Latest news with #TataNeuInfinity
Mint
an hour ago
- Business
- Mint
5 popular credit cards for couples in 2025: Best for travel, dining and rewards
As couples in India seek financial stability and prosperity, they are actively on the look out for products and services that are fit for their shared financial needs, aspirations and lifestyles. There are several credit cards that bring benefits across travel, dining, entertainment and retail in 2025. These credit cards provide convenience, comfort and help boost rewards and savings by managing expenses together. Banks also promote add on cards, joint rewards accumulation and exclusive couple perks to foster comfortable credit card usage by couples who opt for such credit instruments. Add on cards allow both partners to earn rewards on a single account. They permit transparency, joint management of finances and expenses. Several banks waive annual fees thus making add on cards cost efficient. Perks include lounge access, dining cash back, several accelerated rewards ideal for working couples and frequent travellers. Credit card Best suited for Features HDFC Regalia Gold Credit Card Online shopping & travel Add-on card facility, shared reward points, travel concierge for couples Axis Bank SELECT Credit Card Dining & movies BOGO movie offers, milestone rewards, lounge access for two SBI Prime Credit Card Daily spends & grocery Utility bill rewards, welcome vouchers, shared reward tracking ICICI Bank Sapphiro Credit Card Luxury travel & lifestyle Golf rounds for couples, DreamFolks lounge access, dining perks Tata Neu Infinity HDFC Bank Credit Card Tata ecosystem & tech-savvy couples NeuCoins on Tata brands, shared digital wallet for couple expenses Note: The features discussed above are illustrative in nature. For the updated terms, conditions and features refer to the official websites of the respective credit card providing financial institution. 1. HDFC Regalia Gold Credit Card: This particular credit card provides users with 5X reward points on Nykaa and Myntra. It also includes complimentary lounge access at 1,000+ airports, free accidental air death cover up to ₹ 1 crore along with concierge services for travel and dining purposes. 2. Axis Bank SELECT Credit Card: The Axis Bank SELECT Credit Card includes six domestic lounge visits and Club Vistara Silver membership. There is also a provision of milestone gift vouchers on annual spends. 3. SBI Prime Credit Card: The SBI Prime credit card rewards ten points per ₹ 100 on dining, departmental stores and on groceries. It comes with trident privilege red tier membership, eight domestic lounge visits annually and ₹ 3,000 welcome vouchers. It provides utility bill rewards and fee waivers on spendings of above ₹ 3 lakhs. 4. ICICI Bank Sapphiro Credit Card: The ICICI Bank Sapphiro Credit Card is a premium offering. It is available in both Mastercard and American Express variants. It is developed for frequent travellers and lifestyle seekers. It offers a host of exclusive benefits. All card holders enjoy up to four complimentary golf round offers every month. Further, access to eight domestic airport lounges is also provided annually. The card also features lucrative dining offers and discounts along with an accelerated reward points system on both domestic and international spending. Thus making the product a well rounded choice for those who value comfort, travel perks and rewards. 5. Tata Neu Infinity HDFC Bank Credit Card: This particular credit card gives 5% NeuCoins back on Tata brands, 1.5% on non-Tata product spends. It includes domestic and international lounge access, fuel surcharge waiver and NeuCoin redemption through Tata Neu application. This application is ideal for users who are comfortable with advancing technology and fond of digital tools. Note: The additional features discussed above are illustrative in nature. For the updated features, terms and conditions refer to the official website of the respective credit card providing financial institution. The Reserve Bank of India has recently stated that the credit surge in the country has more than doubled in the last five years. The total number of credit cards have also risen by more than 100%. Not only this it is important to acknowledge the fact that the credit card NPA's have also surged dramatically in the last few years. These developments call for prudence on the part of borrowers and all credit applicants. Therefore, when you are aiming to apply for a new credit card or a personal loan do take into consideration the advice of financial advisors and properly understand and educate yourself of the challenges that you might face while repaying the availed credit. Disclaimer: Mint has a tie-up with fintechs for providing credit; you will need to share your information if you apply. These tie-ups do not influence our editorial content. This article only intends to educate and spread awareness about credit needs like loans, credit cards and credit scores. Mint does not promote or encourage taking credit, as it comes with a set of risks such as high interest rates, hidden charges, etc. We advise investors to discuss with certified experts before taking any credit.
Economic Times
2 days ago
- Business
- Economic Times
HDFC Bank, Axis Bank, American Express, Kotak Mahindra Credit Card changes June 2025: Know what is what, how it impacts your cashback, reward points
In June 2025, major banks like HDFC, Axis, Kotak Mahindra, and American Express are revising credit card terms. These changes impact airport lounge access, cashback, fuel rewards, and fee waivers. Tired of too many ads? Remove Ads HDFC Bank credit card: Airport lounge access changes from June 10, 2025 Kotak Mahindra changes from June 1, 2025 Tired of too many ads? Remove Ads Axis Bank credit card changes from June 20, 2025 American Express Gold Charge changes from June 12, 2025 In June 2025, several major banks are set to revise their credit card terms and conditions. This will affect everything from how rewards and fee waiver on spending are calculated to airport lounge access, cashback benefits , and even fuel rewards. These changes could directly impact how you earn and redeem benefits on your credit you're a cardholder with HDFC Bank Kotak Mahindra or American Express, here's what's changing, and from when in June Bank is changing its terms and conditions of two credit cards - Tata Neu Infinity and Tata Neu Plus from June 10, 2025. Going forward, These credit card holders will not be able to swipe their cards directly at airport lounges for entry. Instead, HDFC will issue lounge access vouchers to eligible customers based on quarterly spending milestones. This means customers must meet minimum spending thresholds each quarter to unlock airport lounge access June 1, 2025, Kotak Mahindra Bank will revise multiple charges on its credit cards offering. The changes include new fees for failed standing instructions, dynamic currency conversion (DCC), and transactions involving utility bills, education payments, wallet loading, skill-based gaming, and fuel purchases. Additionally, the method for calculating the Minimum Amount Due (MAD) on outstanding balances will be Read: Kotak Mahindra Credit card changes from June 1, 2025 Axis Bank is changing terms and conditions for two of its credit cards - Flipkart Axis Bank Credit Card and REWARDS Credit Card. The changes will be effective from June 20, Axis Bank Credit Card holders will see an increase in cashback benefits on Myntra purchases but will lose the complimentary airport lounge access — a significant change for frequent the REWARDS Credit Card, Axis Bank is introducing a revised approach to spend exclusions, meaning not all purchases will count towards earning reward points. The criteria for annual fee waivers will also become stricter, likely requiring higher annual Read: No more airport lounge access in this Axis Bank Credit Card from June 20, 2025 American Express is also updating the rewards policy for the Gold Charge Card starting June 12, 2025. As per the new rules, fuel purchases — including petrol, diesel, and CNG from Oil Marketing Companies (OMCs) — will no longer earn Membership Rewards points for American Experess Card holders. For credit cardholders who regularly use their Amex Gold Card for fueling, this change reduces the overall reward-earning potential and may influence their future payment preferences. According to the website, 'Effective 12 June 2025, you will not earn Membership Rewards® point on Fuel payments via Gold Charge card. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs).'
Time of India
3 days ago
- Business
- Time of India
HDFC Bank, Axis Bank, American Express, Kotak Mahindra Credit Card changes June 2025: Know what is what, how it impacts your cashback, reward points
In June 2025, several major banks are set to revise their credit card terms and conditions. This will affect everything from how rewards and fee waiver on spending are calculated to airport lounge access, cashback benefits , and even fuel rewards. These changes could directly impact how you earn and redeem benefits on your credit cards. If you're a cardholder with HDFC Bank , Axis Bank , Kotak Mahindra or American Express, here's what's changing, and from when in June 2025. HDFC Bank credit card: Airport lounge access changes from June 10, 2025 HDFC Bank is changing its terms and conditions of two credit cards - Tata Neu Infinity and Tata Neu Plus from June 10, 2025. Going forward, These credit card holders will not be able to swipe their cards directly at airport lounges for entry. Instead, HDFC will issue lounge access vouchers to eligible customers based on quarterly spending milestones. This means customers must meet minimum spending thresholds each quarter to unlock airport lounge access benefits. HDFC Bank credit card airport lounge access change from June 10, 2025 Kotak Mahindra changes from June 1, 2025 From June 1, 2025, Kotak Mahindra Bank will revise multiple charges on its credit cards offering. The changes include new fees for failed standing instructions, dynamic currency conversion (DCC), and transactions involving utility bills, education payments, wallet loading, skill-based gaming, and fuel purchases. Additionally, the method for calculating the Minimum Amount Due (MAD) on outstanding balances will be updated. Live Events Also Read: Kotak Mahindra Credit card changes from June 1, 2025 Axis Bank credit card changes from June 20, 2025 Axis Bank is changing terms and conditions for two of its credit cards - Flipkart Axis Bank Credit Card and REWARDS Credit Card. The changes will be effective from June 20, 2025. Flipkart Axis Bank Credit Card holders will see an increase in cashback benefits on Myntra purchases but will lose the complimentary airport lounge access — a significant change for frequent travelers. For the REWARDS Credit Card, Axis Bank is introducing a revised approach to spend exclusions, meaning not all purchases will count towards earning reward points. The criteria for annual fee waivers will also become stricter, likely requiring higher annual spends. Also Read: No more airport lounge access in this Axis Bank Credit Card from June 20, 2025 American Express Gold Charge changes from June 12, 2025 American Express is also updating the rewards policy for the Gold Charge Card starting June 12, 2025. As per the new rules, fuel purchases — including petrol, diesel, and CNG from Oil Marketing Companies (OMCs) — will no longer earn Membership Rewards points for American Experess Card holders. For credit cardholders who regularly use their Amex Gold Card for fueling, this change reduces the overall reward-earning potential and may influence their future payment preferences. According to the website, 'Effective 12 June 2025, you will not earn Membership Rewards® point on Fuel payments via Gold Charge card. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs).'
Time of India
03-05-2025
- Business
- Time of India
HDFC Bank revises lounge access policy for these credit card users effective from June 10, 2025
Attention, credit cardholders! HDFC Bank has revised its lounge access policy for Tata Neu Infinity and Tata Neu Plus credit cardholders, effective June 10, 2025. According to the new rules, one cannot access domestic lounge access by swiping credit cards directly at lounges; lounge vouchers will instead be issued to eligible customers based on their quarterly spending milestones. This change aims to streamline benefits while encouraging higher card usage. #Pahalgam Terrorist Attack India strikes hard! New Delhi bans all imports from Pakistan How Pakistan is preparing for the worst as India weighs response If India attacks Pakistan, China & B'desh should seize 7 NE states, says Yunus' aide Spend Rs 50,000 to receive lounge vouchers Effective June 10, 2025, the benefit of domestic lounge access will be milestone-based, and available as a lounge voucher upon spending at least Rs 50,000 in a calendar quarter. Also, cardholders should note that they can access a maximum of two complimentary domestic lounge vouchers per calendar quarter (up to eight per calendar year) for the Tata Neu Infinity HDFC Bank Credit Card, according to the bank's website. The domestic lounge access benefit for Tata Neu Plus HDFC Bank Credit Card holders will also be milestone-based, effective June 10, 2025. These cardholders can avail one complimentary domestic lounge voucher per calendar quarter by spending Rs 50,000 or more within that quarter. A maximum of four vouchers can be availed in a calendar year. ATM cash withdrawal charges to increase from May 1: RBI's new ATM transaction rules take effect from today How will you know that you are qualified? Upon qualifying for the benefit, you will receive an SMS and email, intimating you about the qualification. In case you have qualified for the benefit, visit the link received in the SMS/email, log in using your bank-registered mobile number, and claim your lounge voucher within 120 days of qualification. Once you have claimed the voucher, you can use the voucher in the eligible lounge list within 180 days of issuance of the voucher. Live Events How to check expenses and qualification status? Starting from June 10, 2025, if you want to check how much you've spent and whether you qualify for lounge access benefits in the current quarter, follow these steps: Step 1: Log in to HDFC Bank NetBanking or MobileBanking App. Step 2: Go to the credit card section. Step 3: Select your Tata Neu HDFC Bank Credit Card. Step 4: Click on Redeem Reward Points (you'll be taken to the Rewards Portal). Step 5: In the Rewards Portal, go to MyReward > Spend Promo Details to view your spending and qualification status. If your card is upgraded, lost, or re-issued, only spending on the new card will be considered. Expenses done through the previous card will not be considered for qualification. Existing Lounge Benefits Valid Until June 9, 2025 Tata Neu Infinity HDFC Bank Credit cardholders can enjoy 8 complimentary domestic lounge accesses per year, with a limit of two per quarter. A nominal fee of Rs 2 (for VISA or RuPay cards) is charged per lounge entry. Holders of Tata Neu Plus HDFC Bank Credit Cards get 4 complimentary domestic lounge accesses per calendar year (one in a quarter); Rs 2 (VISA / RuPay) is charged to the credit cardholder for the lounge access. International lounge access - VISA Card Starting June 1, 2025, the Priority Pass for international lounge access will be issued only upon request. If you've received a new, renewed, or replacement Tata Neu Infinity VISA card, you must apply separately for the Priority Pass. With Priority Pass, you and your add-on member can avail four complimentary international lounge visits per year (one per quarter). Any visit beyond this will incur a fee of US $27 + GST per person. All guests' visits using Priority Pass would be charged US $27 + GST per visit per guest. International lounge access - RuPay RuPay cardholders are entitled to four complimentary international lounge accesses per year (one per quarter). A transaction fee of $3.25 will be charged and later reversed. Additional visits may be allowed at the discretion of the lounge and may incur charges.
