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Mint
3 days ago
- Business
- Mint
5 popular credit cards for couples in 2025: Best for travel, dining and rewards
As couples in India seek financial stability and prosperity, they are actively on the look out for products and services that are fit for their shared financial needs, aspirations and lifestyles. There are several credit cards that bring benefits across travel, dining, entertainment and retail in 2025. These credit cards provide convenience, comfort and help boost rewards and savings by managing expenses together. Banks also promote add on cards, joint rewards accumulation and exclusive couple perks to foster comfortable credit card usage by couples who opt for such credit instruments. Add on cards allow both partners to earn rewards on a single account. They permit transparency, joint management of finances and expenses. Several banks waive annual fees thus making add on cards cost efficient. Perks include lounge access, dining cash back, several accelerated rewards ideal for working couples and frequent travellers. Credit card Best suited for Features HDFC Regalia Gold Credit Card Online shopping & travel Add-on card facility, shared reward points, travel concierge for couples Axis Bank SELECT Credit Card Dining & movies BOGO movie offers, milestone rewards, lounge access for two SBI Prime Credit Card Daily spends & grocery Utility bill rewards, welcome vouchers, shared reward tracking ICICI Bank Sapphiro Credit Card Luxury travel & lifestyle Golf rounds for couples, DreamFolks lounge access, dining perks Tata Neu Infinity HDFC Bank Credit Card Tata ecosystem & tech-savvy couples NeuCoins on Tata brands, shared digital wallet for couple expenses Note: The features discussed above are illustrative in nature. For the updated terms, conditions and features refer to the official websites of the respective credit card providing financial institution. 1. HDFC Regalia Gold Credit Card: This particular credit card provides users with 5X reward points on Nykaa and Myntra. It also includes complimentary lounge access at 1,000+ airports, free accidental air death cover up to ₹ 1 crore along with concierge services for travel and dining purposes. 2. Axis Bank SELECT Credit Card: The Axis Bank SELECT Credit Card includes six domestic lounge visits and Club Vistara Silver membership. There is also a provision of milestone gift vouchers on annual spends. 3. SBI Prime Credit Card: The SBI Prime credit card rewards ten points per ₹ 100 on dining, departmental stores and on groceries. It comes with trident privilege red tier membership, eight domestic lounge visits annually and ₹ 3,000 welcome vouchers. It provides utility bill rewards and fee waivers on spendings of above ₹ 3 lakhs. 4. ICICI Bank Sapphiro Credit Card: The ICICI Bank Sapphiro Credit Card is a premium offering. It is available in both Mastercard and American Express variants. It is developed for frequent travellers and lifestyle seekers. It offers a host of exclusive benefits. All card holders enjoy up to four complimentary golf round offers every month. Further, access to eight domestic airport lounges is also provided annually. The card also features lucrative dining offers and discounts along with an accelerated reward points system on both domestic and international spending. Thus making the product a well rounded choice for those who value comfort, travel perks and rewards. 5. Tata Neu Infinity HDFC Bank Credit Card: This particular credit card gives 5% NeuCoins back on Tata brands, 1.5% on non-Tata product spends. It includes domestic and international lounge access, fuel surcharge waiver and NeuCoin redemption through Tata Neu application. This application is ideal for users who are comfortable with advancing technology and fond of digital tools. Note: The additional features discussed above are illustrative in nature. For the updated features, terms and conditions refer to the official website of the respective credit card providing financial institution. The Reserve Bank of India has recently stated that the credit surge in the country has more than doubled in the last five years. The total number of credit cards have also risen by more than 100%. Not only this it is important to acknowledge the fact that the credit card NPA's have also surged dramatically in the last few years. These developments call for prudence on the part of borrowers and all credit applicants. Therefore, when you are aiming to apply for a new credit card or a personal loan do take into consideration the advice of financial advisors and properly understand and educate yourself of the challenges that you might face while repaying the availed credit. Disclaimer: Mint has a tie-up with fintechs for providing credit; you will need to share your information if you apply. These tie-ups do not influence our editorial content. This article only intends to educate and spread awareness about credit needs like loans, credit cards and credit scores. Mint does not promote or encourage taking credit, as it comes with a set of risks such as high interest rates, hidden charges, etc. We advise investors to discuss with certified experts before taking any credit.
Mint
3 days ago
- Business
- Mint
THESE 5 credit cards provide liberal access to airport lounges. Check the list here
When you are a credit card user, it is vital to make use of the services and features it offers. Among others, one feature that most credit cards carry is the access to domestic and international airport lounges. This means merely by swiping the card at the reception of airport lounge, you are given access for a limited time period, say half an hour. This access is usually capped till once or twice in a three-month period. Some banks even impose monetary limits on the spend in the preceding quarter to become eligible for this entitlement. Here, we list out some credit cards which provide access to airport lounge. I. HDFC Regalia Gold Credit Card: This card by HDFC Bank allows a dozen complimentary access within India (at domestic as well international terminals). II. Axis Bank Select Credit Card: This card provides upto 12 complimentary international airport lounge access through priority pass membership. You can enjoy two complimentary domestic lounge visits per quarter on the spends of ₹ 50,000 in past three months. The priority pass is renewed automatically upon meeting ₹ 3 lakh spends in preceding card anniversary year. III. SBI Card ELITE: With this card, you can get two complimentary domestic airport lounge visits every quarter in India. It also allows six complimentary airport lounge visits per calendar year outside India (maximum two visits per quarter) with effect from July 1, 2017. IV. ICICI Bank Emeralde private metal: This card by ICICI Bank allows unlimited access to both domestic and international airport lounges for both primary and plus card members. V. HDFC Bank Infinia Credit Card (Metal Edition): This invite only credit card also provides unlimited airport lounge access across the globe for both primary and add-on member. Meanwhile, it is important to note that the banks tend to revise their rules with regards to access to lounge. Therefore, one should check the latest rules which are currently in force. For instance, Tata Neu HDFC Bank credit card has rolled out new rules which will come into force from June 10 onwards. One can click here to know more on this. Disclaimer: Mint has a tie-up with fintechs for providing credit, you will need to share your information if you apply. These tie-ups do not influence our editorial content. This article only intends to educate and spread awareness about credit needs like loans, credit cards and credit score. Mint does not promote or encourage taking credit as it comes with a set of risks such as high interest rates, hidden charges, etc. We advise investors to discuss with certified experts before taking any credit.
Mint
25-04-2025
- Business
- Mint
5 best credit cards packed with perks for frequent travellers
Travel credit cards: When you are a travel freak and a credit card user at the same time, it is advisable to subscribe to card(s) that offer a range of benefits. These benefits could range from access to the airport lounge to cashbacks and other reward points. Here, we list out five popular credit cards which offer privileges and benefits to the cardholders who love to travel a lot in India as well as abroad. This card offers following features: A. Cardholders are entitled to receive 'buy one Get one' Free on movie & non-movie weekend tickets when you book it via BookMyShow. B. The card also offers 5X reward points on Swiggy and Zomato. C. There are complimentary annual memberships of Swiggy One and Times Prime as Welcome Benefit D. There are ₹ 1,500 worth Marriott, Decathlon & more vouchers on quarterly spends of ₹ 1.50 lakh. E. Two complimentary airport lounge access every calendar quarter worldwide. F. Four reward points for every ₹ 150 spent. These are some of the key features of SBI Card ELITE: A. You get access to two complimentary domestic airport lounge visits every quarter in India. B. It also offers you the privilege of the lowest foreign current mark-up charge of 1.99 percent on international usage. C. You are also entitled to two reward points on every ₹ 100 spent on international transactions. This card offers these benefits: A. It allows you the exclusive round-the-clock concierge services. B. The card also offers one dozen complimentary access within India (both at domestic and international terminals) using the HDFC Bank Regalia Gold Credit Card. C. Additionally, you are entitled to receive up to 7.5 percent savings on all your restaurant bill payments via Swiggy Dineout. These are some of the key features of this travel card by RBL Bank: A. You can use the card wherever you like and it will charge you only 0 percent mark up on any foreign currency transactions. This effectively leads to 4 percent savings on all currency exchange transactions. B. The card also gives a welcome gift of MakeMyTrip voucher worth ₹ 3,000. This credit card offers following benefits A. Access to domestic and international lounges for primary cardholders as well as accompanying guests. B. The card also offers 25 percent discount on dining at 10,000 plus restaurants. Disclaimer: Mint has a tie-up with fintechs for providing credit, you will need to share your information if you apply. These tie-ups do not influence our editorial content. This article only intends to educate and spread awareness about credit needs like loans, credit cards and credit score. Mint does not promote or encourage taking credit as it comes with a set of risks such as high interest rates, hidden charges, etc. We advise investors to discuss with certified experts before taking any credit. First Published: 25 Apr 2025, 11:17 AM IST
