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Paisabazaar Launches PB VCR - India's First AI-based Video Credit Report
Paisabazaar Launches PB VCR - India's First AI-based Video Credit Report

Business Standard

time13-05-2025

  • Business
  • Business Standard

Paisabazaar Launches PB VCR - India's First AI-based Video Credit Report

NewsVoir Gurgaon (Haryana) [India], May 13: Paisabazaar, India's largest marketplace for consumer credit and free credit score platform, announced today the launch of 'PB VCR' (Paisabazaar Video Credit Report) - an AI-based video representation of consumers' credit report. PB VCR would provide each consumer their credit score, along with their performance on various aspects that impact their score, through an easy to understand and jargon free video. The AI-powered videos would offer insights around one's credit behaviour, enabling deeper awareness and responsible actions, around key aspects including repayment history, credit utilization, credit enquiries, credit mix etc. As PB VCR evolves, it would also provide each consumer with personalized solutions and recommendations to improve their credit health. PB-VCR is an in-house fine-tuned text-to-speech model that leverages a combination of Vector Quantized-Variational AutoEncoder (VQ-VAE), GPT2 architecture, and Diffusion-based UnivNet vocoder for ensuring clarity and fluency in Hinglish (Hindi+English) speech. Radhika Binani, Chief Product Officer, Paisabazaar, said, "Our credit awareness program focuses on helping consumers manage and better their credit health. We have been continuously innovating, to help consumers track their credit health, climb up the credit ladder and strengthen their overall financial standing. PB VCR is another first-in-the-industry step towards making access to credit health seamless and easy for India." Paisabazaar last year launched PB Assist- an AI-powered Credit Advisor, that, through chat, would offer a holistic view of a consumer's credit health and offer insights that empower consumers to make informed credit decisions. Both PB Assist and PB VCR are part of Paisabazaar's subscription-based Credit Improvement services, aimed at helping consumers with damaged credit improve their credit health. Mukesh Sharma, Chief Technology Officer, Paisabazaar, said, "Our credit score platform has been built on global benchmarks, and as a consumer focused platform, we continue to be committed to use cutting-edge technology to offer seamless experiences. With VCR, we hope not just to delight consumers, but to deepen awareness around monitoring and building our consumers' credit health." Paisabazaar has been running its credit awareness initiative since 2017 by providing consumers with their free credit score every month, in partnership with all 4 Credit Bureaus. Paisabazaar is also the first player to offer consumers their free credit report in 7 regional languages. It also offers exclusive credit builder products, an advisory service and a detailed credit report to help consumers climb up the credit ladder. Over 50 million consumers from 823 cities across India have checked their free credit score from the Paisabazaar platform. * Paisabazaar is India's largest marketplace for consumer credit and free credit score platform. It is part of the PB Fintech Group (listed on Indian stock exchanges since 2021) * Over the last 11 years, Paisabazaar has earned the trust and goodwill of over 50 million consumers * Every month, the platform receives around 20 lakh enquiries from more than 1000 cities. * Paisabazaar over the years has built deep partnerships within the lending ecosystem, partnering with 60+ Banks, NBFCs, NBFC fintechs, to offer wide choice * Paisabazaar has been running India's largest credit awareness initiative, by offering consumers their credit score from the credit bureaus for free * Paisabazaar's co-created strategy helps meet consumer need gaps, through a robust array of exclusive, first-in-market and best-in-class digital products, built with partner Banks and NBFCs * Paisabazaar is also an ISO (27001: 2013) certified organization with industry-best controls, to safeguard the best interest of consumers. We are also a PCI DSS certified organization

Paisabazaar Launches PB VCR – India's First AI-based Video Credit Report
Paisabazaar Launches PB VCR – India's First AI-based Video Credit Report

Fashion Value Chain

time13-05-2025

  • Business
  • Fashion Value Chain

Paisabazaar Launches PB VCR – India's First AI-based Video Credit Report

PB VCR to provide a personalized video representation of each consumer's credit report Actionable insights along with personalized solutions and recommendations to be part of VCR Part of Paisabazaar's Credit Improvement services, to help deepen awareness Last year, Paisabazaar also launched PB Assist- an AI-powered Credit Advisor Paisabazaar, India's largest marketplace for consumer credit and free credit score platform, announced today the launch of 'PB VCR' (Paisabazaar Video Credit Report) – an AI-based video representation of consumers' credit report. PB VCR would provide each consumer their credit score, along with their performance on various aspects that impact their score, through an easy to understand and jargon free video. The AI-powered videos would offer insights around one's credit behaviour, enabling deeper awareness and responsible actions, around key aspects including repayment history, credit utilization, credit enquiries, credit mix etc. As PB VCR evolves, it would also provide each consumer with personalized solutions and recommendations to improve their credit health. PB-VCR is an in-house fine-tuned text-to-speech model that leverages a combination of Vector Quantized-Variational AutoEncoder (VQ-VAE), GPT2 architecture, and Diffusion-based UnivNet vocoder for ensuring clarity and fluency in Hinglish (Hindi+English) speech. Radhika Binani, Chief Product Officer, Paisabazaar, said, 'Our credit awareness program focuses on helping consumers manage and better their credit health. We have been continuously innovating, to help consumers track their credit health, climb up the credit ladder and strengthen their overall financial standing. PB VCR is another first-in-the-industry step towards making access to credit health seamless and easy for India.' Paisabazaar last year launched PB Assist- an AI-powered Credit Advisor, that, through chat, would offer a holistic view of a consumer's credit health and offer insights that empower consumers to make informed credit decisions. Both PB Assist and PB VCR are part of Paisabazaar's subscription-based Credit Improvement services, aimed at helping consumers with damaged credit improve their credit health. Mukesh Sharma, Chief Technology Officer, Paisabazaar, said, 'Our credit score platform has been built on global benchmarks, and as a consumer focused platform, we continue to be committed to use cutting-edge technology to offer seamless experiences. With VCR, we hope not just to delight consumers, but to deepen awareness around monitoring and building our consumers' credit health.' Paisabazaar has been running its credit awareness initiative since 2017 by providing consumers with their free credit score every month, in partnership with all 4 Credit Bureaus. Paisabazaar is also the first player to offer consumers their free credit report in 7 regional languages. It also offers exclusive credit builder products, an advisory service and a detailed credit report to help consumers climb up the credit ladder. Over 50 million consumers from 823 cities across India have checked their free credit score from the Paisabazaar platform. About Paisabazaar Paisabazaar is India's largest marketplace for consumer credit and free credit score platform. It is part of the PB Fintech Group (listed on Indian stock exchanges since 2021) Over the last 11 years, Paisabazaar has earned the trust and goodwill of over 50 million consumers Every month, the platform receives around 20 lakh enquiries from more than 1000 cities. Paisabazaar over the years has built deep partnerships within the lending ecosystem, partnering with 60+ Banks, NBFCs, NBFC fintechs, to offer wide choice Paisabazaar has been running India's largest credit awareness initiative, by offering consumers their credit score from the credit bureaus for free Paisabazaar's co-created strategy helps meet consumer need gaps, through a robust array of exclusive, first-in-market and best-in-class digital products, built with partner Banks and NBFCs Paisabazaar is also an ISO (27001: 2013) certified organization with industry-best controls, to safeguard the best interest of consumers. We are also a PCI DSS certified organization

One-Minute Silence Observed For Pahalgam Victims At Shanghai Book Launch Event
One-Minute Silence Observed For Pahalgam Victims At Shanghai Book Launch Event

News18

time09-05-2025

  • Automotive
  • News18

One-Minute Silence Observed For Pahalgam Victims At Shanghai Book Launch Event

Last Updated: Terrorists opened fire in Jammu-Kashmir's Pahalgam on April 22, killing 26, including 25 tourists and one local. A minute of silence was observed at a book launch event for 'Hardware to Code" hosted by the Consulate General of India in Shanghai on Friday in memory of the victims killed in the Pahalgam terror attack on April 22. The launch was followed by a high-powered strategic dialogue and fireside chat, attended by consuls general from over 10 countries and key business leaders, making it a rare fusion of diplomacy, technology, and visionary industrial dialogue—a testament to how innovation and strategic thinking are now central to India's global outreach, according to an official statement. 'Hardware to Code is more than a book—it's a roadmap to the future of mobility. As next-gen vehicles evolve into 'software on wheels,' India's deep software talent base places it in a unique position to lead the global automotive value chain," said Pratik Mathur, Consul General of India in Shanghai and the host of the event. In an event organized by Consulate General of India in Shanghai to launch the book 'Hardware to Code", a minute of silence was observed in memory of the victims of #PahalgamTerroristAttack The event was attended by members of Diplomatic Corps, members of Indian diaspora and… — India In Shanghai (@IndiaInShanghai) May 9, 2025 The book-Hardware to Code: How Software is Transforming the Automotive Industry- is authored by Mukesh Sharma. Speaking about his book, Sharma said, 'This book was born out of a realization that there is a growing disconnect between traditional automotive thinking and the software revolution happening under the hood. I wanted to create a guide that anyone—whether a senior executive or a passionate learner—could read to truly understand what's changing and why it matters so deeply." Terrorists opened fire in Jammu-Kashmir's Pahalgam on April 22, killing 26, including 25 tourists and one local. Following the attack, India took several strong measures against Pakistan, including suspension of the Indus Waters Treaty. India also conducted strikes against terror hideouts in Pakistan and Pakistan-occupied Kashmir (PoK). A day later, Pakistan launched a barrage of artillery fire, drone, and missile attacks on multiple locations in Jammu, including a key airstrip. In response to Pakistan's unprovoked attacks in Jammu and Kashmir, Punjab, and Rajasthan, India carried out multiple drone strikes targeting Islamabad, Lahore, and Rawalpindi. During the operation, Indian forces also shot down a Pakistani F-16 fighter jet in Rajasthan, delivering a strong and effective reply. Get breaking news, in-depth analysis, and expert perspectives on everything from geopolitics to diplomacy and global trends. Stay informed with the latest world news only on News18. Download the News18 App to stay updated! First Published:

Sansad Khel Mahakumbh ends with prize distribution
Sansad Khel Mahakumbh ends with prize distribution

Time of India

time22-04-2025

  • Sport
  • Time of India

Sansad Khel Mahakumbh ends with prize distribution

1 2 Lucknow: The four-day Sansad Khel Mahakumbh concluded in Lucknow on Tuesday. MLC Mukesh Sharma , who was the chief guest, distributed prizes and certificates to the participants. The event was inaugurated by defence minister and Lucknow MP Rajnath Singh at the KD Singh Babu stadium on Saturday. Among those present at the concluding ceremony were MLA Amresh, CDO Ajay Jain and regional sports officer Animesh Saxena.

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