Latest news with #Kijiji
Hamilton Spectator
4 days ago
- Business
- Hamilton Spectator
This is how to ‘try' not to miss your credit card payments when you're flat out of cash
When you miss payments it's a hit to your credit, but it also means your balance grows — more debt on debt, which is basically compound interest working against you rather than for you. Polling from Equifax shows a staggering number of Canadians have missed credit card payments recently due to the high cost of living, unemployment and an overwhelming amount of pre-existing debt commitments, namely car loans, that were taken out way before all this trade war and tariff business began. And though Canadians appear to be slashing spending left, right and centre, many are still falling behind. The stress of knowing you really can't afford to pay your credit card debt is enormous and probably causing sleepless nights. Try these ideas, and don't delay. Stop all unnecessary spending instantly. Take a deep breath. You can only make a plan if you pause and become completely aware of the full debt situation. Beating yourself up is not going to help. You've got to deal with it, not dwell on it. List all credit cards with balances, interest rates, and minimum required payments. Then, identify how much you owe in total and which card(s) are costing you the most — those with the highest interest. First, do you have any mechanisms at your fingertips to generate immediate extra income? Now is the time to work more, take on extra shifts, activate your old side hustle that got put on ice (babysitting, dog walking, house cleaning, decluttering services, personal training, etc.). File your taxes (even though it's past the deadline), especially considering more than 70 per cent of Canadians get a refund. See if you can get your bonus sooner, or qualify for a higher amount. If someone owes you money, ask them to pay you back right away. Second, can you come up with any extra cash by selling things? It could be a bike, baking mixer, gaming equipment, a second car, designer bag or stroller. Post whatever you can for sale online (Kijiji, Facebook Marketplace, eBay, your local swap and sell site, etc.). Now is not the time to hold on to 'stuff' just in case you'll need it in the future. The truth is, you need it now. Third, can you trim your spending? Can you cut out all subscriptions and memberships? Can you switch to a low-cost grocery store and achieve a state of zero food waste? Can you completely eliminate all non-essential spending and even not renew leases for rentals or cars? Try all these options. Any extra money you can earn rapidly can be put toward making at least the minimum payments on your credit cards. If there's excess funds, put it on the highest-interest debt. If you can potentially repeat this strategy to raise a bit more money, keep putting a little extra on the highest-interest balance until it's paid off, then move to the next highest-interest balance. This is the avalanche method to reduce debt — it only works if you commit to avoiding any new debt while in the process. They want to get repaid. Thus, many creditors are willing to work with you during this period of financial hardship. When you call them, explain what's happening and explore things like a lower interest rate, waived late and over-limit fees, hardship plans, etc. In your calls with your credit card companies, they may bring up consolidation — or balance transfer — options, and this could be a really helpful solution. If they don't bring it up, ask your primary bank if they offer consolidation loans or look online. By consolidating all the credit card balances (maybe even other personal loans as well) to a lower-rate loan or line of credit, you can bring down the interest costs you pay every month. This also typically results in lower overall payments, and more of your payments can go toward the principal balance rather than interest. Consolidation loans can be tough to qualify for, especially if you've missed payments recently. If you are declined on your first application, take the next six months to make progress on the balances and then try again to qualify for the consolidation loan. Don't keep applying! That's bad for your credit, and won't change the outcome. Only time and progress on the balances will do that. Private consolidations from family are very common right now. If that's an option, make sure you and your loved ones have a solid agreement in place about how repayment will work, over what period of time and the cost, if any. Give these techniques a serious effort for at least 90 days. If you still can't make your minimum payments, get in touch with a licensed insolvency trustee service who can help you explore if a consumer proposal is the right approach for you.
CTV News
21-05-2025
- Business
- CTV News
‘It's gone': Business owner loses nearly $156K in fake bank draft scam
Criminals are using new technology to create fake documents that look like real bank drafts. CTV's Pat Foran reports. The owner of a spray foam company north of Newmarket, Ont., says they lost over $150,000 from a bank draft scam, despite taking it to the bank and being told it was real. 'I went to the bank to ask what I should be looking for and they gave me the confidence that the bank draft was real,' said Todd Moddejonge, of Sutton West. Moddejonge reached out to CTV News following a Consumer Alert story earlier this month about the owner of an excavation company who was given a fake bank draft. Moddejonge said he recently had to sell a spray foam trailer. He put it on Kijiji and a buyer told him he would pay for it with a bank draft. Before accepting payment, Moddejonge said he checked with his bank. 'They told me to get a certified money order - or a bank draft - which I did, and a receipt with it [stating] where it came from.' The buyer gave Moddejonge a Scotiabank bank draft for $155,940. The bank draft was deposited, but four days later Moddejonge was told it was fake and the funds were reversed. 'I brought it to the bank. I had them look at it. They said it was real. They put it in... four days later it's gone.' In CTV's story earlier this month, an insurance company determined the fake bank draft equated to theft and covered the losses, but Moddejonge said both his bank and insurance company are refusing to cover the $155,940. He says the investigation is now in the hands of police and that he's also taken his case up with his bank's ombudsman. 'We were going to use that money to pay taxes and do whatever we needed to do and we are in quite a bind,' said Moddejonge. 'The bank doesn't want to help us and the insurance company has denied us.'
Business Wire
30-04-2025
- Automotive
- Business Wire
CARFAX Canada and Kijiji Partner to Deliver Improved Vehicle Valuations
LONDON, Ontario--(BUSINESS WIRE)-- CARFAX Canada, the nation's leading provider of vehicle history and valuation information, and Kijiji, a trusted name for Canadians seeking a seamless car shopping experience, are thrilled to announce a new partnership. This collaboration is set to help Canadians buy and sell used vehicles with more confidence by providing trusted pricing information. The integration of CARFAX Canada's comprehensive valuation capability into Kijiji's platform will help Canadians make smarter decisions about used cars. By providing the average market price for every vehicle listed on Kijiji, CARFAX Canada enables sellers to set competitive asking prices while giving buyers peace of mind that they are getting a fair deal. 'Determining an accurate price of a specific vehicle can be one of the most challenging parts of buying and selling in the used market," said Shawn Vording, president of CARFAX Canada. "With economic changes impacting prices in real-time, our partnership with Kijiji to help bring additional understanding and transparency to vehicle valuation is more important than ever.' CARFAX Canada's average market price is based on actual transaction data for similar vehicles in average condition, not just asking prices. This price is dynamically adjusted by considering factors such as year, make, model, trim, odometer readings, location, and real-time market fluctuations. CARFAX Canada is able to provide more accurate and realistic car values by leveraging its comprehensive vehicle information database which consists of billions of records. Through this integration, Kijiji compares CARFAX Canada's average market price to the asking price set by sellers on the platform. This comparison provides a deal rating ranging from 'great price' to 'higher price' based on how asking price stacks up to the average market value. It equips both buyers and sellers with the information needed to confidently close the deal. 'At Kijiji, our goal is to simplify the car shopping experience for all Canadians,' stated Leanne Kripp, Chief Sales Officer at Kijiji. 'The integration of CARFAX Canada's trusted vehicle valuation data allows us to provide even greater value and transparency to our users by enhancing their understanding of used vehicle prices. This collaboration ultimately helps make car shopping easier.' Canadians looking to buy or sell a used car backed by trusted CARFAX Canada data can visit to take advantage of this feature and enjoy a more informed and confident car shopping experience. About CARFAX Canada CARFAX Canada, a part of S&P Global (NYSE: SPGI), is Canada's definitive source of automotive information, delivering vehicle history, valuation and service solutions. Drawing on billions of data records from thousands of sources, its products enable used vehicle buyers, sellers and vehicle service providers to make informed decisions. CARFAX Canada is dedicated to transparency and is trusted to provide vehicle history, valuation and service information to dealerships, vehicle manufacturers, consumers, service shops, major auctions, governments, insurance providers and police agencies. Connect with CARFAX Canada on Instagram, Facebook and LinkedIn. About Kijiji Canada Since 2005, Kijiji has been a leader in helping Canadians find great deals and make money in their communities. Kijiji spans over 400 categories including Home, Housing, Autos, and everything in between, enabling millions of Canadians to shop locally and sustainably. Kijiji is the number one most visited marketplace for Rentals and Autos in Canada. Kijiji also offers a variety of automotive and commercial solutions tailored for all business needs. We enable connections between businesses and customers who are in a shopping mindset, making Kijiji a premium advertising platform in Canada. Kijiji is part of Adevinta: a global online classifieds specialist and sustainability leader with 40+ products in 14 countries.
National Post
30-04-2025
- Automotive
- National Post
CARFAX Canada and Kijiji Partner to Deliver Improved Vehicle Valuations
Article content LONDON, Ontario — , the nation's leading provider of vehicle history and valuation information, and Kijiji, a trusted name for Canadians seeking a seamless car shopping experience, are thrilled to announce a new partnership. This collaboration is set to help Canadians buy and sell used vehicles with more confidence by providing trusted pricing information. Article content Article content The integration of CARFAX Canada's comprehensive valuation capability into Kijiji's platform will help Canadians make smarter decisions about used cars. By providing the average market price for every vehicle listed on Kijiji, CARFAX Canada enables sellers to set competitive asking prices while giving buyers peace of mind that they are getting a fair deal. Article content 'Determining an accurate price of a specific vehicle can be one of the most challenging parts of buying and selling in the used market,' said Shawn Vording, president of CARFAX Canada. 'With economic changes impacting prices in real-time, our partnership with Kijiji to help bring additional understanding and transparency to vehicle valuation is more important than ever.' Article content CARFAX Canada's average market price is based on actual transaction data for similar vehicles in average condition, not just asking prices. This price is dynamically adjusted by considering factors such as year, make, model, trim, odometer readings, location, and real-time market fluctuations. CARFAX Canada is able to provide more accurate and realistic car values by leveraging its comprehensive vehicle information database which consists of billions of records. Article content Through this integration, Kijiji compares CARFAX Canada's average market price to the asking price set by sellers on the platform. This comparison provides a deal rating ranging from 'great price' to 'higher price' based on how asking price stacks up to the average market value. It equips both buyers and sellers with the information needed to confidently close the deal. Article content 'At Kijiji, our goal is to simplify the car shopping experience for all Canadians,' stated Leanne Kripp, Chief Sales Officer at Kijiji. 'The integration of CARFAX Canada's trusted vehicle valuation data allows us to provide even greater value and transparency to our users by enhancing their understanding of used vehicle prices. This collaboration ultimately helps make car shopping easier.' Article content Canadians looking to buy or sell a used car backed by trusted CARFAX Canada data can visit to take advantage of this feature and enjoy a more informed and confident car shopping experience. Article content About CARFAX Canada Article content CARFAX Canada, a part of S&P Global (NYSE: SPGI), is Canada's definitive source of automotive information, delivering vehicle history, valuation and service solutions. Drawing on billions of data records from thousands of sources, its products enable used vehicle buyers, sellers and vehicle service providers to make informed decisions. CARFAX Canada is dedicated to transparency and is trusted to provide vehicle history, valuation and service information to dealerships, vehicle manufacturers, consumers, service shops, major auctions, governments, insurance providers and police agencies. Connect with CARFAX Canada on Instagram, Facebook and LinkedIn. Article content Since 2005, Kijiji has been a leader in helping Canadians find great deals and make money in their communities. Kijiji spans over 400 categories including Home, Housing, Autos, and everything in between, enabling millions of Canadians to shop locally and sustainably. Kijiji is the number one most visited marketplace for Rentals and Autos in Canada. Article content Kijiji also offers a variety of automotive and commercial solutions tailored for all business needs. We enable connections between businesses and customers who are in a shopping mindset, making Kijiji a premium advertising platform in Canada. Article content Article content Article content Article content Article content Contacts Article content Article content Article content
Yahoo
10-04-2025
- Entertainment
- Yahoo
Pixalate's March 2025 Canada Publisher Rankings for Websites, Mobile & CTV Apps: ‘Candy Crush', ‘Pluto TV', foxnews.com Among Top-Ranked For Open Programmatic Ad Traffic Quality
According to Pixalate's March 2025 rankings, 'Candy Crush' (Apple App Store) and 'Kijiji' (Google Play Store) ranked No. 1 among mobile apps; 'Pluto TV' (Amazon Fire TV), 'Tubi TV' (Roku), Fox Nation (Samsung Smart TV), 'HGTV GO' (Apple TV) were top-ranked CTV apps; ranked No. 1 for programmatic ad quality in Canada London, April 10, 2025 (GLOBE NEWSWIRE) -- Pixalate, a leading global platform for ad fraud protection, privacy, and compliance analytics, has released the March 2025 Publisher Trust Index (PTI) for Canada. This index evaluates websites, mobile apps across the Apple App Store and Google Play Store, and Connected TV (CTV) apps on Roku, Amazon Fire TV, Apple TV and Samsung Smart TV. The Publisher Trust Indexes are a comprehensive approach to quality measurement and monthly rankings of the world's websites and apps, bringing unprecedented transparency to the open programmatic advertising ecosystem. In addition to the report for Canada, Pixalate has also released Publisher Trust Indexes for Brazil, the U.S., the UK, Germany, Spain, the Netherlands, and Japan. Canada Web PTI Rankings (March 2025) Canada Mobile PTI Rankings (March 2025) Apple App Store Candy Crush Saga Chess - Play & Learn Daily Themed Crossword Puzzles Google Play Store Kijiji ClevCalc My Talking Tom Friends Canada Connected TV PTI Rankings (March 2025) Samsung Smart TV Fox Nation Lifetime The King of Random Amazon Fire TV Pluto TV Fubo HGTV GO Apple TV HGTV GO Pluto TV BBC America Roku Tubi The Roku Channel WSB Now Download the full rankings here. Pixalate's data science team analyzed over 32 billion global open programmatic ad impressions across 12+ million Google Play Store and Apple App Store mobile apps, and Connected TV (CTV) apps across Roku, Amazon Fire TV, Samsung Smart TV, and Apple TV app stores in March 2025 to compile the global Publisher Trust Indexes. Pixalate uses its proprietary algorithms to measure quality metrics, including invalid traffic (IVT or ad fraud), Made For Advertising (MFA) risk, brand safety, ad density, viewability, reach, and more. The Publisher Trust Indexes spans rankings for 235+ countries across all four global regions: North America, EMEA, APAC, and LATAM, and provides breakdowns by 20+ different IAB taxonomy website categories. Pixalate's methodology can be found at Publisher Trust Index: Methodology Download the Reports UK Publisher Trust Index Germany Publisher Trust Index Canada Publisher Trust Index Brazil Publisher Trust Index Netherlands Publisher Trust Index Japan Publisher Trust Index Spain Publisher Trust Index USA Publisher Trust Index About Pixalate Pixalate is a global platform specializing in privacy compliance, ad fraud prevention, and digital ad supply chain data intelligence. Founded in 2012, Pixalate is trusted by regulators, data researchers, advertisers, publishers, ad tech platforms, and financial analysts across the Connected TV (CTV), mobile app, and website ecosystems. Pixalate is accredited by the MRC for the detection and filtration of Sophisticated Invalid Traffic (SIVT). Publisher Trust Index (PTI) reflects Pixalate's opinions with respect to factors that Pixalate believes may be useful to the digital media industry. Our reports and indexes examine programmatic advertising activity on mobile apps and Connected TV (CTV) apps. Any insights shared are grounded in Pixalate's proprietary technology and analytics, which Pixalate is continuously evaluating and updating. Any references to outside sources in the Indexes and herein should not be construed as endorsements. Pixalate's opinions are just that, opinions, which means that they are neither facts nor guarantees. This report is not intended to impugn the standing or reputation of any person, entity or app. Per the MRC, ''Fraud' is not intended to represent fraud as defined in various laws, statutes and ordinances or as conventionally used in U.S. Court or other legal proceedings, but rather a custom definition strictly for advertising measurement purposes. Also per the MRC, ''Invalid Traffic' is defined generally as traffic that does not meet certain ad serving quality or completeness criteria, or otherwise does not represent legitimate ad traffic that should be included in measurement counts. Among the reasons why ad traffic may be deemed invalid is it is a result of non-human traffic (spiders, bots, etc.), or activity designed to produce fraudulent traffic.'. CONTACT: Nina Talcott ntalcott@ in to access your portfolio
