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Buying a house with my in-laws has provided stability while my husband and I help them manage their cognitive decline
Buying a house with my in-laws has provided stability while my husband and I help them manage their cognitive decline

Yahoo

time3 days ago

  • Health
  • Yahoo

Buying a house with my in-laws has provided stability while my husband and I help them manage their cognitive decline

We decided to buy a house with my in-laws after they shared their cognitive decline. It took a little time to adapt to our life together, but we've figured it out. I was surprised by how much our dynamic taught me about boundaries and communication. We were just past our first year of marriage when my husband's parents opened up to us about their cognitive decline. They told us they had two options: move into a nursing home, or live with us. They did their research, letting us know that if they were able to get into one of the few remaining facilities, it would not only be far away, but it would wipe out their savings in less than a year. My partner and I feared the first option, wondering about their quality of life and what it would mean for us as a family. How often would we be able to visit them? How easily could we get to them in case of an emergency? We decided the better option would be to buy a house together and live under one roof. While we weren't expecting the next chapter of our lives to look like this, we couldn't ignore how we would benefit: being surrounded by family, combining our incomes, having a chance to invest in property, and splitting the mortgage. I expected changes, but I didn't realize it would lead to my own empowerment. After a few weeks of living together, my husband and I noticed his parents developed a routine of retreating upstairs whenever we came home. We appreciated that they wanted to give us space, but we didn't want them to feel banished. With some encouragement, they started to feel more comfortable in the shared spaces. Walking in the door was often met with a sigh of relief, "Oh, it's a good thing you're home! We couldn't figure this out!" However, they didn't always want — or need — our help. Whether it was refilling a prescription or helping them set up a new gadget, it was impossible to disregard their moments of distress. I often felt like I had to drop what I was doing aside to give them a hand, and my husband felt the same, becoming familiar with watching his bowl of ice cream melt as he helped his parents with little tasks. Without request, I'd jump to help my mother-in-law carry a basket of laundry up the steps so she could have a free hand to grab the railing. Our time was no longer our own, individually and as a pair. I could tell it was slowly starting to irritate my mother-in-law whenever I took the initiative. At first, she'd assure me, "You were in the middle of doing something. Do not stop what you're doing." The need for words quickly faded. Each time she bent to clean something on the floor, she put her hand up to mimic a stop sign: I've got it. We knew we had to adapt, to balance being diligent while not getting in the way of their independence. At the same time, we started to see more of their decline through the repetition of questions and conversations. While his parents are aware and honest about their state, we try to avoid making them feel self-conscious about their memory issues, particularly in the moment. We don't call attention to the fact that we're having certain conversations again, or to their contradictory behaviors, unless it is necessary for their safety. As we move toward the six-month mark of living together, it's become evident that these efforts are not only helping them, but they've also helped me learn to communicate more effectively. I can self-edit and discern what is most important to tell them instead of overwhelming them with information all at once. Watching my mother-in-law advocate for what she can and can't do is also helping me do the same for myself. It's becoming easier to be honest when I disagree, have an idea, or am focusing on a different task at hand. It helps that each time I do so, it is well-received. There will always be a standard I hold, a responsibility I feel and pride myself on; deciding to move in together means helping care for them. While I need to be diligent to step in whenever necessary, it doesn't mean it has to be without boundaries, for us all. Read the original article on Business Insider

Ctrl Alt and Dubai Land Department Go Live with Tokenized Real Estate, Forecasts $16B Market by 2033
Ctrl Alt and Dubai Land Department Go Live with Tokenized Real Estate, Forecasts $16B Market by 2033

Associated Press

time25-05-2025

  • Business
  • Associated Press

Ctrl Alt and Dubai Land Department Go Live with Tokenized Real Estate, Forecasts $16B Market by 2033

DUBAI, UAE, May 25, 2025 /PRNewswire/ -- Leading tokenization infrastructure platform, Ctrl Alt has been announced as the tokenization partner for Dubai Land Department's (DLD) pioneering Real Estate Tokenization Project. Launched today, the initiative in collaboration with the Virtual Assets Regulatory Authority (VARA), the Dubai Future Foundation and PRYPCO, marks a monumental step for asset tokenization and the future of property investment in the Emirate. As the designated tokenization provider for the project, Ctrl Alt brings deep expertise in financial engineering and digital asset infrastructure. The DLD and Ctrl Alt have worked closely together on the development of a secure and compliant tokenization framework, focusing on structuring, minting and placing real estate title deed tokens on-chain. The XRP Ledger (XRPL), a decentralized layer 1 blockchain renowned for its decade-long reliability and stability in tokenizing and exchanging digital and real-world assets, has been selected as the blockchain of choice for the project. Additionally, Ctrl Alt has integrated directly with the DLD to synchronize both digital and traditional real estate ledgers, ensuring coordination between the on-chain and the conventional property registration system. This enables a fully integrated and transparent tokenization process that aligns with local regulations and enhances investor confidence. The project has been developed under the Real Estate Evolution Space Initiative (REES) and marks the first time in the Middle East that a government real estate registration authority has implemented a public blockchain-based tokenization of property title deeds. With this move, the DLD is leading the charge toward a more accessible, transparent and efficient real estate market, enabling fractional ownership, broadening investor participation and enhancing operational efficiency. By leveraging native tokenization, ownership of real estate has been fractionalized, allowing multiple investors to co-own a single property. This is achieved through the PRYPCO Mint real estate platform, which is now live and allows investors to participate with a starting minimum investment of AED 2,000. EID holders are able to participate at The initiative is projected to contribute to the growth of an AED 60 billion ($16 billion) tokenized real estate market by 2033, equivalent to 7% of Dubai's total property transactions. Matt Ong, CEO and Founder, Ctrl Alt said, 'We've been working closely with the DLD on this project for some time, and we're delighted to be taking this major step together to bring real estate investment to a wider audience. As experts in the space, we are proud to create the tokenization infrastructure that enables DLD's partners to offer fractional real estate to investors. Dubai's leadership in embracing next-generation financial technologies is truly world-class and this project is a powerful signal of what's to come. We're thrilled to launch this pilot and continue building with DLD in the months ahead.' This strategic initiative aligns with the objectives of Dubai's Real Estate Sector Strategy 2033 and the broader Dubai Economic Agenda (D33), both of which prioritize the adoption of digital solutions to boost economic competitiveness, attract global investment and modernize key sectors. About Ctrl Alt Ctrl Alt is a leading tokenization infrastructure platform, combining blockchain technology with expert financial engineering to deliver tailored, compliant solutions in the alternative assets space. As of May 1, 2025, Ctrl Alt has tokenized over $295 million in assets, spanning real estate, private credit, funds, litigation finance and more. For further information, visit or contact [email protected]. Ctrl Alt Solutions DMCC is licensed by the Dubai Virtual Assets Regulatory Authority (reference: VL/25/05/002) as a Broker-Dealer and as an Issuer. Our principal office is located at Level No 12, Uptown Tower, Dubai. Media contact: Lawrence Chiu [email protected] Logo - View original content to download multimedia: SOURCE Ctrl Alt

Ctrl Alt and Dubai Land Department go live with tokenized real estate, forecasts $16bln market by 2033
Ctrl Alt and Dubai Land Department go live with tokenized real estate, forecasts $16bln market by 2033

Zawya

time25-05-2025

  • Business
  • Zawya

Ctrl Alt and Dubai Land Department go live with tokenized real estate, forecasts $16bln market by 2033

Dubai, UAE - Leading tokenization infrastructure platform, Ctrl Alt has been announced as the tokenization partner for Dubai Land Department's (DLD) pioneering Real Estate Tokenization Project. Launched today, the initiative in collaboration with the Virtual Assets Regulatory Authority (VARA), the Dubai Future Foundation and PRYPCO, marks a monumental step for asset tokenization and the future of property investment in the Emirate. As the designated tokenization provider for the project, Ctrl Alt brings deep expertise in financial engineering and digital asset infrastructure. The DLD and Ctrl Alt have worked closely together on the development of a secure and compliant tokenization framework, focusing on structuring, minting and placing real estate title deed tokens on-chain. The XRP Ledger (XRPL), a decentralized layer 1 blockchain renowned for its decade-long reliability and stability in tokenizing and exchanging digital and real-world assets, has been selected as the blockchain of choice for the project. Additionally, Ctrl Alt has integrated directly with the DLD to synchronize both digital and traditional real estate ledgers, ensuring coordination between the on-chain and the conventional property registration system. This enables a fully integrated and transparent tokenization process that aligns with local regulations and enhances investor confidence. The project has been developed under the Real Estate Evolution Space Initiative (REES) and marks the first time in the Middle East that a government real estate registration authority has implemented a public blockchain-based tokenization of property title deeds. With this move, the DLD is leading the charge toward a more accessible, transparent and efficient real estate market, enabling fractional ownership, broadening investor participation and enhancing operational efficiency. By leveraging native tokenization, ownership of real estate has been fractionalized, allowing multiple investors to co-own a single property. This is achieved through the PRYPCO Mint real estate platform, which is now live and allows investors to participate with a starting minimum investment of AED 2,000. EID holders are able to participate at The initiative is projected to contribute to the growth of an AED 60 billion ($16 billion) tokenized real estate market by 2033, equivalent to 7% of Dubai's total property transactions. Matt Ong, CEO and Founder, Ctrl Alt said, 'We've been working closely with the DLD on this project for some time, and we're delighted to be taking this major step together to bring real estate investment to a wider audience. As experts in the space, we are proud to create the tokenization infrastructure that enables DLD's partners to offer fractional real estate to investors. Dubai's leadership in embracing next-generation financial technologies is truly world-class and this project is a powerful signal of what's to come. We're thrilled to launch this pilot and continue building with DLD in the months ahead.' This strategic initiative aligns with the objectives of Dubai's Real Estate Sector Strategy 2033 and the broader Dubai Economic Agenda (D33), both of which prioritize the adoption of digital solutions to boost economic competitiveness, attract global investment and modernize key sectors. About Ctrl Alt Ctrl Alt is a leading tokenization infrastructure platform, combining blockchain technology with expert financial engineering to deliver tailored, compliant solutions in the alternative assets space. As of May 1, 2025, Ctrl Alt has tokenized over $295 million in assets, spanning real estate, private credit, funds, litigation finance and more. For further information, visit or contact info@ Ctrl Alt Solutions DMCC is licensed by the Dubai Virtual Assets Regulatory Authority (reference: VL/25/05/002) as a Broker-Dealer and as an Issuer. Our principal office is located at Level No 12, Uptown Tower, Dubai. Virtual Assets may lose their value in full or in part, and are subject to extreme volatility. Investors in Virtual Assets can lose all their money and do not benefit from any form of financial protection. Media contact: Lawrence Chiu press@

Origin star Harry Grant adds to growing property portfolio ahead game 1
Origin star Harry Grant adds to growing property portfolio ahead game 1

News.com.au

time20-05-2025

  • Entertainment
  • News.com.au

Origin star Harry Grant adds to growing property portfolio ahead game 1

Melbourne Storm skipper Harry Grant has two reasons to celebrate after making the Queensland side for the State of Origin opener and settling on his latest property purchase. The 25-year-old has purchased a two-bedroom unit in Richmond for $635,000 with plans to list the property as a short-term rental so that fans can stay there during NRL games. RELATED: Sydney Roosters NRL star Angus Crichton lists $2.5 million blue chip home As an added incentive, he plans to name one bedroom in the unit 'Storm' and the other 'Richmond', and decorate them with some footy memorabilia. The Yeppoon-born player said he was keen to continue to grow his property portfolio. 'I've been looking for a property to have as a short term rental for a couple years now, so once this unit hit the market, I knew it was exactly what I wanted and knew the location and large terrace would prove to be such an important factor in the purchase,' Grant said. 'There's so much flexibility to it. I'm really excited to be able to host my family and friends for numerous occasions throughout the year. 'With our busy schedule, I don't get back up to Yeppoon very often so this airbnb will allow me to have family and friends stay whilst also allowing people to have such convenient access to all that Melbourne and especially Richmond has to offer. The memorabilia is still a work in progress but might be something for people to lean into around Storm games or sporting events at the MCG.' The unit is on the third floor in a boutique block of just 17, and features a wraparound terrace with views from St Ignatius Church to the iconic Dimmeys Clocktower. The property is not far from where Grant himself lives, just moments from Swan Street's restaurant scene and Melbourne's sporting and entertainment precinct. 'I've really enjoyed the property investment side of things outside of footy,' Grant said. 'I'm a hands-on learner, so I've really learnt a lot through asking questions to a couple people I really rely on in terms of advice. 'I would love to renovate a house at some point down the track.' Grant, who was named on the bench in all three Origin games last year, has made the starting team for Queensland when the State of Origin series kicks off at Suncorp Stadium in Brisbane later this month. He had been waiting for the all-clear to play after recovering from a hamstring injury.

Dubai property buyers become more picky despite thriving market, experts say
Dubai property buyers become more picky despite thriving market, experts say

The National

time17-05-2025

  • Business
  • The National

Dubai property buyers become more picky despite thriving market, experts say

Many Dubai property investors are getting more selective about where to put their money, experts have said. The Covid-19 pandemic instigated a boom that has eased off with buyers now thinking long-term about amenities, location and proximity to transport, they said. The National spoke to developers, salespeople, agents and more on the sidelines of the 'game-changers 2.0 real estate summit' in Dubai on Friday to gauge how the red hot market was going. Firas Al Msaddi, chief executive of Fam Properties and event organiser, said the market was at an "all-time high" with strong demand for both the resale and off-plan market. But he said people were becoming more selective as more off-plan units came on-stream as many developers had come to the UAE on the back of the boom and not everyone was 'producing the best of the best'. 'Every property buyer, every investor, [and] every broker are very sensitive to the overall value that product offers,' he said 'People are really … digging and understanding and learning before making a decision. Even if the market cools down a bit because of the supply, this is only temporary – it's only a matter of time for the demand to catch up.' Mohamad Abbas, sales manager at Dubai Holding Real Estate, said he had been in the market for 12 years and couldn't see an end to the boom. 'Maybe it will be stable in a couple of years from now, but it will never go down,' he said. Mr Abbas said in the past quarter they had sold villas for hundreds of millions of dirhams and the ultra-luxury market was strong. At the other end of the market people who wanted to buy cheaper units were willing to move to remote locations but people from across the world were buying. "I can say the United Nations are buying with us,' he said. 'The whole market is buying with us.' The National earlier this week reported on the unforgiving property world, with one agent stating only about 20 per cent of agents are doing really well – a sobering note far removed from the glitz on Friday. Dubai's housing market surpassed annual sales of Dh500 billion ($136.1 billion) for the first time in 2024, with huge demand for villas, town houses and apartments. The surge is being driven by liberalised visa rules, safety and security, more infrastructure, increased companies setting up, lower interest rates and the unrelenting population increase in the emirate. Consultants ValuStrat said about 90,000 new residents arrived in Dubai in the first quarter of 2025. According to Dubai Statistics Centre, the population of the emirate on Friday stood at 3.94 million. Top performing areas in Dubai include Jumeirah Village Circle, Business Bay, Dubai Hills Estate, Dubai South and Motor City. But what is more difficult to assess away from the headlines of lavish launches and unending booms is when the property market is going to cool. The event on Friday was a sell-out, with 2,000 tickets sold and some even shelling out Dh30,000 for VIP seats at the front. It aimed to share the latest trends, rules and regulations for brokers and agents, in partnership with the Dubai Land Department. Artificial intelligence was prominent with a report by Fam Properties stating AI was encouraging more younger buyers into the market as they could access data more easily. But questions about the boom were front and centre. Manan Law, managing partner at Dubai-based mortgage firm, Equifirst, said the surge that started in 2020 had ended as the world was no longer emerging from the major global event that was Covid-19. He said that in these scenarios Dubai and the UAE has always prospered as a haven. But he cautioned people expecting 50 per cent returns from that era would be disappointed, as this was now down to between 10 per cent to 12 per cent. 'In 2020, you could have closed your eyes and bought anything. And it would have yielded you a good return,' he said. 'Now you have to start looking at who is the developer; what is the community; what are the amenities; and what is being built around.' Mr Law said people in their keenness to get on the property train were forgetting that property was a 'fixed illiquid asset and it takes time'. 'It is not a stock. You're not supposed to buy a property today and it'd be up 15 to 20 per cent in a year," he said. 'That's not how real estate works. it is a long-term investment.' Mr Law confirmed the market was maturing and mortgages accounted for 40 per cent of sales in Dubai with lower interest rates helping. "To make the investor feel more comfortable, there's more and more heavier lean towards financing,' he said. 'It's just the normal progression.'

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