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Yahoo
28-03-2025
- Business
- Yahoo
50-Year-Old Early Retiree Making $175,000 in Dividends Shares Portfolio - 'Now I Spend on Travel, Cars and Doing What I Want'
Dividend investing is back on investors' radar after taking a backseat during the AI-led bull run. With tariff uncertainties and fading momentum in AI stocks, investors are looking for stable dividend-paying companies to navigate the current market turbulence. But it's not easy to find quality dividend stocks as it requires assessing factors like yield, payout ratio, financial stability, and growth potential. Let's turn to a dividend investing case study for ideas and inspiration. Don't Miss: Can you guess how many retire with a $5,000,000 nest egg? . Warren Buffett once said, "If you don't find a way to make money while you sleep, you will work until you die." Last month, someone asked income investors on r/Dividends — a Reddit community with 690,000 members — whether it was realistic to live off dividends and how much investment is needed to reach at least $50,000 in annual dividend income. The question also asked Redditors to share how long it takes for the average investor to reach a dividend income that covers basic expenses. The question received hundreds of comments, but one story caught our eye. An investor said he was making $175,000 a year in dividends and retired two years ago at the age of 48. "I'm still not touching them, especially now. I have a small passive business that generates enough to cover my expenses. I've recently gone about 1/3 short term government bonds because I'm VERY worried about a recession," he said. Trending: BlackRock is calling 2025 the year of alternative assets. The investor, 50, said his total portfolio worth was about $3.7 million. "I used to make $220k for about 11 years. Saved and invested it and retired at 48. Now I spend my money which comes from dividends on travel, cars and doing what the f— I want," he said in a separate comment on the social platform. Let's discuss some of the top holdings of the investor. Schwab U.S. Dividend Equity ETF The Schwab U.S. Dividend Equity ETF (NYSE:SCHD) tracks the Dow Jones U.S. Dividend 100 Index and provides exposure to some of the top dividend stocks trading in the U.S., including ConocoPhillips (NYSE:COP), Chevron (NYSE:CVX), Verizon Communications (NYSE:VZ) and Bristol-Myers Squibb (NYSE:BMY), among others. NEOS S&P 500 High Income ETF NEOS S&P 500 High Income ETF (CBOE: SPYI) is a high-yield covered call ETF that pays monthly dividend income. It invests in some of the top S&P 500 companies and generates extra income by selling call options on stocks, generating extra premium income for shareholders. SPYI has a dividend yield of over 12%.iShares 0-3 Month Treasury Bond ETF iShares 0-3 Month Treasury Bond ETF (NYSE:SGOV) tracks the performance of U.S. Treasury bonds with maturities of 0-3 months. Vanguard FTSE Developed Markets ETF The Vanguard FTSE Developed Markets ETF (NYSE:VEA) provides investors exposure to companies trading in developed markets outside of the U.S., including Canada, Europe and the Pacific region. VEA pays quarterly dividends. Janus Henderson AAA CLO ETF The Janus Henderson AAA CLO ETF (NYSE:JAAA) invests in high-quality collateralized loan obligations and provides investors with exposure to asset classes with low risk and volatility. It yields over 6%. Read Next:Many are using retirement income calculators to check if they're on pace — UNLOCKED: 5 NEW TRADES EVERY WEEK. Click now to get top trade ideas daily, plus unlimited access to cutting-edge tools and strategies to gain an edge in the markets. Get the latest stock analysis from Benzinga? APPLE (AAPL): Free Stock Analysis Report TESLA (TSLA): Free Stock Analysis Report This article 50-Year-Old Early Retiree Making $175,000 in Dividends Shares Portfolio - 'Now I Spend on Travel, Cars and Doing What I Want' originally appeared on © 2025 Benzinga does not provide investment advice. All rights reserved. Sign in to access your portfolio
Yahoo
19-03-2025
- Business
- Yahoo
Dividend Investor Earning $9,400 a Month Shares Top 8 Stock Picks — 'I'm 6 Years From Retirement'
Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. Dividend stocks are gaining ground as investors flock to reliable investments amid tariff-related uncertainties. A report from S&P Global estimates that US aggregated dividends are expected to increase 7% to $784 billion in 2025. About two months ago, a dividend investor shared his detailed income report and story on r/Dividends — a Reddit community with over 690,000 followers. The portfolio screenshots shared by the investor on the social media platform showed his monthly dividend income was around $9,400 per month with a portfolio value of roughly $617,000. "I'm about 6 years from retirement. I can push to 8 years but really would rather not. Love my job but like time off and travel more. This is a piece of my portfolio. Goal is to get this account to about 15000+ a month in the next 6 years. Using DRIP on all of these. Once I hit that on about $2.4M I'm out," the investor said. Don't Miss: , which provides access to a pool of short-term loans backed by residential real estate with just a $100 minimum. Many don't know there are tax benefits when buying a unit as an investment — The investor stated that he is debt-free, owns his home, and has two kids in college. "I have made good money for about 20 years and my wife didn't work for the last 5 years or so. She's back now which is nice for a few years," he added. Let's take a look at some of the top dividend stocks in his portfolio. NEOS Nasdaq-100 High Income ETF NEOS Nasdaq-100 High Income ETF (NASDAQ:QQQI) accounted for about 43% of the total portfolio of the investor making $9,400 a month in monthly dividends. NEOS Nasdaq-100 High Income ETF exposes investors to Nasdaq 100 companies and generates income by selling covered call options on its underlying index. NEOS S&P 500 High Income ETF The NEOS S&P 500 High Income ETF (CBOE: SPYI) is a high-yield covered call ETF that pays monthly dividend income. It invests in some of the top S&P 500 companies and generates extra income by selling call options on stocks, generating extra premium income for shareholders. According to the portfolio screenshots shared by the investor, he had 4,953 shares of the fund in his portfolio which earned him about $33,400 in annual income. Trending: CEO of Integris gathered a team of senior investment managers who have $34.22 billion in combined owned and managed assets in the West Coast — iShares Semiconductor ETF The iShares Semiconductor ETF (NASDAQ:SOXX) was the third largest holding of the investor. Broadcom (NASDAQ:AVGO), Nvidia (NASDAQ:NVDA), Qualcomm (NASDAQ:QCOM) and Advanced Micro Devices (NASDAQ:AMD) are among the top positions of the fund's portfolio. SOXX yields less than 1%. YieldMax Magnificent 7 Fund of Option Income ETFs The YieldMax Magnificent 7 Fund of Option Income ETFs (NYSE:YMAG) invests in YieldMax ETFs that use option income strategies related to the Magnificent Seven companies, which include Apple Inc. (NASDAQ:AAPL), Microsoft Corporation (NASDAQ:MSFT), Alphabet Inc. (NASDAQ:GOOGL, GOOG)), Inc. (NASDAQ:AMZN), NVIDIA Corporation (NASDAQ:NVDA), Tesla, Inc. (NASDAQ:TSLA) and Meta Platforms Inc. (NASDAQ:META). The fund has a distribution rate of 48%. BP plc About 1.9% of the investor's portfolio was allocated to British oil and gas company BP plc (NYSE:BP). The stock has a dividend yield of over 5%. BP shares are down 11% over the past Select Sector SPDR Fund NYSEARCA: XLF The Financial Select Sector SPDR Fund (NYSE:XLF) gives investors exposure to the financial sector of the S&P 500. It has a dividend yield of about 1.4%. Nexstar Media Group Texas-based media company Nexstar Media Group Inc (NASDAQ:NXST) has a dividend yield of about 4.4%. The stock accounted for about 1.6% of the total portfolio. Over the past 12 months, NXST is up 7%. YieldMax MSTR Option Income Strategy ETF The YieldMax MSTR Option Income Strategy ETF (NYSE:MSTY) generates income by selling call options on MicroStrategy (NASDAQ:MSTR) stock. Its distribution rate is about 85%. MSTY is down 43% over the past year. . With over $1 million in dividends paid out last quarter and a growing selection of properties across various markets, Arrived offers an attractive alternative for investors seeking to build a diversified real estate portfolio. In October 2024, Arrived sold The Centennial, achieving a total return of 34.7% (11.2% average annual returns) for investors. Arrived aims to continue delivering similar value across our portfolio through careful market selection, attentive property management, and thoughtful timing in sales. Looking for fractional real estate investment opportunities? The features the latest offerings. This article Dividend Investor Earning $9,400 a Month Shares Top 8 Stock Picks — 'I'm 6 Years From Retirement' originally appeared on
