of US$1.24 per share. Looking at the last 12 months of distributions, Eagle Financial Services has a trailing yield of approximately 4.1% on its current stock price of US$30.15. Dividends are a major contributor to investment returns for long term holders, but only if the dividend continues to be paid. As a result, readers should always check whether Eagle Financial Services has been able to grow its dividends, or if the dividend might be cut. This technology could replace computers: discover the 20 stocks are working to make quantum computing a reality. Dividends are typically paid out of company income, so if a company pays out more than it earned, its dividend is usually at a higher risk of being cut. It paid out 80% of its earnings as dividends last year, which is not unreasonable, but limits reinvestment in the business and leaves the dividend vulnerable to a business downturn. We'd be worried about the risk of a drop in earnings. Companies that pay out less in dividends than they earn in profits generally have more sustainable dividends. The lower the payout ratio, the more wiggle room the business has before it could be forced to cut the dividend. See our latest analysis for Eagle Financial Services Click here to see the company's payout ratio, plus analyst estimates of its future dividends. Companies with falling earnings are riskier for dividend shareholders. If business enters a downturn and the dividend is cut, the company could see its value fall precipitously. Eagle Financial Services's earnings per share have fallen at approximately 17% a year over the previous five years. Ultimately, when earnings per share decline, the size of the pie from which dividends can be paid, shrinks. Many investors will assess a company's dividend performance by evaluating how much the dividend payments have changed over time. In the past 10 years, Eagle Financial Services has increased its dividend at approximately 5.0% a year on average. The only way to pay higher dividends when earnings are shrinking is either to pay out a larger percentage of profits, spend cash from the balance sheet, or borrow the money. Eagle Financial Services is already paying out a high percentage of its income, so without earnings growth, we're doubtful of whether this dividend will grow much in the future. Is Eagle Financial Services an attractive dividend stock, or better left on the shelf? Earnings per share have been declining and the company is paying out more than half its profits to shareholders; not an enticing combination. All things considered, we're not optimistic about its dividend prospects, and would be inclined to leave it on the shelf for now. Having said that, if you're looking at this stock without much concern for the dividend, you should still be familiar of the risks involved with Eagle Financial Services. To that end, you should learn about the 2 warning signs we've spotted with Eagle Financial Services (including 1 which doesn't sit too well with us). Generally, we wouldn't recommend just buying the first dividend stock you see. Here's a curated list of interesting stocks that are strong dividend payers. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Sign in to access your portfolio
Yahoo
01-04-2025
- Business
- Yahoo
Eagle Financial Services, Inc. (EFSI): Among Stocks Insiders Were Buying In Q1 2025
We recently published a list of . In this article, we are going to take a look at where Eagle Financial Services, Inc. (NASDAQ:EFSI) stands against other stocks insiders were buying in Q1 2025. About 30 minutes before the market closed Monday, the broader market index was up 0.3%, while the blue-chip companies gained 0.9%. Meanwhile, the Nasdaq Composite dropped 0.5%. Some stocks were recovering from Friday losses after inflation data came in higher than expected, coupled with weak consumer sentiment, which heightened concerns about the U.S. economy's stability, according to Investopedia. As investors react to daily market changes, ongoing uncertainty continues to affect the market. During such times, insider trading often garners attention, as executive purchases of company stock can signal optimism about the company's prospects. However, insider sales do not always indicate a lack of confidence—they may be influenced by personal financial reasons or a need for diversification. Executives often follow pre-arranged plans, like 10b5-1, to ensure transparency. While insider trading can offer valuable insights, it should be considered alongside a company's financial health, market conditions, and industry shifts. What are some of the stocks insiders have been buying the most in the first quarter of the year? To find out, we used Insider Monkey's insider trading stock screener, focusing only on stocks where at least five insiders had purchased shares in January, February, and March. From there, we ranked the 20 stocks with the highest number of insiders purchasing shares. Our research has shown that we can outperform the market by imitating the top stock picks of the best hedge funds, focusing on insider trading and stock picks from hedge fund investor newsletters and conferences. Our quarterly newsletter's strategy selects 14 small-cap and large-cap stocks every quarter and has returned 373.4% since May 2014, beating its benchmark by 218 percentage points (). With each stock, we note the average price per share of these purchases and the stock's market capitalization. A close-up of financial documents on a desk, indicating the banking products that the company provides. Market Cap: $175.42 million Number of insiders buying: 21 Eagle Financial, the parent company of Bank of Clarke, ranks first among the 20 stocks insiders were buying in the first quarter of 2025. The bank offers a wide range of retail and commercial banking products and services, operating across three primary divisions: Community Banking, Marine Lending, and Wealth Management. Its commercial banking activities include attracting deposits from customers and using those funds to provide commercial, consumer, and real estate loans, as well as investing in corporate, municipal, and U.S. government securities. Deposits at the bank are insured by the Federal Deposit Insurance Corporation (FDIC), subject to legal limits. On January 22, 2025, Eagle Financial's board declared a quarterly cash dividend of $0.31 per common share. During the first quarter, 21 insiders acquired a total of $506,720 worth of Eagle Financial shares at an average price of $32.00 per share. These acquisitions were part of the company's underwritten public offering of 1,562,500 common shares. Eagle Financial said at the time it planned to use the net proceeds from this offering for general corporate purposes, which may include balance sheet restructuring and supporting its capital ratios and growth. Year-to-date, the stock is down 9.86%, trading at $32.81 per share. However, over the last 12 months, Eagle Financial shares returned 10.96% to its investors. For the fourth quarter of 2024, Eagle Financial reported a net income of $6.2 million, up from $3.4 million in the previous quarter. Sales were $18.6 million and $7.4 million in mortgage and SBA loans, respectively, with a gain on sales of $861,000. Earnings per share increased by $0.77 for the quarter to $1.74. According to StockAnalysis, two analysts rate Eagle Financial as 'Strong Buy,' with a 12 month price target of $40.00, representing a 21.91% upside from the latest price. Overall, EFSI ranks 1st on our list of stocks insiders were buying in Q1 2025. While we acknowledge the potential of EFSI our conviction lies in the belief that AI stocks hold greater promise for delivering higher returns, and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than EFSI but that trades at less than 5 times its earnings, check out our report about the . READ NEXT: 20 Best AI Stocks To Buy Now and 30 Best Stocks to Buy Now According to Billionaires. Disclosure: None. This article is originally published at Insider Monkey. Sign in to access your portfolio
