Latest news with #ShwetaRajani
Time of India
07-05-2025
- Business
- Time of India
Aiming for Rs 2 crore in 5 years? Your SIP strategy may be riskier than you think
Play Video Pause Skip Backward Skip Forward Unmute Current Time 0:00 / Duration 0:00 Loaded : 0% 0:00 Stream Type LIVE Seek to live, currently behind live LIVE Remaining Time - 0:00 Picture-in-Picture Fullscreen This is a modal window. Beginning of dialog window. Escape will cancel and close the window. Text Color White Black Red Green Blue Yellow Magenta Cyan Opacity Opaque Semi-Transparent Text Background Color Black White Red Green Blue Yellow Magenta Cyan Opacity Opaque Semi-Transparent Transparent Caption Area Background Color Black White Red Green Blue Yellow Magenta Cyan Opacity Transparent Semi-Transparent Opaque Font Size 50% 75% 100% 125% 150% 175% 200% 300% 400% Text Edge Style None Raised Depressed Uniform Drop shadow Font Family Proportional Sans-Serif Monospace Sans-Serif Proportional Serif Monospace Serif Casual Script Small Caps Reset restore all settings to the default values Done Close Modal Dialog End of dialog window. Overexposure to Small- and Mid-Cap Funds: A Red Flag A Need for Balanced Asset Allocation Diversifying for Stability and Long-Term Growth In today's era of rising financial awareness, many investors are taking charge of their wealth creation journeys through disciplined SIPs and diversified mutual fund in the pursuit of faster growth, some portfolios become lopsided, leaning too heavily toward high-risk segments. This imbalance, if unchecked, can hinder long-term goals despite strong intent and a recent episode of The Money Show on ET Now, Sanjeev, a focused investor from Pune, reached out for expert guidance on his mutual fund portfolio With a substantial monthly SIP of Rs 1.27 lakh, Sanjeev is aiming to build a corpus of Rs 2 crore in five the investment commitment is commendable, the underlying asset allocation raised red Sanjeev's portfolio, financial expert Shweta Rajani of Anand Rathi Wealth highlighted a critical issue — nearly 67% of his investments were channeled into small- and mid-cap included funds like Axis Smallcap, Nippon Smallcap, Quant Smallcap, SBI Magnum Midcap, HDFC Midcap Opportunities, and Motilal Oswal Midcap. While such funds have historically delivered impressive returns, Rajani cautioned against an excessively aggressive and mid-cap stocks are inherently more volatile and sensitive to market cycles compared to their large-cap bullish phases, they can outperform, but they are also the first to fall when markets turn turbulent. An overexposure to these segments can jeopardize portfolio stability, especially if the investor's goals are time-bound and recommended that a more prudent allocation to small- and mid-caps should not exceed 40–45% of the overall equity portfolio . This provides the necessary exposure to growth without compromising on downside Sanjeev's case, a heavy tilt towards riskier segments could create unnecessary stress on the portfolio, particularly if markets become volatile over the next few mitigate this risk, she advised stopping SIPs in funds such as Axis Smallcap, Quant Smallcap, SBI Magnum Midcap, and HDFC Multicap. Additionally, she suggested exiting from the hybrid ICICI Prudential Equity & Debt Fund, which may not be necessary given Sanjeev's high equity allocation and clear growth safer alternatives, Rajani recommended reallocating to diversified and contra-style equity funds that can provide a broader market exposure with relatively lower risk. These include:These funds can help maintain a balanced approach by investing across market capitalizations and strategies, helping cushion against sharp corrections in any one segment.: Recommendations, suggestions, views, and opinions given by experts are their own. These do not represent the views of the Economic Times)
Time of India
23-04-2025
- Business
- Time of India
44 equity mutual funds offer negative returns in one year, lose up to 15%
Live Events Around 44 equity mutual funds have offered negative returns in the last one year, an analysis by ETMutualFunds showed. There were nearly 487 equity mutual funds in the mentioned period. In other words, around 9% of the schemes gave negative returns in the last one schemes lost in double-digits in the last one year. Samco Flexi Cap Fund lost the most at around 14.82% in the last one year, followed by Quant Infrastructure Fund which lost 10.64% in the same Read | Nifty Bank surges 10% in 1 month to hit 52-week high level. Time to shift focus towards banking sector? Nippon India Taiwan Equity Fund gave a negative return of around 10.42% in the mentioned period. Mirae Asset Global Electric & Autonomous Vehicles ETFs FoF lost 7.35% in the said horizon, followed by Quant Active Fund which lost 7.34% in the same time schemes from Quant Mutual Fund - Quant Quantamental Fund, Quant ELSS Tax Saver Fund, and Quant Value Fund - lost 6.72%, 6.46%, and 5.81% respectively in the last one year. HSBC Brazil Fund gave a negative return of around 5.42% in the last one year, followed by three other funds from Quant Mutual Fund. Quant Focused Fund, Quant Large Cap Fund, and Quant Mid Cap Fund gave a negative return of 4.66%, 3.86%, and 3.26% respectively in the mentioned time Pru US Bluechip Equity Fund gave a negative return of 2.95% in the last one year, followed by Quant Manufacturing Fund and SBI Energy Opportunities Fund which lost 2.85% each in the same four schemes from Quant Mutual Fund - Quant Business Cycle Fund, Quant Small Cap Fund , Quant PSU Fund, and Quant Large & Mid Cap Fund - lost ranging between 2.58% to 2.83% in the last one four funds from Quant Mutual Fund lost between 1.79% to 2.22% in the similar time frame. Quant BFSI Fund lost 1% in the similar time Global Innovation FoF lost around 0.53% in the mentioned period. Taurus Infrastructure Fund lost the lowest of around 0.06% in the said Read | Retirement plan: Where to invest if you have a monthly pension of Rs 30,000 A further analysis of the data showed that out of 44 schemes which gave negative returns in the last one year, 18 funds were from Quant Mutual Fund. With the majority of the underperformers from one fund house, one should not make investment or redemption decisions.'In their portfolios, they had a certain view on market which they had, in fact mentioned in their monthly newsletters as well in April-May 24 where they had highlighted that given that there are a series of global events they are going to go on a risk off mode, they have a cautious view on the market and they started building cash and largecaps in their portfolio,' Shweta Rajani of Anand Rathi Wealth told ET Now regarding Quant Mutual Fund's underperformance.'So, even the smallcap scheme if you look at their last year April-May portfolio you will see a high portion of largecap or cash in the portfolio which did not work for them, so they are…, market call I would say they were a little early in the market because markets continued to move up despite of you actually facing all those events whether it was the domestic elections, certain global factors, cutting it down they were a little early in terms of their market call that there could be a market correction and therefore it is better to be on the conservative side, that is one reason and when they deployed the cash that is when the correction actually took place in the market,' she added.'Their December portfolios a lot of their cash had got deployed by them because here again they said November the US elections have also taken place and therefore we can get back into the market situation but then that is when the increased volatility hit in. So, in a nutshell the call right but a little early in the market which could happen to any fund manager and then of course you will have certain stock specific calls that also did not work in their favour which led to the underperformance of the fund,' she further considered all equity mutual funds which have been there in the mentioned time period. We considered regular and growth options. We calculated the performance of the last one the above exercise is not a recommendation. The exercise was done to find which equity mutual funds have offered negative returns in the last one should not make investment or redemption decisions based on the above exercise. One should always consider their risk appetite, investment horizon and goals before making any investment decision.(Disclaimer: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of The Economic Times)
Bloomberg
21-04-2025
- Business
- Bloomberg
Indian Stocks Are Emerging as Tariff Haven, Anand Rathi Wealth Says
Indian stocks are emerging as a bright spot amid global markets turmoil, according to Anand Rathi Wealth's Shweta Rajani. "The fundamentals are going strong," Rajani tells Bloomberg TV's Shery Ahn. The optimism surrounding Indian markets reflects India's double-digit results from banking and financial entities, Rajani adds. Nevertheless, Indian equities face potential headwinds from the impact of tariffs on its pharmaceutical sector. (Source: Bloomberg)
