Latest news with #PaymentOrchestration
Yahoo
20-05-2025
- Business
- Yahoo
DLocal Limited (DLO): A Bull Case Theory
We came across a bullish thesis on DLocal Limited (DLO) on Substack by Steve Wagner. In this article, we will summarize the bulls' thesis on DLO. DLocal Limited (DLO)'s share was trading at $11.77 as of May 16th. DLO's trailing and forward P/E were 24.51 and 20.96 respectively according to Yahoo Finance. A customer making a purchase at a modern retail store terminal, showing the ubiquity of the company's payment solutions. dLocal (DLO) began 2025 with record-breaking results, affirming its position as a vital payments enabler connecting global merchants to consumers across emerging markets. The Uruguay-based fintech processed $8.1 billion in Total Payment Volume (TPV), up 53% year-over-year (72% in constant currency), and generated $216.8 million in revenue, growing 18% YoY despite a slight dip in take rate. The shift toward higher-margin cross-border transactions and tight cost controls drove a 35% increase in gross profit to $84.9 million, with gross margins expanding to 39.2%. Adjusted EBITDA surged 57% to $58 million (27% margin), while net income more than doubled to $46.7 million. Strong cash flows allowed dLocal to declare a special dividend of $0.525 per share, totaling $150 million, and commit to annual dividends going forward—signaling confidence in sustainable growth and shareholder alignment. Operationally, dLocal deepened partnerships with key global players like Temu, Rappi, and Zepz, demonstrating its unique ability to support both pay-in and pay-out use cases across over 30 countries. Temu now uses dLocal to reach 15+ emerging markets, Rappi expanded its integration including Pix in Brazil, and Zepz is leveraging dLocal to streamline remittances. While profitability in Latin America benefited from inflation-driven volumes and FX spreads, Brazil's shift to Payment Orchestration pressured take rates temporarily. Competition impacted Mexico results, and FX headwinds weighed on Africa and Asia. Nonetheless, dLocal's geographic and sector diversification, scale advantages, and margin expansion highlight a durable growth story. With expanding verticals and growing transaction complexity, the company remains well-positioned to unlock further value. DLocal Limited (DLO) is not on our list of the 30 Most Popular Stocks Among Hedge Funds. As per our database, 19 hedge fund portfolios held DLO at the end of the fourth quarter which was 21 in the previous quarter. While we acknowledge the risk and potential of DLO as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns, and doing so within a shorter timeframe. If you are looking for an AI stock that is more promising than DLO but that trades at less than 5 times its earnings, check out our report about the cheapest AI stock. READ NEXT: 8 Best Wide Moat Stocks to Buy Now and 30 Most Important AI Stocks According to BlackRock. Disclosure: None. This article was originally published at Insider Monkey. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Associated Press
14-05-2025
- Business
- Associated Press
5 Proven Strategies to Boost Conversion Through Smarter Payment Infrastructure
Tranzzo shares 5 proven strategies to boost conversion by simplifying checkout, localizing payment flows, reducing fraud, and using smart routing and analytics. 'Too many businesses lose customers at the very last step – the payment page. Our job is to make sure every payment has the best possible chance of success'— Tetyana Solovei, Chief Product Officer at Tranzzo LONDON, ENGLAND, UNITED KINGDOM, May 14, 2025 / / -- Global payment platform Tranzzo has revealed five actionable strategies to help businesses convert more payments into revenue, not just process them. These insights come from hands-on work with international clients and are fully integrated into the company's Payment Orchestration Platform. 'Too many businesses lose customers at the very last step – the payment page. Our job is to make sure every payment has the best possible chance of success,' said Tetyana Solovei, Chief Product Officer at Tranzzo. 'It's not just about processing payments – it's about removing friction, adding intelligence, and driving revenue.' 5 Strategies from Tranzzo to drive higher conversion Fewer clicks = More payments Every extra action in the checkout process increases the risk of drop-off. Tranzzo simplifies the path to payment by integrating all major methods – from Apple Pay and Google Pay to region-specific solutions – directly into the flow, with no disruption. ✅Result: 12–18% average increase in conversion thanks to user-friendly payment options. Localisation that converts Customers pay more willingly when the experience feels familiar. Tranzzo automatically adapts payment flows by language, currency, preferred local methods, and UX expectations, tailored to each market. ✅ Result: higher trust, lower friction, more completed checkouts. Dynamic routing to the right provider Not all payment providers perform equally across geographies, currencies, or customer segments. Tranzzo uses real-time performance data to route each transaction through the optimal provider. ✅ Result: better success rates without manual effort. Smart anti-fraud, without false declines False positives hurt twice: you lose the transaction and customer trust. Tranzzo's machine learning–based fraud prevention models minimize fraud while preserving legitimate payments. ✅ Outcome: up to 98% of legitimate transactions go through successfully. Data that drives decisions Raw numbers don't solve problems. Tranzzo's platform provides deep analytics by provider, method, geography, and reason for decline, so businesses can act fast and fine-tune their payment strategy. ✅ You see what works. And fix what doesn't — instantly. Tranzzo – a platform that adapts to you The Payment Orchestration Platform by Tranzzo is built to give businesses full control of their payment infrastructure, without the complexity. It's designed to optimize, adapt, and scale as your business grows. About Tranzzo Tranzzo is a global payment platform that helps online businesses scale with smart payment infrastructure. Operating across Europe, MENA, Latin America, and Southeast Asia, Tranzzo specializes in payment orchestration, local payment adaptation, and intelligent transaction routing. Polina Toropova Tranzzo email us here Visit us on social media: LinkedIn Instagram Facebook TikTok Legal Disclaimer: EIN Presswire provides this news content 'as is' without warranty of any kind. We do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you have any complaints or copyright issues related to this article, kindly contact the author above.
