Latest news with #SelectCreditCard
Mint
4 days ago
- Business
- Mint
THESE 5 credit cards provide liberal access to airport lounges. Check the list here
When you are a credit card user, it is vital to make use of the services and features it offers. Among others, one feature that most credit cards carry is the access to domestic and international airport lounges. This means merely by swiping the card at the reception of airport lounge, you are given access for a limited time period, say half an hour. This access is usually capped till once or twice in a three-month period. Some banks even impose monetary limits on the spend in the preceding quarter to become eligible for this entitlement. Here, we list out some credit cards which provide access to airport lounge. I. HDFC Regalia Gold Credit Card: This card by HDFC Bank allows a dozen complimentary access within India (at domestic as well international terminals). II. Axis Bank Select Credit Card: This card provides upto 12 complimentary international airport lounge access through priority pass membership. You can enjoy two complimentary domestic lounge visits per quarter on the spends of ₹ 50,000 in past three months. The priority pass is renewed automatically upon meeting ₹ 3 lakh spends in preceding card anniversary year. III. SBI Card ELITE: With this card, you can get two complimentary domestic airport lounge visits every quarter in India. It also allows six complimentary airport lounge visits per calendar year outside India (maximum two visits per quarter) with effect from July 1, 2017. IV. ICICI Bank Emeralde private metal: This card by ICICI Bank allows unlimited access to both domestic and international airport lounges for both primary and plus card members. V. HDFC Bank Infinia Credit Card (Metal Edition): This invite only credit card also provides unlimited airport lounge access across the globe for both primary and add-on member. Meanwhile, it is important to note that the banks tend to revise their rules with regards to access to lounge. Therefore, one should check the latest rules which are currently in force. For instance, Tata Neu HDFC Bank credit card has rolled out new rules which will come into force from June 10 onwards. One can click here to know more on this. Disclaimer: Mint has a tie-up with fintechs for providing credit, you will need to share your information if you apply. These tie-ups do not influence our editorial content. This article only intends to educate and spread awareness about credit needs like loans, credit cards and credit score. Mint does not promote or encourage taking credit as it comes with a set of risks such as high interest rates, hidden charges, etc. We advise investors to discuss with certified experts before taking any credit.
Mint
24-04-2025
- Business
- Mint
IDFC FIRST Select Credit Card rewards: 4 easy steps to redeem your points
The IDFC FIRST Bank, provides for several unique credit card experiences for users. One such experience is IDFC FIRST Select Credit Card. This particular credit card allows users to accumulate and redeem points across numerous platforms and provides them with unique experiences, special rewards and offers for using credit cards. With no expiry on points that are rewards, cardholders can systematically plan their redemptions to ensure that they are able to maximise benefits. There are multiple channels through which cardholders can redeem their accumulated reward points: FIRST rewards portal: During online purchases, the reward points must be redeemed on the FIRST Rewards portal for vouchers or services. They are not provided directly at checkout on most e-commerce platforms. Further, users can also take the benefit of numerous redemption options including but not limited to brands such as Flipkart, Amazon, Myntra among others. This portal also provides for travel bookings, memberships and merchandise as well. Flexibility in redemption: IDFC FIRST Bank doesn't offer direct in-store point redemption. Still, users can redeem points on the FIRST rewards portals for e-vouchers. This can be used for both online and offline shopping at partner brands. For more clarity on this visit the official website of the bank. The IDFC FIRST Bank Select Credit Card's reward system is defined briefly below: 3X points: Are made on offline spending of up to ₹ 20,000 per month. 6X points: Are made on online spending up to ₹ 20,000. 10X points: This is granted on incremental spending beyond ₹ 20,000 along with birthday transactions. Each reward point simply equates to Rs. 0.25. Also, it is important to remember that these points do not expire, thus ensuring that the user can accumulate them and collect them on a long-term basis. Note: The details of reward points discussed above are illustrative in nature. For the updated terms, conditions and applicable rates refer to the official website of IDFC FIRST Bank. Now, when a user redeems points, a nominal fee of Rs. 99 plus GST is put on every transaction. It is important to note that certain transactions such as insurance payments, EMI conversions, fuel purchases on petrol pumps along with ATM withdrawals are excluded from earning reward points. 1. Log-in: Enter into the FIRST Rewards portal using your registered mobile number. 2. Check out the options: Go through the available options, redemption choices, including e-commerce vouchers, travel related bookings and merchandise. 3. Carefully redeem after selection: Select your desired reward, add it in your cart, check the items added carefully, proceed to checkout. Once you follow these steps you will see the applicable fee pop out. 4. Final confirmation acknowledgement: A confirmation message with the transaction details will be delivered to your registered email address and mobile number. For more details on the IDFC FIRST Select Credit Card and its reward program, along with related doubts, applicable processing fees, issues or problems, please visit the official website of IDFC Bank: By visiting the official website of the bank, you can reach out to the customer support team also and raise your questions and doubts to them. They will help you in getting a smooth and seamless resolution on the same. Disclaimer: Mint has a tie-up with fintechs for providing credit; you will need to share your information if you apply. These tie-ups do not influence our editorial content. This article only intends to educate and spread awareness about credit needs like loans, credit cards and credit scores. Mint does not promote or encourage taking credit as it comes with a set of risks such as high interest rates, hidden charges, etc. We advise investors to discuss with certified experts before taking any credit. First Published: 24 Apr 2025, 02:05 PM IST
