Latest news with #EagleFinancialServices
Yahoo
02-05-2025
- Business
- Yahoo
It Might Not Be A Great Idea To Buy Eagle Financial Services, Inc. (NASDAQ:EFSI) For Its Next Dividend
It looks like Eagle Financial Services, Inc. (NASDAQ:EFSI) is about to go ex-dividend in the next two days. The ex-dividend date is one business day before a company's record date, which is the date on which the company determines which shareholders are entitled to receive a dividend. The ex-dividend date is of consequence because whenever a stock is bought or sold, the trade takes at least one business day to settle. Therefore, if you purchase Eagle Financial Services' shares on or after the 5th of May, you won't be eligible to receive the dividend, when it is paid on the 16th of May. The company's next dividend payment will be US$0.31 per share, and in the last 12 months, the company paid a total of US$1.24 per share. Looking at the last 12 months of distributions, Eagle Financial Services has a trailing yield of approximately 4.1% on its current stock price of US$30.15. Dividends are a major contributor to investment returns for long term holders, but only if the dividend continues to be paid. As a result, readers should always check whether Eagle Financial Services has been able to grow its dividends, or if the dividend might be cut. This technology could replace computers: discover the 20 stocks are working to make quantum computing a reality. Dividends are typically paid out of company income, so if a company pays out more than it earned, its dividend is usually at a higher risk of being cut. It paid out 80% of its earnings as dividends last year, which is not unreasonable, but limits reinvestment in the business and leaves the dividend vulnerable to a business downturn. We'd be worried about the risk of a drop in earnings. Companies that pay out less in dividends than they earn in profits generally have more sustainable dividends. The lower the payout ratio, the more wiggle room the business has before it could be forced to cut the dividend. See our latest analysis for Eagle Financial Services Click here to see the company's payout ratio, plus analyst estimates of its future dividends. Companies with falling earnings are riskier for dividend shareholders. If business enters a downturn and the dividend is cut, the company could see its value fall precipitously. Eagle Financial Services's earnings per share have fallen at approximately 17% a year over the previous five years. Ultimately, when earnings per share decline, the size of the pie from which dividends can be paid, shrinks. Many investors will assess a company's dividend performance by evaluating how much the dividend payments have changed over time. In the past 10 years, Eagle Financial Services has increased its dividend at approximately 5.0% a year on average. The only way to pay higher dividends when earnings are shrinking is either to pay out a larger percentage of profits, spend cash from the balance sheet, or borrow the money. Eagle Financial Services is already paying out a high percentage of its income, so without earnings growth, we're doubtful of whether this dividend will grow much in the future. Is Eagle Financial Services an attractive dividend stock, or better left on the shelf? Earnings per share have been declining and the company is paying out more than half its profits to shareholders; not an enticing combination. All things considered, we're not optimistic about its dividend prospects, and would be inclined to leave it on the shelf for now. Having said that, if you're looking at this stock without much concern for the dividend, you should still be familiar of the risks involved with Eagle Financial Services. To that end, you should learn about the 2 warning signs we've spotted with Eagle Financial Services (including 1 which doesn't sit too well with us). Generally, we wouldn't recommend just buying the first dividend stock you see. Here's a curated list of interesting stocks that are strong dividend payers. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
Yahoo
02-05-2025
- Business
- Yahoo
It Might Not Be A Great Idea To Buy Eagle Financial Services, Inc. (NASDAQ:EFSI) For Its Next Dividend
It looks like Eagle Financial Services, Inc. (NASDAQ:EFSI) is about to go ex-dividend in the next two days. The ex-dividend date is one business day before a company's record date, which is the date on which the company determines which shareholders are entitled to receive a dividend. The ex-dividend date is of consequence because whenever a stock is bought or sold, the trade takes at least one business day to settle. Therefore, if you purchase Eagle Financial Services' shares on or after the 5th of May, you won't be eligible to receive the dividend, when it is paid on the 16th of May. The company's next dividend payment will be US$0.31 per share, and in the last 12 months, the company paid a total of US$1.24 per share. Looking at the last 12 months of distributions, Eagle Financial Services has a trailing yield of approximately 4.1% on its current stock price of US$30.15. Dividends are a major contributor to investment returns for long term holders, but only if the dividend continues to be paid. As a result, readers should always check whether Eagle Financial Services has been able to grow its dividends, or if the dividend might be cut. This technology could replace computers: discover the 20 stocks are working to make quantum computing a reality. Dividends are typically paid out of company income, so if a company pays out more than it earned, its dividend is usually at a higher risk of being cut. It paid out 80% of its earnings as dividends last year, which is not unreasonable, but limits reinvestment in the business and leaves the dividend vulnerable to a business downturn. We'd be worried about the risk of a drop in earnings. Companies that pay out less in dividends than they earn in profits generally have more sustainable dividends. The lower the payout ratio, the more wiggle room the business has before it could be forced to cut the dividend. See our latest analysis for Eagle Financial Services Click here to see the company's payout ratio, plus analyst estimates of its future dividends. Companies with falling earnings are riskier for dividend shareholders. If business enters a downturn and the dividend is cut, the company could see its value fall precipitously. Eagle Financial Services's earnings per share have fallen at approximately 17% a year over the previous five years. Ultimately, when earnings per share decline, the size of the pie from which dividends can be paid, shrinks. Many investors will assess a company's dividend performance by evaluating how much the dividend payments have changed over time. In the past 10 years, Eagle Financial Services has increased its dividend at approximately 5.0% a year on average. The only way to pay higher dividends when earnings are shrinking is either to pay out a larger percentage of profits, spend cash from the balance sheet, or borrow the money. Eagle Financial Services is already paying out a high percentage of its income, so without earnings growth, we're doubtful of whether this dividend will grow much in the future. Is Eagle Financial Services an attractive dividend stock, or better left on the shelf? Earnings per share have been declining and the company is paying out more than half its profits to shareholders; not an enticing combination. All things considered, we're not optimistic about its dividend prospects, and would be inclined to leave it on the shelf for now. Having said that, if you're looking at this stock without much concern for the dividend, you should still be familiar of the risks involved with Eagle Financial Services. To that end, you should learn about the 2 warning signs we've spotted with Eagle Financial Services (including 1 which doesn't sit too well with us). Generally, we wouldn't recommend just buying the first dividend stock you see. Here's a curated list of interesting stocks that are strong dividend payers. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Sign in to access your portfolio
Yahoo
01-04-2025
- Business
- Yahoo
Eagle Financial Services, Inc. (EFSI): Among Stocks Insiders Were Buying In Q1 2025
We recently published a list of . In this article, we are going to take a look at where Eagle Financial Services, Inc. (NASDAQ:EFSI) stands against other stocks insiders were buying in Q1 2025. About 30 minutes before the market closed Monday, the broader market index was up 0.3%, while the blue-chip companies gained 0.9%. Meanwhile, the Nasdaq Composite dropped 0.5%. Some stocks were recovering from Friday losses after inflation data came in higher than expected, coupled with weak consumer sentiment, which heightened concerns about the U.S. economy's stability, according to Investopedia. As investors react to daily market changes, ongoing uncertainty continues to affect the market. During such times, insider trading often garners attention, as executive purchases of company stock can signal optimism about the company's prospects. However, insider sales do not always indicate a lack of confidence—they may be influenced by personal financial reasons or a need for diversification. Executives often follow pre-arranged plans, like 10b5-1, to ensure transparency. While insider trading can offer valuable insights, it should be considered alongside a company's financial health, market conditions, and industry shifts. What are some of the stocks insiders have been buying the most in the first quarter of the year? To find out, we used Insider Monkey's insider trading stock screener, focusing only on stocks where at least five insiders had purchased shares in January, February, and March. From there, we ranked the 20 stocks with the highest number of insiders purchasing shares. Our research has shown that we can outperform the market by imitating the top stock picks of the best hedge funds, focusing on insider trading and stock picks from hedge fund investor newsletters and conferences. Our quarterly newsletter's strategy selects 14 small-cap and large-cap stocks every quarter and has returned 373.4% since May 2014, beating its benchmark by 218 percentage points (). With each stock, we note the average price per share of these purchases and the stock's market capitalization. A close-up of financial documents on a desk, indicating the banking products that the company provides. Market Cap: $175.42 million Number of insiders buying: 21 Eagle Financial, the parent company of Bank of Clarke, ranks first among the 20 stocks insiders were buying in the first quarter of 2025. The bank offers a wide range of retail and commercial banking products and services, operating across three primary divisions: Community Banking, Marine Lending, and Wealth Management. Its commercial banking activities include attracting deposits from customers and using those funds to provide commercial, consumer, and real estate loans, as well as investing in corporate, municipal, and U.S. government securities. Deposits at the bank are insured by the Federal Deposit Insurance Corporation (FDIC), subject to legal limits. On January 22, 2025, Eagle Financial's board declared a quarterly cash dividend of $0.31 per common share. During the first quarter, 21 insiders acquired a total of $506,720 worth of Eagle Financial shares at an average price of $32.00 per share. These acquisitions were part of the company's underwritten public offering of 1,562,500 common shares. Eagle Financial said at the time it planned to use the net proceeds from this offering for general corporate purposes, which may include balance sheet restructuring and supporting its capital ratios and growth. Year-to-date, the stock is down 9.86%, trading at $32.81 per share. However, over the last 12 months, Eagle Financial shares returned 10.96% to its investors. For the fourth quarter of 2024, Eagle Financial reported a net income of $6.2 million, up from $3.4 million in the previous quarter. Sales were $18.6 million and $7.4 million in mortgage and SBA loans, respectively, with a gain on sales of $861,000. Earnings per share increased by $0.77 for the quarter to $1.74. According to StockAnalysis, two analysts rate Eagle Financial as 'Strong Buy,' with a 12 month price target of $40.00, representing a 21.91% upside from the latest price. Overall, EFSI ranks 1st on our list of stocks insiders were buying in Q1 2025. While we acknowledge the potential of EFSI our conviction lies in the belief that AI stocks hold greater promise for delivering higher returns, and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than EFSI but that trades at less than 5 times its earnings, check out our report about the . READ NEXT: 20 Best AI Stocks To Buy Now and 30 Best Stocks to Buy Now According to Billionaires. Disclosure: None. This article is originally published at Insider Monkey. Sign in to access your portfolio
Yahoo
03-03-2025
- Business
- Yahoo
Undiscovered Gems in the US Market for March 2025
Over the last 7 days, the United States market has experienced a slight drop of 1.3%, yet it remains up by an impressive 15% over the past year, with earnings forecasted to grow by 14% annually. In this dynamic environment, identifying promising stocks involves looking beyond short-term fluctuations to find companies with strong fundamentals and growth potential that are not yet widely recognized. Name Debt To Equity Revenue Growth Earnings Growth Health Rating Eagle Financial Services 125.65% 12.07% 2.64% ★★★★★★ Wilson Bank Holding NA 7.87% 8.22% ★★★★★★ Omega Flex NA 0.39% 2.57% ★★★★★★ Cashmere Valley Bank 15.51% 5.80% 3.51% ★★★★★★ ASA Gold and Precious Metals NA 7.47% -26.86% ★★★★★★ Teekay NA -0.89% 62.53% ★★★★★★ Anbio Biotechnology NA 8.43% 184.88% ★★★★★★ FRMO 0.08% 38.78% 45.85% ★★★★★☆ Pure Cycle 5.15% -2.61% -6.23% ★★★★★☆ Reitar Logtech Holdings 31.39% 231.46% 41.38% ★★★★☆☆ Click here to see the full list of 285 stocks from our US Undiscovered Gems With Strong Fundamentals screener. Let's review some notable picks from our screened stocks. Simply Wall St Value Rating: ★★★★★★ Overview: Pathward Financial, Inc. is a bank holding company for Pathward, National Association offering a range of banking products and services in the United States with a market cap of $1.85 billion. Operations: Pathward Financial generates revenue primarily from its Consumer and Commercial segments, contributing $436.11 million and $255.25 million, respectively. The company's net profit margin is not disclosed in the provided information. Pathward Financial, with total assets of US$7.6 billion and equity of US$776.4 million, stands out in the banking sector for its strategic moves and robust financial health. Total deposits amount to US$6.5 billion, while loans are at US$4.5 billion, complemented by a net interest margin of 6.4%. The company has a sufficient allowance for bad loans at 0.8% of total loans, indicating prudent risk management practices. Recently repurchasing 701,860 shares for US$51.97 million shows confidence in its value proposition amidst trading at 52% below fair value estimates and earnings growth surpassing industry averages by 5%. Pathward Financial's strategic asset reallocation and renewable energy partnerships aim to enhance revenue growth. Click here to explore the full narrative on Pathward Financial's investment strategy. Simply Wall St Value Rating: ★★★★★★ Overview: First Community Bankshares, Inc. is a financial holding company for First Community Bank, offering a range of banking products and services with a market cap of $768.42 million. Operations: With a revenue of $162.26 million from its community banking segment, First Community Bankshares focuses on providing various banking products and services. First Community Bankshares, a smaller financial entity, boasts total assets of US$3.3 billion and equity of US$526.4 million. It holds deposits totaling US$2.7 billion against loans of US$2.4 billion, with a net interest margin standing at 4.4%. The bank's allowance for bad loans is quite robust at 173%, while non-performing loans are low at 0.8% of total loans, indicating sound risk management practices. Despite earnings forecasted to dip by an average of 3.5% annually over the next three years, recent growth outpaced the industry with a 7.5% increase in earnings last year compared to the sector's -2.1%. Delve into the full analysis health report here for a deeper understanding of First Community Bankshares. Gain insights into First Community Bankshares' historical performance by reviewing our past performance report. Simply Wall St Value Rating: ★★★★☆☆ Overview: Bristow Group Inc. offers vertical flight solutions and has a market capitalization of approximately $1.06 billion. Operations: Bristow Group generates revenue primarily through its vertical flight solutions. The company's net profit margin has shown variability, reaching different levels across reported periods. Bristow Group, a player in the offshore helicopter market, has shown promising financial strides. With net income reaching US$94.8 million from a previous loss of US$6.78 million, the company is on an upward trajectory. The net debt to equity ratio stands at 49.6%, which is considered high but manageable given their EBIT covers interest payments 5.1 times over. Trading at 76% below its estimated fair value and with earnings expected to grow by 15% annually, Bristow's strategic share repurchase plan of up to US$125 million further underscores its commitment to enhancing shareholder value amidst rising demand in energy services. Bristow Group's profitability is poised to benefit from tight offshore helicopter supply and strong demand in the Offshore Energy Services sector. Click here to explore the full narrative on Bristow Group's investment potential. Click here to access our complete index of 285 US Undiscovered Gems With Strong Fundamentals. Are any of these part of your asset mix? Tap into the analytical power of Simply Wall St's portfolio to get a 360-degree view on how they're shaping up. Take control of your financial future using Simply Wall St, offering free, in-depth knowledge of international markets to every investor. Explore high-performing small cap companies that haven't yet garnered significant analyst attention. Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management. Find companies with promising cash flow potential yet trading below their fair value. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include NasdaqGS:CASH NasdaqGS:FCBC and NYSE:VTOL. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@
Yahoo
27-02-2025
- Business
- Yahoo
Discovering US Undiscovered Gems In February 2025
Over the last 7 days, the United States market has experienced a 3.6% drop, yet it remains up by 17% over the past year with earnings expected to grow by 14% annually in the coming years. In this dynamic environment, identifying stocks that are not only resilient but also poised for growth can provide valuable opportunities for investors seeking to uncover lesser-known gems. Name Debt To Equity Revenue Growth Earnings Growth Health Rating Eagle Financial Services 125.65% 12.07% 2.64% ★★★★★★ Wilson Bank Holding NA 7.87% 8.22% ★★★★★★ Omega Flex NA 0.39% 2.57% ★★★★★★ Cashmere Valley Bank 15.51% 5.80% 3.51% ★★★★★★ ASA Gold and Precious Metals NA 7.47% -26.86% ★★★★★★ Teekay NA -0.89% 62.53% ★★★★★★ Anbio Biotechnology NA 8.43% 184.88% ★★★★★★ FRMO 0.08% 38.78% 45.85% ★★★★★☆ Pure Cycle 5.15% -2.61% -6.23% ★★★★★☆ Reitar Logtech Holdings 31.39% 231.46% 41.38% ★★★★☆☆ Click here to see the full list of 286 stocks from our US Undiscovered Gems With Strong Fundamentals screener. Here's a peek at a few of the choices from the screener. Simply Wall St Value Rating: ★★★★★☆ Overview: Tiptree Inc., with a market cap of $803 million, operates through its subsidiaries to provide specialty insurance products and related services primarily in the United States. Operations: Tiptree generates revenue primarily from its insurance segment, which accounts for $1.92 billion. The company also has a smaller revenue stream from its mortgage operations, contributing $57.18 million. Tiptree, a smaller player in the insurance space, has shown impressive financial strides. Over five years, its debt to equity ratio improved from 80.9% to 66%, showcasing better financial management. The company's earnings surged by an eye-catching 411.5% last year, outpacing the industry growth of 32.7%. In recent results, Tiptree reported fourth-quarter revenue of US$503.6 million and net income of US$19.55 million, both up significantly from the previous year. With interest payments well covered by EBIT at a multiple of 5.5x and satisfactory net debt to equity at 5.1%, Tiptree's financial health appears robust. Take a closer look at Tiptree's potential here in our health report. Explore historical data to track Tiptree's performance over time in our Past section. Simply Wall St Value Rating: ★★★★★☆ Overview: Donegal Group Inc. is an insurance holding company that offers property and casualty insurance to businesses and individuals, with a market cap of $554.31 million. Operations: Donegal Group generates revenue primarily through its Personal Lines and Commercial Lines insurance segments, with $396.97 million and $539.68 million in revenue, respectively. Donegal Group, an insurance player, is making waves with its strategic expansion into small business underwriting and the use of modern tools for better risk assessment. The company's earnings surged by 1049% last year, outpacing the industry growth of 32.7%, and its debt-to-equity ratio improved from 8.9 to 6.4 over five years. With a price-to-earnings ratio of 11x, below the US market average, Donegal appears undervalued. Recent financial results show revenue climbing to US$989 million for the full year with net income reaching US$51 million from just US$4 million previously, indicating robust profitability improvements. Donegal Group is enhancing growth through small business underwriting and advanced risk tools. Click here to explore the full narrative on Donegal Group's strategic initiatives. Simply Wall St Value Rating: ★★★★★★ Overview: Donnelley Financial Solutions, Inc. offers innovative software and technology-enabled financial regulatory and compliance solutions across various regions including the United States, Asia, Europe, and Canada, with a market capitalization of approximately $1.43 billion. Operations: DFIN generates revenue through two primary segments: Software Solutions and Compliance and Communications Management, with Capital Markets contributing $213.6 million and $321.7 million respectively, while Investment Companies add $116.1 million and $130.5 million respectively. The company's focus on these segments highlights its diversified approach to financial solutions across different market needs. Donnelley Financial Solutions, a nimble player in the financial services sector, has been strategically shifting towards software offerings to enhance revenue stability. The company's earnings have grown at an impressive 21.9% annually over the past five years, with its net debt to equity ratio improving from 110.2% to a satisfactory 28.6%. Trading at US$66.83, it is considered undervalued by about 23.7% against its fair value estimate of US$76.67. Despite recent insider selling and challenges in print demand and capital markets, Donnelley's focus on SaaS solutions like Venue aims to bolster future profitability and operational efficiency. Donnelley Financial Solutions' shift to SaaS is enhancing revenue stability and growth. Click here to explore the full narrative on Donnelley Financial Solutions. Click this link to deep-dive into the 286 companies within our US Undiscovered Gems With Strong Fundamentals screener. Are you invested in these stocks already? Keep abreast of every twist and turn by setting up a portfolio with Simply Wall St, where we make it simple for investors like you to stay informed and proactive. Simply Wall St is your key to unlocking global market trends, a free user-friendly app for forward-thinking investors. Explore high-performing small cap companies that haven't yet garnered significant analyst attention. Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management. Find companies with promising cash flow potential yet trading below their fair value. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include NasdaqCM:TIPT NasdaqGS:DGIC.A and NYSE:DFIN. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@
