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Time of India
a day ago
- Business
- Time of India
Special FD interest rate up to 7.8%: IDBI Bank revises FD rates across special deposits, check Utsav FD deadline
IDBI Bank Utsav Fixed Deposit Live Events Special Buckets General/NRE/NRO Senior Citizens 444 Days 7.1 7.6 555 Days 7.15 7.65 700 Days 7 7.5 Latest IDBI Bank FD rates Interest Rate (% p.a.) Retail Term Deposits (< 3 Cr) Maturity Slab General Customers Sr. Citizen 0-6 Days NA NA 07-30 days 3 3.5 31-45 days 3.25 3.75 46- 60 days 4.5 5 61- 90 days 4.75 5.25 91 days to 6 months 5.5 6 6 months 1 day to 270 Days 6 6.5 271 days to < 1 year 6.25 6.75 1 Year to 2 Years 6.8 7.3 (except 444 Days, 555 days & 700 Days) > 2 Years to <3years 7 7.50 3 years to 5 years 6.5 7 >5 years to 10 years 6.25 6.75 >10 years to 20 years$ 4.8 5.30 Tax Saving FD 5 Years 6.5 7 IDBI Chiranjeevi-Super Senior Citizen FD Special Buckets Senior Citizens 444 Days 7.75 555 Days 7.8 700 Days 7.65 IDBI Bank has announced revision of its interest rates across key deposit products, including regular fixed deposits (FDs), the special Utsav Fixed Deposit scheme, and savings bank accounts. The updated rates have come into effect from May 16, special Utsav Callable FD tenures of 444, 555, and 700 days offer high interest rates The rates are:444 days: 7.10% (general), 7.60% (senior)555 days: 7.15% (general), 7.65% (senior)700 days: 7.00% (general), 7.50% (senior)The above rates are effective till June 30, read: Highest FD returns: SBI, HDFC, ICICI and Canara Bank, which one gives the maximum interest on Rs 5 lakh deposit Note that the Utsav FD tenures of 300 days and 375 days have been discontinued from April 16, the bank was offering 7.25% on 444-day tenure for general citizens, 7.75% for senior citizens. On a tenure of 555 days, the bank offers 7.3% for general citizens and 7.8% for senior Bank has also revised its term deposit interest rates for deposits less than Rs 3 crore. After revision, the bank offers FD interest rate between 3% and 7% (excluding special deposits) for general citizens. For senior citizens, the bank offers between 3.50% and 7.50% for tenures between 7 days and 10 years. The revised rates are effective from May 16, tax-saving FDs with a 5-year lock-in period, the interest stands at 6.50% for general customers and 7.00% for senior Chiranjeevi-Super Senior Citizen FD exclusive for resident individuals aged 80 years. Super senior citizens investing in a tenure of 444 days, the interest rate offered is 7.75% per annum. Interest rate for the 555-day deposit can earn a return at 7.80%, while the 700-day deposit offers an interest rate of 7.65% per May 16, 2025, interest rates on savings bank account balances have been revised. For balances up to Rs 1 lakh, the rate remains 2.70% per annum. Balances above Rs 1 lakh and up to Rs 5 crore will earn 2.75% p.a. Accounts holding between Rs 5 crore and Rs 100 crore will now earn 3.25% balances exceeding Rs 1,000 crore, floating interest rates linked to MIBOR (Mumbai Interbank Offered Rate) will apply starting June 1, 2025. The applicable rates vary as follows:Rs 1,000–1,500 crore: MIBOR +10 bpsRs 1,500–2,000 crore: MIBOR +40 bpsRs 2,000–5,000 crore: MIBOR +70 bpsOver Rs 5,000 crore: MIBOR +55 bpsNote that MIBOR-linked interest will apply to the entire balance above Rs 1 lakh if the end-of-day balance exceeds Rs 1,000 crore.
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Business Standard
a day ago
- Business
- Business Standard
Samsung Galaxy S25 Edge: Pre-orders with storage upgrade offer close today
Today is the last day to pre-order the ultra-thin Samsung Galaxy S25 Edge smartphone. Samsung is offering multiple benefits on pre-orders, including a free storage upgrade from 256GB to 512GB at no extra cost. Other offers include no-interest EMI options on select bank cards and more. Samsung has also started early deliveries for customers who pre-ordered the device. Samsung launched the Galaxy S25 Edge earlier this month as the slimmest model in its Galaxy S25 flagship lineup. The phone features a premium titanium frame and boasts a slim 5.8mm profile, weighing just 163 grams. It is powered by the Snapdragon 8 Elite for Galaxy chip and features a 6.7-inch QHD+ Dynamic AMOLED 2X display along with a 200MP primary camera. The company has also confirmed that the Galaxy S25 Edge is being manufactured in India at its Noida facility. Samsung Galaxy S25 Edge: Price and variants 12GB RAM + 256GB storage: Rs 1,09,999 12GB RAM + 512GB storage: Rs 1,21,999 Colours: Titanium Silver, Titanium Jetblack, and Titanium Icyblue. Samsung Galaxy S25 Edge: Pre-order details Customers can pre-order the Galaxy S25 Edge through Samsung's official online store until May 30. Pre-orders come with several promotional benefits, including: A no-cost storage upgrade, allowing buyers to get the 512GB variant for the price of the 256GB model No-interest EMI plans of up to nine months on select credit cards from HDFC, SBI, Axis Bank, and others Up to Rs 50,000 valuation of older device for trade-in. Samsung is also offering optional Samsung Care+ protection plans: Comprehensive Protection (2 Years): Rs 15,999 Extended Warranty (1 Year): Rs 6,999 Accidental and Liquid Damage Protection (1 Year): Rs 6,999 Screen Protection (1 Year): Rs 4,999 Samsung Galaxy S25 Edge: Specifications Display: 6.7-inch Dynamic AMOLED 2X Display, QHD+ resolution, 120Hz refresh rate (1-120Hz), 2600nits peak brightness Processor: Qualcomm Snapdragon 8 Elite RAM: 12GB Storage: 256GB / 512GB Rear camera: 200MP primary + 12MP ultra wide Front camera: 12MP Battery: 3900mAh Protection: IP68, Corning Gorilla Glass Ceramic 2 OS: Android 15-based One UI 7
Time of India
a day ago
- Business
- Time of India
5 equity mutual funds offer over 15% annual return in last 3 calendar years
An analysis reveals that five equity mutual funds, including those from HDFC, Quant, and Franklin Templeton, delivered over 15% annual returns in the past three calendar years. ETMutualFunds analysis reveals that five equity mutual funds gave over 15% annual returns in the last three years. HDFC Mutual Fund and Quant Mutual Fund had two funds each in the list. Franklin Templeton Mutual Fund had one. HDFC Flexi Cap Fund and HDFC Focused 30 Fund are among the top performers. Tired of too many ads? Remove Ads Tired of too many ads? Remove Ads Tired of too many ads? Remove Ads Five equity mutual funds have offered over 15% annual returns in the last three calendar years, an analysis by ETMutualFunds showed. There were around 243 equity mutual funds that have marked their presence in the last three calendar also analysed the performance of these five funds in the current calendar year and found that out of these five funds, three are still in green whereas the other two have fallen upto 2%.Among these five funds, two were from HDFC Mutual Fund and two were from Quant Mutual Fund whereas one was from Franklin Templeton Mutual Fund. These funds were from four different categories - two value funds, a flexi cap, focused fund, and a mid cap fund. HDFC Flexi Cap Fund offered 18.29%, 30.60%, and 23.48% annual returns in 2022, 2023, and 2024 respectively. In 2025 so far, the fund has offered 4.98% return. HDFC Focused 30 Fund delivered 18.29%, 29.58%, and 23.97% annual returns in 2022, 2023, and 2024 respectively. In 2025 so far, the fund has offered 5.14% two funds from Quant Mutual Fund were Quant Mid Cap Fund and Quant Value Fund which have offered over 15% annual returns in the last three calendar years and are in the red in the current calendar Mid Cap Fund in 2022, 2023, and 2024 delivered 17.13%, 34.61%, and 18.94% respectively. In the current calendar year so far, the scheme has lost 0.82%. On the other hand, Quant Value Fund offered 15.05%, 36.85%, and 24.07% in 2022, 2023, and 2024 respectively and lost 2.74% in 2025 so India Value Fund has offered 15.46%, 33.72%, and 15.19% in 2022, 2023, and 2024 respectively. In 2025 so far, the scheme has offered 1.82%.There were many other funds in the list that never gave negative returns in the last three calendar years but they could not make it to the above list as they offered less than 15% in all three years or any two or any one considered all equity mutual funds excluding sectoral and thematic funds. We considered regular and growth options. We calculated the annual returns for the last three calendar years and the performance in the current calendar year so the above exercise is not a recommendation. The exercise was done with an objective to identify the equity mutual funds that have offered over 15% annual returns in the last three calendar years and their current calendar year performance. One should not make investment or redemption decisions based on the above should always consider risk appetite, investment horizon, and goals before making any investment decisions.: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of The Economic Times)
Time of India
a day ago
- Business
- Time of India
HDFC Life Share Price Live Updates: HDFC Life maintains a beta of 0.8781 over the last six months
30 May 2025 | 08:43:50 AM IST Discover the HDFC Life Stock Liveblog, your go-to destination for real-time updates and comprehensive analysis of a top-performing stock. Keep track of HDFC Life's latest details, including: Last traded price 780.9, Market capitalization: 168126.85, Volume: 2916417, Price-to-earnings ratio 92.85, Earnings per share 8.41. Our liveblog offers a holistic view of HDFC Life by examining both fundamental and technical indicators. Stay ahead of market trends with breakingnews that can impact HDFC Life's performance. Our market analysis and expert opinions provide valuable insights to guide your investment decisions. Join us on the HDFC Life Stock Liveblog and stay informed in this dynamic market landscape. The data points are updated as on 08:43:50 AM IST, 30 May 2025 Show more
Business Upturn
2 days ago
- Business
- Business Upturn
iPhone 15 Pro Max sees massive price drop of Rs 59,900 — details inside
By Aditya Bhagchandani Published on May 29, 2025, 12:15 IST The iPhone 15 Pro Max has received one of the biggest price cuts since its launch, making it an unmissable deal for Apple enthusiasts. Vijay Sales is now offering the 512GB Blue Titanium variant of the iPhone 15 Pro Max at just ₹1,20,000 — down from its original launch price of ₹1,79,900. That's a flat discount of ₹59,900. This significant price reduction is drawing attention as the iPhone 15 Pro Max approaches its one-year anniversary, making it a more budget-friendly option for those who waited. The offer is applicable specifically on the blue model with 512GB storage, and additional bank discounts of up to ₹4,500 are also available through HDFC, RBL Bank, and OneCard. Moreover, this deal brings the iPhone 15 Pro Max very close in pricing to the newly launched iPhone 16 Pro Max, which starts at ₹1,44,900 for the 256GB variant — making the older flagship a more value-packed offering given the higher storage. Although it's unclear how long this promotional pricing will last, it is already being hailed as one of the best deals currently available on the Pro Max lineup. The iPhone 15 Pro Max still offers premium performance, solid battery life, and flagship-level cameras, and is also expected to receive Apple's upcoming AI features. If you've been eyeing the iPhone 15 Pro Max, this may be the best time to grab it before the prices go back up or stocks run out. Aditya Bhagchandani serves as the Senior Editor and Writer at Business Upturn, where he leads coverage across the Business, Finance, Corporate, and Stock Market segments. With a keen eye for detail and a commitment to journalistic integrity, he not only contributes insightful articles but also oversees editorial direction for the reporting team.
