Latest news with #FirstUnited
Yahoo
02-06-2025
- Business
- Yahoo
First United Corporation's (NASDAQ:FUNC) top owners are individual investors with 48% stake, while 44% is held by institutions
The considerable ownership by individual investors in First United indicates that they collectively have a greater say in management and business strategy A total of 25 investors have a majority stake in the company with 43% ownership Insiders have bought recently Trump has pledged to "unleash" American oil and gas and these 15 US stocks have developments that are poised to benefit. Every investor in First United Corporation (NASDAQ:FUNC) should be aware of the most powerful shareholder groups. We can see that individual investors own the lion's share in the company with 48% ownership. That is, the group stands to benefit the most if the stock rises (or lose the most if there is a downturn). Meanwhile, institutions make up 44% of the company's shareholders. Generally speaking, as a company grows, institutions will increase their ownership. Conversely, insiders often decrease their ownership over time. Let's delve deeper into each type of owner of First United, beginning with the chart below. View our latest analysis for First United Many institutions measure their performance against an index that approximates the local market. So they usually pay more attention to companies that are included in major indices. First United already has institutions on the share registry. Indeed, they own a respectable stake in the company. This can indicate that the company has a certain degree of credibility in the investment community. However, it is best to be wary of relying on the supposed validation that comes with institutional investors. They too, get it wrong sometimes. If multiple institutions change their view on a stock at the same time, you could see the share price drop fast. It's therefore worth looking at First United's earnings history below. Of course, the future is what really matters. First United is not owned by hedge funds. Our data shows that Dimensional Fund Advisors LP is the largest shareholder with 5.8% of shares outstanding. The Vanguard Group, Inc. is the second largest shareholder owning 4.7% of common stock, and Beth Moran holds about 3.3% of the company stock. Beth Moran, who is the third-largest shareholder, also happens to hold the title of Member of the Board of Directors. Furthermore, CEO Carissa Rodeheaver is the owner of 0.7% of the company's shares. Our studies suggest that the top 25 shareholders collectively control less than half of the company's shares, meaning that the company's shares are widely disseminated and there is no dominant shareholder. While it makes sense to study institutional ownership data for a company, it also makes sense to study analyst sentiments to know which way the wind is blowing. While there is some analyst coverage, the company is probably not widely covered. So it could gain more attention, down the track. The definition of company insiders can be subjective and does vary between jurisdictions. Our data reflects individual insiders, capturing board members at the very least. The company management answer to the board and the latter should represent the interests of shareholders. Notably, sometimes top-level managers are on the board themselves. Most consider insider ownership a positive because it can indicate the board is well aligned with other shareholders. However, on some occasions too much power is concentrated within this group. Our most recent data indicates that insiders own some shares in First United Corporation. It has a market capitalization of just US$195m, and insiders have US$16m worth of shares, in their own names. Some would say this shows alignment of interests between shareholders and the board, though we generally prefer to see bigger insider holdings. But it might be worth checking if those insiders have been selling. With a 48% ownership, the general public, mostly comprising of individual investors, have some degree of sway over First United. While this size of ownership may not be enough to sway a policy decision in their favour, they can still make a collective impact on company policies. While it is well worth considering the different groups that own a company, there are other factors that are even more important. I always like to check for a history of revenue growth. You can too, by accessing this free chart of historic revenue and earnings in this detailed graph. If you would prefer discover what analysts are predicting in terms of future growth, do not miss this free report on analyst forecasts. NB: Figures in this article are calculated using data from the last twelve months, which refer to the 12-month period ending on the last date of the month the financial statement is dated. This may not be consistent with full year annual report figures. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Melden Sie sich an, um Ihr Portfolio aufzurufen.
Yahoo
26-03-2025
- Business
- Yahoo
Exploring 3 Undervalued Small Caps With Insider Buying Across Regions
Over the last 7 days, the United States market has risen 2.9% and over the past year, it has climbed 11%, with earnings projected to grow by 14% per annum in the coming years. In this context of robust market performance, identifying stocks that are potentially undervalued with insider buying can offer intriguing opportunities for investors seeking to capitalize on growth potential within smaller companies. Name PE PS Discount to Fair Value Value Rating Shore Bancshares 10.7x 2.4x 5.99% ★★★★★☆ First United 9.6x 2.6x 47.89% ★★★★★☆ MVB Financial 11.2x 1.5x 28.34% ★★★★★☆ S&T Bancorp 11.0x 3.7x 41.80% ★★★★☆☆ Thryv Holdings NA 0.8x 13.52% ★★★★☆☆ German American Bancorp 16.9x 5.7x 49.70% ★★★☆☆☆ West Bancorporation 14.0x 4.3x 43.49% ★★★☆☆☆ Franklin Financial Services 14.2x 2.3x 32.79% ★★★☆☆☆ PDF Solutions 203.6x 4.6x 14.41% ★★★☆☆☆ Delek US Holdings NA 0.1x -196.86% ★★★☆☆☆ Click here to see the full list of 86 stocks from our Undervalued US Small Caps With Insider Buying screener. Below we spotlight a couple of our favorites from our exclusive screener. Simply Wall St Value Rating: ★★★★☆☆ Overview: ArcBest is a logistics company that provides freight transportation services through its asset-based and asset-light segments, with a market cap of $2.45 billion. Operations: ArcBest generates revenue primarily from its Asset-Based segment, contributing $2.75 billion, and its Asset-Light segment with $1.55 billion. The company's gross profit margin has experienced fluctuations, peaking at 14.95% in Q1 2020 and reaching 9.10% by Q4 2024. PE: 9.8x ArcBest, a company with a market cap under US$1 billion, has caught attention due to its potential value amidst recent developments. Despite reporting lower fourth-quarter sales of US$1 billion compared to the previous year's US$1.09 billion, ArcBest's earnings per share increased annually from US$5.92 to US$7.36, indicating operational resilience. The company repurchased 146,529 shares for $15.17 million recently and introduced advanced logistics technology like Vaux Vision™, enhancing its competitive edge in material handling efficiency and sustainability metrics. With insider confidence evident through share purchases over time and strategic leadership changes focusing on customer-centric strategies, ArcBest aims for sustained growth in the logistics sector despite challenges such as non-compliance issues with Nasdaq rules which were promptly addressed by resignations and corrective actions ensuring compliance was regained by March 2025. Take a closer look at ArcBest's potential here in our valuation report. Understand ArcBest's track record by examining our Past report. Simply Wall St Value Rating: ★★★☆☆☆ Overview: Immersion is a company specializing in haptic technology, creating tactile feedback solutions for various electronic devices, with a market cap of approximately $0.24 billion. Operations: IMMR's revenue streams are primarily driven by its operations, with significant fluctuations in net income over time. The company's gross profit margin showed a notable increase from 74.81% to 99.13%, indicating changes in cost efficiency and pricing strategies. Operating expenses are a major component of costs, with General & Administrative Expenses being consistently high across periods analyzed. PE: 3.9x Immersion, a smaller company in the U.S. market, shows potential despite some risks. Their recent earnings report highlights a dramatic revenue surge to US$474.76 million from US$9.48 million year-on-year for the third quarter, with net income rising to US$15.47 million from US$2.68 million. Although earnings are expected to decline by 12.8% annually over the next three years, revenue is forecasted to grow significantly at 68.89% per year, suggesting dynamic business activity ahead despite high-risk funding reliance and declining profit margins compared to last year (40%). The company has actively repurchased shares since October 2024 and extended its buyback plan until December 2026, indicating management's confidence in future prospects amidst these mixed signals. Click here and access our complete valuation analysis report to understand the dynamics of Immersion. Gain insights into Immersion's historical performance by reviewing our past performance report. Simply Wall St Value Rating: ★★★★★☆ Overview: Genesco is a specialty retailer and wholesaler of footwear, apparel, and accessories with operations primarily through its Schuh Group, Genesco Brands Group, Johnston & Murphy Group, and Journeys Group segments. Operations: Journeys Group is the largest revenue contributor with $1.40 billion, followed by Schuh Group at $479.89 million and Johnston & Murphy Group at $320.21 million. The company has faced fluctuations in its net income margin, with recent periods showing negative margins as low as -1.41%. Gross profit margin has been around 47%, indicating how much of each dollar of revenue is retained after accounting for cost of goods sold (COGS). PE: -13.0x Genesco, a footwear-focused lifestyle retailer, recently reported fourth-quarter sales of US$745.95 million, up from US$738.95 million the previous year, with net income rising to US$34.38 million. The company's earnings per share also improved significantly over the same period. Despite a lack of recent insider confidence through share purchases or buybacks since November 2024, Genesco has previously completed substantial buybacks under its 2019 program. Future sales are expected to remain stable or slightly increase in 2026 despite foreign exchange and store closure impacts totaling approximately US$44 million combined. Get an in-depth perspective on Genesco's performance by reading our valuation report here. Review our historical performance report to gain insights into Genesco's's past performance. Gain an insight into the universe of 86 Undervalued US Small Caps With Insider Buying by clicking here. Already own these companies? Link your portfolio to Simply Wall St and get alerts on any new warning signs to your stocks. Take control of your financial future using Simply Wall St, offering free, in-depth knowledge of international markets to every investor. Explore high-performing small cap companies that haven't yet garnered significant analyst attention. Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management. Find companies with promising cash flow potential yet trading below their fair value. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include NasdaqGS:ARCB NasdaqGS:IMMR and NYSE:GCO. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@
CBC
26-02-2025
- Politics
- CBC
Vancouver councillors to debate mayor's controversial motion to freeze new supportive housing
Social Sharing Vancouver city councillors are set to debate a controversial motion from Mayor Ken Sim on Wednesday that would freeze new supportive housing as part of his broader plan to revitalize the Downtown Eastside. The mayor says Vancouver has 77 per cent of Metro Vancouver's supportive services, including housing and shelters, yet only about 25 per cent of the region's population, and that pausing construction would allow the city to "focus on renewing and revitalizing the current aging housing stock." He says an updated area plan for the Downtown Eastside, once described as Canada's poorest postal code, would "encourage a mix of housing, businesses, and services" to break the cycle of hyper-concentrated social services in the neighbourhood. Advocates have opposed Sim's motion, saying it comes at a time of increased homelessness in Metro Vancouver. Last month, 150 residents and advocates gathered at a townhall to voice their concerns, and the motion took centre stage at a fundraising event this past weekend. WATCH | Leaked memo draws pushback over draft plans for Downtown Eastside: Leaked city memo details controversial plans for Downtown Eastside 22 hours ago Duration 18:56 Downtown Eastside charities and some city councillors are expressing concern after a leaked city memo revealed controversial plans for the neighbourhood. Among its proposals, the memo suggests fast-tracking private development and moving Indigenous people back to their home nations. Council is set to discuss a pause on supportive housing at a meeting Wednesday. Speaking to CBC News Wednesday, Sim again defended his plan. "I think we can all agree, if anyone's walked through the Downtown Eastside or if anyone's walked through an SRO that's crumbling — which, is they're unlivable, they're rodent-infested, garbage and feces thrown across the place, they're not safe — I think they'd agree that we need to do something." He said the city will continue to build supportive housing that is set to be ready in the next six months, but "we're going to put a pause on any net new housing because we need the region to step up." Amanda Burrows, executive director of the Vancouver non-profit First United, said while Vancouver has a large share of Metro Vancouver's supportive services, those services are not enough overall. She also said a majority of Vancouver's homeless population are Vancouver residents. "I think we have an obligation to respond to this crisis with more supportive housing," she told CBC's The Early Edition. Sim responds to leaked memo As revealed in a leaked draft city memo from last October, first reported by The Globe and Mail, Sim has a broader plan to change the Downtown Eastside. The memo called for fast-tracking private development approvals in the neighbourhood, including using "spot rezoning" when necessary — a process that allows individual properties to be rezoned outside the city's broader planning strategy. But Sim said on Wednesday that the city would not support spot rezoning. He said the memo included various ideas and spot rezoning "didn't make the cut." The memo also proposed a "re-unification roundtable" to explore ways to return Indigenous residents to their home nations, stating that "many members of the Indigenous community have expressed a desire to live in their home Nations." Margaret Pfoh, CEO of the Aboriginal Housing Management Association, said nearly half of Vancouver's homeless population is Indigenous. She said reunification may not be possible for everyone and that the plan doesn't absolve municipalities from their responsibilities. Sim said the city would consider helping both Indigenous and non-Indigenous people return to their original communities, but insisted that this is not about moving people out of the Downtown Eastside. "Health outcomes are better when you are in your community," he said.
CBC
23-02-2025
- Politics
- CBC
Hundreds rally for Downtown Eastside as leaked memo adds detail to mayor's controversial revitalization plan
Social Sharing Hundreds gathered in Vancouver's Downtown Eastside (DTES) on Saturday evening to support people experiencing homelessness, as Mayor Ken Sim's motion to freeze new supportive housing heads to city council next week. The rally was part of the Coldest Night of the Year (CNOY), a nationwide event that raises funds for local charities supporting those facing extreme poverty, homelessness, and hunger. Participants braved the cold and relentless rain as they walked from 312 Main Street through the DTES, Chinatown and Downtown Vancouver. "The purpose of this event is for people to experience a bit of discomfort, much like our unhoused neighbours do every single night," said Amanda Burrows, executive director of the Vancouver charity First United. "This fundraiser is an opportunity to keep raising awareness that we must be doing more, not less, for our unhoused neighbors," she said. In recognition of the event, the City of Vancouver lit up City Hall, the Vancouver Convention Centre, and the Burrard Street Bridge in CNOY's blue and yellow colors. But in a statement, First United called the move "social washing," and accused the city of trying to appear supportive while advancing policies that would "harm the same charities and the people they serve." "[Sim's] motion is suggesting a halt to supportive housing when homelessness has increased 30 percent in [Metro Vancouver] over the last few years," Burrows said. Leaked memo reveals broader plan Sim, who first announced his new plan for the DTES in January, has defended the proposed freeze, arguing that Vancouver carries a disproportionate share of the region's supportive housing. He says the city has 77 percent of Metro Vancouver's supportive housing units despite making up only 25 percent of the region's population. However, a leaked draft memo first reported by The Globe and Mail reveals a broader plan laid out last October by Sim's chief of staff, Trevor Ford, to "improve conditions in the DTES." The City of Vancouver has since provided the memo to CBC News. The document, marked "Confidential" throughout, provides new details on the mayor's strategy for the neighborhood, once described as Canada's poorest postal code. The plan calls for fast-tracking private development approvals in the DTES, including using "spot rezoning" when necessary—a process allowing individual properties to be rezoned outside the city's broader planning strategy. "This is a tool that we would typically not use," the memo states. "However, to be smart about how we bring this about, we will have to make hard decisions quickly to get the outcome we desire." WATCH | How the public can weigh in on new Downtown Eastside plan: Plan to freeze Downtown Eastside supportive housing seeks public input 30 days ago Duration 2:15 People will soon get a chance to weigh in on Vancouver mayor Ken Sim's controversial proposal to put a freeze on net new supportive housing. He wants other cities to step up to build supportive homes before more are built here. As Meera Bains reports, the public will get to weigh in on this decision next month. The draft also proposes a "comprehensive review" of non-profits operating in the DTES and suggests shifting responsibility for homelessness services to other Metro Vancouver municipalities. A section in the original memo outlines a "re-unification roundtable" to explore ways to help Indigenous residents return to their home Nations, stating that "many members of the Indigenous community have expressed a desire to live in their home Nations." The City of Vancouver also provided CBC News with an updated version of the memo, dated January, which emphasizes collaboration with senior governments and community service agencies. The reference to Indigenous residents returning home is absent from the revised document. 'Freeze sends wrong message' At the time of the draft memo's circulation, it was shared exclusively with councillors from Sim's ABC Party. ABC currently holds a super-majority on council, with six councillors plus the mayor. Two seats sit empty until the city's byelection, and the remaining seats belong to Fry and Coun. Rebecca Bligh, who was recently ejected from ABC after the party claimed she is "not a core value fit." Bligh has publicly opposed Sim's proposed freeze on new supportive housing. "A freeze sends absolutely the wrong message," Bligh told CBC News. "It means there are no new units coming for the hundreds of people currently sleeping on the street." Bligh, who attended the CNOY event, also criticized the lack of transparency, arguing that major policy shifts should be publicly debated rather than quietly circulated among select councillors. "Having any plan happen behind closed doors … is not the best way to address the challenges in the DTES," she said. Sim's chief of staff, Trevor Ford, said the memo was an "internal working document meant to inform discussions and explore ideas." "It has not been presented publicly because it is not a finalized strategy," Ford said in a statement. "Any actions taken from this document would be presented publicly as a motion through the standard processes." Sim's motion to pause net-new supportive housing
Yahoo
19-02-2025
- Business
- Yahoo
Undervalued Small Caps In US With Insider Action
Over the last 7 days, the United States market has risen by 1.2% and is up 24% over the past year, with earnings projected to grow by 15% annually. In this context of robust market performance, identifying small-cap stocks that are currently undervalued can present unique opportunities for investors looking to capitalize on insider actions that may signal potential growth. Name PE PS Discount to Fair Value Value Rating First United 13.0x 3.5x 30.65% ★★★★☆☆ Eagle Financial Services 7.5x 1.6x 35.84% ★★★★☆☆ S&T Bancorp 11.8x 4.0x 37.40% ★★★★☆☆ Arrow Financial 15.3x 3.4x 37.95% ★★★☆☆☆ Limbach Holdings 36.7x 1.9x 46.74% ★★★☆☆☆ Columbus McKinnon 62.6x 0.6x 41.61% ★★★☆☆☆ ChromaDex 304.7x 4.9x 25.98% ★★★☆☆☆ Franklin Financial Services 15.1x 2.4x 21.23% ★★★☆☆☆ Guardian Pharmacy Services NA 1.1x 32.03% ★★★☆☆☆ Delek US Holdings NA 0.1x -77.13% ★★★☆☆☆ Click here to see the full list of 52 stocks from our Undervalued US Small Caps With Insider Buying screener. Underneath we present a selection of stocks filtered out by our screen. Simply Wall St Value Rating: ★★★★★☆ Overview: Fluence Energy is a company focused on providing energy storage solutions, primarily through its batteries and battery systems segment, with a market capitalization of approximately $4.63 billion. Operations: Fluence Energy's revenue is primarily derived from its battery systems, with the latest reported figure at $2.52 billion. The company has experienced fluctuations in its gross profit margin, reaching 12.93% in the most recent period after a series of variations over time. Operating expenses are significant and include costs such as sales & marketing, R&D, and general & administrative expenses. PE: -455.5x Fluence Energy, a company in the energy storage sector, recently launched Smartstack™, a high-density platform addressing grid-scale applications. Despite experiencing volatile share prices and reporting a Q1 2025 net loss of US$41.47 million, Fluence's earnings are projected to grow significantly by 42% annually. Insider confidence is reflected through recent executive changes but no insider buying activity was reported. The company's fiscal year 2025 revenue guidance was lowered to US$3.1 billion - US$3.7 billion due to contract timing issues in Australia, yet it remains largely covered by existing backlog and recognized revenue. Click here to discover the nuances of Fluence Energy with our detailed analytical valuation report. Assess Fluence Energy's past performance with our detailed historical performance reports. Simply Wall St Value Rating: ★★★☆☆☆ Overview: Guardian Pharmacy Services operates in the healthcare sector, providing pharmacy services with a focus on personalized care, and has a market capitalization of $3.25 billion. Operations: Pharmacy Services generated $1.17 billion in revenue, with a gross profit margin of 19.80%. Operating expenses, primarily driven by general and administrative costs at $292.61 million, significantly impacted the net income margin, resulting in -8.38%. PE: -12.9x Guardian Pharmacy Services, a dynamic player in the healthcare sector, has recently expanded its footprint by integrating Freedom Pharmacy into its operations, enhancing its presence in New Jersey. The company was added to the S&P TMI Index on December 23, 2024. Insider confidence is evident as they acquired shares between October and December 2024. Despite relying entirely on external borrowing for funding, earnings are projected to grow at an impressive rate of 88% annually. Delve into the full analysis valuation report here for a deeper understanding of Guardian Pharmacy Services. Evaluate Guardian Pharmacy Services' historical performance by accessing our past performance report. Simply Wall St Value Rating: ★★★★☆☆ Overview: Pebblebrook Hotel Trust operates as a real estate investment trust focusing on the acquisition and management of upscale, full-service hotels and resorts, with a market capitalization of approximately $2.12 billion. Operations: The company generates revenue primarily from its hotels and motels segment, with the most recent revenue reported at $1.45 billion. The gross profit margin has shown fluctuations, recently recorded at 25.67%. Operating expenses and non-operating expenses are significant cost components impacting profitability. PE: -49.3x Pebblebrook Hotel Trust, a player in the hospitality sector, is drawing attention for its potential value. With earnings projected to grow 31% annually, there's a promising outlook despite the reliance on external borrowing for funding. Insider confidence is evident with recent share purchases between January and February 2025. The company declared dividends on preferred and common shares in December 2024, indicating stable cash flow management. These factors could position Pebblebrook well for future growth within its industry. Take a closer look at Pebblebrook Hotel Trust's potential here in our valuation report. Examine Pebblebrook Hotel Trust's past performance report to understand how it has performed in the past. Click through to start exploring the rest of the 49 Undervalued US Small Caps With Insider Buying now. Are you invested in these stocks already? Keep abreast of every twist and turn by setting up a portfolio with Simply Wall St, where we make it simple for investors like you to stay informed and proactive. Join a community of smart investors by using Simply Wall St. It's free and delivers expert-level analysis on worldwide markets. Explore high-performing small cap companies that haven't yet garnered significant analyst attention. Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management. Find companies with promising cash flow potential yet trading below their fair value. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include NasdaqGS:FLNC NYSE:GRDN and NYSE:PEB. Have feedback on this article? Concerned about the content? with us directly. 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