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Yahoo
4 days ago
- Business
- Yahoo
ASX Penny Stocks To Watch In June 2025
The ASX200 is set to open slightly lower today, influenced by mixed performances in the US markets and ongoing global trade tensions. Despite these broader market challenges, penny stocks—often representing smaller or newer companies—continue to offer intriguing opportunities for growth. While the term 'penny stock' may seem outdated, these investments can still reveal hidden value when backed by strong financial health and solid fundamentals. Name Share Price Market Cap Financial Health Rating Lindsay Australia (ASX:LAU) A$0.71 A$225.19M ★★★★☆☆ CTI Logistics (ASX:CLX) A$1.85 A$149.01M ★★★★☆☆ Accent Group (ASX:AX1) A$1.90 A$1.14B ★★★★☆☆ EZZ Life Science Holdings (ASX:EZZ) A$1.565 A$73.83M ★★★★★★ IVE Group (ASX:IGL) A$2.55 A$393.16M ★★★★★☆ GTN (ASX:GTN) A$0.61 A$116.42M ★★★★★★ Bisalloy Steel Group (ASX:BIS) A$3.50 A$166.08M ★★★★★★ Regal Partners (ASX:RPL) A$2.33 A$783.26M ★★★★★★ Tasmea (ASX:TEA) A$2.99 A$699.78M ★★★★★☆ SHAPE Australia (ASX:SHA) A$3.29 A$272.21M ★★★★★★ Click here to see the full list of 1,000 stocks from our ASX Penny Stocks screener. We're going to check out a few of the best picks from our screener tool. Simply Wall St Financial Health Rating: ★★★★★☆ Overview: Emerald Resources NL is involved in the exploration and development of mineral reserves in Cambodia and Australia, with a market cap of A$3.12 billion. Operations: The company generates revenue primarily from its mine operations, amounting to A$427.32 million. Market Cap: A$3.12B Emerald Resources demonstrates strong financial health with its interest payments well covered by EBIT and operating cash flow covering debt over tenfold. Its net profit margin has improved, reflecting a stable growth trajectory, while earnings have consistently outpaced the industry average. The company trades significantly below estimated fair value and has not diluted shareholders recently. Despite a low return on equity, Emerald's cash reserves exceed total debt, indicating prudent financial management. The seasoned board and management team further bolster confidence in its operations. However, earnings growth has decelerated compared to the past five years but remains robust overall. Click here and access our complete financial health analysis report to understand the dynamics of Emerald Resources. Explore Emerald Resources' analyst forecasts in our growth report. Simply Wall St Financial Health Rating: ★★★★☆☆ Overview: Lindsay Australia Limited offers integrated transport, logistics, and rural supply services to the food processing, food services, fresh produce, and horticulture sectors in Australia, with a market cap of A$225.19 million. Operations: The company's revenue is primarily derived from its Transport segment at A$573.35 million, followed by Rural at A$160.92 million and Hunters at A$100.09 million, with an additional contribution from Corporate activities amounting to A$5.15 million. Market Cap: A$225.19M Lindsay Australia presents a mixed picture for investors. While its earnings have grown significantly over the past five years, recent performance shows negative earnings growth and a decline in profit margins. The company's short-term assets exceed its short-term liabilities, but they fall short of covering long-term liabilities. Despite trading below estimated fair value and having well-covered debt by operating cash flow, the stock's return on equity is low and dividend track record unstable. Recent strategic moves include potential acquisition talks with SRT Logistics and a board addition of an experienced non-executive director, which might influence future growth prospects. Jump into the full analysis health report here for a deeper understanding of Lindsay Australia. Gain insights into Lindsay Australia's future direction by reviewing our growth report. Simply Wall St Financial Health Rating: ★★★★★☆ Overview: Qualitas (ASX:QAL) is a real estate investment firm specializing in direct investments across various real estate classes and geographies, distressed debt acquisitions and restructuring, third-party capital raisings, and consulting services, with a market cap of A$833.42 million. Operations: Qualitas generates revenue through its Direct Lending segment, which accounts for A$23.03 million, and its Funds Management segment, contributing A$21.46 million. Market Cap: A$833.42M Qualitas demonstrates a robust financial position with significant earnings growth of 21.6% annually over the past five years, supported by strong net profit margins that have improved to 27.6%. The company's short-term assets comfortably cover both short- and long-term liabilities, and it holds more cash than total debt. However, its dividend yield of 2.82% is not well covered by free cash flows, and operating cash flow remains negative. Recent developments include the appointment of Bruce MacDiarmid as an independent non-executive director, potentially enhancing governance given his extensive experience in investment banking and capital markets. Take a closer look at Qualitas' potential here in our financial health report. Understand Qualitas' earnings outlook by examining our growth report. Unlock more gems! Our ASX Penny Stocks screener has unearthed 997 more companies for you to here to unveil our expertly curated list of 1,000 ASX Penny Stocks. Curious About Other Options? Find companies with promising cash flow potential yet trading below their fair value. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include ASX:EMR ASX:LAU and ASX:QAL. This article was originally published by Simply Wall St. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@
Yahoo
4 days ago
- Business
- Yahoo
ASX Penny Stocks To Watch In June 2025
The ASX200 is set to open slightly lower today, influenced by mixed performances in the US markets and ongoing global trade tensions. Despite these broader market challenges, penny stocks—often representing smaller or newer companies—continue to offer intriguing opportunities for growth. While the term 'penny stock' may seem outdated, these investments can still reveal hidden value when backed by strong financial health and solid fundamentals. Name Share Price Market Cap Financial Health Rating Lindsay Australia (ASX:LAU) A$0.71 A$225.19M ★★★★☆☆ CTI Logistics (ASX:CLX) A$1.85 A$149.01M ★★★★☆☆ Accent Group (ASX:AX1) A$1.90 A$1.14B ★★★★☆☆ EZZ Life Science Holdings (ASX:EZZ) A$1.565 A$73.83M ★★★★★★ IVE Group (ASX:IGL) A$2.55 A$393.16M ★★★★★☆ GTN (ASX:GTN) A$0.61 A$116.42M ★★★★★★ Bisalloy Steel Group (ASX:BIS) A$3.50 A$166.08M ★★★★★★ Regal Partners (ASX:RPL) A$2.33 A$783.26M ★★★★★★ Tasmea (ASX:TEA) A$2.99 A$699.78M ★★★★★☆ SHAPE Australia (ASX:SHA) A$3.29 A$272.21M ★★★★★★ Click here to see the full list of 1,000 stocks from our ASX Penny Stocks screener. We're going to check out a few of the best picks from our screener tool. Simply Wall St Financial Health Rating: ★★★★★☆ Overview: Emerald Resources NL is involved in the exploration and development of mineral reserves in Cambodia and Australia, with a market cap of A$3.12 billion. Operations: The company generates revenue primarily from its mine operations, amounting to A$427.32 million. Market Cap: A$3.12B Emerald Resources demonstrates strong financial health with its interest payments well covered by EBIT and operating cash flow covering debt over tenfold. Its net profit margin has improved, reflecting a stable growth trajectory, while earnings have consistently outpaced the industry average. The company trades significantly below estimated fair value and has not diluted shareholders recently. Despite a low return on equity, Emerald's cash reserves exceed total debt, indicating prudent financial management. The seasoned board and management team further bolster confidence in its operations. However, earnings growth has decelerated compared to the past five years but remains robust overall. Click here and access our complete financial health analysis report to understand the dynamics of Emerald Resources. Explore Emerald Resources' analyst forecasts in our growth report. Simply Wall St Financial Health Rating: ★★★★☆☆ Overview: Lindsay Australia Limited offers integrated transport, logistics, and rural supply services to the food processing, food services, fresh produce, and horticulture sectors in Australia, with a market cap of A$225.19 million. Operations: The company's revenue is primarily derived from its Transport segment at A$573.35 million, followed by Rural at A$160.92 million and Hunters at A$100.09 million, with an additional contribution from Corporate activities amounting to A$5.15 million. Market Cap: A$225.19M Lindsay Australia presents a mixed picture for investors. While its earnings have grown significantly over the past five years, recent performance shows negative earnings growth and a decline in profit margins. The company's short-term assets exceed its short-term liabilities, but they fall short of covering long-term liabilities. Despite trading below estimated fair value and having well-covered debt by operating cash flow, the stock's return on equity is low and dividend track record unstable. Recent strategic moves include potential acquisition talks with SRT Logistics and a board addition of an experienced non-executive director, which might influence future growth prospects. Jump into the full analysis health report here for a deeper understanding of Lindsay Australia. Gain insights into Lindsay Australia's future direction by reviewing our growth report. Simply Wall St Financial Health Rating: ★★★★★☆ Overview: Qualitas (ASX:QAL) is a real estate investment firm specializing in direct investments across various real estate classes and geographies, distressed debt acquisitions and restructuring, third-party capital raisings, and consulting services, with a market cap of A$833.42 million. Operations: Qualitas generates revenue through its Direct Lending segment, which accounts for A$23.03 million, and its Funds Management segment, contributing A$21.46 million. Market Cap: A$833.42M Qualitas demonstrates a robust financial position with significant earnings growth of 21.6% annually over the past five years, supported by strong net profit margins that have improved to 27.6%. The company's short-term assets comfortably cover both short- and long-term liabilities, and it holds more cash than total debt. However, its dividend yield of 2.82% is not well covered by free cash flows, and operating cash flow remains negative. Recent developments include the appointment of Bruce MacDiarmid as an independent non-executive director, potentially enhancing governance given his extensive experience in investment banking and capital markets. Take a closer look at Qualitas' potential here in our financial health report. Understand Qualitas' earnings outlook by examining our growth report. Unlock more gems! Our ASX Penny Stocks screener has unearthed 997 more companies for you to here to unveil our expertly curated list of 1,000 ASX Penny Stocks. Curious About Other Options? Find companies with promising cash flow potential yet trading below their fair value. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include ASX:EMR ASX:LAU and ASX:QAL. This article was originally published by Simply Wall St. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@ Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
24-05-2025
- Business
- Yahoo
A 36-Year-Old Guy Wonders If He Should Take A Pay Cut To Move Back Home: 'I'm A Single Dude, No Debt, No Kids'
It's not a bad thing to live with your parents. Multi-generational households have become more common as young professionals and their parents seek to save money and fortify their finances. Caregiving has also fueled this trend. However, one 36-year-old is conflicted. He makes $100,000 at his current job but will only earn $75,000 if he moves back with his parents. On one hand, he's making less money. However, he will also save money since he no longer has to pay rent. Don't Miss: Hasbro, MGM, and Skechers trust this AI marketing firm — Deloitte's fastest-growing software company partners with Amazon, Walmart & Target – "I'm a single dude, no debt, no kids," the 36-year-old shared with the Personal Finance Reddit community when sharing his thoughts. Here's how the Reddit community responded. The Redditor hinted that moving with his parents would boost his mental health. That was all some people in the comments needed to hear. "Don't worry about the money. Do what's gonna get you feeling well," one commenter stated. While it's nice to have a good salary, health comes first. Furthermore, this isn't a sharp cut, since the Redditor is only going down from $100,000 to $75,000. The 36-year-old could pick up a side hustle and learn new skills if he wants to close the gap. Trending: Maker of the $60,000 foldable home has 3 factory buildings, 600+ houses built, and big plans to solve housing — The 36-year-old also has a tremendous opportunity to save money while living with their parents. We don't get a breakdown of the Redditor's expenses, but taking away rent can lead to significant savings. There's more to this decision than money, but if finances were the sole factor, the Redditor should see how their expenses will change if they move back with their parents. Rent is the most obvious cost, but will the Redditor save $25,000 per year by moving back home? If the 36-year-old rents in an expensive city, it's very likely that he will save money, even with the reduced salary. However, there are other variables to consider. Food and other essentials may be more expensive where the Redditor currently rents. The 36-year-old may also adjust their spending habits upon moving home, which can also boost his net unclear if the 36-year-old wants to start a family. Even if he doesn't want to raise a family, it's good to be in the mindset of wanting to pursue that route in the future. That way, the Redditor will be more prudent with his finances, knowing that he might have to support children. Living with your parents can help you save up for a down payment, especially if you stay with them for years. Housing is the biggest expense for most people, so making a big down payment can make your future years much easier. The 36-year-old is lucky to be in a position where his family will welcome him home with open arms. Not everyone has that setup, but the people who have this opportunity should capitalize on it for as long as possible. Read Next: Maximize saving for your retirement and cut down on taxes: . 'Scrolling To UBI' — Deloitte's #1 fastest-growing software company allows users to earn money on their phones. Image: Shutterstock Up Next: Transform your trading with Benzinga Edge's one-of-a-kind market trade ideas and tools. Click now to access unique insights that can set you ahead in today's competitive market. Get the latest stock analysis from Benzinga? APPLE (AAPL): Free Stock Analysis Report TESLA (TSLA): Free Stock Analysis Report This article A 36-Year-Old Guy Wonders If He Should Take A Pay Cut To Move Back Home: 'I'm A Single Dude, No Debt, No Kids' originally appeared on © 2025 Benzinga does not provide investment advice. All rights reserved. Error while retrieving data Sign in to access your portfolio Error while retrieving data Error while retrieving data Error while retrieving data Error while retrieving data
Yahoo
24-05-2025
- Business
- Yahoo
A 36-Year-Old Guy Wonders If He Should Take A Pay Cut To Move Back Home: 'I'm A Single Dude, No Debt, No Kids'
It's not a bad thing to live with your parents. Multi-generational households have become more common as young professionals and their parents seek to save money and fortify their finances. Caregiving has also fueled this trend. However, one 36-year-old is conflicted. He makes $100,000 at his current job but will only earn $75,000 if he moves back with his parents. On one hand, he's making less money. However, he will also save money since he no longer has to pay rent. Don't Miss: Hasbro, MGM, and Skechers trust this AI marketing firm — Deloitte's fastest-growing software company partners with Amazon, Walmart & Target – "I'm a single dude, no debt, no kids," the 36-year-old shared with the Personal Finance Reddit community when sharing his thoughts. Here's how the Reddit community responded. The Redditor hinted that moving with his parents would boost his mental health. That was all some people in the comments needed to hear. "Don't worry about the money. Do what's gonna get you feeling well," one commenter stated. While it's nice to have a good salary, health comes first. Furthermore, this isn't a sharp cut, since the Redditor is only going down from $100,000 to $75,000. The 36-year-old could pick up a side hustle and learn new skills if he wants to close the gap. Trending: Maker of the $60,000 foldable home has 3 factory buildings, 600+ houses built, and big plans to solve housing — The 36-year-old also has a tremendous opportunity to save money while living with their parents. We don't get a breakdown of the Redditor's expenses, but taking away rent can lead to significant savings. There's more to this decision than money, but if finances were the sole factor, the Redditor should see how their expenses will change if they move back with their parents. Rent is the most obvious cost, but will the Redditor save $25,000 per year by moving back home? If the 36-year-old rents in an expensive city, it's very likely that he will save money, even with the reduced salary. However, there are other variables to consider. Food and other essentials may be more expensive where the Redditor currently rents. The 36-year-old may also adjust their spending habits upon moving home, which can also boost his net unclear if the 36-year-old wants to start a family. Even if he doesn't want to raise a family, it's good to be in the mindset of wanting to pursue that route in the future. That way, the Redditor will be more prudent with his finances, knowing that he might have to support children. Living with your parents can help you save up for a down payment, especially if you stay with them for years. Housing is the biggest expense for most people, so making a big down payment can make your future years much easier. The 36-year-old is lucky to be in a position where his family will welcome him home with open arms. Not everyone has that setup, but the people who have this opportunity should capitalize on it for as long as possible. Read Next: Maximize saving for your retirement and cut down on taxes: . 'Scrolling To UBI' — Deloitte's #1 fastest-growing software company allows users to earn money on their phones. Image: Shutterstock Up Next: Transform your trading with Benzinga Edge's one-of-a-kind market trade ideas and tools. Click now to access unique insights that can set you ahead in today's competitive market. Get the latest stock analysis from Benzinga? APPLE (AAPL): Free Stock Analysis Report TESLA (TSLA): Free Stock Analysis Report This article A 36-Year-Old Guy Wonders If He Should Take A Pay Cut To Move Back Home: 'I'm A Single Dude, No Debt, No Kids' originally appeared on © 2025 Benzinga does not provide investment advice. All rights reserved. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Associated Press
24-05-2025
- Business
- Associated Press
Why are more shoppers struggling to repay ‘buy now, pay later' loans?
NEW YORK (AP) — More Klarna customers are having trouble repaying their 'buy now, pay later' loans, the short-term lender said this week. The disclosure corresponded with reports by lending platforms Bankrate and LendingTree, which cited an increasing share of all 'buy now, pay later' users saying they had fallen behind on payments. The late or missed installments are a sign of faltering financial health among a segment of the US population, some analysts say, as the nation's total consumer debt rises to a record $18.2 trillion and the Trump administration moves to collect on federal student loans. Shoppers who opt to finance purchases through BNPL services tend to be younger than the average consumer, and a study from the Federal Reserve last year said Black and Hispanic women were especially likely to use the plans, which customers of all income levels are increasingly adopting. 'While BNPL provides credit to financially vulnerable consumers, these same consumers may be overextending themselves,' the authors of the Federal Reserve study wrote. 'This concern is consistent with previous research that has shown consumers spend more when BNPL is offered when checking out and that BNPL use leads to an increase in overdraft fees and credit card interest payments and fees.' As Klarna grows its user base and revenue, the Swedish company said its first-quarter consumer credit losses rose 17% compared to the January-March period of last year, to $136 million. A company spokesperson said in a statement that the increase largely reflected the higher number of loans Klarna made year over year. The percentage of its loans at a global level that went unpaid in the first quarter grew from 0.51% in 2024 to 0.54% this year, and the company sees 'no sign of a weakened U.S. consumer,' he said. More consumers are using 'buy now, pay later' plans Buy now, pay later plans generally let consumers split payments for purchases into four or fewer installments, often with a down payment at checkout. The loans are typically marketed as zero-interest, and most require no credit check or a soft credit check. BNPL providers promote the plans as a safer alternative to traditional credit cards when interest rates are high. The popularity of the deferred payment plans, and the expanding ways customers can use them, have also sparked public attention. When Klarna announced a partnership with DoorDash in March, the news led to online comments about Americans taking out loans to buy takeout food. Similar skepticism emerged when Billboard revealed that more than half of Coachella attendees used installment plans to finance their tickets to the music festival. An April report from LendingTree said about four in ten users of buy now, pay later plans said they had made late payments in the past year, up from one in three last year. According to a May report from Bankrate, about one in four users of the loans chose them because they were easier to get than traditional credit cards. The six largest BNPL providers — Affirm, Afterpay, Klarna, PayPal, Sezzle, and Zip — originated about 277.3 million loans for $33.8 billion in merchandise in 2022, or an amount equal to about 1% of credit card spending that year, according to the Consumer Financial Protection Bureau. An industry that is coming under less regulatory scrutiny The federal agency said this month it did not intend to enforce a Biden-era regulation that was designed to put more boundaries around the fintech lenders. The rule treated buy now, pay later loans like traditional credit cards under the Truth In Lending Act, requiring disclosures, refund processing, a formal dispute process and other protections. The regulation, which took effect last year, also prevented borrowers from being forced into automatic payments or charged with multiple fees for the same missed payment. The Trump administration said its non-enforcement decision came 'in the interest of focusing resources on supporting hard-working American taxpayers' and that it would 'instead keep its enforcement and supervision resources focused on pressing threats to consumers, particularly servicemen and veterans.' Consumer advocates maintain that without federal oversight, customers seeking refunds or in search of clear information about BNPL fee structures and interest rates will have less legal recourse. There are risks to taking out installment loans Industry watchers point to consumers taking out loans they can't afford to pay back as a top risk of BNPL use. Without credit bureaus keeping track of the new form of credit, there are fewer safeguards and less oversight. Justine Farrell, chair of the marketing department at the University of San Diego's Knauss School of Business, said that when consumers aren't able to make loan payments on time, it worsens the economic stress they're already experiencing. 'Consumers' financial positions feel more spread thin than they have in a long time,' said Farrell, who studies consumer behavior and BNPL services. 'The cost of food is continuing to go up, on top of rent and other goods ... so consumers are taking advantage of the ability to pay for items later.' The Consumer Federation of America and other watchdog organizations have expressed concern about the rollback of BNPL regulation as the use of the loans continues to rise. 'By taking a head-in-the-sand approach to the new universe of fintech loans, the new CFPB is once again favoring Big Tech at the expense of everyday people,' said Adam Rust, director of financial services at the Consumer Federation of America. ___ The Associated Press receives support from Charles Schwab Foundation for educational and explanatory reporting to improve financial literacy. The independent foundation is separate from Charles Schwab and Co. Inc. The AP is solely responsible for its journalism.
