Latest news with #PayPalOpen
Yahoo
05-06-2025
- Business
- Yahoo
Mastercard and PayPal collaborate to ease checkout
Mastercard and PayPal have forged an alliance, aiming to offer more choice at the checkout for users. The initiative aims to offer consumers a unified payment credential that can be used across various shopping platforms, both online and in-store. One Credential, developed by Mastercard earlier this year, is a system that allows consumers to use a single payment credential to access multiple payment methods. The payment giants seek to simplify the checkout process by reducing the need to manage several cards or payment options. The partnership will focus on jointly developing new features that utilise the capabilities of One Credential. These enhancements are designed to expand the payment choices available to consumers and for more personalised payment experiences. The system is expected to assist PayPal users in transitioning between different types of payment methods, such as moving from debit to credit or instalment-based payments. Mastercard is currently deploying One Credential as a global network-level feature, enabling financial institutions to offer this payment flexibility to consumers at a larger scale. The collaboration between Mastercard and PayPal builds upon existing payment solutions, including the PayPal Debit Mastercard and PayPal Business Debit Mastercard. PayPal partnerships SVP Chris Sweetland said: "We are excited for the opportunity to innovate together with Mastercard. We both want to reduce friction for consumers and bring them more power over how they pay.' Mastercard chief consumer product officer Bunita Sawhney stated: 'We're excited to empower consumers with more choice and control over how they pay together with PayPal, building on our collective strength of global payments innovation. With One Credential, we're delivering the personalised digital experiences that build consumer confidence and trust.' In February, PayPal introduced a new merchant platform, PayPal Open, which integrates all its merchant offerings under one platform. "Mastercard and PayPal collaborate to ease checkout " was originally created and published by Electronic Payments International, a GlobalData owned brand. The information on this site has been included in good faith for general informational purposes only. It is not intended to amount to advice on which you should rely, and we give no representation, warranty or guarantee, whether express or implied as to its accuracy or completeness. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
05-06-2025
- Business
- Yahoo
Mastercard and PayPal collaborate to ease checkout
Mastercard and PayPal have forged an alliance, aiming to offer more choice at the checkout for users. The initiative aims to offer consumers a unified payment credential that can be used across various shopping platforms, both online and in-store. One Credential, developed by Mastercard earlier this year, is a system that allows consumers to use a single payment credential to access multiple payment methods. The payment giants seek to simplify the checkout process by reducing the need to manage several cards or payment options. The partnership will focus on jointly developing new features that utilise the capabilities of One Credential. These enhancements are designed to expand the payment choices available to consumers and for more personalised payment experiences. The system is expected to assist PayPal users in transitioning between different types of payment methods, such as moving from debit to credit or instalment-based payments. Mastercard is currently deploying One Credential as a global network-level feature, enabling financial institutions to offer this payment flexibility to consumers at a larger scale. The collaboration between Mastercard and PayPal builds upon existing payment solutions, including the PayPal Debit Mastercard and PayPal Business Debit Mastercard. PayPal partnerships SVP Chris Sweetland said: "We are excited for the opportunity to innovate together with Mastercard. We both want to reduce friction for consumers and bring them more power over how they pay.' Mastercard chief consumer product officer Bunita Sawhney stated: 'We're excited to empower consumers with more choice and control over how they pay together with PayPal, building on our collective strength of global payments innovation. With One Credential, we're delivering the personalised digital experiences that build consumer confidence and trust.' In February, PayPal introduced a new merchant platform, PayPal Open, which integrates all its merchant offerings under one platform. "Mastercard and PayPal collaborate to ease checkout " was originally created and published by Electronic Payments International, a GlobalData owned brand. The information on this site has been included in good faith for general informational purposes only. It is not intended to amount to advice on which you should rely, and we give no representation, warranty or guarantee, whether express or implied as to its accuracy or completeness. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
15-04-2025
- Business
- Yahoo
PayPal, TerraPay collaborate to enable real-time transfers in MEA
Digital payments giant PayPal has forged an alliance with TerraPay, a global money movement company, to offer real-time fund transfer capabilities to its customers in the Middle East and Africa. This initiative seeks to improve economic growth by enhancing the accessibility of cross-border financial transactions and linking a network of banks, mobile wallets, and financial institutions. The partnership will enable linking of PayPal accounts, allowing mobile wallets and bank account holders across the region to transfer funds. This move aims to boost financial connectivity and inclusion, allowing businesses and individuals to join the global digital economy, the release stated. TerraPay co-founder and chief business officer Ani Sane stated: 'Our mission at TerraPay is to create a world where digital transactions are effortless, secure, and accessible to all. This partnership with PayPal marks a major milestone in expanding financial access across the Middle East and Africa, where our strong global infrastructure, helps overcome the limitations of traditional banking. 'With built-in interoperability, TerraPay connects various financial systems, from banks to mobile wallets, making it easier for businesses to scale and users to transact seamlessly on a global scale. Together, we are driving a new era of digital payments.' PayPal Middle East and Africa regional head and general manager and senior vice president Otto Williams said: 'By partnering with TerraPay, we're making it easier for businesses and individuals to make cross-border transactions, quickly, securely, and without friction. Together, we're helping unlock economic opportunity and build a more connected, inclusive financial future for the Middle East and Africa region.' Last month, PayPal launched a new merchant platform called PayPal Open. This platform, which consolidates all of PayPal's merchant offerings, is anticipated to launch in the US imminently, with expansion plans for the UK and Germany later in the year, and a wider global roll-out slated for 2026. "PayPal, TerraPay collaborate to enable real-time transfers in MEA " was originally created and published by Electronic Payments International, a GlobalData owned brand. The information on this site has been included in good faith for general informational purposes only. It is not intended to amount to advice on which you should rely, and we give no representation, warranty or guarantee, whether express or implied as to its accuracy or completeness. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site. Sign in to access your portfolio
Yahoo
30-03-2025
- Business
- Yahoo
1 Ridiculously Cheap Value Stock to Buy With $500 Right Now
Warren Buffett, the legendary capital allocator who has headed up Berkshire Hathaway for decades, helped popularize value investing. This strategy involves buying companies at a discount to their intrinsic worth, with the hope that the market will bid up their shares over time. Even in today's market environment, in which valuations are at historically high levels, there are still opportunities to follow the Oracle of Omaha's successful investment philosophy. You just have to know where to look. Here's one insanely cheap value stock that investors should consider buying with $500 right now. PayPal's (NASDAQ: PYPL) growth soared during the pandemic's worst days as digital payment activity soared and a larger share of people's shopping took place online. But the subsequent normalization of macro forces and consumer behavior has brought the business back down to Earth. Its slower growth has left investors less enthusiastic. PayPal's share price is currently 77% below the record high it touched in July 2021. A new CEO, Alex Chriss, was brought aboard in September 2023 to orchestrate a turnaround. He didn't waste time making changes. Some notable product and strategic updates have been introduced following Chriss' arrival. Fastlane (one-click checkout), CashPass (cash-back rewards), and Smart Receipts (AI-powered merchant recommendations) are some examples that improve consumers' buying experience. PayPal is also focused on its other key customer group: merchants. Last month, the business revealed PayPal Open, a platform for merchants of all sizes that not only facilitates payments, but allows these customers to access value-added services to promote growth. In addition, PayPal is flexing its pricing power, adopting what's called a price-to-value strategy. The goal is to emphasize profitability over growth while being able to make money based on the value it provides customers. "This is a new PayPal," Chriss said during its investor day presentation last month. "We are transforming from a payments company into a commerce platform." These innovations all sound good -- and they're exactly the kinds of moves one would want to see from a new leadership team that's trying to right the ship. At the end of the day, though, investors should care about how these changes will impact PayPal's financial performance over time. On that front, the management team provided another reason to be upbeat. By boosting transaction margin dollars, controlling operating costs, and buying back shares, the overarching goal over the long term is to lift non-GAAP earnings per share growth to at least 20% per year. There's no denying that the payments landscape is incredibly crowded. On both the consumer and merchant fronts, PayPal faces formidable opponents that have prowess in technology, payments, and financial services. All are aggressively courting new customers with the hope of boosting their transaction volumes over time. To its credit, PayPal has been at the forefront of electronic payments for more than two decades. It has the scale ($1.7 trillion in total payment volume in 2024 and 434 million active accounts) to continue competing at a high level. And it has developed a strong brand, with a two-sided platform that benefits from a network effect, supporting its industry position. The stock trades today at 14 times forward earnings, well below the market's average. That makes it a bargain deal that any value investor could get excited about. This is true even when considering the competitive nature of the industry. It's difficult to pass up a profitable, growing, and innovative business with competitive advantages that's trading at such a cheap valuation. Of course, it's not certain that management will be able to achieve its earnings goal. But the risk-reward setup for investors warrants putting $500 into this fintech stock today. Before you buy stock in PayPal, consider this: The Motley Fool Stock Advisor analyst team just identified what they believe are the for investors to buy now… and PayPal wasn't one of them. The 10 stocks that made the cut could produce monster returns in the coming years. Consider when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you'd have $672,177!* Now, it's worth noting Stock Advisor's total average return is 815% — a market-crushing outperformance compared to 162% for the S&P 500. Don't miss out on the latest top 10 list, available when you join . See the 10 stocks » *Stock Advisor returns as of March 24, 2025 Neil Patel and his clients have no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Berkshire Hathaway and PayPal. The Motley Fool recommends the following options: long January 2027 $42.50 calls on PayPal and short March 2025 $85 calls on PayPal. The Motley Fool has a disclosure policy. 1 Ridiculously Cheap Value Stock to Buy With $500 Right Now was originally published by The Motley Fool Sign in to access your portfolio
Yahoo
10-03-2025
- Business
- Yahoo
PayPal CEO Alex Chriss Just Gave Investors Amazing News
The market hasn't been treating PayPal Holdings (NASDAQ: PYPL) shareholders very well over the past few years. It's not unwarranted, of course; PayPal has been struggling with a number of issues, from growing competition to slowing growth and declining profits. It's like a dinosaur effect in action, and PayPal stock is reflecting that fact. It's 77% off its highs. The company's newish CEO, Alex Chriss, has made several changes, and the business is reflecting new developments. The turnaround isn't over yet, but it looks like it's on the way. And shareholders just got excellent news from Chriss. PayPal is one of the largest payment processors in the world, processing $1.7 trillion in total payment volume over the trailing 12 months. It has 434 million active accounts, which include both the consumer and merchant side, and more than 200 million people engage with it on a monthly basis. It's still a dominating force in digital payments and commerce, which is why it's been urgent to fix its problems. There have been several issues pressuring PayPal's business over the past few years, starting with increasing competition. Companies like Apple and Alphabet have been releasing their own digital-payments functions, and they're quick and user friendly. Other companies, like Block, have complete digital-payments systems, like its Cash App, and have been grabbing market share. This is where PayPal's size works against it, because it's harder to change large, legacy systems. Another major issue has been that most of its growth is coming from its unbranded checkout business, Braintree. That's been leaning on its margins and pulling them down. PayPal made strides in fixing that in the 2024 fourth quarter, but its price-to-value strategy negatively impacted growth even though it was more profitable. PayPal has been in flux, and although there's been progress, the market is still pessimistic. However, at its investor meeting last week, Chriss gave over some important and welcome updates. The company made several announcements, including a new commerce framework called PayPal Open. It's meant to be a full-service commerce platform that integrates with a merchant client's current systems. "Our vision is for PayPal to be the commerce platform powering the global economy," Chriss said. He highlighted PayPal's speed of innovation and confirmed that it has "a clear strategy designed to accelerate profitable growth for years to come." The company described the model it's moving away from as static and one-size-fits-all with multiple parts and the new model as personalized, dynamic, and all-in-one. Right now, PayPal has many pieces: PayPal, Venmo, Braintree, and several others. To compete today with other commerce platforms like Shopify, it needs to offer an expanded and unified platform. What was most important, though, was its updated guidance. As of its 2024 Q4 report, released in early February, it's expecting transaction margin dollars to increase 4% or 5% in 2025. The transaction margin dollar piece means that it's making more money from its unbranded checkout business. It's guiding for adjusted earnings per share (EPS) of $4.95 to $5.10, or an 8% increase at the midpoint. At the investor meeting, Chriss gave an additional outlook that was even better. It's guiding for high single-digit transaction margin dollar growth through 2027, with low-teens growth in adjusted EPS. Longer term, it envisions transaction margin dollar growth of at least 10% and adjusted EPS growth of at least 20%. It sees the EPS growth coming from the increases in transaction margin dollars, careful operating expense management, and disciplined share buybacks. PayPal stock didn't get any love from the market even after it released this update. It's an ambitious plan, but there are a lot of moving parts, and investors will want to see some practical action. There's no guarantee that any of this will happen. However, so far, Chriss has demonstrated that he can translate his strategy and goals into real results. I anticipate PayPal coming through on the product plans, and it could boost the bottom line and the stock price. Now could be a good time to take a position in PayPal stock. Before you buy stock in PayPal, consider this: The Motley Fool Stock Advisor analyst team just identified what they believe are the for investors to buy now… and PayPal wasn't one of them. The 10 stocks that made the cut could produce monster returns in the coming years. Consider when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you'd have $690,624!* Now, it's worth noting Stock Advisor's total average return is 821% — a market-crushing outperformance compared to 167% for the S&P 500. Don't miss out on the latest top 10 list, available when you join . See the 10 stocks » *Stock Advisor returns as of March 3, 2025 Suzanne Frey, an executive at Alphabet, is a member of The Motley Fool's board of directors. Jennifer Saibil has positions in Apple. The Motley Fool has positions in and recommends Alphabet, Apple, Block, PayPal, and Shopify. The Motley Fool recommends the following options: long January 2027 $42.50 calls on PayPal and short March 2025 $85 calls on PayPal. The Motley Fool has a disclosure policy. PayPal CEO Alex Chriss Just Gave Investors Amazing News was originally published by The Motley Fool Sign in to access your portfolio
