21-04-2025
Today's 100,000-Point Sapphire Preferred Bonus Is 100% Worth It
I can't tell you how often I've missed out on a deal and lived with FOMO because I hesitated. That's why now that the Chase Sapphire Preferred® Card has dropped a six-figure bomb and is offering a welcome bonus of 100,000 bonus points, I'm practically shoving applications at my friends. Seriously, if I didn't already have it, I'd be applying faster than you can say 'free vacation!'
Up to 5x Reward Rate
Earn 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on allRead More
100,000 bonus points
$95
19.99% - 28.24% Variable
Excellent, Good (700 - 749)
Your eyebrows should raise as soon as you hear about the current offer on this legendary travel card. Mine certainly did. For a limited time, new cardholders can earn 100,000 bonus points after spending $5,000 on purchases in the first three months from account opening.
If you've been searching for the Sapphire Preferred's best bonus offer, congratulations! You found it. The perfect moment is here.
But here's the catch: This increased welcome offer is only around for a limited time. Considering the bonus usually hovers around 60,000 points, waiting too long to apply would be an expensive form of regret.
You're eligible for this bonus if you don't currently hold a Sapphire-branded credit card (including the Chase Sapphire Reserve®) and haven't received a welcome offer for any card in the Sapphire family for the past 48 months. For the best odds of approval, you'll need to have a good to excellent credit score and have opened fewer than five credit cards in the past 24 months.
The rules for earning the 100,000-point bonus are straightforward, but it won't necessarily be a cakewalk. You'll have to meet the $5,000 minimum spending requirement in the first three months from account opening before Chase hands over your Ultimate Rewards® bonus.
For some cardholders, this amount could be a challenging hurdle. But who doesn't like a challenge? Pull out your card to pay for literally every purchase you make: groceries, online shopping and even the $3 drinks you feel silly paying for by card.
If it was me, I'd also look for ways to spend money sooner rather than later to meet the spending deadline. For example, I might book flights for fall vacation today instead of waiting for the last minute or finally take care of the window replacement I've been saving for anyway.
Even if you're not yet familiar with the magnificence of Chase Ultimate Rewards, that round number speaks for itself: 100,000 points is big money. But these flexible points live up to their name, with a variety of ways you can redeem them to fit your lifestyle.
When redeemed for cash back on your statement, that bonus is worth $1,000 (possibly the easiest $1,000 you've ever earned). But when redeemed toward travel, the bonus is worth even more. You can book trips through Chase Travel℠ with a 25% bonus with the Sapphire Preferred, meaning your 100,000-point bonus could fund $1,250 in travel expenses. The card's booking portal is as easy to use as any other online travel agency, like Expedia or Priceline, and has just as many options to choose from.
But, if you're willing to put in a little more effort, you could transform that bonus into next-level travel experiences. Chase partners with over a dozen airlines and hotels, letting you convert your credit card points into frequent flyer miles. Combing through award charts and availability can be a bit of a bargain hunt—like searching for unexpected treasures at thrift stores—but if you know where to look, you can hit gold.
Transfers to travel partners make this a travel card MVP. Among my favorite real-life redemptions were tickets in peak season to Jackson, WY that otherwise were out my budget, round-the-world business class flights with stops in Abu Dhabi and Thailand (among others) and a deluxe room with club access at the Hyatt Regency in Kathmandu, which was the perfect respite after a long day of travel.
– Becky Pokora, Travel Rewards Expert
The Chase Sapphire Preferred® Card is the card that keeps on giving. Even long after the bonus has come and gone, this is a travel rewards favorite. You'll continue to earn points on every purchase, including some above-average rates: 5 points per dollar on travel purchased through Chase Travel℠, 3 points per dollar on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per dollar on all other travel purchases and 1 point per dollar on other purchases.
Those numbers get even better when you factor in an oft-overlooked benefit of the Sapphire Preferred. Each year after renewal, cardholders receive a 10% points bonus. If you spend $25,000 on the card in a year, you'll get an extra 2,500 points for your loyalty. It's one of those things you forget about until the next year rolls around, and suddenly you see that extra deposit—like finding a $20 bill in your winter coat from last season.
The card also comes with a delightful suite of travel benefits and protections, including no foreign transaction fees, trip delay reimbursement and rental car insurance. There's also an annual $50 hotel credit, valid toward bookings at Chase Travel, which is an easy way to offset the $95 annual fee.
I'm telling everyone: The Sapphire Preferred's limited-time 100K welcome bonus is a must for anyone who wants to turn bonus points into a dream trip. This best-ever offer could end at any time, leaving you frustrated with a less valuable bonus if you don't act fast. Time is ticking, but the Sapphire Preferred is an investment toward adventure, so snag this offer while it's around.
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