27-05-2025
Ameritas Dental Insurance Review 2025
How We Chose the Best Dental Insurance Companies
We analyzed costs and benefits information for 32 stand-alone dental insurance plans. We looked at price quotes, coverage limits and deductibles and reimbursement levels. Advertisers do not and cannot influence our ratings. We use data-driven methodologies so all companies are measured equally. You can read more about our editorial guidelines and the methodology for the ratings below.
Ameritas offers multiple dental insurance plans that range from the low-cost PrimeStar Lite to comprehensive plans like PrimeStar Complete.
Ameritas Dental offers dental insurance in all states except for Massachusetts and Washington. It also offers dental policies in Washington, D.C.
Ameritas' comprehensive plans like PrimeStar Complete cost more than the national average but it offers coverage levels not found in other plans. Here's a look at the dental insurance cost differences of top-scoring plans for eight dental insurance companies.
Ameritas offers multiple types of insurance, financial services and employee benefits to 6 million members.
The company started in 1887 as The Old Line Bankers Life Insurance Company in Lincoln, Nebraska, and offered life insurance. Ameritas began providing dental insurance in 1959. Ameritas also owns Spirit Dental, another provider recognized as one of our best dental insurance companies.
Now, besides life insurance and dental coverage, Ameritas offers:
Credit rating agency AM Best gave Ameritas an A (Excellent) financial strength rating. AM Best praised the company's balance sheet strength, operating performance, business profile and enterprise risk management. 'Ameritas has demonstrated appropriate risk management capabilities,' said AM Best.
The Better Business Bureau rated Ameritas with an A+. BBB rates companies based on complaints, business size, whether the company responded to complaints promptly and whether the company resolved the issues.
To find the best dental insurance companies, we scored 32 stand-alone dental insurance plans. We got quotes from each company and dug into each dental plan to find out what each one covers, what they reimburse for different types of coverage and coverage limits and deductibles. Only the top-scoring plans from each company are shown. Benefit details can vary by state, so check the plan brochure for details. Ratings are based on the following criteria.
Ameritas Dental offers two well-ranked comprehensive dental insurance plans that could be excellent if you're looking for a high level of coverage. Both PrimeStar Complete and PrimeStar Boost offer high annual coverage maximums and strong reimbursement for dental services.
To apply for an Ameritas Dental plan, go to the MyPlan page on the Ameritas website and enter your ZIP code into the quote tool. You may also choose vision insurance to add to your dental coverage.
Ameritas will provide a list of plans in your area and specifics about each one. You can choose a plan and purchase coverage through the Ameritas website.
To cancel Ameritas Dental insurance, contact the company at 888-336-7601. You can cancel or change your plan at any time.
