Latest news with #SkiptonBuildingSociety
Scottish Sun
23-05-2025
- Business
- Scottish Sun
Savings massacre as huge building society to make big change 92 accounts in DAYS
Read on to see if you account could be facing a interest cut NOT SO SAVVY Savings massacre as huge building society to make big change 92 accounts in DAYS Click to share on X/Twitter (Opens in new window) Click to share on Facebook (Opens in new window) A HUGE building society to make a big change to a number of accounts in DAYS. Skipton Building Society said that from June 9 a total of 92 types of savings accounts will have its interest lowered. Sign up for Scottish Sun newsletter Sign up 1 The building society has said it will lower rates on a number of its savings accounts Credit: Alamy The moves comes after rate-setters on the BoE's Monetary Policy Committee cut the base rate from 4.5% to 4.25%. This was the fourth interest rate cut since 2020. The base rate is used by lenders to determine the interest rates offered to customers on savings and borrowing costs. A base rate cut can mean that mortgage rates are lowered, which is good news for homeowners. But it can mean that savers lose out as the interest they earn on savings will drop As the base rate falls, some savings providers, including Skipton have chosen to lower the interest rates on some savings accounts. Some 89 savings accounts provided by the bank will have interest rates lowered. That includes it's Easy Access Saver account which will see the interest lowered from 3.05% AER to 2.80% from next month. AER, or Annual Equivalent Rate, is used to show you what you could earn from a savings account over a year. It's Retirement Saver will also see interest lowed from 2.80% to 2.55%. Skipton free ISA buns Meanwhile it's Children's Saver will be decreased 3.05% to 2.80% AET You can see the full list from below: Branch Cash ISA / Online Cash ISA (Issue 1-3): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Branch Cash ISA Plus (Issue 1): Rates are decreasing from 3.50% AER to 3.25% AER. Rates are decreasing from 3.50% AER to 3.25% AER. Branch Cash ISA Saver (Issue 1): Rates are decreasing from 2.85% AER (2.81% monthly) to 2.60% AER (2.57% monthly). Rates are decreasing from 2.85% AER (2.81% monthly) to 2.60% AER (2.57% monthly). Branch Cash ISA Saver (Issue 2): Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Branch Cash ISA Saver (Issue 3): Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Branch Cash ISA Saver (Issue 4): Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Branch Cash ISA Saver (Issue 5): Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Branch Cash ISA Saver (Issue 6): Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Branch Cash ISA Saver (Issue 24): Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Cash ISA Saver (Issue 1): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 2): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 3): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 4): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 5): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 6): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 7): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 8): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 9): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 10): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 11): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 12): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 13): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 14): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 15): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 16): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 17): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 18): Rates are decreasing from 2.85% AER (2.81% monthly) to 2.60% AER (2.57% monthly). Rates are decreasing from 2.85% AER (2.81% monthly) to 2.60% AER (2.57% monthly). Cash ISA Saver (Issue 19): Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Cash ISA Saver (Issue 20): Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Cash ISA Saver (Issue 21): Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Cash ISA Saver (Issue 22): Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Cash ISA Saver (Issue 23): Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Cash ISA Saver (Issue 24): Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Cash Lifetime ISA (Issue 1): Rates are decreasing from 2.80% AER to 2.55% AER. Rates are decreasing from 2.80% AER to 2.55% AER. Cash Lifetime ISA (Issue 2): Rates are decreasing from 2.80% AER to 2.55% AER. Rates are decreasing from 2.80% AER to 2.55% AER. Cash Lifetime ISA (Issue 3): Rates are decreasing from 2.80% AER to 2.55% AER. Rates are decreasing from 2.80% AER to 2.55% AER. Cash Lifetime ISA (Issue 4): Rates are decreasing from 2.80% AER to 2.55% AER. Rates are decreasing from 2.80% AER to 2.55% AER. Cash Lifetime ISA (Issue 5): Rates are decreasing from 2.80% AER to 2.55% AER. Rates are decreasing from 2.80% AER to 2.55% AER. Cash Lifetime ISA (Issue 6): Rates are decreasing from 2.80% AER to 2.55% AER. Rates are decreasing from 2.80% AER to 2.55% AER. Cash Lifetime ISA (Issue 7): Rates are decreasing from 2.80% AER to 2.55% AER. Rates are decreasing from 2.80% AER to 2.55% AER. Cash Lifetime ISA (Issue 8): Rates are decreasing from 2.80% AER to 2.55% AER. Rates are decreasing from 2.80% AER to 2.55% AER. "Without Bonus" Rates: Rates are decreasing from 3.05% AER to 2.80% AER. Rates are decreasing from 3.05% AER to 2.80% AER. "With Bonus" Rates: Rates are decreasing from a range of 3.70%-4.75% AER to 3.45%-4.50% AER. Rates are decreasing from a range of 3.70%-4.75% AER to 3.45%-4.50% AER. 30 Day Notice Account (Issue 1): Rates are decreasing from 2.80% AER to 2.55% AER. Rates are decreasing from 2.80% AER to 2.55% AER. 60 Day Notice Account (Issue 1): Rates are decreasing from 3.35% AER to 3.10% AER. Rates are decreasing from 3.35% AER to 3.10% AER. 90 Day Notice Account (Issue 1-8): Rates are decreasing from 3.00% AER to 2.75% AER. Rates are decreasing from 3.00% AER to 2.75% AER. 120 Day Notice Account (Issue 1-15): Rates are decreasing from a range of 3.15%-3.35% AER to 2.90%-3.10% AER. Rates are decreasing from a range of 3.15%-3.35% AER to 2.90%-3.10% AER. Cash ISA (ex. Holmesdale) - 30 Day Notice (Issue 1): Rates are decreasing from 2.80% AER to 2.55% AER. Rates are decreasing from 2.80% AER to 2.55% AER. Cash ISA 90 (ex. Holmesdale) (Issue 1): Rates are decreasing from 2.95% AER to 2.70% AER. Rates are decreasing from 2.95% AER to 2.70% AER. Cash ISA 90 (ex. Holmesdale) (Issue 2): Rates are decreasing from 2.95% AER to 2.70% AER. Rates are decreasing from 2.95% AER to 2.70% AER. Charities Notice (ex. Holmesdale) - 60 Day Notice (Issue 1): Rates are decreasing from 2.90% AER to 2.65% AER. Rates are decreasing from 2.90% AER to 2.65% AER. Holmesdale 30 (ex. Holmesdale) (Issue 1): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Holmesdale Business 60 (ex. Holmesdale) (Issue 1): Rates are decreasing from 2.90% AER to 2.65% AER. Rates are decreasing from 2.90% AER to 2.65% AER. Holmesdale Business 60 Share (ex. Holmesdale) (Issue 1): Rates are decreasing from 2.90% AER to 2.65% AER. Rates are decreasing from 2.90% AER to 2.65% AER. Holmesdale Business 90 (ex. Holmesdale) (Issue 1): Rates are decreasing from 3.00% AER to 2.75% AER. Rates are decreasing from 3.00% AER to 2.75% AER. Holmesdale Business 90 Share (ex. Holmesdale) (Issue 1): Rates are decreasing from 3.00% AER to 2.75% AER. Rates are decreasing from 3.00% AER to 2.75% AER. Save 35 (ex. Holmesdale) (Issue 1): Rates are decreasing from 2.80% AER to 2.55% AER. Rates are decreasing from 2.80% AER to 2.55% AER. Save 60 (ex. Holmesdale) (Issue 1): Rates are decreasing from 2.90% AER to 2.65% AER. Rates are decreasing from 2.90% AER to 2.65% AER. Quadruple Access Cash ISA Saver (Issue 1): Rates are decreasing from 4.35% AER to 4.10% AER. Rates are decreasing from 4.35% AER to 4.10% AER. Branch Quadruple Access Cash ISA Saver (Issue 1): Rates are decreasing from 4.35% AER to 4.10% AER. Rates are decreasing from 4.35% AER to 4.10% AER. Double Access Saver (Issue 1): Rates are decreasing from 3.50% AER to 3.25% AER. Rates are decreasing from 3.50% AER to 3.25% AER. Branch Double Access Saver (Issue 2): Rates are decreasing from 3.50% AER to 3.25% AER. Rates are decreasing from 3.50% AER to 3.25% AER. Branch Double Access Saver (Issue 3): Rates are decreasing from 3.50% AER to 3.25% AER. Rates are decreasing from 3.50% AER to 3.25% AER. Limited Access Saver (Issue 1): Rates are decreasing from 3.50% AER to 3.25% AER. Rates are decreasing from 3.50% AER to 3.25% AER. Limited Access Saver (Issue 2): Rates are decreasing from 3.50% AER to 3.25% AER. Rates are decreasing from 3.50% AER to 3.25% AER. Single Access Saver (Issue 1): Rates are decreasing from 4.15% AER to 3.90% AER. Rates are decreasing from 4.15% AER to 3.90% AER. Branch Single Access Saver (Issue 2): Rates are decreasing from 4.15% AER to 3.90% AER. Rates are decreasing from 4.15% AER to 3.90% AER. Branch Single Access Saver (Issue 3): Rates are decreasing from 4.15% AER to 3.90% AER. Rates are decreasing from 4.15% AER to 3.90% AER. Branch Single Access Saver (Issue 4): Rates are decreasing from 4.15% AER to 3.90% AER. Rates are decreasing from 4.15% AER to 3.90% AER. Branch Single Access Saver (Issue 5): Rates are decreasing from 4.15% AER to 3.90% AER. Rates are decreasing from 4.15% AER to 3.90% AER. Branch Single Access Saver (Issue 6): Rates are decreasing from 4.15% AER to 3.90% AER. Rates are decreasing from 4.15% AER to 3.90% AER. Branch Single Access Saver (Issue 7): Rates are decreasing from 4.15% AER to 3.90% AER. Rates are decreasing from 4.15% AER to 3.90% AER. Triple Access Saver (Issue 1): Rates are decreasing from 3.25% AER (3.20% monthly) to 3.00% AER (2.96% monthly). Rates are decreasing from 3.25% AER (3.20% monthly) to 3.00% AER (2.96% monthly). Branch Triple Access Saver (Issue 2): Rates are decreasing from 3.25% AER (3.20% monthly) to 3.00% AER (2.96% monthly). Rates are decreasing from 3.25% AER (3.20% monthly) to 3.00% AER (2.96% monthly). Branch Triple Access Saver (Issue 3): Rates are decreasing from 3.25% AER (3.20% monthly) to 3.00% AER (2.96% monthly). Rates are decreasing from 3.25% AER (3.20% monthly) to 3.00% AER (2.96% monthly). Branch Triple Access Saver (Issue 4): Rates are decreasing from 3.25% AER (3.20% monthly) to 3.00% AER (2.96% monthly). Rates are decreasing from 3.25% AER (3.20% monthly) to 3.00% AER (2.96% monthly). Branch Triple Access Saver (Issue 5): Rates are decreasing from 3.25% AER (3.20% monthly) to 3.00% AER (2.96% monthly). Rates are decreasing from 3.25% AER (3.20% monthly) to 3.00% AER (2.96% monthly). Branch Triple Access Saver (Issue 6): Rates are decreasing from 3.25% AER (3.20% monthly) to 3.00% AER (2.96% monthly). Rates are decreasing from 3.25% AER (3.20% monthly) to 3.00% AER (2.96% monthly). Branch Triple Access Saver (Issue 7): Rates are decreasing from 3.25% AER (3.20% monthly) to 3.00% AER (2.96% monthly). Rates are decreasing from 3.25% AER (3.20% monthly) to 3.00% AER (2.96% monthly). Online Triple Access Saver (Issue 1): Rates are decreasing from 3.25% AER (3.20% monthly) to 3.00% AER (2.96% monthly). Rates are decreasing from 3.25% AER (3.20% monthly) to 3.00% AER (2.96% monthly). Home Deposit Saver (Issue 1): Rates are decreasing from 4.56% AER to 4.31% AER. Rates are decreasing from 4.56% AER to 4.31% AER. Home Deposit Saver (Issue 2): Rates are decreasing from 4.56% AER to 4.31% AER. Rates are decreasing from 4.56% AER to 4.31% AER. Branch Home Deposit Saver (Issue 3): Rates are decreasing from 4.56% AER to 4.31% AER. Rates are decreasing from 4.56% AER to 4.31% AER. Branch Home Deposit Saver (Issue 4): Rates are decreasing from 4.56% AER to 4.31% AER. Rates are decreasing from 4.56% AER to 4.31% AER. Child Trust Fund: Rates are decreasing from 4.00% AER to 3.75% AER. Rates are decreasing from 4.00% AER to 3.75% AER. Junior Cash ISA: Rates are decreasing from 4.00% AER to 3.75% AER. Rates are decreasing from 4.00% AER to 3.75% AER. Junior Cash ISA (ex. Holmesdale): Rates are decreasing from 4.00% AER to 3.75% AER. Rates are decreasing from 4.00% AER to 3.75% AER. Children's Saver: Rates are decreasing from 3.05% AER to 2.80% AER. Rates are decreasing from 3.05% AER to 2.80% AER. Children's Trust Saver: Rates are decreasing from 3.05% AER to 2.80% AER. Rates are decreasing from 3.05% AER to 2.80% AER. Leap Account (Issue 1): Rates are decreasing from 2.80% AER to 2.55% AER. Rates are decreasing from 2.80% AER to 2.55% AER. Leap Account (Issue 3): Rates are decreasing from 3.05% AER to 2.80% AER. Rates are decreasing from 3.05% AER to 2.80% AER. Young Saver (ex. Holmesdale) (Issue 1): Rates are decreasing from 4.00% AER to 3.75% AER. If you are not happy with the change, it is always worth looking at other providers to see if you can get a better deal. Websites such as MoneyFacts share the best offers on the market for savings and other types of bank accounts. Sally Conway, Savings Expert at Shawbrook Bank said that while savers may feel the pinch, this "doesn't mean it's time to settle for less". "In fact, with rates lowering across the board, now more than ever it pays to look beyond the high street. Specialist providers often offer some of the best rates available yet remain one of the best kept secrets in savings." She added: "Now's the time to be proactive. Don't let your savings get left behind – explore your options and make sure your money's working harder, especially when inflation is still a concern.' OTHER BANKING CHANGES Skipton is not alone in it's decision to lower interest rates on some of its deals. Leeds Building Society said it will lower the interest on 58 of its saving accounts. That includes its Five Access Saver which will have its interest rates lowered from 3.77% AER to 3.55% come June 27. Elsewhere, Monzo said it would lower the intertest on its Personal Instant Access Savings Pots from from 3.50% AER to 3.25% AER. The bank said it would make the changes automatically on May 27 2025. Elsewhere, Barclays, Nationwide and Lloyds have all confirmed their customers on standard variable rate (SVR) and tracker mortgages will benefit due to the rate cut. Barclays confirmed all its mortgage products that track the base rate will decrease by 0.25%. Existing customers will see their rates change from June 1. Barclays' standard variable rate mortgage is 3.49% above the base rate. It currently stands at 7.99%, but following today's announcement it will drop to 7.74% on June 1. Nationwide customers will also see interest rate reductions of 0.25%. Those on standard variable rate mortgages will start getting their new rate on June 1. It will drop from 7.24% to 6.99%.Tracker mortgages will also reduce on June 1.
The Sun
23-05-2025
- Business
- The Sun
Savings massacre as huge building society to make big change 92 accounts in DAYS
A HUGE building society to make a big change to a number of accounts in DAYS. Skipton Building Society said that from June 9 a total of 92 types of savings accounts will have its interest lowered. 1 The moves comes after rate-setters on the BoE's Monetary Policy Committee cut the base rate from 4.5% to 4.25%. This was the fourth interest rate cut since 2020. The base rate is used by lenders to determine the interest rates offered to customers on savings and borrowing costs. A base rate cut can mean that mortgage rates are lowered, which is good news for homeowners. But it can mean that savers lose out as the interest they earn on savings will drop As the base rate falls, some savings providers, including Skipton have chosen to lower the interest rates on some savings accounts. Some 89 savings accounts provided by the bank will have interest rates lowered. That includes it's Easy Access Saver account which will see the interest lowered from 3.05% AER to 2.80% from next month. AER, or Annual Equivalent Rate, is used to show you what you could earn from a savings account over a year. It's Retirement Saver will also see interest lowed from 2.80% to 2.55%. Skipton free ISA buns Meanwhile it's Children's Saver will be decreased 3.05% to 2.80% AET You can see the full list from below: Branch Cash ISA / Online Cash ISA (Issue 1-3): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Branch Cash ISA Plus (Issue 1): Rates are decreasing from 3.50% AER to 3.25% AER. Branch Cash ISA Saver (Issue 1): Rates are decreasing from 2.85% AER (2.81% monthly) to 2.60% AER (2.57% monthly). Branch Cash ISA Saver (Issue 2): Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Branch Cash ISA Saver (Issue 3): Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Branch Cash ISA Saver (Issue 4): Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Branch Cash ISA Saver (Issue 5): Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Branch Cash ISA Saver (Issue 6): Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Branch Cash ISA Saver (Issue 24): Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Cash ISA Saver (Issue 1): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 2): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 3): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 4): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 5): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 6): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 7): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 8): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 9): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 10): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 11): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 12): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 13): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 14): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 15): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 16): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 17): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Cash ISA Saver (Issue 18): Rates are decreasing from 2.85% AER (2.81% monthly) to 2.60% AER (2.57% monthly). Cash ISA Saver (Issue 19): Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Cash ISA Saver (Issue 20): Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Cash ISA Saver (Issue 21): Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Cash ISA Saver (Issue 22): Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Cash ISA Saver (Issue 23): Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Cash ISA Saver (Issue 24): Rates are decreasing from 3.05% AER (3.01% monthly) to 2.80% AER (2.76% monthly). Cash Lifetime ISA (Issue 1): Rates are decreasing from 2.80% AER to 2.55% AER. Cash Lifetime ISA (Issue 2): Rates are decreasing from 2.80% AER to 2.55% AER. Cash Lifetime ISA (Issue 3): Rates are decreasing from 2.80% AER to 2.55% AER. Cash Lifetime ISA (Issue 4): Rates are decreasing from 2.80% AER to 2.55% AER. Cash Lifetime ISA (Issue 5): Rates are decreasing from 2.80% AER to 2.55% AER. Cash Lifetime ISA (Issue 6): Rates are decreasing from 2.80% AER to 2.55% AER. Cash Lifetime ISA (Issue 7): Rates are decreasing from 2.80% AER to 2.55% AER. Cash Lifetime ISA (Issue 8): Rates are decreasing from 2.80% AER to 2.55% AER. "Without Bonus" Rates: Rates are decreasing from 3.05% AER to 2.80% AER. "With Bonus" Rates: Rates are decreasing from a range of 3.70%-4.75% AER to 3.45%-4.50% AER. 30 Day Notice Account (Issue 1): Rates are decreasing from 2.80% AER to 2.55% AER. 60 Day Notice Account (Issue 1): Rates are decreasing from 3.35% AER to 3.10% AER. 90 Day Notice Account (Issue 1-8): Rates are decreasing from 3.00% AER to 2.75% AER. 120 Day Notice Account (Issue 1-15): Rates are decreasing from a range of 3.15%-3.35% AER to 2.90%-3.10% AER. Cash ISA (ex. Holmesdale) - 30 Day Notice (Issue 1): Rates are decreasing from 2.80% AER to 2.55% AER. Cash ISA 90 (ex. Holmesdale) (Issue 1): Rates are decreasing from 2.95% AER to 2.70% AER. Cash ISA 90 (ex. Holmesdale) (Issue 2): Rates are decreasing from 2.95% AER to 2.70% AER. Charities Notice (ex. Holmesdale) - 60 Day Notice (Issue 1): Rates are decreasing from 2.90% AER to 2.65% AER. Holmesdale 30 (ex. Holmesdale) (Issue 1): Rates are decreasing from 2.80% AER (2.76% monthly) to 2.55% AER (2.52% monthly). Holmesdale Business 60 (ex. Holmesdale) (Issue 1): Rates are decreasing from 2.90% AER to 2.65% AER. Holmesdale Business 60 Share (ex. Holmesdale) (Issue 1): Rates are decreasing from 2.90% AER to 2.65% AER. Holmesdale Business 90 (ex. Holmesdale) (Issue 1): Rates are decreasing from 3.00% AER to 2.75% AER. Holmesdale Business 90 Share (ex. Holmesdale) (Issue 1): Rates are decreasing from 3.00% AER to 2.75% AER. Save 35 (ex. Holmesdale) (Issue 1): Rates are decreasing from 2.80% AER to 2.55% AER. Save 60 (ex. Holmesdale) (Issue 1): Rates are decreasing from 2.90% AER to 2.65% AER. Quadruple Access Cash ISA Saver (Issue 1): Rates are decreasing from 4.35% AER to 4.10% AER. Branch Quadruple Access Cash ISA Saver (Issue 1): Rates are decreasing from 4.35% AER to 4.10% AER. Double Access Saver (Issue 1): Rates are decreasing from 3.50% AER to 3.25% AER. Branch Double Access Saver (Issue 2): Rates are decreasing from 3.50% AER to 3.25% AER. Branch Double Access Saver (Issue 3): Rates are decreasing from 3.50% AER to 3.25% AER. Limited Access Saver (Issue 1): Rates are decreasing from 3.50% AER to 3.25% AER. Limited Access Saver (Issue 2): Rates are decreasing from 3.50% AER to 3.25% AER. Single Access Saver (Issue 1): Rates are decreasing from 4.15% AER to 3.90% AER. Branch Single Access Saver (Issue 2): Rates are decreasing from 4.15% AER to 3.90% AER. Branch Single Access Saver (Issue 3): Rates are decreasing from 4.15% AER to 3.90% AER. Branch Single Access Saver (Issue 4): Rates are decreasing from 4.15% AER to 3.90% AER. Branch Single Access Saver (Issue 5): Rates are decreasing from 4.15% AER to 3.90% AER. Branch Single Access Saver (Issue 6): Rates are decreasing from 4.15% AER to 3.90% AER. Branch Single Access Saver (Issue 7): Rates are decreasing from 4.15% AER to 3.90% AER. Triple Access Saver (Issue 1): Rates are decreasing from 3.25% AER (3.20% monthly) to 3.00% AER (2.96% monthly). Branch Triple Access Saver (Issue 2): Rates are decreasing from 3.25% AER (3.20% monthly) to 3.00% AER (2.96% monthly). Branch Triple Access Saver (Issue 3): Rates are decreasing from 3.25% AER (3.20% monthly) to 3.00% AER (2.96% monthly). Branch Triple Access Saver (Issue 4): Rates are decreasing from 3.25% AER (3.20% monthly) to 3.00% AER (2.96% monthly). Branch Triple Access Saver (Issue 5): Rates are decreasing from 3.25% AER (3.20% monthly) to 3.00% AER (2.96% monthly). Branch Triple Access Saver (Issue 6): Rates are decreasing from 3.25% AER (3.20% monthly) to 3.00% AER (2.96% monthly). Branch Triple Access Saver (Issue 7): Rates are decreasing from 3.25% AER (3.20% monthly) to 3.00% AER (2.96% monthly). Online Triple Access Saver (Issue 1): Rates are decreasing from 3.25% AER (3.20% monthly) to 3.00% AER (2.96% monthly). Home Deposit Saver (Issue 1): Rates are decreasing from 4.56% AER to 4.31% AER. Home Deposit Saver (Issue 2): Rates are decreasing from 4.56% AER to 4.31% AER. Branch Home Deposit Saver (Issue 3): Rates are decreasing from 4.56% AER to 4.31% AER. Branch Home Deposit Saver (Issue 4): Rates are decreasing from 4.56% AER to 4.31% AER. Child Trust Fund: Rates are decreasing from 4.00% AER to 3.75% AER. Junior Cash ISA: Rates are decreasing from 4.00% AER to 3.75% AER. Junior Cash ISA (ex. Holmesdale): Rates are decreasing from 4.00% AER to 3.75% AER. Children's Saver: Rates are decreasing from 3.05% AER to 2.80% AER. Children's Trust Saver: Rates are decreasing from 3.05% AER to 2.80% AER. Leap Account (Issue 1): Rates are decreasing from 2.80% AER to 2.55% AER. Leap Account (Issue 3): Rates are decreasing from 3.05% AER to 2.80% AER. Young Saver (ex. Holmesdale) (Issue 1): Rates are decreasing from 4.00% AER to 3.75% AER. If you are not happy with the change, it is always worth looking at other providers to see if you can get a better deal. Websites such as MoneyFacts share the best offers on the market for savings and other types of bank accounts. Sally Conway, Savings Expert at Shawbrook Bank said that while savers may feel the pinch, this "doesn't mean it's time to settle for less". "In fact, with rates lowering across the board, now more than ever it pays to look beyond the high street. Specialist providers often offer some of the best rates available yet remain one of the best kept secrets in savings." She added: "Now's the time to be proactive. Don't let your savings get left behind – explore your options and make sure your money's working harder, especially when inflation is still a concern.' OTHER BANKING CHANGES Skipton is not alone in it's decision to lower interest rates on some of its deals. said it will lower the interest on 58 of its saving accounts. That includes its Five Access Saver which will have its interest rates lowered from 3.77% AER to 3.55% come June 27. Elsewhere, Monzo said it would lower the intertest on its Personal Instant Access Savings Pots from from 3.50% AER to 3.25% AER. The bank said it would make the changes automatically on May 27 2025. Elsewhere, Barclays, Nationwide and Lloyds have all confirmed their customers on standard variable rate (SVR) and tracker mortgages will benefit due to the rate cut. Barclays confirmed all its mortgage products that track the base rate will decrease by 0.25%. Existing customers will see their rates change from June 1. Barclays' standard variable rate mortgage is 3.49% above the base rate. It currently stands at 7.99%, but following today's announcement it will drop to 7.74% on June 1. Nationwide customers will also see interest rate reductions of 0.25%. Those on standard variable rate mortgages will start getting their new rate on June 1. It will drop from 7.24% to 6.99%.Tracker mortgages will also reduce on June 1. SAVING ACCOUNT TYPES THERE are four types of savings accounts fixed, notice, easy access, and regular savers. Separately, there are ISAs or individual savings accounts which allow individuals to save up to £20,000 a year tax-free. But we've rounded up the main types of conventional savings accounts below. FIXED-RATE A fixed-rate savings account or fixed-rate bond offers some of the highest interest rates but comes at the cost of being unable to withdraw your cash within the agreed term. This means that your money is locked in, so even if interest rates increase you are unable to move your money and switch to a better account. Some providers give the option to withdraw, but it comes with a hefty fee. NOTICE Notice accounts offer slightly lower rates in exchange for more flexibility when accessing your cash. These accounts don't lock your cash away for as long as a typical fixed bond account. You'll need to give advance notice to your bank - up to 180 days in some cases - before you can make a withdrawal or you'll lose the interest. EASY-ACCESS An easy-access account does what it says on the tin and usually allows unlimited cash withdrawals. These accounts tend to offer lower returns, but they are a good option if you want the freedom to move your money without being charged a penalty fee. REGULAR SAVER These accounts pay some of the best returns as long as you pay in a set amount each month. You'll usually need to hold a current account with providers to access the best rates. However, if you have a lot of money to save, these accounts often come with monthly deposit limits.
North Wales Live
21-05-2025
- Business
- North Wales Live
Brits' most common 'unfair' money moments - from gig tickets to pricey 'on sale' items
A survey of 2,000 adults has disclosed the most prevalent monetary grievances they experience in daily life, with 36 per cent feeling aggrieved by concealed admin charges for gig tickets. Moreover, 32 per cent are aggravated by supposed 'sale' items that maintain their original pricing despite being relabelled as reduced, and 30 per cent resent sharing the bill equally after only ordering a salad and abstaining from alcohol, much to their annoyance. Equally frustrating for some is when train ticket prices soar without justification, found by 30 per cent who voiced vexation over unexplained fare hikes. A further 25 per cent feel slighted when charged for early hotel check-in when their room is obviously ready, and 24 per cent feel cheated by paying for priority boarding which results in the same lengthy queue. Additionally, 21 per cent sense injustice when stores decline cash payments even though they have the right change on hand. Confounding jargon during significant acquisitions like home or car purchases also leaves 19 per cent of the population feeling unfairly treated. The study, facilitated by Skipton Building Society, which prides itself on the principle of fairness, delved into the financial irritants British people find unjust. Alex Sitaras, head of savings and partnership products at Skipton, remarked: "Fairness shouldn't be a luxury, especially when it comes to your own money. But it's clear from the research many people are fed up with feeling short-changed in everyday money situations. "From hidden fees to automatic tips, to even how deciding restaurant bills are split with friends and family, these frequent frustrations can start to feel unfair and have a wider impact on a person's overall finances. Especially when we're in a cost-of-living crisis, which is already making it more difficult than ever for people to save and plan for their future. "So, these unfair money moments, no matter how small or large they may be, can start to feel more like injustices. We believe in fairness, which is why we offer everyone free and accessible money advice, through our My Money Review service, to help people plan ahead and make the most of their money." In the study, 68 per cent of participants agreed that such unfair money moments should not be considered as just another aspect of modern life – and 65 per cent have challenged them when faced. For more than half (51 per cent), issues were swiftly resolved, whereas 29 per cent met resistance without any subsequent changes. Despite this, 30 per cent confessed they would probably remain silent in the face of financial injustice. Within this group, 46 per cent dodge confrontation, 41 per cent experience too much embarrassment, and 29 per cent fear being judged as trivial. However, to counter this, 44 per cent of respondents admitted to double-checking their bill prior to making a payment. Moreover, 33 per cent of those polled said they conducted research before making a significant financial outlay. Out of those polled via OnePoll, they agreed that it is harder to get an equitable deal in the present day than it was five years ago; in fact, a majority - 78 per cent - report being pleasantly surprised when they secure something that they feel represents good value. 38 per cent of respondents reported being incredulous because the overwhelming majority of bargains seem "too good to be true"; while 30 per cent felt companies are not keeping their customers' best interests in mind. Alex Sitaras from Skipton Building Society added: "Many of us have a sense of what a fair deal looks like – and we often notice when something feels off. Yet many people are still hesitant to speak up, often out of fear of confrontation or not having the confidence to question something that isn't right. "We want to change that mindset and empower people to stand up for what's fair, and it's encouraging that so many are already double-checking bills and doing their research before making important purchases. By building confidence and financial know-how, we can help make fairness the norm, not the exception." TOP 25 EVERDAY UNFAIR MONEY MOMENTS: When restaurants add on an automatic tip, but the service is poor. When someone crashes their car into yours and your insurance premiums increase. When you're charged for tap water in a restaurant. Seeing a sneaky 'admin fee' added to concert tickets. When there is a fee for an online return. When the sale price is just the original price with a new sticker. Seeing a 'minimum spend' just to use your card. When train tickets go up in price for seemingly no reason. Splitting the bill equally after only having a salad and didn't order an alcoholic drink. When a supermarket reduces the price of something they just bought at full price. A friend ordering an expensive drink when it's your round at the pub. Discovering your loyalty points doesn't equal much actual money at all. When your hotel charges extra for early check-in, even though the room is ready. Paying for 'priority boarding' but the queue is just as long as the regular one. When you plan your savings down to the penny and the Government change the tax rules. Not being able to get discounted prices because you forgot your loyalty card. When you must chase friends or family for money that they owe you. When you fix your utility costs but then the prices fall. When a shop refuses to accept cash, even when they've got a pocket full of change. When confusing jargon is used when making important financial purchases. Getting hit with a peak time surcharge. Getting hit w. Being stung with a 'city tax' that you only discover at check-out. When your attempt at DIY to save money ends up costing more to rectify. Mates who insist on hailing a taxi when public transport is the cheaper option.
North Wales Chronicle
21-05-2025
- Business
- North Wales Chronicle
The top 25 'unfair' money moments Brits experience everyday
A poll of 2,000 adults revealed the most common everyday financial injustices they face when it comes to spending – with 36 per cent feeling hard done by when hit by hidden admin fees for gig tickets. Another 32 per cent said it's unfair when something marked as 'on sale' is actually the same price as before, just with a new sticker. Meanwhile, 30 per cent get annoyed when splitting a bill equally despite only having a salad and no alcoholic drinks – and the same find it vexing when train fares increase without explanation. A quarter added paying for early hotel check-in, even when the room is clearly ready, feels unfair - similarly, 24 per cent are short-changed when paying for priority boarding, only to find the queue is just as long. A fifth (21 per cent) feel they've been done a disservice when shops refuse to accept cash even when they're carrying plenty of change. And 19 per cent find it unfair when confusing jargon is used when making large, important purchases such as buying a home and a car. The research was commissioned by Skipton Building Society , which was 'Founded on Fairness', looks at the everyday money moments Brits find unfair. Alex Sitaras, head of savings and partnership products at the building society, said: 'Fairness shouldn't be a luxury, especially when it comes to your own money. 'But it's clear from the research many people are fed up with feeling short-changed in everyday money situations. 'From hidden fees to automatic tips, to even how deciding restaurant bills are split with friends and family, these frequent frustrations can start to feel unfair and have a wider impact on a person's overall finances. 'Especially when we're in a cost-of-living crisis, which is already making it more difficult than ever for people to save and plan for their future. "So, these unfair money moments, no matter how small or large they may be, can start to feel more like injustices. 'We believe in fairness, which is why we offer everyone free and accessible money advice, through our My Money Review service, to help people plan ahead and make the most of their money.' The poll also found 68 per cent believe these types of unfair money moments shouldn't be accepted as part and parcel of modern life – and 65 per cent have spoken up when they've encountered one. For more than half (51 per cent), the issue was resolved there and then, but 29 per cent were met with resistance and saw no change. However, 30 per cent admit they're unlikely to speak up even when they feel unfairly treated financially. Among those, 46 per cent want to avoid confrontation, 41 per cent feel too awkward to say anything, and 29 per cent worry about coming across as petty. But many are now taking steps to avoid these situations altogether – 44 per cent say they always double-check the bill before paying. And 33 per cent make sure to do their research before committing to a big purchase. Of those polled via OnePoll, they believe getting a fair deal is harder now than it was five years ago – with 78 per cent admitting they're pleasantly surprised when something feels genuinely good value. Nearly four in 10 (38 per cent) say they're sceptical because most deals seem 'too good to be true', while 30 per cent don't believe businesses have their best interests at heart. Alex Sitaras from Skipton Building Society added: 'Many of us have a sense of what a fair deal looks like – and we often notice when something feels off. 'Yet many people are still hesitant to speak up, often out of fear of confrontation or not having the confidence to question something that isn't right. 'We want to change that mindset and empower people to stand up for what's fair, and it's encouraging that so many are already double-checking bills and doing their research before making important purchases. 'By building confidence and financial know-how, we can help make fairness the norm, not the exception.' TOP 25 EVERDAY UNFAIR MONEY MOMENTS: When restaurants add on an automatic tip, but the service is poor When someone crashes their car into yours and your insurance premiums increase When you're charged for tap water in a restaurant Seeing a sneaky 'admin fee' added to concert tickets When there is a fee for an online return When the sale price is just the original price with a new sticker Seeing a 'minimum spend' just to use your card When train tickets go up in price for seemingly no reason Splitting the bill equally after only having a salad and didn't order an alcoholic drink When a supermarket reduces the price of something they just bought at full price A friend ordering an expensive drink when it's your round at the pub Discovering your loyalty points doesn't equal much actual money at all When your hotel charges extra for early check-in, even though the room is ready Paying for 'priority boarding' but the queue is just as long as the regular one When you plan your savings down to the penny and the Government change the tax rules Not being able to get discounted prices because you forgot your loyalty card When you must chase friends or family for money that they owe you When you fix your utility costs but then the prices fall When a shop refuses to accept cash, even when they've got a pocket full of change When confusing jargon is used when making important financial purchases Getting hit with a peak time surcharge Getting hit with a hefty dynamic ticket price after sitting in a virtual queue for hours Getting hit with a 'city tax' you only hear about at check-out When you attempt DIY to save money, it costs you more to put it right Friends who insist on taking a taxi when public transport is cheaper
Rhyl Journal
21-05-2025
- Business
- Rhyl Journal
The top 25 'unfair' money moments Brits experience everyday
A poll of 2,000 adults revealed the most common everyday financial injustices they face when it comes to spending – with 36 per cent feeling hard done by when hit by hidden admin fees for gig tickets. Another 32 per cent said it's unfair when something marked as 'on sale' is actually the same price as before, just with a new sticker. Meanwhile, 30 per cent get annoyed when splitting a bill equally despite only having a salad and no alcoholic drinks – and the same find it vexing when train fares increase without explanation. A quarter added paying for early hotel check-in, even when the room is clearly ready, feels unfair - similarly, 24 per cent are short-changed when paying for priority boarding, only to find the queue is just as long. A fifth (21 per cent) feel they've been done a disservice when shops refuse to accept cash even when they're carrying plenty of change. And 19 per cent find it unfair when confusing jargon is used when making large, important purchases such as buying a home and a car. The research was commissioned by Skipton Building Society , which was 'Founded on Fairness', looks at the everyday money moments Brits find unfair. Alex Sitaras, head of savings and partnership products at the building society, said: 'Fairness shouldn't be a luxury, especially when it comes to your own money. 'But it's clear from the research many people are fed up with feeling short-changed in everyday money situations. 'From hidden fees to automatic tips, to even how deciding restaurant bills are split with friends and family, these frequent frustrations can start to feel unfair and have a wider impact on a person's overall finances. 'Especially when we're in a cost-of-living crisis, which is already making it more difficult than ever for people to save and plan for their future. "So, these unfair money moments, no matter how small or large they may be, can start to feel more like injustices. 'We believe in fairness, which is why we offer everyone free and accessible money advice, through our My Money Review service, to help people plan ahead and make the most of their money.' The poll also found 68 per cent believe these types of unfair money moments shouldn't be accepted as part and parcel of modern life – and 65 per cent have spoken up when they've encountered one. For more than half (51 per cent), the issue was resolved there and then, but 29 per cent were met with resistance and saw no change. However, 30 per cent admit they're unlikely to speak up even when they feel unfairly treated financially. Among those, 46 per cent want to avoid confrontation, 41 per cent feel too awkward to say anything, and 29 per cent worry about coming across as petty. But many are now taking steps to avoid these situations altogether – 44 per cent say they always double-check the bill before paying. And 33 per cent make sure to do their research before committing to a big purchase. Of those polled via OnePoll, they believe getting a fair deal is harder now than it was five years ago – with 78 per cent admitting they're pleasantly surprised when something feels genuinely good value. Nearly four in 10 (38 per cent) say they're sceptical because most deals seem 'too good to be true', while 30 per cent don't believe businesses have their best interests at heart. Alex Sitaras from Skipton Building Society added: 'Many of us have a sense of what a fair deal looks like – and we often notice when something feels off. 'Yet many people are still hesitant to speak up, often out of fear of confrontation or not having the confidence to question something that isn't right. 'We want to change that mindset and empower people to stand up for what's fair, and it's encouraging that so many are already double-checking bills and doing their research before making important purchases. 'By building confidence and financial know-how, we can help make fairness the norm, not the exception.' TOP 25 EVERDAY UNFAIR MONEY MOMENTS: When restaurants add on an automatic tip, but the service is poor When someone crashes their car into yours and your insurance premiums increase When you're charged for tap water in a restaurant Seeing a sneaky 'admin fee' added to concert tickets When there is a fee for an online return When the sale price is just the original price with a new sticker Seeing a 'minimum spend' just to use your card When train tickets go up in price for seemingly no reason Splitting the bill equally after only having a salad and didn't order an alcoholic drink When a supermarket reduces the price of something they just bought at full price A friend ordering an expensive drink when it's your round at the pub Discovering your loyalty points doesn't equal much actual money at all When your hotel charges extra for early check-in, even though the room is ready Paying for 'priority boarding' but the queue is just as long as the regular one When you plan your savings down to the penny and the Government change the tax rules Not being able to get discounted prices because you forgot your loyalty card When you must chase friends or family for money that they owe you When you fix your utility costs but then the prices fall When a shop refuses to accept cash, even when they've got a pocket full of change When confusing jargon is used when making important financial purchases Getting hit with a peak time surcharge Getting hit with a hefty dynamic ticket price after sitting in a virtual queue for hours Getting hit with a 'city tax' you only hear about at check-out When you attempt DIY to save money, it costs you more to put it right Friends who insist on taking a taxi when public transport is cheaper
