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Mint
3 days ago
- Business
- Mint
Top 7 HDFC Bank credit card categories you should know before applying
HDFC Bank offers a wide variety of credit cards in India so that it can meet various customer interests and spending habits. Whether you prefer cashback, travel benefits, brand loyalty points or something else, there is almost definitely a card for you. Below is a complete guide of the type of credit cards the bank offers, along with examples, and key features. Credit card variant Joining fees Category HDFC Millennia Credit Card ₹ 1000 Cashback HDFC Bank MoneyBack+ Credit Card ₹ 500 Cashback HDFC Regalia Gold Credit Card ₹ 2500 Travel IRCTC HDFC Bank Credit Card ₹ 500 Travel HDFC Regalia Credit Card ₹ 2500 Reward HDFC Diners Club Privilege Credit Card ₹ 2500 Reward HDFC Infinia Credit Card ₹ 12500 Premium & lifestyle HDFC Diners Club Black Metal Edition Credit Card ₹ 10000 Premium & lifestyle Tata Neu Infinity Credit Cards ₹ 1499 Co-branded Swiggy HDFC Bank Credit Card ₹ 500 Co-branded Shoppers Stop HDFC Bank Credit Card Lifetime free Co-branded Whether it is grocery purchases, meal deliveries, fuel, online purchases, etc., these cashback cards allow you to receive cashback, which is a real savings product. Millennium HDFC Credit Card: This card receives cashback of up to 5% if you purchase from businesses like Amazon, Flipkart, Zomato, and Swiggy. This card includes a complimentary lounge access for airport lounge entries. This card receives cashback of up to 5% if you purchase from businesses like Amazon, Flipkart, Zomato, and Swiggy. This card includes a complimentary lounge access for airport lounge entries. HDFC Bank MoneyBack+ Credit Card: This credit card gives reward points when you purchase items online, pay energy bills, and use EMIs. When it comes to credit cards for travel and other benefits, HDFC has you covered, whether your traveling is for leisure or business. HDFC has several travel credit cards with travel benefits including free access to the airport lounge, air miles, and hotel rates. HDFC Regalia Gold Credit Card: It provides access to both domestic and international lounges, travel insurance, concierge services, and faster rewards points. It provides access to both domestic and international lounges, travel insurance, concierge services, and faster rewards points. IRCTC HDFC Bank Credit Card: Co-branded and partnered with Indian Railways, provides you reward points for transactions with IRCTC, access to lounges at train stations and discounts for train reservations. These cards are based on the idea of earning reward points with every purchase, which can be redeemed for cashback, gift cards, a flight or electronics. HDFC Regalia Credit Card: It is popular among high end users, as it gives complimentary access to airport lounges, discount hotel rates and rewards points for all purchases. It is popular among high end users, as it gives complimentary access to airport lounges, discount hotel rates and rewards points for all purchases. Diners Club Privilege Credit Card: It is an international card accepted around the world, is also a popular credit card, offering 10x reward points on partner products when purchased via SmartBuy. Premium cards offer a posh lifestyle experience with features like golf course access, airport lounges worldwide, concierge service, higher credit limits, and many other lifestyle benefits. Infinia Metal Edition Credit Card: One of HDFC's premium cards. offers hotel membership, golf rights, unlimited lounge access globally, and concierge service. One of HDFC's premium cards. offers hotel membership, golf rights, unlimited lounge access globally, and concierge service. Black Diners Club Credit Card: It offers specialised travel insurance, 2X reward points, fitness and dining discounts, and unlimited lounge access. Co-branded cards, which offer exclusive discounts, cashback, and loyalty points to consumers when they shop from certain leading retail, travel, or food delivery companies. Tata Neu Infinity Credit Cards: You're going to earn additional NeuCoins for purchases from Tata brands – Croma, BigBasket, Tata 1mg, etc. You're going to earn additional NeuCoins for purchases from Tata brands – Croma, BigBasket, Tata 1mg, etc. HDFC Swiggy Credit Card: Earn a maximum of up to 10% cashback while making Dineout, Instamart, and Swiggy orders. Earn a maximum of up to 10% cashback while making Dineout, Instamart, and Swiggy orders. Shoppers Stop HDFC Credit Card: Earn extra savings, exclusive preview events, and reward points on in-store purchases. In conclusion, HDFC Bank has a credit card for your lifestyle, it can help you fuel your business, earn you rewards, save you money or help you build credit. The trick is to find the right category and match it to your spending patterns. Always compare before applying: Joining fees and annual fees, eligibility criteria, interest rates and rewards structure. If you make a wise choice, your credit card might enhance your financial journey and do a lot more for you than just making payments. Disclaimer: Mint has a tie-up with fin-techs for providing credit, you will need to share your information if you apply. These tie-ups do not influence our editorial content. This article only intends to educate and spread awareness about credit needs like loans, credit cards and credit score. Mint does not promote or encourage taking credit as it comes with a set of risks such as high interest rates, hidden charges, etc. We advise investors to discuss with certified experts before taking any credit.
Mint
08-05-2025
- Business
- Mint
HDFC Regalia Credit Card lost? Helpline numbers and online options to block instantly
Losing your HDFC Bank Regalia Credit Card can be an emotionally draining experience for cardholders. Still, with swift action and prompt sharing of information with the concerned authorities potential misuse can be prevented. To meet such emergency situations only, HDFC Bank provides multiple channels for customers to report and share their problems and block lost or stolen credit cards in a seamless manner. It is important to quickly block your HDFC Regalia Credit Card if it is lost or stolen. HDFC Bank provides several ways to achieve this: Phone Banking : Call the 24x7 toll-free numbers 1800 1600 or 1800 2600 within India and request the concerned authorities to facilitate the blocking of your credit card. If you're abroad, dial +91 22 61606160. : Call the 24x7 toll-free numbers 1800 1600 or 1800 2600 within India and request the concerned authorities to facilitate the blocking of your credit card. If you're abroad, dial +91 22 61606160. NetBanking : Carefully log in to your NetBanking account, move to the 'Cards' section, then opt for the 'Credit Card Hotlisting' section, select your card, and follow the given instructions to quickly block it. : Carefully log in to your NetBanking account, move to the 'Cards' section, then opt for the 'Credit Card Hotlisting' section, select your card, and follow the given instructions to quickly block it. Mobile Banking App : Download and log in to the HDFC Bank Mobile App. Then move to the 'Cards' section, opt for your credit card, and choose the option to block it. : Download and log in to the HDFC Bank Mobile App. Then move to the 'Cards' section, opt for your credit card, and choose the option to block it. MyCards Portal : Reach out to the then submit your registered mobile number and OTP, post the same check out the steps to block your card in seamless fashion. : Reach out to the then submit your registered mobile number and OTP, post the same check out the steps to block your card in seamless fashion. WhatsApp Banking : Send 'Hi' to 70700 22222 on WhatsApp. Then complete the verification process, and select the option to block your credit card. : Send 'Hi' to 70700 22222 on WhatsApp. Then complete the verification process, and select the option to block your credit card. SMS Banking: Send an SMS with the format "Block CC " to 7308080808 from your registered mobile number. Note: All methods discussed above are illustrative in nature. For updated numbers, terms, conditions and contact details refer to the official website of HDFC Bank and discuss your problem with the dedicated customer support team before taking any steps. Complete details of the customer support team can be availed from the official website of HDFC Bank. Once you have blocked your lost or stolen card, you can request for a replacement through the following methods: Online : By using NetBanking or the Mobile Banking App to request a new card. : By using NetBanking or the Mobile Banking App to request a new card. Paying a branch visit: Visit the nearest HDFC Bank branch, fill and submit the credit card request form for lost/damaged cards. You can also discuss your problems with a bank executive. Do remember, a replacement fee of ₹ 100 may be applicable, which will be charged to your new credit card. Still, for more details on the same speak to the dedicated customer service team as the charges are open to amendments and changes as per the policies of the bank. It is crucial to report the loss of your credit card immediately. HDFC Bank provides zero liability on fraudulent transactions made after reporting the loss of your Regalia Credit Card. Therefore, it is extremely important to quickly report the loss of your credit card to make the most of this benefit. For further help, guidance and assistance, you can: Email : Send your problems and issues to : Send your problems and issues to Chatbot Ask EVA : Visit and interact with 'Ask EVA' chatbot for quick solutions. : Visit and interact with 'Ask EVA' chatbot for quick solutions. Branch visit: Locate and visit your nearest HDFC Bank branch for help by the bank manager along with designated customer support teams. Disclaimer: Mint has a tie-up with fintechs for providing credit; you will need to share your information if you apply. These tie-ups do not influence our editorial content. This article only intends to educate and spread awareness about credit needs like loans, credit cards and credit scores. Mint does not promote or encourage taking credit, as it comes with a set of risks such as high interest rates, hidden charges, etc. We advise investors to discuss with certified experts before taking any credit.
