Latest news with #Visa®
Hamilton Spectator
4 days ago
- Business
- Hamilton Spectator
Giftbit Expands Global Footprint, Emphasizes Ease
SEATTLE and CALGARY, Alberta, June 10, 2025 (GLOBE NEWSWIRE) — Giftbit, a digital payouts and gift card platform for businesses, has launched new features to improve reward management and expand its international offering. Highlights include one-click add-to-wallet functionality for prepaid Visa® cards, enhanced reporting, and a major expansion of its global gift card catalog. One-Click Add-to-Wallet Feature Recipients of prepaid Visa rewards can now instantly add their balance to Apple Pay, Google Pay, or Samsung Pay with a single click. No apps, logins, or manual data entry required. 'Smooth activation matters,' said Leif Baradoy, Giftbit's CEO and founder. 'Other vendors make people jump through hoops which lead to frustration and user fatigue. We're focused on a seamless cardholder experience.' The update also includes PIN support for spending at gas stations and convenience stores. Reward Management a Breeze With New Reporting Dashboard Giftbit is proud to launch one of its most highly requested features: an intuitive reward history dashboard. Customers can now easily view, sort, and filter sent rewards by date, status, brand, or campaign, all within the Giftbit web application. This update helps program managers track unclaimed rewards, resend with ease, and monitor contact list health, making it easy to find key details and take action across multiple orders all in one place. 'The new Rewards History view has made it so much easier for us to stay on top of undeliverable rewards,' said Giftbit customer Hunter Lisenby of United Communications. 'We can quickly spot bad contact email addresses and fix the issue without digging through individual orders.' Expanded Global Reach Giftbit believes incentive programs should have the ability to reach entire audiences no matter where they reside. That's why it's proud to support local currency rewards in over 30 countries, enabling businesses to send payouts in the recipient's currency for a more personal and seamless experience. Supported regions now include: Australia, Austria, Belgium, Brazil, Canada, China, Czechia, Denmark, Finland, France, Germany, Great Britain, Greece, India, Ireland, Italy, Japan, Luxembourg, Malaysia, Mexico, Netherlands, New Zealand, Norway, Philippines, Poland, Romania, Singapore, South Korea, Spain, Sweden, Switzerland, Thailand, United States. ( Prepaid Mastercard ® available globally wherever Mastercard is accepted) Strategic Partnerships Expand Catalog Offering New partnerships make Giftbit's gift card catalog more reliable and diverse. Built-in backups prevent outages and strengthen a smooth end-to-end reward experience. 'A strong catalog is key,' said Nat Salvione, Giftbit's Chief Commercial Officer. 'These partnerships help us deliver stable rewards anytime, anywhere.' In addition, Giftbit has upgraded their funding and payment processes to allow customers to fund their accounts in their preferred currency for easier operational control. Simplifying Global Rewards, Now and Ahead Giftbit continues to invest in the future of global digital rewards. The platform now supports: These enhancements make it easier than ever for businesses to scale their reward programs across borders with built-in flexibility, choice, and regional support. About Giftbit Giftbit helps companies send digital payouts and rewards at scale. Its platform offers branded gift cards, prepaid cards, and global payout options, making it easy to incentivize and reward employees, customers, and partners anytime, anywhere. Learn more at: . Media Contact: Zoe North — pr@
CNBC
28-04-2025
- Business
- CNBC
Axos Bank Business Premium Savings Account review
If you've already opened a checking account for your business, congratulations! Now's the perfect time to add a business savings account (if you haven't already). A business savings account lets you separate cash you need to spend from cash for a rainy day. Plus, it's also a smart way to put some money away for taxes. There's lots to like about the Axos Bank Business Premium Savings, including no deposit to open, no monthly maintenance fee and a very attractive welcome bonus. Read on to learn more about this account and see if it may be right for you. 3.80% None None Up to 6 free withdrawals or transfers per statement cycle None Yes Yes, if the account holder has an Axos business checking account Terms apply. Offers in this section are from affiliate partners and selected based on a combination of engagement, product relevance, compensation, and consistent availability.3.46% with a daily balance of $5,000,000 or below; 5.48% with a daily balance above $5,000,000$100 to open account3.50%None The Axos Bank Business Premium Savings account offers a strong APY. According to the bank's website, the APY listed is a tiered rate, and it may change at any time. At the time of this writing, the bank offers the same APY for all account balances under $5,000,000. Axos offers the All-In-One mobile app so you can send wire transfers and pay bills right from your phone. You can also link the Business Premium Savings account to an Axos business checking account or to a personal checking or savings account from another bank so you can move money between those accounts. If you have an Axos business checking account, you can also access your money by moving cash from the savings account to checking. Then, you can use your Visa® debit card or checks to make purchases, or you can withdraw cash from ATMs. The Axos Bank Business Premium Savings offers quite a few notable perks geared toward business owners. For starters, you can receive a one-time welcome bonus worth up to $375 if you use the promo code listed on Axos website. To receive the bonus, you must fund your savings account within 30 days of opening. The $375 bonus is earned over the course of four statement cycles, and you'll earn $75 for each statement cycle where the average daily balance on your savings account is between $30,000 and $74,999.99. If you keep the balance at $75,000 or more, you'll earn $125 per statement cycle. You can earn up to three payouts during the four statement cycles. You can sync the account to QuickBooks so you can track your business finances automatically. You can also access additional tools like loan funding, payroll, merchant services and treasury management. This account doesn't charge a monthly maintenance fee. There is no minimum deposit needed to open this account, though, to earn the bonus you'll need to fund the account within the first 30 days. Unlike many other accounts, it doesn't require you to maintain a daily minimum balance. Incoming domestic and international wires are also free. If you don't think the Axos Bank Business Premium Savings is the right account for you, the good news is there are plenty of other options out there. The Capital One Business Savings is a good choice if you want an account with a major bank, but it requires a $250 minimum deposit to open (the Axos Bank account doesn't have a minimum). The Capital One account also charges a $3 monthly maintenance fee with an option to waive it, but the Axos Bank doesn't charge a maintenance fee at all. Earn a promotional interest rate for the first 3 months. Visit a Capital One location or contact a banker for details. $250 to open account $3, with option to waive None Up to 6 free withdrawals or transfers per statement cycle $10 $35 Yes Yes, if account holders also have a Capital One business checking account Terms apply. The Live Oak Business Savings account doesn't charge a monthly maintenance fee and doesn't have a minimum deposit to open the account, similar to the Axos Bank account. Live Oak also offers a solid APY but, at the time of writing, it's a bit lower than the interest offer from Axos Bank. Also, Live Oak's savings account doesn't offer any special welcome bonuses, unlike the account from Axos Bank. 3.50% None None None Up to 6 free withdrawals or transfers per statement cycle $10 $25 No No Terms apply. Money matters — so make the most of it. Get expert tips, strategies, news and everything else you need to maximize your money, right to your inbox. Sign up here. At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every article is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of small business banking products. While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics.
Yahoo
24-02-2025
- Business
- Yahoo
TD Bank review (2025): Nationwide branch and ATM access, plus 24/7 customer service
Summary: TD Bank is a major U.S. bank that serves over 10 million customers through its retail, small business, and commercial banking products. Its products include checking and savings accounts, credit cards, mortgages, lending, and investing products. TD Bank operates over 1,100 branches nationwide and a network of 2,600 ATMs. This account is free to open and offers multiple ways to waive the $15 maintenance fee. The Complete Checking account doesn't earn interest, but does offer other perks such as online and mobile banking with Bill Pay, a free Visa® debit card, and 24/7 live customer service. The TD Beyond Checking account is another account option that's free to open, though it does charge a slightly higher monthly maintenance fee of $25. The good news is, there are ways to waive this fee if you meet certain requirements. This account is an interest-bearing account. The TD Essential Banking account offers the lowest monthly maintenance fee ($4.95, waived for primary account holders aged 13 to 17), no minimum daily balance requirement, and no overdraft fees. This account does not earn interest. Read more: The 10 best free checking accounts available today TD Bank's most basic savings account charges a monthly maintenance fee of $5, though it can be waived by maintaining a minimum daily balance of $300. This is an interest-bearing account and includes optional services such as mobile check deposit, free direct deposit, a free ATM card, free online statements, and 24/7 live customer service. This is a tiered interest savings account that offers higher rates on higher balances. There's a monthly fee of $15 that can be waived by meeting certain requirements. This account also offers free incoming wire transfers, official bank checks, money orders, and stop payments. TD Bank's CDs have terms ranging from three months to five years and require a minimum opening deposit of just $250. While the standard APY for a TD Bank CD is 1%, relationship rates can be as high as 4%. TD Bank offers a number of different credit cards, including balance transfer cards, rewards credit cards, cash-back cards, credit cards with no annual fee, and low introductory APR credit cards. Customers who are looking to purchase a home, renovate their current home, or refinance their existing home loan can take advantage of TD's home lending products. With the TD Bank Fit Loan, customers can borrow $2,000 to $50,000 with terms ranging from 36 months to 60 months. Interest rates range from 8.99% to 23.99% APR and there are no origination fees, application fees, or prepayment penalties. TD offers five different types of accounts for those who want to boost their retirement savings, including IRAs and IRA CDs. Here's a look at some of the fees you might encounter as a TD Bank customer: Read more: What are bank fees, and how do I avoid them? Before becoming a customer, you should be aware of a few major pros and cons of banking with TD Bank. Pros: Large branch and ATM network: TD Bank operates over 1,100 branches nationwide and a network of 2,600 ATMs, which is a bonus for customers who prefer a face-to-face banking experience or need to make frequent deposits and withdrawals. 24/7 customer service: TD Bank offers 24/7 live customer support, so you can always get a real person on the line to answer your questions. Cons: Lower yields on savings accounts and CDs than competitors: Compared to other banks and credit unions, TD's savings and CD rates aren't the most competitive on the market. If you're on the hunt for the highest possible APY, it may pay to shop around. High overdraft fee: At $35 per transaction and up to three overdraft fees per day, TD Bank's overdraft fee is on the higher end. TD Bank representatives are available via phone and app 24 hours a day, seven days a week. TD Bank's mobile app is available for download in the Apple App Store and Google Play and has a user rating of 4.8 and 4 stars, respectively. Customers can use the app to view account balances and activity, deposit checks, pay bills, send money via Zelle, transfer money between accounts, and more. As part of its 'The Ready Commitment,' TD Bank has committed to supporting the transition to a low-carbon economy by targeting net-zero emissions by 2050 and committing $75 billion by 2030 to help clean economic growth. It has also pledged to create more green spaces in the communities it serves. Read more: What is sustainable banking? Yes. TD Bank is an FDIC-insured bank offering coverage up to the federal maximum of $250,000 per depositor, per ownership category. Your TD Bank routing number depends on the state where you opened your account. You can find your routing number by calling TD Bank, reviewing your bank statement or checks, or by logging into your TD Bank mobile app. Yes. TD Bank customers can use Zelle to make transfers, send money to family and friends, and more.
