Latest news with #MUN
The Hindu
18-05-2025
- The Hindu
A student from Sitapur on her experience of the Kennedy-Lugar Youth Exchange and Study (KL-YES) Programme
There are moments in life that change you in ways you can't fully understand until later; moments that shape your future and how you see the world. My year in the Kennedy-Lugar Youth Exchange and Study (KL-YES) Programme 2023-24 was one of those moments. This programme, sponsored by the U.S. Department of State, gave me an opportunity to be part of a 10-month cultural exchange in the U.S., where I learned about leadership, peace, and global connections. My journey started in September when I landed in Boston, just as the city's autumn colours were at their peak. The mix of Boston's history, the energy from its universities, and the excitement of sports made the city feel alive, and the vibrant reds, oranges, and yellows of fall made it feel like the perfect time to start something new. From the start, my host family made me feel at home. I was introduced to the everyday rhythms of American life, and I realised that home is not just about where you live, but who you're with. More than a visitor Through the year, I travelled to places like Wisconsin, New York, and Georgia but what made these trips special wasn't just the sightseeing; it was the experiences we shared. Whether it was celebrating Christmas and New Year together, carving pumpkins for Halloween, or skating on frozen ponds in New Hampshire, those small, simple moments made me feel I wasn't just visiting; I was living it. At Meridian Academy, where I was a sophomore, I learned to think critically and participate in discussions that mattered. It was more than about getting good grades; it was about engaging with ideas and people from all over the world. The Model United Nations (MUN) conferences I attended at MIT and Brown University were a great opportunity to connect with students from different countries and talk about global issues that we all care about. One unforgettable experience was a two-week trip to Puerto Rico with my Spanish class. Besides improving my Spanish, I got to work on rebuilding homes and communities that had been impacted by Hurricane Maria. The KL-YES Program gave me plenty of opportunities to grow and I learned how to work with others toward a common goal. I earned a certificate from the U.S. Department of State for completing over 100 hours of volunteer work, which made me feel that I was truly making a difference. Whether it was in poetry and ceramics clubs or during MUN sessions, I learned how important it is to communicate clearly, collaborate with others, and take initiative. Looking back, I realise this year led me to discover more about myself, grow as a person, and see the world in a bigger way. I came home with a deeper understanding of who I am, more excited than ever to continue exploring the world around me. Even though my time with the KL-YES programme has come to an end, the friendships I have made, the lessons I have learned, and the memories I created will stay with me. I'm beyond thankful to my family, my school, my mentors, and everyone who made this an experience I'll never forget. The writer is a student of VidyaGyan School, Sitapur, Uttar Pradesh.
Yahoo
18-05-2025
- Business
- Yahoo
Why PULSION Medical Systems SE (MUN:PUS) Looks Like A Quality Company
One of the best investments we can make is in our own knowledge and skill set. With that in mind, this article will work through how we can use Return On Equity (ROE) to better understand a business. We'll use ROE to examine PULSION Medical Systems SE (MUN:PUS), by way of a worked example. Return on Equity or ROE is a test of how effectively a company is growing its value and managing investors' money. Put another way, it reveals the company's success at turning shareholder investments into profits. This technology could replace computers: discover the 20 stocks are working to make quantum computing a reality. ROE can be calculated by using the formula: Return on Equity = Net Profit (from continuing operations) ÷ Shareholders' Equity So, based on the above formula, the ROE for PULSION Medical Systems is: 24% = €5.0m ÷ €21m (Based on the trailing twelve months to December 2024). The 'return' is the profit over the last twelve months. Another way to think of that is that for every €1 worth of equity, the company was able to earn €0.24 in profit. Check out our latest analysis for PULSION Medical Systems One simple way to determine if a company has a good return on equity is to compare it to the average for its industry. However, this method is only useful as a rough check, because companies do differ quite a bit within the same industry classification. Pleasingly, PULSION Medical Systems has a superior ROE than the average (9.5%) in the Medical Equipment industry. That's clearly a positive. Bear in mind, a high ROE doesn't always mean superior financial performance. A higher proportion of debt in a company's capital structure may also result in a high ROE, where the high debt levels could be a huge risk . You can see the 3 risks we have identified for PULSION Medical Systems by visiting our risks dashboard for free on our platform here. Virtually all companies need money to invest in the business, to grow profits. That cash can come from retained earnings, issuing new shares (equity), or debt. In the first two cases, the ROE will capture this use of capital to grow. In the latter case, the use of debt will improve the returns, but will not change the equity. That will make the ROE look better than if no debt was used. Shareholders will be pleased to learn that PULSION Medical Systems has not one iota of net debt! Its high ROE already points to a high quality business, but the lack of debt is a cherry on top. At the end of the day, when a company has zero debt, it is in a better position to take future growth opportunities. Return on equity is a useful indicator of the ability of a business to generate profits and return them to shareholders. In our books, the highest quality companies have high return on equity, despite low debt. If two companies have around the same level of debt to equity, and one has a higher ROE, I'd generally prefer the one with higher ROE. Having said that, while ROE is a useful indicator of business quality, you'll have to look at a whole range of factors to determine the right price to buy a stock. The rate at which profits are likely to grow, relative to the expectations of profit growth reflected in the current price, must be considered, too. Check the past profit growth by PULSION Medical Systems by looking at this visualization of past earnings, revenue and cash flow. But note: PULSION Medical Systems may not be the best stock to buy. So take a peek at this free list of interesting companies with high ROE and low debt. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Sign in to access your portfolio
CBC
17-05-2025
- General
- CBC
Longtime French advocate receives honorary degree from MUN
Robert Cormier of Cape St. George was overwhelmed with emotion when he received his honorary doctor of laws at MUN's Grenfell Campus convocation Thursday morning. "I feel very emotional. This is quite the honour and very unexpected as well," he said. The Memorial University alumnus bowed his head while the packed audience at the Arts and Culture and Centre in Corner Brook stood on their feet and cheered and cheered. He received the honorary degree for his passion and dedication to preserving and promoting the French language at home and throughout the province. There was a little light in the back of my mind that said you have something that other people do not have - Robert Cormier Cormier grew up in a French speaking home on the Port au Port Peninsula on Newfoundland's west coast. When he went to school, everyone spoke French, except the teacher. From a young age, he felt the need to push for his community to take pride in their mother tongue. "When I went to university for the very first time, I got to speak to a teacher who spoke French. And that really impacted … me," said Cormier. "There was a little light in the back of my mind that said you have something that other people do not have, right. And when I got back home me and others around me said we need to try and preserve this and keep it going." This light inspired him, and others, to start the first French association in this province, Les Terre-Neuviens Francais. He made huge strides to produce French-first language education for students and develop French immersion, provincewide. His daughter, who teaches at the French first language school in Cape St. George, could not hold back her tears as she watched her father accept his degree. "Very emotional. I am so proud, I am beaming," said Candace Cornect. "He is a leader. He has the ability to get people involved and get people to work with him. He is a leader in that way, which is what we need." WATCH | ' This is quite the honour and very unexpected as well,' says Robert Cormier: He helped usher in French immersion, and now this N.L. educator received an honorary degree from MUN 35 minutes ago Duration 3:02 Robert Cormier has a long list of achievements, including being a member of the Order of Canada. But it's his dedication to the French language and education system that garnered him an honorary doctor of laws at MUN's Grenfell campus in an emotional ceremony. Cornect grew up surrounded by French. Her children also speak it fluently; something Cormier is very proud of. He was a teacher for many years, a principal too. His decades of promoting and preserving French and culture in Newfoundland and Labrador has led to many accolades. He is a member of the Order of Canada, a recipient of the Queen Elizabeth II Golden Jubilee Medal and an inductee of the Order of Newfoundland and Labrador. The work continues Yet, Cormier is so humble when receiving these awards. He spoke to the audience of parents and graduating students about his language, background and family life, but spent most of his speech talking about his passion and continuous fight to preserve the language. Cormier says the population in Cape St. George and parts of the Port au Port Peninsula are dwindling. And he worries that students are not speaking or hearing French at home, like they used to. "On the Peninsula, the language is not totally secure just yet. It is going to take some time. The students are learning French as a second language, will they pass that on to their children? We are not quite sure and that is the big question," he said. "Having that language at home, and having that pride in it, pushes you forward." Cornect says with her father as a figure to look up to, the language will never die. "I teach at the French first language school and we don't have many students left. But I feel that it's still very important to keep it up. And my dad is a role model for that," she said. "I am sure that we can go to him and he will give us pointers. I don't think it is the end of the French language in our community at all."
CBC
17-05-2025
- General
- CBC
He helped usher in French immersion, and now this N.L. educator received an honorary degree from MUN
Robert Cormier has a long list of achievements, including being a member of the Order of Canada. But it's his dedication to the French language and education system that garnered him an honorary doctor of laws at MUN's Grenfell campus in an emotional ceremony.
Yahoo
17-05-2025
- Business
- Yahoo
Only Four Days Left To Cash In On Kulmbacher Brauerei Aktien-Gesellschaft's (MUN:KUL) Dividend
Some investors rely on dividends for growing their wealth, and if you're one of those dividend sleuths, you might be intrigued to know that Kulmbacher Brauerei Aktien-Gesellschaft (MUN:KUL) is about to go ex-dividend in just 4 days. The ex-dividend date is two business days before a company's record date in most cases, which is the date on which the company determines which shareholders are entitled to receive a dividend. The ex-dividend date is important because any transaction on a stock needs to have been settled before the record date in order to be eligible for a dividend. This means that investors who purchase Kulmbacher Brauerei Aktien-Gesellschaft's shares on or after the 22nd of May will not receive the dividend, which will be paid on the 26th of May. The company's next dividend payment will be €1.35 per share, on the back of last year when the company paid a total of €1.35 to shareholders. Calculating the last year's worth of payments shows that Kulmbacher Brauerei Aktien-Gesellschaft has a trailing yield of 3.3% on the current share price of €41.00. Dividends are a major contributor to investment returns for long term holders, but only if the dividend continues to be paid. So we need to check whether the dividend payments are covered, and if earnings are growing. Trump has pledged to "unleash" American oil and gas and these 15 US stocks have developments that are poised to benefit. Dividends are usually paid out of company profits, so if a company pays out more than it earned then its dividend is usually at greater risk of being cut. Kulmbacher Brauerei Aktien-Gesellschaft is paying out an acceptable 65% of its profit, a common payout level among most companies. A useful secondary check can be to evaluate whether Kulmbacher Brauerei Aktien-Gesellschaft generated enough free cash flow to afford its dividend. It paid out 17% of its free cash flow as dividends last year, which is conservatively low. It's encouraging to see that the dividend is covered by both profit and cash flow. This generally suggests the dividend is sustainable, as long as earnings don't drop precipitously. See our latest analysis for Kulmbacher Brauerei Aktien-Gesellschaft Click here to see how much of its profit Kulmbacher Brauerei Aktien-Gesellschaft paid out over the last 12 months. When earnings decline, dividend companies become much harder to analyse and own safely. If earnings fall far enough, the company could be forced to cut its dividend. So we're not too excited that Kulmbacher Brauerei Aktien-Gesellschaft's earnings are down 3.6% a year over the past five years. Many investors will assess a company's dividend performance by evaluating how much the dividend payments have changed over time. Kulmbacher Brauerei Aktien-Gesellschaft has delivered 28% dividend growth per year on average over the past 10 years. Growing the dividend payout ratio while earnings are declining can deliver nice returns for a while, but it's always worth checking for when the company can't increase the payout ratio any more - because then the music stops. Has Kulmbacher Brauerei Aktien-Gesellschaft got what it takes to maintain its dividend payments? We're not enthused by the declining earnings per share, although at least the company's payout ratio is within a reasonable range, meaning it may not be at imminent risk of a dividend cut. Overall, it's not a bad combination, but we feel that there are likely more attractive dividend prospects out there. With that being said, if dividends aren't your biggest concern with Kulmbacher Brauerei Aktien-Gesellschaft, you should know about the other risks facing this business. For example, we've found 3 warning signs for Kulmbacher Brauerei Aktien-Gesellschaft (1 is a bit unpleasant!) that deserve your attention before investing in the shares. If you're in the market for strong dividend payers, we recommend checking our selection of top dividend stocks. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
