Latest news with #HartfordInsuranceGroup
Yahoo
03-05-2025
- Business
- Yahoo
Hartford Insurance Group (NYSE:HIG) stock performs better than its underlying earnings growth over last five years
The worst result, after buying shares in a company (assuming no leverage), would be if you lose all the money you put in. But on the bright side, you can make far more than 100% on a really good stock. Long term The Hartford Insurance Group, Inc. (NYSE:HIG) shareholders would be well aware of this, since the stock is up 246% in five years. On top of that, the share price is up 13% in about a quarter. This could be related to the recent financial results, released recently - you can catch up on the most recent data by reading our company report. Since the stock has added US$2.0b to its market cap in the past week alone, let's see if underlying performance has been driving long-term returns. This technology could replace computers: discover the 20 stocks are working to make quantum computing a reality. To quote Buffett, 'Ships will sail around the world but the Flat Earth Society will flourish. There will continue to be wide discrepancies between price and value in the marketplace...' One way to examine how market sentiment has changed over time is to look at the interaction between a company's share price and its earnings per share (EPS). During five years of share price growth, Hartford Insurance Group achieved compound earnings per share (EPS) growth of 17% per year. This EPS growth is slower than the share price growth of 28% per year, over the same period. So it's fair to assume the market has a higher opinion of the business than it did five years ago. That's not necessarily surprising considering the five-year track record of earnings growth. The graphic below depicts how EPS has changed over time (unveil the exact values by clicking on the image). We know that Hartford Insurance Group has improved its bottom line lately, but is it going to grow revenue? This free report showing analyst revenue forecasts should help you figure out if the EPS growth can be sustained. It is important to consider the total shareholder return, as well as the share price return, for any given stock. Whereas the share price return only reflects the change in the share price, the TSR includes the value of dividends (assuming they were reinvested) and the benefit of any discounted capital raising or spin-off. Arguably, the TSR gives a more comprehensive picture of the return generated by a stock. We note that for Hartford Insurance Group the TSR over the last 5 years was 288%, which is better than the share price return mentioned above. This is largely a result of its dividend payments! It's good to see that Hartford Insurance Group has rewarded shareholders with a total shareholder return of 31% in the last twelve months. That's including the dividend. Having said that, the five-year TSR of 31% a year, is even better. If you would like to research Hartford Insurance Group in more detail then you might want to take a look at whether insiders have been buying or selling shares in the company. For those who like to find winning investments this free list of undervalued companies with recent insider purchasing, could be just the ticket. Please note, the market returns quoted in this article reflect the market weighted average returns of stocks that currently trade on American exchanges. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
Yahoo
28-04-2025
- Business
- Yahoo
Cincinnati Financial swings to quarterly loss on California wildfire woes
(Reuters) -Insurance firm Cincinnati Financial swung to a first-quarter loss on Monday, as catastrophic losses from the California fires and a decrease in investment gains weighed on earnings. The California fires resulted in an estimated $250 billion in economic losses, making them one of the most expensive natural disasters in American history, and damaging insurers' earnings. Peers' profits were also dented, including Hartford Insurance Group's, which more than doubled catastrophe losses, according to its quarterly report last week. Fairfield, Ohio-based Cincinnati Financial said that its after-tax catastrophe losses rose by $356 million in the reported quarter. However, CEO Stephen Spray said that the company was prepared "for the unprecedented losses our policyholders suffered from the wildfires in California." Shares of the company, which have shed 5.5% in 2025, were down marginally in trading after the bell. Cincinnati offers a range of insurance products, including property and casualty insurance for individuals, businesses and organizations, and collects premiums from policyholders. The company's earned premiums grew 13% to $2.34 billion for the quarter ended March 31. Its biggest segment, commercial lines insurance, saw premiums rise 9% to $1.18 billion. Cincinnati Financial posted a net loss of $90 million, or 57 cents per share, in the three months ended March 31, compared to a profit of $755 million, or $4.78 per share, in the year-ago period. The company also attributed the quarterly loss to an after-tax net effect of a $536 million decrease in net investment gains. Sign in to access your portfolio
Yahoo
24-04-2025
- Business
- Yahoo
Hartford profit falls as California wildfire losses climb
(Reuters) - Hartford Insurance Group reported a 16% fall in first-quarter profit on Thursday, as catastrophe losses from the California fires piled up even though they were partially offset by a rise in income from investments. The California fires, one of the costliest natural disasters in American history, are estimated to have caused economic losses running up to $250 billion, dealing a major blow to insurers' earnings. Natural disasters have had a major effect on insurers, especially as the frequency of catastrophic weather-related incidents have increased. Hartford said that its property and casualty (P&C) current accident year catastrophe losses came in at $467 million, before tax, for the quarter. The California fires alone amounted to $325 million, net of reinsurance. In contrast, catastrophe losses came in at $161 million in the year-ago period. However, market and also environmental uncertainty allowed insurers to sell more products in the quarter as the need to protect assets and businesses rose. Hartford said that the P&C written premiums increased by 9% in the first quarter. "Disciplined underwriting and pricing execution, exceptional talent, and innovative customer-centric solutions continue to drive our performance in a dynamic market environment that included elevated industry-wide catastrophe losses," said Chairman and CEO Christopher Swift in a statement. Insurers typically allocate a portion of their capital across different asset classes, including fixed-income securities and equities, with returns often mirroring broader market trends. The insurer's investment income rose to $656 million from $593 million last year, partially offsetting the drop in quarterly profit. Net income available to common stockholders came in at $625 million, or $2.15 per share, in the three months ended March 31, compared to $748 million, or $2.47 per share, last year. The company changed its name to Hartford Insurance Group from Hartford Financial Services Group in the reported quarter.
Reuters
24-04-2025
- Business
- Reuters
Hartford profit falls as California wildfire losses climb
April 24 (Reuters) - Hartford Insurance Group (HIG.N), opens new tab reported a 16% fall in first-quarter profit on Thursday, as catastrophe losses from the California fires piled up even though they were partially offset by a rise in income from investments. The California fires, one of the costliest natural disasters in American history, are estimated to have caused economic losses running up to $250 billion, dealing a major blow to insurers' earnings. Natural disasters have had a major effect on insurers, especially as the frequency of catastrophic weather-related incidents have increased. Hartford said that its property and casualty (P&C) current accident year catastrophe losses came in at $467 million, before tax, for the quarter. The California fires alone amounted to $325 million, net of reinsurance. In contrast, catastrophe losses came in at $161 million in the year-ago period. However, market and also environmental uncertainty allowed insurers to sell more products in the quarter as the need to protect assets and businesses rose. Hartford said that the P&C written premiums increased by 9% in the first quarter. "Disciplined underwriting and pricing execution, exceptional talent, and innovative customer-centric solutions continue to drive our performance in a dynamic market environment that included elevated industry-wide catastrophe losses," said Chairman and CEO Christopher Swift in a statement. Insurers typically allocate a portion of their capital across different asset classes, including fixed-income securities and equities, with returns often mirroring broader market trends. The insurer's investment income rose to $656 million from $593 million last year, partially offsetting the drop in quarterly profit. Net income available to common stockholders came in at $625 million, or $2.15 per share, in the three months ended March 31, compared to $748 million, or $2.47 per share, last year. The company changed its name to Hartford Insurance Group from Hartford Financial Services Group in the reported quarter.
Yahoo
13-04-2025
- Business
- Yahoo
This Hartford Insurance Group Insider Reduced Their Stake By 34%
Viewing insider transactions for The Hartford Insurance Group, Inc.'s (NYSE:HIG ) over the last year, we see that insiders were net sellers. This means that a larger number of shares were sold by insiders in relation to shares purchased. While insider transactions are not the most important thing when it comes to long-term investing, logic dictates you should pay some attention to whether insiders are buying or selling shares. Trump has pledged to "unleash" American oil and gas and these 15 US stocks have developments that are poised to benefit. In the last twelve months, the biggest single sale by an insider was when the Executive VP & Chief Risk Officer, Robert Paiano, sold US$1.5m worth of shares at a price of US$111 per share. That means that even when the share price was below the current price of US$116, an insider wanted to cash in some shares. As a general rule we consider it to be discouraging when insiders are selling below the current price, because it suggests they were happy with a lower valuation. Please do note, however, that sellers may have a variety of reasons for selling, so we don't know for sure what they think of the stock price. We note that the biggest single sale was only 34% of Robert Paiano's holding. The only individual insider seller over the last year was Robert Paiano. You can see a visual depiction of insider transactions (by companies and individuals) over the last 12 months, below. If you click on the chart, you can see all the individual transactions, including the share price, individual, and the date! See our latest analysis for Hartford Insurance Group For those who like to find hidden gems this free list of small cap companies with recent insider purchasing, could be just the ticket. Another way to test the alignment between the leaders of a company and other shareholders is to look at how many shares they own. A high insider ownership often makes company leadership more mindful of shareholder interests. Hartford Insurance Group insiders own 0.3% of the company, currently worth about US$111m based on the recent share price. This kind of significant ownership by insiders does generally increase the chance that the company is run in the interest of all shareholders. It doesn't really mean much that no insider has traded Hartford Insurance Group shares in the last quarter. While we feel good about high insider ownership of Hartford Insurance Group, we can't say the same about the selling of shares. Therefore, you should definitely take a look at this FREE report showing analyst forecasts for Hartford Insurance Group . Of course Hartford Insurance Group may not be the best stock to buy. So you may wish to see this free collection of high quality companies. For the purposes of this article, insiders are those individuals who report their transactions to the relevant regulatory body. We currently account for open market transactions and private dispositions of direct interests only, but not derivative transactions or indirect interests. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
