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Travel expert says 'set up alerts' as FCDO warns against popular country
Travel expert says 'set up alerts' as FCDO warns against popular country
The Foreign Office has advised against all travel
Carrizalillo beach, on the Mexican Pacific coast
A tropical storm, Storm Erick, is set to hit parts of Mexico on Wednesday, June 18, and the Foreign, Commonwealth and Development Office is now advising against all travel to affected areas - from Puerto Angel in Oaxaca to Punta Maldonado in Guerrero. Half a million UK tourists visit Mexico each year and Oaxaca is a popular destination thanks to its beaches and resorts
Travel insurance expert Alicia Hempsted from MoneySuperMarket said: 'Most standard travel insurance policies include clauses that exclude coverage if you travel to a destination where the FCDO advises against travel, even if you're not aware of a change to FCDO advice.
'You can set up alerts for the country that you're planning to visit, so that you can stay up to date with any government safety warnings. You can do so by visiting the FCDO website. 'Natural disasters, such as earthquakes, can leave holidaymakers facing increased delays, travel disruption and cancellations. Travellers who are affected should check their travel insurance policy documents to see if they are eligible for compensation due to natural disasters.
'Travel insurance policies that include natural disaster cover will generally cover you for cancelled accommodation, travel and activities in the event of a natural disaster, as well as emergency medical care and evacuation should you need it. Under UK and Mexico regulations, airlines are not required to compensate you for delayed or cancelled flights in 'extraordinary circumstances', which include disasters such as earthquakes or tsunamis.
'If your flight, however, is delayed because of this, your airline has an obligation to offer food, drink and accommodation depending on the length of your delay.'
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'If extreme conditions are forecasted before you book or leave for your trip, and you choose to travel regardless, your insurance provider may not cover you for any related problems.
'Buying your travel insurance as soon as you book your trip can ensure you are protected against the unexpected. Check your policy terms before buying your insurance, as some travel insurance providers may not cover you as standard in the event of a natural disaster.
'Be aware that if your policy includes natural disaster cover, this will only be paid out if the FCDO warns against anything other than essential travel. If your plans are impacted by a disaster, contact your insurance and airline as soon as you can.'
