10-05-2025
Home repair aid is available for low-income seniors in Greene County after severe storms
GREENE COUNTY, Mo. — The Springfield-Greene County Office of Emergency Management (SG-OEM) is informing residents of a resource designed to help low-income seniors following recent storm damage.
According to a SG-OEM news release, the USDA Home Repair Program is a federal program that provides grants and low-interest loans to qualifying homeowners for essential repairs.
Those repairs include emergency tree removal, roof and structural improvements, electrical repairs and accessibility upgrades.
The Section 504 Home Repair Program offers financial assistance to help very low-income seniors (62 or older) address critical safety concerns following recent storm damage. This applies to rural areas with populations less than 20,000 people within Greene County or areas up to 35,000 population that were 'rural' before Oct. 1, 1990, which does not include homes in Springfield city limits.
Homeowners can check address eligibility using USDA's online map.
Grant Option
Who qualifies? Homeowners aged 62 or older, living in their home, with household income at or below 50% of the Area Median Income (AMI) and unable to repay a loan.
Grant amount: Up to $10,000 (no repayment required unless the home is sold within 3 years.)
Covered repairs: Includes emergency tree removal, roof and structural repairs, electrical fixes, and safety improvements for accessibility.
Loan option: For those who don't qualify for the grant, low-interest loans of up to $40,000 are available at 1% interest over 20 years. This provides a flexible alternative for home repairs for those ineligible for the grant.
How to apply: Submit forms and proof of income. USDA will inspect the home, and if approved, issue a 'Notice to Proceed' before work begins. Payments are made directly to the contractor after a final inspection.
For more information or questions, contact USDA Rural Development or visit their website to determine eligibility and begin the application process:
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