Latest news with #FirstFinancialBankshares
Yahoo
17-05-2025
- Business
- Yahoo
Is the Options Market Predicting a Spike in First Financial (FFIN) Stock?
Investors in First Financial Bankshares, Inc. FFIN need to pay close attention to the stock based on moves in the options market lately. That is because the July 18, 2025 $25 Call had some of the highest implied volatility of all equity options today. Implied volatility shows how much movement the market is expecting in the future. Options with high levels of implied volatility suggest that investors in the underlying stocks are expecting a big move in one direction or the other. It could also mean there is an event coming up soon that may cause a big rally or a huge sell-off. However, implied volatility is only one piece of the puzzle when putting together an options trading strategy. Clearly, options traders are pricing in a big move for First Financial shares, but what is the fundamental picture for the company? Currently, First Financial is a Zacks Rank #2 (Buy) in the Banks – Southwest industry that ranks in the Top 7% of our Zacks Industry Rank. Over the last 60days, no analyst increased their earnings estimates for the current quarter, while one has dropped the estimates. The net effect has taken our Zacks Consensus Estimate for the current quarter from 44 cents per share to 45 cents in that period. Given the way analysts feel about First Financial right now, this huge implied volatility could mean there's a trade developing. Oftentimes, options traders look for options with high levels of implied volatility to sell premium. This is a strategy many seasoned traders use because it captures decay. At expiration, the hope for these traders is that the underlying stock does not move as much as originally expected. Check out the simple yet high-powered approach that Zacks Executive VP Kevin Matras has used to close recent double and triple-digit winners. In addition to impressive profit potential, these trades can actually reduce your risk. Click to see the trades now >> Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report First Financial Bankshares, Inc. (FFIN) : Free Stock Analysis Report This article originally published on Zacks Investment Research ( Zacks Investment Research Sign in to access your portfolio
Yahoo
09-05-2025
- Business
- Yahoo
First Financial Bankshares, Inc. (FFIN): A Bull Case Theory
We came across a bullish thesis on First Financial Bankshares, Inc. (FFIN) on Substack by Serhio MaxDividends. In this article, we will summarize the bulls' thesis on FFIN. First Financial Bankshares, Inc. (FFIN)'s share was trading at $34.23 as of May 6th. FFIN's trailing and forward P/E were 21.13 and 24.57 respectively according to Yahoo Finance. An aerial shot of a regional bank with its numerous branches situated in a city. First Financial Bankshares (FFIN), a Texas-based regional bank, continues to deliver strong shareholder returns and financial performance, underscored by a 5.6% dividend increase to $0.19 per share, boosting its forward yield to 2.26%. In Q1 2025, the bank posted net income of $61.35 million, a 14.9% year-over-year gain, with EPS rising to $0.43 from $0.37. Net interest income surged 18.5% to $118.79 million, benefiting from a healthy net interest margin of 3.74%. The bank reported $14.31 billion in total assets, $7.95 billion in loans, and $12.52 billion in deposits, while maintaining a lean efficiency ratio of 46.36%. Despite these strengths, emerging credit concerns warrant attention. Nonperforming assets increased to 0.78% of loans from 0.51% a year ago, and classified loans rose 21.8% to $245.61 million. In response, the bank bolstered its provision for credit losses to $3.53 million and raised its allowance to 1.27% of loans, reflecting a proactive stance on risk. Trading at $33.78 with a forward P/E of ~11x, FFIN remains a compelling investment, combining disciplined growth, operational efficiency, and rising shareholder payouts, while taking prudent steps to manage asset quality. The stock offers attractive value with a balanced outlook despite credit normalization. First Financial Bankshares, Inc. (FFIN) is not on our list of the 30 Most Popular Stocks Among Hedge Funds. As per our database, 22 hedge fund portfolios held FFIN at the end of the fourth quarter which was 16 in the previous quarter. While we acknowledge the risk and potential of FFIN as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns, and doing so within a shorter timeframe. If you are looking for an AI stock that is more promising than FFIN but that trades at less than 5 times its earnings, check out our report about the cheapest AI stock. READ NEXT: 8 Best Wide Moat Stocks to Buy Now and 30 Most Important AI Stocks According to BlackRock. Disclosure: None. This article was originally published at Insider Monkey.
Yahoo
16-04-2025
- Business
- Yahoo
FIRST FINANCIAL BANKSHARES TO LIVE STREAM ANNUAL MEETING ON TUESDAY, APRIL 29, 2025
ABILENE, Texas, April 15, 2025 /PRNewswire/ -- First Financial Bankshares, Inc. (NASDAQ: FFIN) will hold its 2025 Annual Shareholders' Meeting on April 29, 2025, at 10:30 a.m. Central time. The Company will be live streaming the meeting where F. Scott Dueser, Chairman and CEO; David Bailey, President; Michelle Hickox, EVP and CFO; and Lon Biebighauser, President of First Financial Trust & Asset Management Company, will recap 2024 and 1st quarter 2025 operational and financial results and will discuss its strategic direction. We encourage our shareholders and interested individuals who are not able to attend the meeting to access a live stream of the meeting by visiting (available at 10:00 am to view latest videos and commercials). A replay of the presentation will be available after the event. About First Financial Bankshares, Inc. Headquartered in Abilene, Texas, First Financial Bankshares, Inc., is a financial holding company that, through its subsidiary, First Financial Bank, operates multiple banking regions with 79 locations in Texas, including Abilene, Acton, Albany, Aledo, Alvarado, Beaumont, Boyd, Bridgeport, Brock, Bryan, Burleson, College Station, Cisco, Cleburne, Clyde, Conroe, Cut and Shoot, Decatur, Eastland, El Campo, Fort Worth, Franklin, Fulshear, Glen Rose, Granbury, Grapevine, Hereford, Huntsville, Keller, Kingwood, Lumberton, Magnolia, Mauriceville, Merkel, Midlothian, Mineral Wells, Montgomery, Moran, New Waverly, Newton, Odessa, Orange, Palacios, Port Arthur, Ranger, Rising Star, Roby, San Angelo, Southlake, Spring, Stephenville, Sweetwater, Tomball, Trent, Trophy Club, Vidor, Waxahachie, Weatherford, Willis, and Willow Park. First Financial Bankshares, Inc., also operates First Financial Trust & Asset Management Company, with nine locations, and First Technology Services, Inc., a technology operating company. First Financial Bankshares, Inc., is listed on The NASDAQ Global Select Market under the trading symbol FFIN. For more information about First Financial Bankshares, Inc., please visit our website at Certain statements contained herein may be considered "forward-looking statements" as defined in the Private Securities Litigation Reform Act of 1995. These statements are based upon the belief of the management of First Financial Bankshares, Inc. (the "Company"), as well as assumptions made beyond information currently available to the Company's management, and may be, but not necessarily are, identified by such words as "expect", "plan", "anticipate", "target", "forecast" and "goal". Because such "forward-looking statements" are subject to risks and uncertainties, actual results may differ materially from those expressed or implied by such forward-looking statements. Factors that could cause actual results to differ materially from the Company's expectations include competition from other financial institutions and financial holding companies; the effects of and changes in trade, monetary and fiscal policies and laws, including interest rate policies of the Federal Reserve Board; changes in the demand for loans; fluctuations in value of collateral and loan reserves; inflation, interest rate, market and monetary fluctuations; changes in consumer spending, borrowing and savings habits; and acquisitions and integration of acquired businesses, and similar variables. Other key risks are described in the Company's reports filed with the Securities and Exchange Commission, which may be obtained under "Investor Relations-Documents/Filings" on the Company's website or by writing or calling the Company at 325.627.7155. Except as otherwise stated in this news announcement, the Company does not undertake any obligation to update publicly or revise any forward-looking statements because of new information, future events or otherwise. View original content: SOURCE First Financial Bankshares, Inc.
Yahoo
20-02-2025
- Business
- Yahoo
With 58% ownership of the shares, First Financial Bankshares, Inc. (NASDAQ:FFIN) is heavily dominated by institutional owners
Institutions' substantial holdings in First Financial Bankshares implies that they have significant influence over the company's share price The top 11 shareholders own 51% of the company Recent sales by insiders If you want to know who really controls First Financial Bankshares, Inc. (NASDAQ:FFIN), then you'll have to look at the makeup of its share registry. The group holding the most number of shares in the company, around 58% to be precise, is institutions. Put another way, the group faces the maximum upside potential (or downside risk). Given the vast amount of money and research capacities at their disposal, institutional ownership tends to carry a lot of weight, especially with individual investors. As a result, a sizeable amount of institutional money invested in a firm is generally viewed as a positive attribute. Let's delve deeper into each type of owner of First Financial Bankshares, beginning with the chart below. Check out our latest analysis for First Financial Bankshares Institutional investors commonly compare their own returns to the returns of a commonly followed index. So they generally do consider buying larger companies that are included in the relevant benchmark index. We can see that First Financial Bankshares does have institutional investors; and they hold a good portion of the company's stock. This implies the analysts working for those institutions have looked at the stock and they like it. But just like anyone else, they could be wrong. It is not uncommon to see a big share price drop if two large institutional investors try to sell out of a stock at the same time. So it is worth checking the past earnings trajectory of First Financial Bankshares, (below). Of course, keep in mind that there are other factors to consider, too. Since institutional investors own more than half the issued stock, the board will likely have to pay attention to their preferences. Hedge funds don't have many shares in First Financial Bankshares. BlackRock, Inc. is currently the company's largest shareholder with 12% of shares outstanding. In comparison, the second and third largest shareholders hold about 12% and 9.9% of the stock. Additionally, the company's CEO F. Dueser directly holds 1.1% of the total shares outstanding. Looking at the shareholder registry, we can see that 51% of the ownership is controlled by the top 11 shareholders, meaning that no single shareholder has a majority interest in the ownership. While it makes sense to study institutional ownership data for a company, it also makes sense to study analyst sentiments to know which way the wind is blowing. There are plenty of analysts covering the stock, so it might be worth seeing what they are forecasting, too. The definition of an insider can differ slightly between different countries, but members of the board of directors always count. Company management run the business, but the CEO will answer to the board, even if he or she is a member of it. Most consider insider ownership a positive because it can indicate the board is well aligned with other shareholders. However, on some occasions too much power is concentrated within this group. Our most recent data indicates that insiders own some shares in First Financial Bankshares, Inc.. This is a big company, so it is good to see this level of alignment. Insiders own US$198m worth of shares (at current prices). Most would say this shows alignment of interests between shareholders and the board. Still, it might be worth checking if those insiders have been selling. The general public, who are usually individual investors, hold a 26% stake in First Financial Bankshares. While this size of ownership may not be enough to sway a policy decision in their favour, they can still make a collective impact on company policies. It's always worth thinking about the different groups who own shares in a company. But to understand First Financial Bankshares better, we need to consider many other factors. Consider for instance, the ever-present spectre of investment risk. We've identified 1 warning sign with First Financial Bankshares , and understanding them should be part of your investment process. If you would prefer discover what analysts are predicting in terms of future growth, do not miss this free report on analyst forecasts. NB: Figures in this article are calculated using data from the last twelve months, which refer to the 12-month period ending on the last date of the month the financial statement is dated. This may not be consistent with full year annual report figures. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Sign in to access your portfolio
