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How Roofing Technology Has Evolved in the Last 10 Years
How Roofing Technology Has Evolved in the Last 10 Years

Time Business News

time12-05-2025

  • Business
  • Time Business News

How Roofing Technology Has Evolved in the Last 10 Years

The last decade has seen impressive technological advancements across almost every industry, and roofing is no exception. What was once a trade heavily reliant on manual labor and traditional materials has now embraced innovation, sustainability, and precision engineering. Homeowners and contractors alike are reaping the benefits of new tools, materials, and systems that make roofs more durable, efficient, and smarter than ever before. From drones to solar-integrated shingles, let's explore how roofing technology has evolved in the last 10 years—and how these advancements are impacting both residential and commercial properties across the country. One of the most noticeable changes in roofing has been the development of advanced materials designed to withstand weather and time far better than their predecessors. Traditional asphalt shingles are still widely used, but they've come a long way in terms of design and resilience. Modern shingles now come with built-in UV resistance, algae protection, and impact ratings to better endure hailstorms and high winds. Additionally, composite roofing materials made from recycled plastics and synthetic fibers are becoming more popular for their durability and low maintenance requirements. These innovations are especially relevant for homeowners seeking the best roofing services in Andover MN, where weather can be unpredictable and often harsh. Advanced materials ensure longer roof life, fewer repairs, and better performance under pressure. As energy efficiency has become a growing concern, the roofing industry has stepped up with solutions that help homeowners reduce energy consumption and utility costs. Cool roofing systems, which use reflective materials to deflect sunlight, can reduce roof surface temperatures by up to 50°F in the summer. Another breakthrough has been the integration of insulation layers and thermal barriers directly into roofing systems. These improvements significantly reduce heat loss in winter and minimize heat gain in summer—crucial in northern climates like Minnesota. Homeowners who partner with the best roofing services in Andover MN are often introduced to these energy-saving options, helping them not only protect their homes but also lower long-term expenses. Ten years ago, solar panels were bulky, expensive, and considered an afterthought in roof design. Today, that has changed dramatically. The roofing industry now offers solar-integrated shingles and tiles that blend seamlessly into the roofline while generating clean energy. Tesla's Solar Roof and other brands have introduced photovoltaic shingles that replace traditional roofing materials entirely. These systems are not only functional but also aesthetically pleasing, making solar power more accessible and desirable for homeowners. This kind of technology offers homeowners a chance to invest in sustainability while improving property value—and the best roofing services in Andover MN now include consultation and installation options for solar-ready roofs. One of the most practical advancements in roofing technology has been the widespread adoption of drones. Roofing contractors can now use drones to inspect roofs with incredible speed and accuracy—no ladders, no climbing, and no unnecessary risk. High-resolution cameras and thermal imaging allow inspectors to identify damage, heat leaks, and structural weaknesses from the air. This means faster, more accurate assessments with less disruption for homeowners. In places like Andover, where snow and ice can make roof inspections dangerous for much of the year, drone-assisted evaluations are especially useful. The best roofing services in Andover MN are already leveraging drone technology to offer faster service and more precise repair recommendations. Beyond drones, 3D modeling software and aerial imaging tools have become standard in modern roofing projects. Contractors can create detailed roof plans and simulate how different materials and colors will look on a home before any work begins. This helps homeowners make informed decisions about design and material selection. It also enables contractors to estimate labor and material costs more accurately, avoiding surprises during installation. These modeling systems are increasingly part of consultations provided by the best roofing services in Andover MN, offering homeowners a more transparent and engaging roofing experience. Safety has always been a concern in roofing, and the last decade has brought significant improvements in equipment and techniques. New safety harness systems, walk pads, and installation tools help reduce injuries and ensure work is completed more efficiently. Additionally, self-adhering underlayment and nail-less installation systems are making roofs more watertight while reducing labor time. These innovations have improved both the speed and quality of roofing installations, ultimately benefiting homeowners. When choosing the best roofing services in Andover MN, homeowners can expect contractors to use modern safety standards and installation methods to deliver a superior finished product. Environmental concerns have also led to the adoption of greener practices in the roofing industry. Many modern roofing materials are recyclable, and some are even made from recycled content. Companies are also reducing waste by using digital ordering systems to measure and supply only what's needed. Green roofs, which feature vegetation and drainage layers, have also gained popularity in urban areas, although they remain a niche option for residential properties. Still, the overall trend toward sustainable building materials and reduced waste is shaping the future of roofing. The roofing industry has come a long way in the last decade. From smarter materials and solar solutions to drones and 3D modeling, homeowners now have more options, better quality, and longer-lasting results than ever before. These technological advancements not only improve the performance of roofs but also create safer, more efficient working conditions for contractors. For homeowners looking to upgrade or maintain their roofs, partnering with the best roofing services in Andover MN ensures access to the latest innovations and professional expertise. As roofing technology continues to evolve, those who stay ahead of the curve will enjoy more durable, energy-efficient, and beautiful homes. TIME BUSINESS NEWS

5 Best Stocks To Buy Now For May 2025
5 Best Stocks To Buy Now For May 2025

Forbes

time24-04-2025

  • Business
  • Forbes

5 Best Stocks To Buy Now For May 2025

These picks diversify across tech, healthcare, consumer staples and environmental services, and are ... More anchored by strong fundamentals and resilient business models. The market landscape in early May 2025 is characterized by uncertainty and fragmentation, driven by a volatile combination of geopolitical instability, shifting sector dynamics and policy unpredictability. Economic rifts have deepened in recent weeks, driven in part by an unclear tariff framework and a lack of cohesive economic direction from both the Federal Reserve and the Trump administration. With inflation pressures unresolved and confidence in long-term policy planning waning, investors are navigating a fragile environment where resilience is just as important as opportunity. This article highlights five standout investment opportunities for the current market climate. The list features a balanced mix of growth-oriented innovators that have seen recent corrections, alongside dependable dividend-paying leaders with strong balance sheets and defensible business models. In an era marked by dislocation and doubt, each of these companies offers a compelling case built on financial durability, competitive edge and potential catalysts poised to reward patient investors. This selection process balances fundamentals, technicals and macro context. For growth stocks, we focused on industry leaders with strong business models that have pulled back on sentiment, rather than fundamentals, offering attractive long-term entry points. Defensive picks emphasize dividend strength, valuation discipline and resilience across cycles. Each name was vetted for cash flow, balance sheet health and near-term catalysts. The result: a portfolio built for both upside and protection in an uncertain 2025 market. Tesla has evolved from a pure electric vehicle manufacturer into a comprehensive company focused on sustainable energy and artificial intelligence. While its automotive division continues to produce the Models 3, Y, S and the recently launched Cybertruck, as well as the $28,000 Model 2, Tesla has diversified into energy generation and storage with its Solar Roof, Powerwall and utility-scale battery installations. The company's vertical integration spans battery production through the Gigafactories, autonomous driving capabilities via its Full Self-Driving (FSD) technology and an expanding services ecosystem. Tesla's AI initiatives have accelerated following the commercial launch of its Optimus humanoid robot and Dojo supercomputer applications. The company maintains production facilities across four continents, with its newest Gigafactory in Indonesia having broken ground in late 2024. Despite facing intensifying competition in the electric vehicle (EV) space, particularly from Chinese manufacturers and traditional automakers' electric offerings, Tesla maintains significant advantages in manufacturing efficiency, battery technology and software capabilities. CEO Elon Musk's recent reorganizational efforts have focused on streamlining operations and accelerating the company's artificial intelligence and robotics divisions while maintaining automotive innovation. The decline follows multiple headwinds: lower-than-expected Q1 deliveries, intensifying global EV price competition, and delays in the rollout of Tesla's robotaxi service. Compounding these challenges is growing investor unease over Elon Musk's political behavior and public promotion of the Department of Government Efficiency (DOGE), which many view as symbolic of his broader attempts to undermine government institutions. This has alienated a significant segment of the political left, including many upper-middle-class Democrats (Tesla's core market), who increasingly distrust Musk and his leadership team. His involvement in multiple non-core ventures, including X (formerly Twitter) and other business interests, has further fueled concerns about diminished focus during a pivotal period for Tesla's operational performance. Tesla's Q1 2025 earnings report, released April 22, underscored these concerns. The company missed Wall Street expectations on both revenue and profit, with automotive revenue plunging 20% year-over-year to $14 billion. Total revenue declined 9%, and net income dropped 71% from the prior year. Tesla cited factory upgrades, lower average selling prices, and incentives as key drags. The company also refrained from reaffirming its 2025 growth guidance, instead postponing updates until Q2. Despite this, shares saw a slight after-hours rebound following President Trump's reassurance on Fed leadership—a sign of the stock's continued political sensitivity. Yet not all is bleak. Tesla's energy storage segment grew 67% year-over-year, and the company confirmed it remains on track to pilot both its robotaxi service in Austin and humanoid robot production in Fremont later this year. Meanwhile, the launch of its affordable Model 2 and the ongoing expansion of AI and Dojo infrastructure offer long-term upside. With $26.3 billion in cash and around $13 billion in debt, Tesla maintains the financial flexibility to navigate short-term challenges. For investors with a long horizon, the recent selloff may offer an entry point—albeit one that now demands careful monitoring of political, regulatory, and operational risks. NVIDIA has evolved from a gaming graphics card company into the world's leading provider of computing platforms for artificial intelligence and accelerated computing applications. The company's GPU technology has become the foundation of the AI revolution, with its data center segment now representing over 65% of total revenue. NVIDIA's hardware offerings span the entire computing spectrum, from GeForce gaming GPUs and workstation-class Quadro cards to data center-focused Hopper and Blackwell architectures. The company has expanded its reach beyond hardware through CUDA, its parallel computing platform, and an evolving software ecosystem that encompasses AI frameworks, digital twin simulations and enterprise solutions. In recent quarters, NVIDIA has accelerated its system integration efforts, introducing pre-configured AI systems, such as the DGX SuperPOD, as well as specialized solutions for various industries, including healthcare and telecommunications. The company's collaboration with leading cloud service providers has expanded, with specialized instances featuring NVIDIA's latest GPU architectures available across all major platforms. Meanwhile, NVIDIA's automotive computing platform continues gaining traction with automakers pursuing advanced driver assistance and autonomous driving capabilities, creating another growth vector beyond its core markets. NVIDIA has pulled back more than 30% from its highs, but strong fundamentals and expanding markets make the dip a compelling opportunity. In its latest report, revenue surged 122% YoY with rising margins, countering fears of AI saturation or chip oversupply. With its next-gen Blackwell architecture launching in Q2 2025, NVIDIA is set to lead the next wave of AI infrastructure. Its edge lies in both cutting-edge hardware and a dominant software ecosystem that locks in customers and pricing power. Despite export-related headwinds, its strategic role in U.S. tech leadership remains intact. With projected earnings growth of over 40% through 2027 and rising shareholder returns, NVIDIA continues to offer a rare opportunity for long-term upside. Johnson & Johnson remains a global healthcare leader following its strategic transformation through the Kenvue consumer health spinoff, completed in 2023. The streamlined company now focuses exclusively on its pharmaceutical and medical device segments, which together represent cutting-edge healthcare innovation and stable, recession-resistant revenue streams. J&J's pharmaceutical division boasts a robust portfolio of treatments across immunology, oncology, neuroscience, infectious diseases and cardiovascular health, including blockbuster drugs such as Stelara, Darzalex and Tremfya. Its medical device segment provides essential surgical instruments, orthopedic implants, vision care products and interventional solutions. The company's research and development capabilities remain industry-leading, with an annual R&D investment exceeding $15 billion and a pipeline featuring over 100 clinical development programs. J&J's acquisition strategy has been disciplined yet opportunistic, with recent purchases strengthening its capabilities in robotic surgery, cardiovascular devices and cell therapy platforms. Following the resolution of major talc litigation through its controversial Texas Two-Step bankruptcy strategy in late 2024, the company has reduced a significant overhang that had suppressed shareholder value for years. Johnson & Johnson blends defensive stability with meaningful growth potential—ideal for today's uncertain market. Backed by 63 straight years of dividend increases and a 3.2% yield, JNJ generates strong cash flow and trades at a modest 14.8x forward earnings. Growth drivers include a robust pharmaceutical pipeline (targeting $15B in new revenue by 2028), expansion in oncology and cell therapy, and a rebound in elective procedures. Its Ottava robotic surgery platform just gained FDA approval. With $19 billion in net cash, JNJ has the flexibility for acquisitions, buybacks, or further dividend hikes, making it a rare combination of resilience and upside. Procter & Gamble maintains its position as the world's premier consumer packaged goods company, with an unparalleled portfolio of essential household brands across categories including beauty, grooming, healthcare, fabric care, home care and baby care. The company's flagship brands—including Tide, Pampers, Gillette, Crest, Charmin and Dawn—hold leading market positions in their respective segments across more than 180 countries. The company's operational excellence initiative, launched in 2023, has generated approximately $2.1 billion in annual cost savings through the implementation of manufacturing automation, supply chain optimization and digital transformation. These efficiencies have enabled P&G to navigate inflationary pressures while continuing to invest in product innovation and marketing effectiveness. Procter & Gamble is a strong defensive play for 2025, backed by essential products, pricing power and a history of consistent performance. With 5.2% organic sales growth, 33% of sales from emerging markets, and 18% from e-commerce, P&G continues to expand through premiumization and innovation. Financially, it's disciplined, with 68 consecutive years of dividend increases and steady buybacks. Recent gains in the fabric care, health, and home categories demonstrate resilience in the face of intense competition. For investors seeking stability, income, and moderate growth, P&G remains a reliable cornerstone. Waste Management is North America's largest environmental services provider, serving over 21 million customers across municipal, commercial and residential sectors. Its vast network — spanning over 500 collection sites, 260 landfills and 140 recycling facilities—creates high barriers to entry and drives efficiency through vertical integration and dense routing. The company has strategically expanded its sustainability initiatives, positioning itself as both a waste collector and a materials management company, with a focus on extracting maximum value from waste streams. WM's recycling operations process nearly 12 million tons of materials annually, while its renewable energy projects generate enough electricity to power more than 600,000 homes. The company's recent strategic acquisitions, including the $4.6 billion purchase of Stericycle, completed in January 2025, have strengthened its position in specialized, higher-margin waste streams such as medical, hazardous and industrial waste, complementing its core municipal solid waste business. Waste Management offers a rare blend of recession-resistant stability and growth potential. With ~70% of revenue from long-term contracts tied to inflation, WM enjoys steady cash flow and strong pricing power. Operational efficiency gains have expanded EBITDA margins by 180 bps since 2023, providing downside protection. But WM isn't just defensive—it's growing. Renewable natural gas projects, the Stericycle acquisition and improved recycling margins are driving revenue and diversification. With rising free cash flow, a 10% dividend increase in Q1 2025 and ongoing buybacks, WM delivers income, growth and environmental impact, setting it apart from traditional utilities. Bottom Line The five highlighted stocks—Tesla, NVIDIA, Johnson & Johnson, Procter & Gamble and Waste Management—offer a balanced approach for navigating the market challenges of May 2025. Tesla and NVIDIA offer growth potential following sharp pullbacks, while J&J, P&G and Waste Management provide defensive stability and income. Together, they diversify across tech, healthcare, consumer staples and environmental services—anchored by strong fundamentals and resilient business models.

Climate First Bank Reaches $1 Billion in Assets Fueled by Growth in Solar Loan Financing and Commitment to Sustainability
Climate First Bank Reaches $1 Billion in Assets Fueled by Growth in Solar Loan Financing and Commitment to Sustainability

Yahoo

time11-03-2025

  • Business
  • Yahoo

Climate First Bank Reaches $1 Billion in Assets Fueled by Growth in Solar Loan Financing and Commitment to Sustainability

Bank has originated $185 million in solar lending in just two years ORLANDO, FLORIDA / / March 11, 2025 / Climate First Bank ( the world's first FDIC-insured digital community bank founded to combat the climate crisis, today announced it had reached the significant milestone of $1 billion in assets. This achievement, a combination of mission-driven banking and strong demand for renewable energy investments, underscores the bank's rapid growth and unwavering commitment to sustainability. Ken LaRoe, Founder of Climate First Bank, said, "Our rapid national growth is because of our commitment to fight climate change, not in spite of it. Across the country, individuals, homeowners and businesses are demanding renewable energy investments, especially solar. That demand will only grow in the years ahead. So let me be clear: we have seen incredible growth since we opened our doors three years ago, but we are only getting started." As other banks continue to back out of CSR and ESG commitments, Climate First Bank has stayed true to its mission and continues to be a proud member of the NetZero Banking Alliance, a global initiative aimed at aligning the banking sector with the goal of achieving net-zero greenhouse gas emissions by 2050. One of the key drivers of Climate First Bank's growth has been its innovative solar loan financing program. Through its fintech subsidiary, OneEthos, the bank has originated over $185 million in solar lending in just two years. This includes a groundbreaking national loan solution for Tesla's Solar Roof and Powerwall technologies, offering homeowners ethical and affordable financing options. "Reaching $1 billion in assets is a testament to the hard work and dedication of our team, customers, and stakeholders," said Lex Ford, CEO of Climate First Bank. "We are excited to continue our journey towards creating a more sustainable future and positively impacting the communities we serve." About Climate First Bank Recognized as the fastest growing new bank in America since 2009, Climate First Bank is the world's first FDIC-insured, values based, digital community bank founded to combat the climate crisis. A Certified B Corp, 1% for the Planet member and operationally net-zero since it opened its doors in June 2021, the Bank offers a complete, full-service portfolio of simple and easy-to-use traditional banking products powered by technology to meet the expectations of today's consumers. In addition to offering standard banking services, the company places a special emphasis on non-governmental organizations (NGOs) and businesses committed to sustainability. Eco-conscious customers will find dedicated loan options for solar photovoltaic (PV), energy retrofits and infrastructure to help combat the climate crisis. The Bank reports annually on its impact in line with corporate social responsibility goals. Read the most recent Impact Report here. Member FDIC. For more information, please visit: About OneEthos OneEthos is a Certified B Corp, mission-driven fintech company. The company operates at the intersection of financial technology (fintech) and traditional banking with the objective to accelerate the delivery of sustainable and inclusive financial services to all segments of the population. OneEthos is one of the only fintech companies specializing in climate finance in the United States and regulated by the Federal Reserve Bank. The company's mission is to enable Community Banks, Credit Unions, CDFIs, and Green Banks to grow their loan portfolios profitably and responsibly, providing access to banking products and services that have a positive impact on people, communities and the environment. For more information, please visit: Contact Information John Collins Collins Strategy Groupjohn@ 496-4587 Rachel Kent Marketing SOURCE: Climate First Bank View the original press release on ACCESS Newswire Sign in to access your portfolio

OneEthos Launches National Loan Solution for Tesla's Solar Roof and Powerwall Storage Systems
OneEthos Launches National Loan Solution for Tesla's Solar Roof and Powerwall Storage Systems

Associated Press

time17-02-2025

  • Automotive
  • Associated Press

OneEthos Launches National Loan Solution for Tesla's Solar Roof and Powerwall Storage Systems

First-ever solution will support Tesla's national network of certified installers. Ethical solar fintech offers homeowners simple, streamlined financing solution. ORLANDO, FLORIDA / ACCESS Newswire / February 17, 2025 / OneEthos ( today announced the first-ever national loan solution designed and optimized for Tesla's industry-leading Solar Roof and Powerwall 3 technologies. The new partnership aims to drive millions of dollars in renewable energy investments by offering homeowners a simple, ethical financing solution. 'This is the perfect match: a combination of Tesla's industry-leading Solar Roof and renewable energy technology and OneEthos' innovative point-of-sale financing platform,' said Marcio deOliveira, Founder and CEO of OneEthos. 'We believe that solar roofs will eventually be more affordable than traditional roofs, will last longer and provide much-needed clean energy production to help meet the world's staggering energy demands for many years to come. Tesla's vision of building a world powered by solar energy, running on batteries and transported by electric vehicles is inevitable.' With this unique new loan, Tesla's national network of certified installers can utilize OneEthos point-of-sale technology. The platform provides immediate pass/fail approvals, competitive pricing, pipeline management and the ability to easily offer their customers this exciting Solar Roof financing program. And unlike other financing providers, OneEthos' all-digital financing process can be done on-site and takes just minutes - making it faster and easier for interested owners to install Tesla Solar Roof technology. OneEthos has a proven national track record of driving investments into solar and renewable energy systems. Their solar portfolio has jumped to nearly $250 million in just three years. The national demand for solar continues to skyrocket as both homeowners and businesses seek affordable, predictable, dependable and energy efficient power sources. OneEthos New National Loan for Tesla All loans are subject to credit approval. Terms and conditions may vary based on creditworthiness and other factors. Tesla Solar Roofs are comprised of both glass solar tiles and steel roofing tiles. Glass solar tiles produce energy, while architectural-grade steel tiles add longevity and corrosion resistance to your roof. Both are durable, strong and engineered for all-weather protection. With a 25-year warranty, Tesla's Solar Roof will continue to produce clean energy and protect your home for decades to come. The Tesla Solar Roof loan program has already been rolled out to select installers in the Tesla Solar Roof network and will be made available to the entire certified installer network at the International Roofing Expo in San Antonio, February 19-21, 2025. About OneEthos OneEthos is a Certified B Corp, mission-driven fintech company. The company operates at the intersection of financial technology (fintech) and traditional banking with the objective to accelerate the delivery of sustainable and inclusive financial services to all segments of the population. OneEthos is one of the only fintech companies specializing in climate finance in the United States and regulated by the Federal Reserve Bank. The company's mission is to enable Community Banks, Credit Unions, CDFIs, and Green Banks to grow their loan portfolios profitably and responsibly, providing access to banking products and services that have a positive impact on people, communities and the environment. For more information, please visit: About Climate First Bank: Recognized as one of the fastest-growing banks in the country, Climate First Bank is the world's first FDIC-insured, values-based, digital community bank founded to combat the climate crisis. A Certified B Corp, 1% for the Planet member, and operationally net-zero since it opened its doors in June 2021, the Bank offers a complete, full-service portfolio of simple and easy-to-use traditional banking products powered by technology to meet the expectations of today's consumers. In addition to offering standard banking services, the company places a special emphasis on non-governmental organizations (NGOs) and businesses committed to sustainability. Eco-conscious customers will find dedicated loan options for solar photovoltaic (PV), energy retrofits and infrastructure to help combat the climate crisis. The Bank reports annually on its impact in line with corporate social responsibility goals; read the most recent Impact Report here. Member FDIC. Rachel Kent press release

OneEthos Launches National Loan Solution for Tesla's Solar Roof and Powerwall Storage Systems
OneEthos Launches National Loan Solution for Tesla's Solar Roof and Powerwall Storage Systems

Yahoo

time17-02-2025

  • Automotive
  • Yahoo

OneEthos Launches National Loan Solution for Tesla's Solar Roof and Powerwall Storage Systems

First-ever solution will support Tesla's national network of certified installers. Ethical solar fintech offers homeowners simple, streamlined financing solution. ORLANDO, FLORIDA / / February 17, 2025 / OneEthos ( today announced the first-ever national loan solution designed and optimized for Tesla's industry-leading Solar Roof and Powerwall 3 technologies. The new partnership aims to drive millions of dollars in renewable energy investments by offering homeowners a simple, ethical financing solution. "This is the perfect match: a combination of Tesla's industry-leading Solar Roof and renewable energy technology and OneEthos' innovative point-of-sale financing platform," said Marcio deOliveira, Founder and CEO of OneEthos. "We believe that solar roofs will eventually be more affordable than traditional roofs, will last longer and provide much-needed clean energy production to help meet the world's staggering energy demands for many years to come. Tesla's vision of building a world powered by solar energy, running on batteries and transported by electric vehicles is inevitable." With this unique new loan, Tesla's national network of certified installers can utilize OneEthos point-of-sale technology. The platform provides immediate pass/fail approvals, competitive pricing, pipeline management and the ability to easily offer their customers this exciting Solar Roof financing program. And unlike other financing providers, OneEthos' all-digital financing process can be done on-site and takes just minutes - making it faster and easier for interested owners to install Tesla Solar Roof technology. OneEthos has a proven national track record of driving investments into solar and renewable energy systems. Their solar portfolio has jumped to nearly $250 million in just three years. The national demand for solar continues to skyrocket as both homeowners and businesses seek affordable, predictable, dependable and energy efficient power sources. OneEthos New National Loan for Tesla OneEthos powered by Climate First Bank offers the nation's most competitive ethical solar financing program for consumer solar loans. Supports Tesla's national network of certified installers by providing access to OneEthos' streamlined point-of-sale platform and technical training. Provides potential customers with an immediate, on-site pass/fail financing solution. OneEthos technology enables Climate First Bank to offer homeowners ethical solar loans, with 100 percent financing and no early payment penalties. Climate First Bank provides homeowners competitive 30-year (7.99% APR) and 10-year (7.49% APR) fixed rate programs. Terms are subject to change. Eliminates all dealer fees, saving customers up to 40 percent on solar costs compared to other consumer solar lending options. All loans are subject to credit approval. Terms and conditions may vary based on creditworthiness and other factors. Tesla Solar Roofs are comprised of both glass solar tiles and steel roofing tiles. Glass solar tiles produce energy, while architectural-grade steel tiles add longevity and corrosion resistance to your roof. Both are durable, strong and engineered for all-weather protection. With a 25-year warranty, Tesla's Solar Roof will continue to produce clean energy and protect your home for decades to come. The Tesla Solar Roof loan program has already been rolled out to select installers in the Tesla Solar Roof network and will be made available to the entire certified installer network at the International Roofing Expo in San Antonio, February 19-21, 2025. About OneEthos OneEthos is a Certified B Corp, mission-driven fintech company. The company operates at the intersection of financial technology (fintech) and traditional banking with the objective to accelerate the delivery of sustainable and inclusive financial services to all segments of the population. OneEthos is one of the only fintech companies specializing in climate finance in the United States and regulated by the Federal Reserve Bank. The company's mission is to enable Community Banks, Credit Unions, CDFIs, and Green Banks to grow their loan portfolios profitably and responsibly, providing access to banking products and services that have a positive impact on people, communities and the environment. For more information, please visit: About Climate First Bank: Recognized as one of the fastest-growing banks in the country, Climate First Bank is the world's first FDIC-insured, values-based, digital community bank founded to combat the climate crisis. A Certified B Corp, 1% for the Planet member, and operationally net-zero since it opened its doors in June 2021, the Bank offers a complete, full-service portfolio of simple and easy-to-use traditional banking products powered by technology to meet the expectations of today's consumers. In addition to offering standard banking services, the company places a special emphasis on non-governmental organizations (NGOs) and businesses committed to sustainability. Eco-conscious customers will find dedicated loan options for solar photovoltaic (PV), energy retrofits and infrastructure to help combat the climate crisis. The Bank reports annually on its impact in line with corporate social responsibility goals; read the most recent Impact Report here. Member FDIC. For more information, please visit: Contact Information John Collins Collins Strategy Groupjohn@ 496-4587 Rachel Kent VP, Director of 669-3550 SOURCE: OneEthos View the original press release on ACCESS Newswire

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