Latest news with #JavelinStrategy
Associated Press
5 hours ago
- Business
- Associated Press
Agentic Commerce Will Reshape Payments; Javelin Strategy & Research Outlines the Road Ahead
SAN FRANCISCO, June 03, 2025 (GLOBE NEWSWIRE) -- Today, Javelin Strategy & Research, part of the Escalent Group, launched Here Come the AI Agents–Agentic Commerce: The Javelin 360 View, a first-of-its-kind bundled report that unites insights from across eight of Javelin's payments research areas. Agentic commerce is poised to reshape the future of payments as intelligent agents begin to take over decision-making and transactions for consumers. These digital tools act on a user's behalf to handle purchases and everyday tasks, raising urgent questions and prompting a need for evolution across the payments ecosystem. Amid the headlines celebrating the rise of AI-powered agents, Here Come the AI Agents takes a more grounded view. The series explores not just what's possible but also what's practical, highlighting the infrastructure, identity authentication, and regulatory hurdles that must be overcome before agentic commerce becomes mainstream. As major players like Visa, Mastercard, and PayPal unveil early capabilities, this report helps industry leaders separate signal from noise and prepare for what's next. 'The industry is making it appear as if the future has arrived, packaged like a fancy carbon fiber bicycle with every available feature,' said Jordan Hirschfield, Director of Prepaid Payments at Javelin Strategy & Research. 'In reality, agentic commerce is still in its early stages and needs transactional training wheels.' This report was developed for payments leaders, issuers, merchants, and technology providers seeking to understand how agentic commerce will affect their business holistically. Drawing on expertise from eight research areas—Emerging Payments, Prepaid Payments, Credit Payments, Merchant Payments, Technology & Infrastructure, Digital Assets & Cryptocurrency, Commercial & Enterprise Payments, and Fraud Management—the report provides a comprehensive and unified view of this nascent and evolving landscape. Key questions discussed in the series include what types of payment solutions agentic commerce will require, how existing rails might adapt, and where new models like stablecoins fit in. The report also explores how evolving roles, regulatory clarity, and identity verification will shape adoption of agentic commerce across the payment stack. 'Lurking behind all of the fanfare is the bigger claim that agentified commerce represents something different from plain old commerce or the more recent e-commerce,' said Christopher Miller, Lead Emerging Payments Analyst at Javelin Strategy & Research. 'The implication is you must act and everyone must adopt or die. But the reality is more granular than that, requiring thoughtful analysis and a strategic approach.' To access the Here Come the AI Agents report, please contact our team directly. About Javelin Strategy & Research Javelin Strategy & Research, part of the Escalent Group, helps its clients make informed decisions in a digital financial world. It provides strategic insights to financial institutions including banks, credit unions, brokerages and insurers, as well as payments companies, technology providers, fintechs and government agencies. Javelin's independent insights result from a rigorous research process that assesses consumers, businesses, providers, and the transactions ecosystem. It conducts in-depth primary research studies to pinpoint dynamic risks and opportunities in digital banking, payments, and fraud & security. Learn more at Contact Allison Bondi [email protected]
Forbes
5 days ago
- Business
- Forbes
15 Tips To Help You Protect Yourself From Identity Theft And Related Tax Fraud
Pay attention to emails and other tricks. Identity theft remains a significant concern for taxpayers and the IRS—and it could get worse in the coming weeks. With summer on the way, identity fraud could peak—in 2024, consumers reported that most identity fraud incidents happened in the summer months, when spending is typically high. According to the Javelin Strategy & Research 2025 Identity Fraud Study, consumers lost a total of $27.2 billion in 2024 due to identity fraud, marking a 19% increase from the previous year. The increase in fraud, which includes new-account fraud, account takeover fraud, and existing card fraud, may be attributed to a rise in cyber attacks and data breaches, particularly those involving cloud service providers and data brokers. Those statistics are scary, but increased awareness can help. The more you know about how to protect yourself, the better chance you have of avoiding becoming a victim. Here are 15 tips to help you protect yourself from identity theft and tax fraud related to identity theft: Even if you are super diligent, the reality is that everyone is vulnerable to identity theft. Remember that lots of third parties have access to your data, including trusted advisors, merchants, health care providers and the government. If your data is compromised, take a deep breath and then make an effort to mitigate any damage to your credit or your accounts, including contacting your financial institution if you've detected fraud. You may need to get a new card, switch accounts, or even request a credit freeze (rules vary by state). Additionally, consider filing a complaint with the FTC at If the identity theft involves your taxes, respond immediately to any IRS notice and complete Form 14039, Identity Theft Affidavit, if necessary.
