Latest news with #GaganSaini
Yahoo
17-05-2025
- Business
- Yahoo
How Does Anyone Have Money? A Guide for the Financially Confused
You know the feeling — you're scrolling through social media, and someone your same age just bought a house, adopted a golden retriever and casually remodeled their kitchen all in the same week. Meanwhile, you're wondering whether you can stretch your last $23 until payday by surviving off ramen. Money, apparently, is a thing people have. But how? Between rising costs, inconsistent income and the eternal mystery of where the heck your paycheck actually goes, it's easy to feel like you missed out on some crucial adulting class. Read Next: Check Out: If you've ever asked yourself whether you're doing it wrong, welcome. This guide is for the financially confused, the money-curious and anyone who's ever panicked at the checkout line after seeing their crazy bill. Also see the essential components of a solid financial plan. Many years ago, Andrew Lokenauth, money expert and owner of Fluent in Finance, discovered that his seemingly wealthy neighbor was actually drowning in credit card debt. 'He had the fancy car and designer clothes, but it was all smoke and mirrors,' he said. Lokenauth noted that a significant number of Americans are living paycheck to paycheck, including people making over $100,000. In fact, Gagan Saini, CEO of We Buy Houses in Central Valley, said he meets families earning $150,000-plus who live paycheck to paycheck because of lifestyle inflation, while others making $70,000 build substantial wealth through strategic habits. The difference, Saini explained, isn't always about how much you make — it's about financial education, money psychology and opportunity access. Learn More: Lokenauth started tracking every single dollar he spent. While it wasn't enjoyable at first, he stuck with it. Cutting recurring subscriptions, for example, can alleviate your wallet significantly. Another important point: Get real about your 'fun money' spending. Most people go overboard with these funds without realizing it until they can't pay their electric bill at the end of the month. 'The biggest game-changer for me was adopting the 50/30/20 rule,' Lokenauth said. Here's a breakdown of what this looks like: use 50% of your income for necessities, 30% for wants, and 20% for savings and debt. 'It's not perfect — sometimes life throws curveballs — but it's helped me build $5,000 in savings over eight months,' he said. Something people may not think of when trying to save money and build wealth is having multiple income streams. In fact, according to Benzinga, the average millionaire has seven income streams. Building multiple income streams is crucial. As a young adult, Lokenauth said he started a small side gig doing freelance work that brought in an extra $400 to $600 monthly. 'Not life-changing money, but it all adds up. Plus, it gave me some security knowing I'm not totally dependent on my main job,' he said. Negotiating your salary isn't just a nice-to-have skill. It's a nonnegotiable if you want to build long-term financial stability. Yet, many people avoid it out of fear, discomfort or a lack of preparation. 'I used to be terrible at this — like seriously awful,' Lokenauth said. But after bombing three salary discussions, he said he finally learned how to do it right. He said he received a $20,000 raise by documenting his wins and practicing his pitch until it felt natural. Keep in mind: Negotiating isn't about being pushy; it's about advocating for your worth and normalizing a conversation that should be part of every professional's toolkit. Understanding the reality of wealth distribution — and taking concrete steps to improve your situation — can seriously help break the cycle of feeling perpetually broke. 'Remember this isn't about becoming a millionaire,' Lokenauth said. It's about building stability, creating a buffer between you and disaster, and maybe, just maybe, getting to a place where you're not checking your bank account before every purchase. 'One last thing — comparison is the thief of joy — and financial sanity,' Lokenauth said. That's why you should focus on your own progress. Remember: Those people posting vacation pics from the Maldives might be charging it all to credit cards anyway. More From GOBankingRates What $1 Million in Retirement Savings Looks Like in Monthly Spending These 10 Used Cars Will Last Longer Than an Average New Vehicle 5 Little-Known Ways to Make Summer Travel More Affordable How Much Money Is Needed To Be Considered Middle Class in Every State? Sources Andrew Lokenauth, Fluent in Finance Gagan Saini, We Buy Houses in Central Valley Benzinga, 'The Average Millionaire Has 7 Sources Of Income – Here Are 3 You Can Start Building Today.' This article originally appeared on How Does Anyone Have Money? A Guide for the Financially Confused Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
17-05-2025
- Business
- Yahoo
How Does Anyone Have Money? A Guide for the Financially Confused
You know the feeling — you're scrolling through social media, and someone your same age just bought a house, adopted a golden retriever and casually remodeled their kitchen all in the same week. Meanwhile, you're wondering whether you can stretch your last $23 until payday by surviving off ramen. Money, apparently, is a thing people have. But how? Between rising costs, inconsistent income and the eternal mystery of where the heck your paycheck actually goes, it's easy to feel like you missed out on some crucial adulting class. Read Next: Check Out: If you've ever asked yourself whether you're doing it wrong, welcome. This guide is for the financially confused, the money-curious and anyone who's ever panicked at the checkout line after seeing their crazy bill. Also see the essential components of a solid financial plan. Many years ago, Andrew Lokenauth, money expert and owner of Fluent in Finance, discovered that his seemingly wealthy neighbor was actually drowning in credit card debt. 'He had the fancy car and designer clothes, but it was all smoke and mirrors,' he said. Lokenauth noted that a significant number of Americans are living paycheck to paycheck, including people making over $100,000. In fact, Gagan Saini, CEO of We Buy Houses in Central Valley, said he meets families earning $150,000-plus who live paycheck to paycheck because of lifestyle inflation, while others making $70,000 build substantial wealth through strategic habits. The difference, Saini explained, isn't always about how much you make — it's about financial education, money psychology and opportunity access. Learn More: Lokenauth started tracking every single dollar he spent. While it wasn't enjoyable at first, he stuck with it. Cutting recurring subscriptions, for example, can alleviate your wallet significantly. Another important point: Get real about your 'fun money' spending. Most people go overboard with these funds without realizing it until they can't pay their electric bill at the end of the month. 'The biggest game-changer for me was adopting the 50/30/20 rule,' Lokenauth said. Here's a breakdown of what this looks like: use 50% of your income for necessities, 30% for wants, and 20% for savings and debt. 'It's not perfect — sometimes life throws curveballs — but it's helped me build $5,000 in savings over eight months,' he said. Something people may not think of when trying to save money and build wealth is having multiple income streams. In fact, according to Benzinga, the average millionaire has seven income streams. Building multiple income streams is crucial. As a young adult, Lokenauth said he started a small side gig doing freelance work that brought in an extra $400 to $600 monthly. 'Not life-changing money, but it all adds up. Plus, it gave me some security knowing I'm not totally dependent on my main job,' he said. Negotiating your salary isn't just a nice-to-have skill. It's a nonnegotiable if you want to build long-term financial stability. Yet, many people avoid it out of fear, discomfort or a lack of preparation. 'I used to be terrible at this — like seriously awful,' Lokenauth said. But after bombing three salary discussions, he said he finally learned how to do it right. He said he received a $20,000 raise by documenting his wins and practicing his pitch until it felt natural. Keep in mind: Negotiating isn't about being pushy; it's about advocating for your worth and normalizing a conversation that should be part of every professional's toolkit. Understanding the reality of wealth distribution — and taking concrete steps to improve your situation — can seriously help break the cycle of feeling perpetually broke. 'Remember this isn't about becoming a millionaire,' Lokenauth said. It's about building stability, creating a buffer between you and disaster, and maybe, just maybe, getting to a place where you're not checking your bank account before every purchase. 'One last thing — comparison is the thief of joy — and financial sanity,' Lokenauth said. That's why you should focus on your own progress. Remember: Those people posting vacation pics from the Maldives might be charging it all to credit cards anyway. More From GOBankingRates What $1 Million in Retirement Savings Looks Like in Monthly Spending These 10 Used Cars Will Last Longer Than an Average New Vehicle 5 Little-Known Ways to Make Summer Travel More Affordable How Much Money Is Needed To Be Considered Middle Class in Every State? Sources Andrew Lokenauth, Fluent in Finance Gagan Saini, We Buy Houses in Central Valley Benzinga, 'The Average Millionaire Has 7 Sources Of Income – Here Are 3 You Can Start Building Today.' This article originally appeared on How Does Anyone Have Money? A Guide for the Financially Confused Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
India Today
05-05-2025
- Health
- India Today
India gets first-of-its-kind tech that tracks cancer tumours in real-time
India received its first Elekta Unity MR Linac, an advanced cancer treatment system that combines real-time Magnetic Resonance Imaging (MRI) with precise radiation machine, currently being installed at Yashoda Medicity in Ghaziabad, is also the country's first to include Comprehensive Motion Management (CMM), a feature that improves accuracy by tracking even the slightest body movement during simple terms, this system combines two important features: an MRI scanner (hich shows clear pictures of the inside of the body) and a radiation machine (which targets and kills cancer cells).advertisement The machine tracks tiny movements in the body while treating cancer. That means if a patient moves or breathes, the machine adjusts in real time so the radiation still hits exactly the right allows doctors to adapt radiation doses on a daily basis, based on changes in a patient's anatomy. The result is better targeting of cancer cells while protecting nearby it uses MRI instead of regular CT scans, it gives much clearer images, especially of soft tissues like can change the treatment plan every day based on how the patient's body is responding. The Elekta Unity system tracks tiny movements in the body while treating cancer. (Photo: Yashoda Medicity) advertisementThis makes the treatment more accurate, safer, and faster, especially helpful for people with small tumours or those who need radiation more than Elekta Unity system uses a high-resolution 1.5 Tesla MRI scanner to provide clear, real-time images of tumours and surrounding healthy is especially useful for treating small tumours, lymph nodes, and cases where patients need to undergo radiation more than machine also supports hypo-fractionated treatment, delivering higher doses in fewer sessions, making the process quicker and more comfortable for patients."This is a transformative step in cancer care. We can now personalise each radiation session in real time, improving outcomes and reducing side effects," said Dr Upasana Arora, Managing Director of Yashoda new system also enables remote treatment planning. Doctors can review and approve patient plans from anywhere, improving speed and also sets the stage for future approaches like Biology-Guided Radiotherapy (BgRT), which aims to personalise treatment based on biological signals such as gene Gagan Saini, Vice Chairman and Head of Radiation & Oncology at Yashoda Medicity, said the technology is a timely addition, given that over 1.4 million new cancer cases are reported in India every MR Linac ensures faster, safer, and more precise treatment, especially for patients requiring repeat therapy," he operational, the Elekta Unity MR Linac is expected to set a new benchmark for cancer care in India.
