Latest news with #ZareefHamid
Yahoo
2 days ago
- Business
- Yahoo
Zareef Hamid Analyzes How AI is Redefining Financial Services
Harvard MBA and former BCG consultant analyzes how AI is driving commoditization in payments and creating a shift toward embedded finance, as financial services transform from traditional intermediaries to infrastructure-based solutions. BOSTON, June 2, 2025 /PRNewswire/ -- Zareef Hamid (Harvard MBA, former BCG consultant) has published a new Medium article titled "The Fintech Revolution: How AI is Redefining Financial Services in 2025," examining how AI is transforming financial services from traditional intermediaries into infrastructure-based systems. The analysis reveals that "certain financial services, particularly in payments, are experiencing commoditization" as AI-driven solutions create "a shift in value away from traditional intermediaries." Hamid documents how "the future focus is likely to be on providing value-added services, including embedded finance and cross-border transaction optimization, rather than on enhancing traditional models." The research shows that "the payments industry has reached a pivotal moment" where agentic AI systems enable autonomous decision-making with minimal human oversight. Hamid's framework demonstrates how company infrastructure centers on data, AI models, and inference computation that powers reasoning capabilities. The analysis reveals that AI is "altering traditional value chains" as native AI organizations disrupt by targeting niche markets while established institutions implement co-pilot AI solutions that streamline operations without displacing human roles. Read the full article here: Contact:***@ Photo(s): Press release distributed by PRLog View original content: SOURCE Zareef Hamid
Yahoo
3 days ago
- Business
- Yahoo
Zareef Hamid on the Rise of AI-Native Organizations
Zareef Hamid explores how AI-native organizations are transforming the nature of business. Harvard MBA and former BCG consultant explores how organizations "built from the ground up" and "architected around AI" are breaking business physics and redefining how work is structured. BOSTON, June 1, 2025 /PRNewswire/ -- Zareef Hamid published "The AI-Native Revolution: How Small Teams Are Redefining Business," documenting how AI-native organizations achieve extraordinary efficiency through fundamental structural changes. Unlike traditional businesses using AI as a tool, these organizations are "built from the ground up" and "architected around AI capabilities from inception." The research reveals startups reaching $10 million in annual recurring revenue within 60 days using teams of just 15-18 people—representing what experts call "superlinear scaling." Revenue per employee figures demonstrate exponential differences: leading AI-powered platforms generate $8.3 million per employee while traditional tech companies manage $2.4 million per employee. This creates "a step-change in how value is created and scaled in the digital economy." The transformation shifts routine tasks to AI systems, enabling human work to focus on creativity, empathy, judgment, and purpose. As routine tasks shift to AI systems, organizations optimize "the partnership between human and machine intelligence." The AI-native revolution isn't replacing humans—it's "redefining how we work together with increasingly intelligent systems." Read the full article here: Contact:***@ Photo(s): Press release distributed by PRLog View original content: SOURCE Zareef Hamid
