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Hamilton Spectator
3 days ago
- General
- Hamilton Spectator
Applications open for leadership-building canoe trip
Goliah Makletzoff-Cazon remembers her first trip on the Kearl River vividly. 'It was so challenging when I was in it,' she said. 'I remember my first trip. We were in wildfire season. We were in lightning position and there was a huge storm around us. I was like, crying, saying, 'I don't want to be here anymore!' — and then coming out the other side of that. The program director came up to me and asked me if I wanted to come back and do some training to be a leader and I was like, 'Heck yeah!' 'It was very self-fulfilling and I felt very accomplished.' That was 10 years ago. Since then, Makletzoff-Cazon, who hails from Liidlii Kue First Nation in Fort Simpson, has spent her summers bringing that experience to as many Northern youth as she can. Enter Northern Youth Leadership (NYL) — a nonprofit initiative of the MakeWay Charitable Society, for which Makletzoff-Cazon serves as program coordinator. The organization is partnering with Black Feather wilderness adventure company to lead a two-week canoe expedition for youth, running from July 18 to Aug. 1. Free to attend, the excursion is a two-week course on canoeing rapids. Also supporting the project is the Northwest Territories Recreation and Parks Association, Ecology North and Tulita Dene First Nation. 'We run land-based education programs to empower youth to be leaders in their communities,' said program director Dr. Steph Woodworth. 'Our younger youth camps focus on engagement and education, getting them introduced to different land based skills. Making sure they feel safe on the land, have fun and cultivate a relationship between themselves and the land. 'In the older age-based approach, we try to do more employment and empowerment, helping them hone in on their skills as land stewards, offering certifications that can help with future employment and cultivate their leadership qualities through that more in-depth type of programming.' They explained that the Leadership Development Program, as the expedition has been dubbed, was built out of a previous program that made use of the Kearl River. It is open to youth age 17 to 30. Youth will be paired with mentors, added Woodworth. In total, nine youth, nine mentors and nine canoes will make the trip. They noted participants would learn important safety tips surrounding canoeing fast waters. 'Reading the river is a big part of the safety and skills required to navigate white water,' said Woodworth. 'You really need to know what the river is saying to you. What are your markers and obstacles you need to consider, what is the route you're going to take to in order to get through the rapid? 'You might have a gameplan going into the rapid and it doesn't end up the way you think. Being ready in case someone capsizes or the route doesn't go the way anticipated. Part of that is scouting, getting out of your canoes and looking at the river, making sure everyone does it safely.' Woodworth added that the aim was to get a mix of experience among participants so both eager paddlers and those unable to access the activity normally can both learn and grow. Through the course, paddlers will receive certification in Introduction to Moving Water, Canoe Tripping/Camping and Canoe Rescue. 'With the Kearl River, during moving water you can gain more distance,' said Makletzoff-Cazon.'It's an easier river to introduce any level of paddler to. You can take more challenging routes to practice movements and manoeuvres as well. 'You're learning as you go on the river, so being aware of what's going on down river. It's so easy to build paddling skills along this route.' The deadline to apply is June 6. Visit to submit an application. Error! Sorry, there was an error processing your request. There was a problem with the recaptcha. Please try again. You may unsubscribe at any time. By signing up, you agree to our terms of use and privacy policy . This site is protected by reCAPTCHA and the Google privacy policy and terms of service apply. Want more of the latest from us? Sign up for more at our newsletter page .
Time of India
23-05-2025
- Business
- Time of India
New York Life Insurance Company to invest Rs 550 crore across two projects of Max Estates in Noida
New York Life Insurance Company (NYL) has signed an MOU committing Rs 550 crore across two projects of Max Estates in Noida, according to regulatory filing by the company. Post this investment, NYL's cumulative commitment stands at Rs 1,800 crore. Max Estates has delivered pre-sales bookings of over Rs 5300 crore in FY25, surpassing its full year guidance and a 300% growth over FY24. Play Video Pause Skip Backward Skip Forward Unmute Current Time 0:00 / Duration 0:00 Loaded : 0% 0:00 Stream Type LIVE Seek to live, currently behind live LIVE Remaining Time - 0:00 1x Playback Rate Chapters Chapters Descriptions descriptions off , selected Captions captions settings , opens captions settings dialog captions off , selected Audio Track default , selected Picture-in-Picture Fullscreen This is a modal window. Beginning of dialog window. Escape will cancel and close the window. Text Color White Black Red Green Blue Yellow Magenta Cyan Opacity Opaque Semi-Transparent Text Background Color Black White Red Green Blue Yellow Magenta Cyan Opacity Opaque Semi-Transparent Transparent Caption Area Background Color Black White Red Green Blue Yellow Magenta Cyan Opacity Transparent Semi-Transparent Opaque Font Size 50% 75% 100% 125% 150% 175% 200% 300% 400% Text Edge Style None Raised Depressed Uniform Drop shadow Font Family Proportional Sans-Serif Monospace Sans-Serif Proportional Serif Monospace Serif Casual Script Small Caps Reset restore all settings to the default values Done Close Modal Dialog End of dialog window. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Las Pinas Unsold Cars In 2024 Are Almost Donated. See Price SUV Deals | Search Ads Search Now Undo It plans to deliver pre-sales of Rs 6,000-6500 crore in FY26, a 15-20% growth over FY25 and has a pipeline of over 7 million sq ft with gross development value of Rs 14,000 crore, to be launched in FY26 and FY27. Company's commercial portfolio is poised for an annuity rental income potential of over Rs 700 crore over the next 5 years. Live Events 'The real estate market in Delhi NCR is poised for robust and sustained growth with large-scale infrastructure enhancements accelerating urbanization and significantly boosting the region's attractiveness as a premier hub for both residential and commercial experiences. We are confident that both housing and office space demand will remain strong,' said Sahil Vachani, Vice Chairman & MD of Max Estates. Max Estates has received the final approval from the National Company Law Tribunal (NCLT) and National Company Law Appellate Tribunal (NCLAT) for revival of the 'Delhi One' project in Sector 16B, Noida which is to be designed as a luxury mixed-use development. The project spans approximately 2.5 million sq ft of development within the 10-acre land parcel (constituting 34,696 sq. mt. area). This project, planned to be launched in Q3 FY26, has a Gross Development Value (GDV) potential of Rs 2,000 crore as well as annuity income potential of Rs 120 crore. Max Estates has acquired 10.33 acre of prime land in Sector 105 on Noida-Greater Noida Expressway for Rs 711 crore with 2.6 mn sq. ft. with a mix of Residential and Commercial in a 40:60 ratio. The project has a Gross Development Value (GDV) potential of Rs 3,000 crore and an annuity rental Income potential of Rs crore. Max Estates has completed the acquisition of the three floors in Max Towers, Noida from Max India Limited at a value of Rs 105.08 crore. The said acquisition will support the company's strategy to consolidate ownership in Max Towers. Company's debt as on March 2025 stood at Rs 1,350 crore, including LRDs of Rs 852 crore.
Time of India
23-05-2025
- Business
- Time of India
Max Estates posts net profit of ₹13.99 crore in Q4 FY25
NEW DELHI: Max Estates has reported net consolidated profit after tax of ₹13.99 during the quarter ended March 31, 2025. It had registered loss after tax of ₹4.73 in the corresponding quarter of the previous fiscal, the company said in a BSE filing. The company's net consolidated total income stood at ₹77.30 crore in Q4 FY25, a growth of 100.52 per cent from ₹38.55 crore it recorded in the similar quarter last year. Sahil Vachani , vice chairman & MD of the company said, "In FY25, we exceeded our full-year guidance, achieving pre-sales booking value of over ₹5,300 crore. We plan to deliver pre-sales bookings of ₹6,000-6,500 crore in FY26, a 15-20% growth over FY25." Estate 128, Noida (Phase 1 and Phase 2), having booked ₹2,700 crore pre-sales (100% sold) has collected ₹628 crore till date. Estate 360, Gurugram, recorded a pre-sales booking value of ₹4,428 crore with 92% of the project sold. This project has already received a collection of ₹807 crore as of March 2025. Max Estates' joint development on a land parcel of 18.23 acres, having a development potential of four million sq ft and a gross development value (GDV) potential of ₹9,000 crore, is planned to be launched in Q2 FY26. The company has a launch pipeline of over seven million sq ft with GDV potential of over ₹14,000 crore to be delivered in FY26 and FY27. The company aspires to add at least two million sq ft in the residential segment every year. It has received the final approval from the National Company Law Tribunal (NCLT) and National Company Law Appellate Tribunal (NCLAT) for revival of the 'Delhi One' project in Sector 16B, Noida. The project spans approximately 2.5 million sq ft of development within the 10-acre land parcel. This project, planned to be launched in Q3 FY26 and has a GDV potential of over ₹2,000 crore as well as annuity income potential of INR 120 crore. New York Life Insurance Company (NYL) recently signed a memorandum of understanding (MOU) committing ₹550 Crore across its two projects - sector 105, Noida project and Delhi One project. Post this investment, NYL's cumulative commitment stands at ₹1,800 crore. The company has acquired 10.33 acre of land in Sector 105 on Noida-Greater Noida Expressway for ₹711 crore with 2.6 million sq ft of development. The project has a GDV potential of over ₹3,000 crore and an annuity rental income potential of ₹140 crore. It has completed the acquisition of the three floors in Max Towers, Noida from Max India at a value of ₹105.08 crore. Overall commercial portfolio is poised for an annuity rental income potential of over ₹700 crore over the next five years. Debt as on March 31, 2025 stood at ₹1,350 crore, including LRDs of ₹852 crore. Max Estates' share of debt is ₹824 crore. Cash & Cash Equivalents as on March 2025 stood at ₹1,785 crore.
Business Insider
05-05-2025
- Business
- Business Insider
Best Annuity Companies of 2025: Compare Top Options for Every Retirement Need
Are you anxious about outliving your savings in retirement? Annuities offer a simple solution in the form of guaranteed income through periodic payments, possibly even for the rest of your life. An annuity can be a reliable retirement planning tool when combined with the best retirement plans. The best annuities provide peace of mind for current or future retirees who want to avoid prematurely running out of savings before they die. However, not all annuities are built the same, with some charging exorbitantly high fees for little payoff. Here are the best annuity companies as picked by Business Insider's editors in 2025. Best Annuities for 2025 Best Life Annuity New York Life is a top annuity company offering some of the most competitive interest rates for retirees seeking guaranteed income for the rest of their lives. The Guaranteed Lifetime Income Annuity II from NYL offers the best annuity for guaranteed lifetime income with interest rates as high as 11.42%. New York Life offers both individual and joint annuity products. Fixed-deferred and variable annuity products are also available. The Guaranteed Lifetime Income Annuity II is a single-premium, immediate annuity contract with a $10,000 minimum premium. You can receive your income monthly, quarterly, semi-annually, or yearly. Another annuity to consider is the Guaranteed Future Income Annuity II, which provides deferred income payments for life beginning on your chosen date. This contract has a $5,000 minimum premium. Depending on your age and circumstances, certain payment options and withdrawal features are available to customize your annuity to suit your financial needs. For example, NYL allows you to withdraw up to 100% of the discounted value of the remaining guaranteed payments when you reach 59 ½, but only during a guaranteed payment period. You can add optional features, such as increasing income payments by 1% to 3% each year to combat inflation over time. New York Life is beginner-friendly, offering various educational resources like blog posts, webinars, and even a podcast about annuities as retirement strategies. Pros of New York Life Annuities: Cons of New York Life Annuities: Best Variable Annuity Nationwide Annuities is the best annuity provider for variable annuities due to its large selection of products, including commission-based, investment-focused, advisory, and fee-based variable annuities. Its variable annuities also have competitively low fees and premiums. Nationwide variable annuities grow tax-deferred and have over 100 variable investment options. Variable annuities typically incur high fees because of underlying fund expenses, mortality and expense fees (M&E), and administrative costs, which average 2%-3% annually. However, Nationwide variable annuities have fees that range from 0.30% to 1.50%, depending on the contract (not including riders). In comparison, MassMutual's variable annuities charge a separate account fee ranging from 1.18% to 1.50% on top of an M&E fee ranging from 1% to 1.5%. Premiums for Nationwide's variable annuity contracts are also low. For example, the Soloist annuity has an initial $300 premium, and the Best of America IV has no minimum investment requirement for buyers with a qualified 401(k) or similar plan ($1,500 minimum for non-qualified buyers). Other variable annuity premiums from Nationwide range from $3,000 to $25,000, with most initially requiring at least $10,000. In addition, most Nationwide variable annuities (excluding the Destination Future annuity) include a premium-enhanced death benefit rider for no extra charge (usually 0.50 to 0.95% annually). This ensures that after you die, your beneficiaries will receive at least the amount you invested, regardless of market performance. Other fees still apply. Pros of Nationwide Annuities: Cons of Nationwide Annuities: Gainbridge is a digital life insurance and annuity provider that offers low-cost and accessible fixed annuity contracts to help people grow and extend their retirement savings. Its annuity products offer principal protection on initial deposits with a fixed interest rate ranging from 5.45% to 5.80% APY, making it the best provider of fixed annuities. You can purchase a Gainbridge annuity for as little as $1,000 as a lump sum. However, you earn the highest interest rates on initial investments of $100,000 or more. Since interest rates are fixed, you never earn less than your contract's minimum guaranteed interest rate. Gainbridge doesn't charge annual fees or commissions on its annuity products, making it a top provider for fee-conscious investors. However, surrender charges (starting at around 3%) and early withdrawal penalty fees may apply. If you withdraw more than the free amount or full surrender from a SteadyPace annuity, you may be charged a market value adjustment. Gainbridge offers tax-deferred and non-tax-deferred contract options with terms ranging from 3 to 10 years. At the end of your contract term, you can withdraw your full annuity amount (including the principal) or convert your funds into an income stream for a set period or even the rest of your life. You also have the option of renewing your contract for another term. Earnings in your SteadyPace annuity are tax-deferred. There's flexible liquidity: You can withdraw a portion of the growth penalty-free each year, but not your principal payment. Pros of Gainbridge Annuities: Minimum guaranteed interest rate up to 5.80% Low $1,000 minimum investment requirements No annual fees or commission Financial Strength rating of A- from AM Best Cons of Gainbridge Annuities: Limited product selection No immediate, variable, or indexed annuities Gainbridge review Best Immediate Annuity MassMutual Annuities' RetireEase single premium, fixed annuity is the best for immediate income. With a one-time initial deposit of $10,000, it locks in guaranteed payouts within 13 months of purchasing. After, buyers can start receiving payouts monthly, quarterly, semi-annually, or annually. Income annuities provide guaranteed, tax-efficient income without market risk. MassMutual's RetireEase annuity can provide income for a set period or the rest of your life. You can purchase up to the maximum age of 85. In addition to its RetireEase income annuity, MassMutual offers deferred fixed annuities, variable annuities, fixed index annuities, and deferred income annuities. All of MassMutual's annuities include lifetime income options. However, certain MassMutual income and deferred income annuity contracts don't include death benefits. To purchase an annuity with MassMutual, you must call and consult with one of the company's financial professionals. They consider your entire financial picture and recommend products to fit your situation. Pros of MassMutual Annuities: Can't purchase an annuity online Best Deferred Annuity Allianz Life Annuities offers a wide selection of fixed index and registered index-linked annuities that prioritize creating tax-deferred income streams with limited market risk. Allianz's deferred annuities are geared toward pre-retirees in their 40s and 50s who want to lock in a guaranteed income stream and growth rate for their retirement, but aren't ready to start earning the payments. A deferred annuity doesn't provide income immediately. Instead, payments are deferred until a later time, often several years or decades later. Allianz Life offers the best deferred annuities due to its multiple contract options, premium bonuses, optional income riders, and flexible withdrawal opportunities. The growth earned in a deferred annuity combats inflation and the increased cost of living. Deferred annuities are often fixed, so you have a guaranteed rate of return. In addition to deferred fixed annuities, Allianz offers variable and index deferred annuities. For example, the Allianz 360 annuity can be purchased starting at age 40 and generates tax-deferred growth over time based on the index option and crediting method you choose. The longer the money is left to grow, the bigger your payments will be. Just like a traditional IRA or 401(k) plan, the money invested in your Allianz Life annuity is tax-deferred, so you won't pay tax until you withdraw. Allianz also offers a Benefit Control annuity with greater liquidity access, which most insurance companies lack. This makes Allianz Life a strong choice for potential buyers concerned about locking their money up for several years. The Benefit Control annuity is designed to accumulate growth from your chosen allocations for a steady income stream in retirement. But it can be turned into an immediate annuity for those age 50 or older. With Allianz Life, premiums range from $10,000 to $20,000. Fixed annuities have no contract fees, but registered index-linked annuities charge a $50 annual maintenance fee. Pros of Allianz Annuities: Equitrust Annuities offers a diverse selection of equity-index annuity contracts that grow based on the performance of a popular underlying index, such as the S&P 500 or Barclays Focus50 Index. Equitrust provides downside protection, withdrawal flexibility, and premium bonuses, making it the best provider of equity-index annuities. The initial premium minimum ranges from $5,000 to $10,000. Certain contracts, like the MarketPower Bonus Index Annuity, provide a 10% premium bonus added immediately to your annuity's accumulation value. Similarly, the MarketTend Bonus Annuity offers a 6% premium bond on premiums paid in the first five years. Annuity contracts include downside protection, which shields your accumulated value from market downturns so you only benefit from market growth. In addition, Equitrust fixed index annuities have a guaranteed return rate that never dips below the preset minimum. Equitrust offers flexible access to your money, allowing you to withdraw up to 10% of the accumulated value each year without penalty. Equitrust annuities include Death Benefits, a Nursing Home waiver, and a Terminal Illness Rider for no additional charge. These riders give you greater flexibility over your funds for major life events. With an Equitrust index annuity, your rates are reset yearly or every two years. Accumulated growth is tax-deferred with a 10-year surrender charge schedule. Pros of Equitrust Annuities: Flexible, penalty-free withdrawal period with built-in riders in case of illness, death, or the owner being moved into a nursing home Low $5,000 to $10,000 initial premium minimums Best Multi-Year Guaranteed Annuity (MYGA) Athene Annuities, one of the largest annuity providers in the US, offers a range of affordable fixed and index-linked annuities with multi-year strategies that lock in a set growth rate during your term period (three, five, or seven years). Earnings meet or exceed the contracted minimum but never exceed the guaranteed rate. Multi-year guaranteed annuities (MYGA) lock in a specific guaranteed interest rate for a set term. MYGAs are usually deferred annuities. Rates and terms for annuity contracts with Athene's MYGA strategy are as follows: Athene's initial premiums range from $5,000 to $1 million. You can contribute additional money afterward, but it must be at least $1,000 and not exceed $100,000 over a rolling 12-month period. Another standout perk of an Athene annuity is that it doesn't have annual contract fees. Rider fees still apply. Athene MYGAs include a flexible Withdrawal Charge period, which allows you to easily withdraw up to 10% of your annuity's accumulated value penalty-free each contract year. If you are diagnosed with a terminal illness, you can withdraw up to 100% of your annuity's accumulated value for no penalty. Many of Athene's annuities include a Death Benefit. This guarantees that designated beneficiaries get your full accumulated or guaranteed contract value, whichever is greater, if you die before you annuitize your contract. Pros of Athene Annuities: Low $5,000 initial premium No annual contract fees Penalty-free withdrawals are available during the Withdrawal Charge period Included Death Benefit for leaving a legacy Financial Strength rating of A+ from AM Best Cons of Athene Annuities: Unavailable to New York residents What Is an Annuity? An annuity is a contract between you and an insurance company that helps retirees extend their retirement savings with a reliable income stream monthly, quarterly, semi-annually, or annually. Your premium investment grows through a pre-determined interest rate (fixed annuity) or market-linked investments (variable and index-linked annuities). Depending on the type of annuity you buy, you can start receiving payments immediately or defer your payments for several years, even decades. Most annuities require buyers to be at least 59 ½ before permitting penalty-free withdrawals. Otherwise, you incur a 10% early withdrawal fee. How Annuities Work Annuities work by asking you to pay a minimum initial deposit, called a premium, that grows (often tax-deferred) through interest payments or investments. Premiums are most commonly paid as one lump sum up front, but could be deposited in smaller chunks over time in what is referred to as the accumulation phase. You start receiving payments during the annuitization phase, which can last several years for a set period or the rest of your life. Types of Annuities Explained Fixed Annuity Fixed annuities provide guaranteed growth through a fixed interest. This locks in consistent periodic income without exposure to the market, making it the best annuity type for risk-averse individuals. However, by limiting risk, fixed annuities have more limited growth potential. Variable Annuity vs. Variable Life Annuity A variable annuity accumulates growth through investments like stocks, mutual funds, and index funds. This type of annuity offers the most growth potential and the highest level of risk. However, variable annuities tend to charge higher fees. You can invest your premium in multiple subaccounts to invest in different market sectors. Like an investment portfolio, diversification across and within market sectors combats risk and volatility. A variable life annuity mixes a variable annuity with a life insurance policy for tax-deferred growth and death benefits. With a variable life annuity, you guarantee a minimum amount to go to your beneficiaries after you die. This minimum is often your total premium plus potential market gains. Fixed/Equity Index Annuities (EIA Annuity) A fixed or equity-index annuity offers the best of both worlds, providing guaranteed growth through a fixed interest rate in combination with investments in popular market indexes like the S&P 500. Although less risky than a variable annuity, index annuities still pose a level of risk. Deferred Annuity vs. Immediate Annuity A deferred annuity doesn't start giving you payments until later in life. Depending on the age you buy it and your estimated life expectancy, you can defer your annuity payments for several years or decades. Keep in mind that some annuity contracts require you to start withdrawing funds by a certain age. For example, some New York Life annuities require buyers to withdraw by age 85. Deferred annuities are best for buyers with a long time horizon who are comfortable locking in a growth rate on a portion of their retirement savings. With an immediate annuity, or single premium immediate annuity (SPIA), you start receiving payouts relatively shortly after purchasing. The insurance company usually calculates your earnings based on your age, expected number of payouts, and current interest rates. However, the name "immediate" can be misleading, as immediate annuities typically require a 12 to 13-month waiting period before providing income. An immediate annuity is best for retirees or soon-to-be retirees who need cash flow soon. Choosing the Right Annuity for Your Goals Here's how to choose the right annuity to secure retirement savings over the long term. Factors to Consider Selecting the right annuity hinges on your comfort level with risk. Variable annuities offer potentially greater returns by investing in the market, which can be beneficial for combating inflation and the increasing cost of living. However, this potential comes with the possibility of investment losses. For those who are risk-averse, a fixed annuity, with its guaranteed growth, offers a more secure path. Another factor to consider is when you want to start receiving payments. A deferred annuity is best if you don't need an income stream from your annuity until later in life. But if you want to start receiving payments in the near future, an immediate annuity is better. Ensure you also consider your entire tax situation. If your other retirement savings are also tax-deferred, such as from a traditional 401(k) or IRA, you may end up paying considerable taxes on withdrawals during your retirement. Annuity with Survivor Benefit Plan Options A survivor benefit plan option allows any remaining annuity payments to go to your designated beneficiary after death. Some annuities include this benefit automatically, while others require you to purchase a Death Benefit rider. If you have a joint and survivor annuity with a spouse, the remaining annuitant can continue earning payments at a reduced rate after the other dies. Pros and Cons of Annuities Advantages: Guaranteed income: Annuities provide guaranteed income through regular payouts, potentially even for the rest of your life. Tax-deferred growth: Most annuities are tax-deferred, like a traditional 401(k) plan, so you only pay taxes when you withdraw. Peace of mind: One of the greatest perks of having an annuity is the overall peace of mind that comes from knowing you have a guaranteed stream of income. Disadvantages Fees: Many annuities charge high fees that can diminish your earning potential. Variable and index annuities have the highest fees. Common fees are a mortality and expense risk charge (M&E), an administrative fee, a commission fee, fund expenses, and surrender charges. Moreover, riders that provide certain death and lifetime benefits have their own fees separate from the annuity itself. Liquidity limits: Annuities lock up your money for a set period. Certain annuities provide penalty-free withdrawal periods up to a certain percentage, but you generally have to be at least age 59 ½ to avoid a 10% penalty fee. Complex terms: An annuity has its own set of terms and phrases that can be confusing if you are not well-versed in insurance product lingo. Many online annuity providers provide helpful resources that walk you through all the complex terminology Best-Rated Annuity Summary Company Name Best For Account Minimum* Annual Percentage Yield (APY)** New York Life Insurance Best Life Annuity $5,000 up to 4.60% Nationwide Annuities Best Variable Annuity $1,500 up to 5.25% Gainbridge Best Fixed Annuity $1,000 up to 5.80% MassMutual Annuities Best Immediate Annuity $1,500 up to 4.65% Allianz Life Annuities Best Deferred Annuity $5,000 Unpublished Equitrust Annuities Best Equity-Indexed Annuity $10,000 up to 5.50% Athene Annuities Best Multi-Year Guaranteed Annuity $5,000 up to 5.30% *Annuity account minimums may vary by the product you select. Rates are accurate as of the publication date and subject to change. **Annuity interest rates will vary based on the product type, premium amount, and duration you select. FAQs
