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Mint
27-05-2025
- Business
- Mint
Top 6 IRCTC credit cards for frequent train travel: Rewards, discounts and more
Do you travel frequently on trains? Then, co-branded credit cards offered by IRCTC (Indian Railway Catering and Tourism Corporation) in association with banks will be an ideal choice for booking tickets. IRCTC has joined hands with HDFC Bank, State Bank of India, Bank of Baroda and RBL Bank for co-branded cards, which offer a host of benefits for frequent train travellers. IRCTC's loyalty scheme allows you to earn 'Travel Points' whenever you book tickets using these co-branded credit cards on the IRCTC e-ticketing portal. These points can be redeemed while booking train tickets. A loyalty user can earn partner points on the purchase of other goods and services. Here are the features and benefits provided by these credit cards. Joining/Renewal Fee of ₹ 500 Welcome gift voucher worth ₹ 500 on card activation within first 37 days of card issuance Five reward points per ₹ 100 spent on IRCTC tickets on IRCTC ticketing website and 'Rail Connect' app One reward point on every ₹ 100 spent on other categories 1% transaction charge waiver on IRCTC train ticket bookings on IRCTC ticketing website and 'Rail Connect' app Complimentary access to select 'IRCTC Executive Lounges' for up to eight times every year (Two per quarter) One reward point is equal to ₹ 1 for transactions done on IRCTC ticketing website and 'Rail Connect' app Milestone gift voucher of ₹ 500 on quarterly spends of ₹ 30000 Joining/Renewal Fee of ₹ 500 500 Welcome benefit of 500 reward points Five rewards point on ₹ 200 spent on IRCTC website and 'Rail Connect' app for all classes 200 spent on IRCTC website and 'Rail Connect' app for all classes Two reward points on ₹ 200 spent on on Flight/Hotel/Cruise Ticket Booking 200 spent on on Flight/Hotel/Cruise Ticket Booking 1% transaction charge waiver on IRCTC train ticket bookings Complimentary access to select IRCTC lounges for up to eight times every year (Two per quarter) 'Train Cancellation Protect' feature of up to ₹ 5000 5000 The complimentary protection coverage for train cancellation of up to ₹ 5000 will be applicable only on the trains cancelled by the Indian Railways within 24 hours or less, from the date of the journey and the scheduled train time. Terms and conditions may be revised as required by the RBL Bank at its own discretion. 5000 will be applicable only on the trains cancelled by the Indian Railways within 24 hours or less, from the date of the journey and the scheduled train time. Terms and conditions may be revised as required by the RBL Bank at its own discretion. Two reward points for ₹ 200 spent on booking flights, hotels and cruises from the IRCTC website or app. 200 spent on booking flights, hotels and cruises from the IRCTC website or app. Three reward points on ₹ 200 spent on FASTAG Recharge/NCMC Reload/UTS App 200 spent on FASTAG Recharge/NCMC Reload/UTS App One reward point on every ₹ 200 spent on other categories 200 spent on other categories 'Tap and Transit' for rides on metros and bus stations Joining/Renewal Fee of ₹ 500/ ₹ 300 Welcome benefit of 500 bonus reward points Up to 40 BOBCARD reward points for every ₹ 100 spent on IRCTC tickets 1% transaction charge waiver on IRCTC train ticket bookings Complimentary access to select railway lounges for up to four times every year (One per quarter) Up to four reward points on every ₹ 100 spent on other categories Joining/Renewal Fee of ₹ 1499 1499 Welcome benefit of 1500 bonus reward points Ten reward points per ₹ 100 spent on IRCTC tickets 100 spent on IRCTC tickets Five reward Points per ₹ 100 spent on air tickets and e-catering 100 spent on air tickets and e-catering 1% transaction charge waiver on rail and air bookings Complimentary access to select railway lounges for up to eight times every year (Two per quarter) Three reward points per ₹ 125 spent on dining and standing instructions on utility spends 125 spent on dining and standing instructions on utility spends One reward point on regular spends of ₹ 125 Joining/Renewal Fee of ₹ 500/ ₹ 300 Welcome benefit of 350 bonus reward points on credit card activation Up to ten reward points per ₹ 100 spent on IRCTC tickets 1% transaction charge waiver on IRCTC train ticket bookings One reward point on regular spends of ₹ 125 Complimentary access to select railway lounges for up to four times every year (One per quarter) Joining/Renewal Fee of ₹ 500/ ₹ 300 500/ 300 Welcome benefit of 350 bonus reward points on card activation Up to ten reward points per ₹ 100 spent on IRCTC tickets 100 spent on IRCTC tickets 1% transaction charge waiver on IRCTC train ticket bookings Complimentary access to select railway lounges for up to four times every year (One per quarter) One reward point on regular spends of ₹ 125 Allirajan M is a journalist with over two decades of experience. He has worked with several leading media organisations in the country and has been writing on mutual funds for nearly 16 years.


NDTV
21-05-2025
- Business
- NDTV
Indian Railways Launches SwaRail App: 10 Key Facts To Know
The Indian Railways unveiled a new mobile application called SwaRail in early 2025. This one-of-a-kind app is part of its mission to modernise and enhance passenger services through digital solutions. SwaRail was "designed to consolidate all public-facing services into a single, user-friendly platform." Previously, these services were available on different apps like IRCTC Rail Connect, UTS, etc. SwaRail was reportedly available in a beta version for selected Android and iOS users for some time. However, the early access programme for the app on the Google Play Store is currently full. It may open for new users later on. 10 Key Facts To Know About SwaRail App: The SwaRail app has been developed by CRIS (Centre for Railway Information Systems), an organisation under the Ministry of Railways. This is an official platform that all rail passengers can take advantage of. You can browse train listings and book reserved and unreserved tickets through the SwaRail App. You can keep track of your past travels through the "My Bookings" section. SwaRail has a single sign-on (SSO) system but offers multiple functionalities. Passengers can sign in with their Rail Connect or IRCTC credentials or create a new one. The app permits you to track your train in real-time and is said to provide "live updates on delays, expected arrival times, and other critical information." The app can help you check where your coach is located on the train, enabling a smoother boarding process once you reach the platform. The SwaRail app allows you to place orders for food from specific vendors while you are on board a train. The app has freight shipment tools such as Plan Shipment, Track Shipment, Terminal Finder, etc. It has a "Rail Madad" feature for raising and tracking complaints with the Indian Railways. You can use the R-Wallet, a digital wallet integrated into the app, to make payments. You can also request refunds for cancelled or missed journeys through the app. The app's interface is available in multiple languages. The SwaRail app promises to make train travel smarter, more comfortable, and more accessible.


Economic Times
21-05-2025
- Business
- Economic Times
IRCTC Swarail app: Ticket booking, PNR status, file complaints, check services and features of Indian Railways new app
Agencies IRCTC Swarail app The Indian Railway Catering and Tourism Corporation (IRCTC) has officially made its new SwaRail mobile app available for public download on both the Google Play Store and Apple App Store. Developed by the Centre for Railway Information Systems (CRIS), the app had been introduced quietly a few months ago. It is currently in beta testing. Described by the Ministry of Railways as a platform that 'integrates various services offered by Indian Railways, which are currently available on separate mobile apps, into a single user interface, ensuring seamless navigation,' the SwaRail app is being positioned as a modern alternative to the existing IRCTC Rail Connect app. The SwaRail app brings together a range of services previously available across different platforms. Users can now perform the following tasks within one app: Book reserved train tickets Book unreserved and platform tickets Track parcel and freight enquiries Check train and PNR status Order food while travelling Lodge and manage complaints via Rail Madad The app includes several features designed to simplify the user experience: Single sign-on: One login credential is enough to access all services. All-in-one interface: Users no longer need to install multiple apps for different railway services. Integrated services: Information from various sources has been combined to present it in one place. Simple onboarding: Existing users of Rail Connect or UTS apps can use their credentials for SwaRail. Multiple login options: Various methods of logging in have been provided to improve accessibility. The SwaRail app remains in beta, and IRCTC is expected to expand its features and refine the platform based on user feedback.


Time of India
21-05-2025
- Business
- Time of India
IRCTC Swarail app: Ticket booking, PNR status, file complaints, check services and features of Indian Railways new app
The Indian Railway Catering and Tourism Corporation ( IRCTC ) has officially made its new SwaRail mobile app available for public download on both the Google Play Store and Apple App Store. Developed by the Centre for Railway Information Systems (CRIS), the app had been introduced quietly a few months ago. It is currently in beta testing. Described by the Ministry of Railways as a platform that 'integrates various services offered by Indian Railways, which are currently available on separate mobile apps, into a single user interface, ensuring seamless navigation,' the SwaRail app is being positioned as a modern alternative to the existing IRCTC Rail Connect app . What the SwaRail app offers The SwaRail app brings together a range of services previously available across different platforms. Users can now perform the following tasks within one app: by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Malaysia: New Small Electric Car For Seniors. Prices Might Surprise You. Electric Cars | Search Ads Undo Book reserved train tickets Book unreserved and platform tickets Track parcel and freight enquiries Check train and PNR status Order food while travelling Lodge and manage complaints via Rail Madad Key features of the SwaRail app The app includes several features designed to simplify the user experience: Live Events Single sign-on: One login credential is enough to access all services. All-in-one interface: Users no longer need to install multiple apps for different railway services. Integrated services: Information from various sources has been combined to present it in one place. Simple onboarding: Existing users of Rail Connect or UTS apps can use their credentials for SwaRail. Multiple login options: Various methods of logging in have been provided to improve accessibility. The SwaRail app remains in beta, and IRCTC is expected to expand its features and refine the platform based on user feedback.


News18
21-05-2025
- Business
- News18
SwaRail Brings All Train Services Under One Roof, But Is It Better Than IRCTC's Rail Connect?
Last Updated: One of the biggest advantages of SwaRail is that it uses AI to improve the user experience. The Indian Railway Catering and Tourism Corporation (IRCTC) has just launched SwaRail, a new super app aimed at transforming how we book and manage train journeys. While the Rail Connect app has long been a favourite for travellers, SwaRail promises to be smarter, faster, and packed with more features. Let's look at how the two apps compare—and why SwaRail could soon become the one-stop solution for all your railway needs. Rail Connect Rail Connect has been the go-to app for millions of train travellers in India. It allows users to: Book tickets online Check PNR status View train charts All you need is an IRCTC account to get started. SwaRail SwaRail, now available for both Android and iOS, is not just a replacement — it's a major upgrade. Developed by the Centre for Railway Information System (CRIS), SwaRail is currently in its beta testing phase (version 127). Apart from reserved ticket booking, it also allows: advetisement Booking unreserved (UTS) and platform tickets Checking real-time train status Ordering food on the train Tracking parcels and freight services Accessing rail-related help and support It even supports online catering and integrates AI tools to offer a smarter, more personal experience. One Login, All Services Passengers can simply use their existing IRCTC or UTS app credentials to access SwaRail. This means no hassle of creating new accounts or remembering extra passwords. What's Next? While Rail Connect is still functional, SwaRail clearly steps ahead with its modern design and all-inclusive features. Once its testing phase ends, SwaRail will officially replace the Rail Connect app. With all services rolled into one sleek interface, IRCTC is aiming to simplify train travel like never before. Whether you're booking a sleeper seat or just hopping on for a short unreserved ride, SwaRail wants to be the only app you'll ever need. First Published: May 21, 2025, 12:06 IST