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CNN
an hour ago
- Business
- CNN
Earn up to 110,000 SkyMiles with these new Delta Amex business card offers
CNN Underscored reviews financial products based on their overall value. We may receive a commission through our affiliate partners if you apply and are approved for a product, but our reporting is always independent and objective. This may impact how links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit to learn more. Delta Air Lines and American Express have rolled out increased welcome offers on their suite of business credit cards, and for savvy business owners or frequent Delta flyers, these limited-time deals could translate into serious travel savings. For a limited time, small business owners can earn up to 110,000 bonus Delta SkyMiles — enough for multiple domestic round-trip flights or even a one-way business-class ticket to Europe. Here's a closer look at the new Delta credit card offers. Welcome offer: Earn 90,000 bonus SkyMiles after spending $6,000 on eligible purchases within the first 6 months of opening the account. Annual fee: $0 introductory fee for the first year, then $150 (see rates and fees). Offer ends: July 16, 2025 Welcome offer: Earn 100,000 bonus miles after spending $8,000 on eligible purchases within the first 6 months of opening the account. Annual fee: $350 (see rates and fees) Offer ends: July 16, 2025 Welcome offer: Earn 110,000 bonus miles after spending $12,000 on eligible purchases within the first 6 months of opening the account. Annual fee: $650 (see rates and fees) Offer ends: July 16, 2025 Based on the points valuations of frequent flyer website The Points Guy, Delta SkyMiles are worth 1.25 cents apiece, but the exact value can vary depending on your route and travel dates due to Delta's dynamic pricing system. Here's how it breaks down. 90,000 miles: $1,125 in flight value 100,000 miles: $1,250 in flight value 110,000 miles: $1,375 in flight value If you're not a business owner or prefer a credit card for personal use, Delta and American Express also offer four consumer cards. These range from no-annual-fee options to premium products with exclusive travel perks. Here's a quick look at the current limited time offers on each. Delta SkyMiles® Blue American Express Card: Earn 10,000 bonus SkyMiles after spending $1,000 on eligible purchases within the first 6 months of opening the account. $0 annual fee (see rates and fees). Delta SkyMiles® Gold American Express Card: Earn 80,000 bonus SkyMiles after spending $3,000 on eligible purchases within the first 6 months of opening the account. $0 introductory annual fee for the first year, then $150 (see rates and fees). Delta SkyMiles® Platinum American Express Card: Earn 90,000 bonus SkyMiles after spending $4,000 on eligible purchases within the first 6 months of opening the account. $350 annual fee (see rates and fees). Delta SkyMiles® Reserve American Express Card: Earn 100,000 bonus miles after spending $6,000 on eligible purchases within the first 6 months of opening the account. $650 annual fee (see rates and fees). Delta's boosted welcome offers on its business credit cards are some of the most rewarding we've seen and can add serious value to your travel budget if you qualify. With up to 110,000 miles on the table — and personal card offers also available — now could be a great time to add a Delta Amex to your wallet. The following FAQs have been answered by CNN Underscored travel editor and credit card expert Kyle Olsen. Am I eligible for more than one welcome bonus offer? Am I eligible for more than one welcome bonus offer? You can earn multiple Delta SkyMiles American Express welcome bonuses but only once per specific card product. That means you can't get the bonus again if you've already received it for the same card, even if you close and reapply. But you can earn bonuses across different Delta Amex cards (like Gold, Platinum, Reserve or Business versions), as long as you meet the eligibility criteria. In 2024, Amex introduced new restrictions that may prevent you from getting a bonus on one Delta card if you've had another, though rules vary by card and aren't always reciprocal. To improve your odds, it's often best to apply for lower-tier cards first. Amex will usually show a pop-up warning during the application process if you're not eligible for a bonus, allowing you to back out. Always check the latest terms before applying. Which is the right Delta Amex business card is for me? Which is the right Delta Amex business card is for me? The right Delta Amex business card comes down to how often you fly and what perks matter most to you. Go with the Gold if you travel occasionally and want solid benefits like a free checked bag and priority boarding with a low annual fee. Choose the Platinum if you fly more often and want extras like a companion certificate and travel credits. Opt for the Reserve if you travel frequently and value premium perks like lounge access and a first-class companion certificate. As with all CNN Underscored articles, our coverage of travel rewards and credit cards is rooted in independent, objective reporting and real-world experience. This piece was written by our travel editor Kyle Olsen, a Delta Gold Medallion member who has personally navigated the SkyMiles program since 2016. His firsthand insights are helpful for travelers looking to make the most of these limited-time business card offers. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.


Forbes
2 days ago
- Business
- Forbes
Best Credit Cards For Walmart Of 2025
Walmart is a smart choice for everyday shopping thanks to its low prices and wide selection of household items. But to stretch your budget even farther, how you pay can make a big difference. The best credit cards for Walmart offer extra rewards for both in-store and online purchases and can save you money through other card benefits, too. Why you can trust Forbes Advisor Our credit card editors are committed to bringing you unbiased ratings and information. Advertisers do not and cannot influence our ratings. We use data-driven methodologies to evaluate financial products and companies, so all are measured equally. You can read more about our editorial guidelines and the credit card methodology for the ratings below. Rewards: Earn 6% cash back each quarter on combined eligible purchases from two retailers of choice ($1,500 limit), 5.5% cash back on prepaid car and hotel reservations booked through the Rewards Travel Center, 3% cash back each quarter in one everyday category of choice ($1,500 limit) and 1.5% cash back on everything offer: Earn $250 after spending $2,000 in eligible purchases within the first 120 days of account fee: $0 intro annual fee for the first year, then $95 Whether you shop exclusively at Walmart or spread your spending across multiple retailers, the U.S. Bank Shopper Cash Rewards® Visa Signature® Card* offers fantastic cash-back rewards. You can choose two retailers of your choice each quarter—Walmart being one option—and earn 6% rewards on your first $1,500 in combined eligible purchases that quarter. You can also choose a 3% earning category (from your choice of gas stations, wholesale clubs and more), making it the best credit card for Walmart and Costco combined. Cardholders will need to be on top of their game to designate their preferred retailers and purchase categories each quarter and track spending to know when they're approaching their spending limit. But even after maxing out that cap, or on purchases not in specialty categories, the base earnings rate of 1.5% is a good one. Rewards: Earn 3% cash back at U.S. supermarkets, U.S. gas stations, and online retail purchases in the U.S. (on up to $6,000 in each category per year in purchases, then 1%), and 1% cash back on other purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at offer: Earn a $200 statement credit after spending $2,000 on purchases within the first 6 fee: $0 (Terms apply, see rates & fees) The Blue Cash Everyday® Card from American Express is a cash-back workhorse that earns up to 3% on U.S. online retail purchases, among other things. If you're a frequent shopper, whether you're having items delivered or are choosing in-store pickup, this is an easy way to maximize your earnings. Additionally, cardholders receive an up to $84 a year credit toward the Disney Bundle for an eligible auto-renewing subscription ($7 back monthly after spending $9.99+ each month). Like many other Amex cards, access to Amex Offers is included, potentially saving you even more. Enrollment is required for select benefits. Rewards: Earn 2% cash rewards on offer: Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 fee: $0 (rates & fees) The Wells Fargo Active Cash® Card is an ideal catchall card for those who crave simplicity. Its flat-rate rewards mean you'll earn a competitive return at Walmart and everywhere else without having to devote any brainpower along the way. And with no annual fee, your rewards are truly yours to enjoy. The introductory APR can also be extremely useful to new cardholders, especially if you have a big purchase coming up. After approval, you'll get a 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers, then a 19.24%, 24.24%, or 29.24% variable APR applies. Balance transfers made within 120 days qualify for the intro rate and fee of 3% (min. $5) then a fee of up to 5% (min. $5) applies. Rewards: Earn 2 miles per dollar on all eligible purchases, 5 miles per dollar on flights and vacation rentals booked through Capital One Travel, 5 miles per dollar on Capital One Entertainment purchases through 12/31/25 and 10 miles per dollar on hotels and rental cars when booking via Capital One offer: Earn 75,000 bonus miles after spending $4,000 on purchases within the first three months of account fee: $395 (rates & fees) If you're looking to transform your Walmart spending into travel rewards that can fund your next trip, look no further than the Capital One Venture X Rewards Credit Card. The card offers easy flat-rate rewards with flexible travel redemptions and premium perks to compensate for its annual fee. Major travel benefits include complimentary access to Capital One and Partner Lounge Network lounges when you fly, a $300 annual credit for bookings through Capital One Travel and 10,000 bonus miles each year starting on your first anniversary. When you're ready to redeem rewards, you can transfer your miles to airline and hotel loyalty partners, pay for reservations made through Capital One Travel with miles or request a statement credit for a travel purchase you've recently made with the card. Rewards: Earn 3% cash back when checking out with PayPal and 1.5% on all other offer: This card does not offer a welcome fee: $0 Although you might associate PayPal with online purchases, the ability to check out with Paypal at Walmart makes the PayPal Cashback Mastercard®* one of the best credit cards for Walmart in-store purchases, too. You'll get a high rewards rate that way with no limits, activations or other restrictions. The PayPal Cashback Mastercard also stands out because you may only need fair credit for approval, making it accessible to more potential customers. Unfortunately, this card doesn't offer any notable benefits beyond its high rewards rate on PayPal purchases. But for a $0 annual fee, that might be enough for you. Rewards: Earn 5 Membership Rewards® Points per dollar for flights booked directly with airlines or with American Express Travel® on up to $500,000 per calendar year, 5 points per dollar on prepaid hotels booked with American Express Travel® and 1 point per dollar on other eligible offer: Earn 80,000 Membership Rewards® Points after spending $8,000 on eligible purchases on the card in the first 6 months of card fee: $695 (Terms apply, see rates & fees) The Platinum Card® from American Express won't make sense for everyone, due to an extremely expensive annual fee. But that cost can be offset by credits of up to $12.95 per month to cover a monthly Walmart+ membership along with hundreds of dollars in other credits to use toward digital entertainment subscriptions, Uber Cash, airline incidental fees and more. Terms apply and enrollment is required for select benefits. Many of the card's built-in benefits lean high-end—think elite status with Hilton Honors™ and Marriott Bonvoy® (enrollment required) and airport lounge access—but there are also savings to be had. The card offers return protection¹, purchase protection¹ and extended warranties¹, which can all be helpful to travelers. Rewards: Earn 1.5% cash back on every purchase and 5% cash back on hotels and rental cars booked through Capital One offer: This card does not offer a welcome fee: $0 (rates & fees) You can build your credit while also earning rewards with the no-annual-fee Capital One Quicksilver Secured Cash Rewards Credit Card. Making on-time payments can increase your credit score and you'll be covered by select consumer protections, like zero fraud liability*. Like all secured cards, you'll need to supply a security deposit if you're approved. However, Capital One automatically reviews accounts after six months to evaluate you for a credit line increase with no additional deposit necessary. Additionally, cardholders with a track record of responsible use could earn their full deposit back and have their card converted to an unsecured version. Buying essentials at Walmart might categorize you as a cost-conscious shopper, so considering all the costs of a new potential credit card is a great place to start. Consider annual fees, APRs and other associated costs before you get lured in by other elements. Rewards are another significant selection factor: Look at your expenses over the past few months and run some numbers on a few cards to see which one would've given you the most rewards. Cards with specified bonus categories and high earning rates can make sense if your spending is concentrated in those areas, while those with more general spending might do better with a card that has a higher base rate. Even though there are several great credit cards for groceries, most of them won't be much use at Walmart. That's because nearly all Walmarts are considered 'superstores' rather than grocery stores or supermarkets, even if grocery purchases comprise 100% of your shopping cart. Only the overall store classification (also known as a merchant code) matters when credit cards categorize your transaction and calculate your rewards. Therefore, if you do all your grocery shopping at Walmart, you'll want to look for a credit card that rewards superstore purchases rather than one labeled for groceries. If you do a mix of shopping at Walmart and more classic grocery stores, you may prefer to use two different credit cards—one for each type of shopping—or look into an all-purpose card instead. Someone who shops at Walmart for everything might find a credit card for Walmart a smart addition to their wallet. It's easy to earn extra rewards by paying with the right card. However, customers who only pop into Walmart occasionally don't necessarily need to pick a Walmart credit card specifically: Many other cash-back or rewards credit cards will do. No single credit card is the best option for every family, every purchase or every budget. We've picked the best credit cards in a way designed to be the most helpful to the widest variety of readers. To view rates and fees for Blue Cash Everyday® Card from American Express please visit this view rates and fees for The Platinum Card® from American Express please visit this page. *For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply. ¹Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit for more details. Underwritten by AMEX Assurance Company. Unfortunately, the once-available Capital One Walmart Rewards® Mastercard®* is no longer open to new applications. The card offered 5% cash back on select Walmart purchases. A better current bet would be the U.S. Bank Shopper Cash Rewards® Visa Signature® Card*, which earns 6% on up to $1,500 in Walmart purchases per quarter if you select Walmart as one of your preferred retailers. The Platinum Card® from American Express covers your monthly Walmart+ membership in the form of a statement credit when you use the card to pay the monthly subscription fee. Most Walmart locations are not considered grocery stores for the purposes of earning credit card rewards. They are more frequently considered superstores. However, there may be some exceptions for smaller Walmart Neighborhood Markets that exclusively sell groceries.


Reuters
3 days ago
- Business
- Reuters
Airlines, planemakers oppose credit card fee crackdown that could imperil free flight offers
WASHINGTON, June 2 (Reuters) - Major airlines said Monday they oppose a new effort to advance legislation that would reduce fees charged by Visa (V.N), opens new tab and Mastercard (MA.N), opens new tab on transactions, saying the bill could force them to stop offering rewards credit cards that give consumers frequent flyer miles for making transactions. American Airlines (AAL.O), opens new tab, United Airlines (UAL.O), opens new tab, Southwest Airlines (LUV.N), opens new tab and others including Boeing (BA.N), opens new tab, Airbus ( opens new taband GE Aerospace (GE.N), opens new tab, said in a letter to senators the legislation sponsored by Senators Dick Durbin and Roger Marshall could sharply reduce air travel and harm overall tourism. Airlines generate billions of dollars annually in fees for branded credit cards. Durbin has called the airlines "basically credit card companies that own some planes."


Zawya
3 days ago
- Business
- Zawya
AFS and Mawarid Finance spearhead digital transformation in credit card services
Manama, Kingdom of Bahrain: In a significant leap forward for digital finance, Mawarid Finance, in strategic collaboration with Arab Financial Services (AFS), the leading digital payments solutions provider and fintech enabler across the Middle East and Africa, has officially launched a comprehensive digital application poised to redefine credit card issuance and management. This pioneering initiative underscores a shared commitment to accelerating digital transformation and elevating the customer experience within the financial services landscape. The newly introduced application represents a robust smart solution, offering a fully digitized journey from initial application submission and approval to card issuance and direct, real-time management via a smartphone. This seamless process effectively eliminates the conventional necessity for branch visits or physical signatures, translating directly into considerable time savings and enhanced convenience for customers. This pivotal launch is the direct outcome of a strategic agreement between Mawarid Finance and AFS, meticulously crafted to deliver advanced digital financial solutions. These solutions not only cater to the evolving needs of the local market but also align with prevailing global trends in financial technology. The application empowers users to instantly and securely issue credit cards, seamlessly track transactions, and manage their accounts in real-time, all fortified by state-of-the-art data protection and privacy technologies. The official signing ceremony, marking this collaborative milestone, was attended by key leadership, including Mr. Samer Soliman, CEO of AFS, and Mr. Rashid Al Qubaisi, CEO of Mawarid Finance. Both executives emphasized the profound significance of this partnership in stimulating innovation and expanding the breadth of digital services accessible within the vibrant UAE financial market. Commenting on this transformative development, Mr. Rashid Al Qubaisi stated: "At Mawarid Finance, our core commitment revolves around delivering digital solutions that not only meet but exceed our customers' expectations. This innovative platform is a testament to our relentless pursuit of empowering customers with secure, efficient, and exceptionally easy access to our comprehensive suite of products." Echoing this sentiment, Mr. Samer Soliman added: "This collaboration exemplifies a highly successful model of integration between established financial institutions and agile fintech companies. Together, we are meticulously crafting and delivering innovative digital experiences that not only adhere to rigorous global standards but also provide users with an intuitively seamless and highly secure financial journey." This strategic launch is an integral component of Mawarid Finance's broader vision to expand its customer base and introduce agile, digital-first products designed to support the diverse needs of both individual consumers and corporate entities, thereby significantly accelerating access to modern, secure, and user-centric financial services across the region. AFS Media Relations Email: pr@ About AFS: Arab Financial Services (AFS) was formed in 1984 to provide payment products, services and expertise to banks and merchant groups and deliver customized payment solutions in an increasingly divergent, disruptive, and dynamic payment ecosystem. AFS is owned by 37 banks and financial institutions and serves over 60 clients in more than 20 countries across the Middle East and Africa. Today, AFS is the region's leading digital payment solutions provider and fintech enabler. Regulated by the Central Bank of Bahrain and the Central Bank of Egypt and licensed by the Central Bank of UAE, its dedication to innovation has made AFS a driving force in the market offering a rich portfolio of payment solutions including Open Banking Hub, popular digital wallets, market-leading merchant acquisition services, digital payroll solutions and more. Providing the highest quality payments solutions that are trusted by businesses, AFS has offices and data centers in the Kingdom of Bahrain, Arab Republic of Egypt, Sultanate of Oman, and the United Arab Emirates. About Mawarid: Mawarid Finance PJSC is an Islamic finance and investments group licensed by the UAE Central Bank. Mawarid Finance was formed in 2006 in Dubai, United Arab Emirates, with a paid-up capital of AED 1 billion to launch a new vision in Islamic Finance by adding more value to the industry through developing innovative Shariah compliant products for both individual and corporate customers Mawarid was founded upon and continues to believe in Innovation. We aim to be different, unique and 'special' in everything we do. Mawarid's focus has also been on supporting and developing the national economy through the provision of Islamic financial products and services for small & medium enterprises, enabling them to grow and in turn fostering the growth of the economy. Over the years, Mawarid's strategic approach has been on emerging from an Islamic financial services company to a Conglomerate building synergy through the acquisition of complimentary and supplementary shariah compliant businesses. Today, Mawarid maintains a healthy and well diversified portfolio of investments across a wide spectrum of industry sectors and asset classes across the MENA region Mawarid Finance in its young history has collected several awards, locally and internationally, in business, gained ISO 9001:2008 certification, and is considered as a very successful brand in the UAE.


Entrepreneur
4 days ago
- Business
- Entrepreneur
Spense Secures USD 1.85 Mn from GrowthCap Ventures and Industry Leaders
The fresh capital will be deployed to onboard more banks, expand fintech partnerships, and broaden Spense's product and technology stack, enabling new financial use cases beyond secured credit cards. You're reading Entrepreneur India, an international franchise of Entrepreneur Media. Spense, a Bengaluru-based fintech startup building programmable banking and card infrastructure, has raised USD 1.85 million in a pre-seed round led by GrowthCap Ventures. The round also attracted angel investors including Kunal Shah (Co-founder, CRED), Sayandeb Banerjee (Co-founder, The Math Company), Suresh Rayasam (Head of Applied AI for GTM), and Ravi Sudhakar (Director AI Global Business Strategy, Microsoft). The fresh capital will be deployed to onboard more banks, expand fintech partnerships, and broaden Spense's product and technology stack, enabling new financial use cases beyond secured credit cards. Founded in 2023 by Pawan Kumar (former Head of Applied Science, Uber India) and Srinivas Krishnamurthy (former Technical Lead, BNP Paribas), Spense is on a mission to modernise India's credit infrastructure. The company offers APIs and infrastructure for secured credit cards, prepaid cards, and forex programs, tailored for regulated entities looking to launch digital credit products with speed, compliance, and reliability. "If someone has a fixed deposit, they should be able to get a credit card. It's that simple," said Pawan Kumar, Co-founder and CEO of Spense. "We've proven the model. Now it's time to scale secured credit cards with every bank in India." He added, "Our job is to make banking work quietly in the background—so people can access what they need, when they need it." Spense's platform ensures full regulatory oversight, auditability, and seamless legacy system integration, making it ideal for financial institutions looking to innovate responsibly. According to CTO Srinivas Krishnamurthy, the startup is now focused on unlocking more use cases beyond credit cards. Pratekk Agarwaal, General Partner at GrowthCap Ventures, commented, "Spense is solving one of the most overlooked problems in Indian finance—access. What stood out to us was the team's clarity and deep commitment to building a bank-grade infra that works at scale."