Latest news with #TataNeuInfinityCreditCard
Mint
2 days ago
- Business
- Mint
Can your credit card get you airport lounge access? THESE top cards that do
Airport lounge offers travelers with much needed respite from the bustle of terminals, providing comfortable seating, peace of mind, complimentary refreshments and often Wi-Fi and business facilities. Now with frequent changes in credit card lounge access policies, travelers in the country need to stay updated on the latest rules to make the most of their credit cards. Here's what you need to know as a well aware traveler. Several major banks and financial institutions have revised their lounge access policies recently. For example, HDFC Bank's Tata Neu Infinity Credit Card has mandated cardholders to spend at least ₹ 50,000 every calendar quarter to receive lounge access vouchers. Now these vouchers can be utilised at only 18 select domestic airport lounges and provide a maximum of eight visits per year. Furthermore, direct card swiping for lounge entry has been discontinued for this particular card marking a significant shift in how lounge benefits are used by credit card holders. On similar lines, Bank of Baroda and RuPay have focused on introducing tier based lounge access, where eligibility depends on minimum spending in the previous quarter. For the newly issued credit cards, the spend requirements are waived for the first quarter. These changes reflect a clear shift towards a broader trend of rewarding high spending customers with lucrative travel perks. Most banks issue lounge access through one of the following methods: Present your eligible credit card at the lounge reception. It is important to remember that for HDFC Tata Neu Infinity, direct swiping is now discontinued as of June 10, 2025. Some credit cards such as HDFC Tata Neu Infinity, now require you to use pre-issued vouchers after meeting spending thresholds. Premium credit cards such as HDFC Diners Club Black, come with priority pass membership for global lounge access. You should always check your card's conditions, terms and restrictions as access policies and eligible lounges can vary widely and depend on several different factors. The Indian market offers a range of cards tailored to different travel needs: Card name Annual fee (Rs) Lounge access details HDFC Diners Club Black 10,000 Priority Pass, 1,300+ global lounges SBI Prime Credit Card 2,999 8 domestic, 4 international visits/year Axis Atlas Credit Card 5,000 Up to 18 domestic, 12 international visits Federal Bank Scapia Credit Card Nil Unlimited domestic lounge access Note: The fee and features of credit cards discussed above are illustrative in nature. For the updated terms, fees and conditions refer to the official website of the respective credit card issuer. These credit cards are popular for their generous lounge access benefits along with other travel perks. Ensure you meet the minimum spend or other criteria for lounge access. Use bank or partner applications to find eligible lounges and pre-book access. Policies change frequently, always review the latest terms before travel. Disclaimer: Mint has a tie-up with fintechs for providing credit; you will need to share your information if you apply. These tie-ups do not influence our editorial content. This article only intends to educate and spread awareness about credit needs like loans, credit cards and credit scores. Mint does not promote or encourage taking credit, as it comes with a set of risks such as high interest rates, hidden charges, etc. We advise investors to discuss with certified experts before taking any credit.
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Business Standard
20-05-2025
- Business
- Business Standard
New HDFC credit card rule: Lounge access only if you spend this much
Customers will from June 10 not be able to access airport lounges by swiping their cards HDFC Bank has announced new terms for domestic airport lounge access under its Tata Neu Infinity Credit Card. The terms, effective June 10, change the way cardholders avail of complimentary lounge services. What's changing Swipe-to-access discontinued: Customers will no longer be able to access lounges by swiping their credit cards at the lounge counter. Voucher-based entry introduced: Lounge access will now be granted through digital vouchers, which will be issued based on eligible card spending. Lounge voucher terms Cardholders must spend at least Rs 50,000 in a calendar-year quarter to earn lounge access vouchers. Once the spending threshold is met, the bank will send a notification via SMS and email. The earned voucher must be claimed within 120 days, and once claimed, it remains valid for 180 days. Lounge Access Limits A maximum of two domestic lounge accesses per quarter will be allowed. It amounts to eight complimentary lounge accesses in a calendar-year, provided the spending condition is met each quarter. Where to check eligibility Cardholders can check their spending and voucher eligibility by logging into: HDFC NetBanking or HDFC MobileBanking App Under the 'Credit Cards' section, users should navigate to the 'Rewards Portal' to track their lounge benefit status. Current Policy valid till June 9 Eight complimentary domestic lounge accesses per year, limited to 2 per quarter.
