12-03-2025
Morocco Lowers Pension Eligibility to 1,320 Workdays Under New Social Security Law
Rabat – Morocco adopted a new social security measure, Law No. 02.24, which introduces major changes to pension benefits, including allowing more people to qualify for retirement pensions.
One of the key changes in the law is reducing the minimum required work days to receive a pension. Previously, workers needed 10 years and 4 months of contributions. Now, they can qualify with just 1,320 days of work, which equals about 4 years and 3 months. The law was published in the Official Gazette.
People under 60 who have worked between 1,320 and 3,239 days can now receive a minimum pension. The amount will depend on their total work days.
For instance, workers with 1,320 to 1,704 days will receive MAD 600 ($60) per month, while those with 1,705 to 2,088 days will get MAD 700 ($70 per month.
The pension increases up to MAD 1,000 ($100) per month for those with 2,856 to 3,239 days.
The law applies retroactively to retirees who left work between January 1, 2023, and the law's enforcement date, as long as they have at least 1,320 days of contributions but less than 3,240 days. However, it does not apply to those who turned 60 before January 1, 2023.
To receive benefits, eligible individuals should submit an application within 24 months of the law coming into effect. Applications can be made online or through other available methods.
The new law strengthens the National Social Security Fund (CNSS) by making its debts legally recognized as public debts. This will help improve debt collection. In addition, the law promotes the digitalization of social security services, including online document processing and employer declarations.
The measure also allows CNSS to manage other social protection systems if authorized by legislation or agreements, giving the organization's Director-General more powers to manage the fund and allows CNSS to create subsidiary companies to improve service management. Tags: Pension reform slated for Moroccoretirement in Morocco
