Money Help
1. StepChange Debt CharityOffers confidential debt advice and free, personalised plans to manage repayments or even pause payments if needed.Visit stepchange.org, external or call 0800 138 1111They can help with things like credit card debt, missed rent, or loan stress — especially if it's keeping you up at night.2. Citizens AdviceYour local Citizens Advice Bureau can help with a wide range of issues — from benefit checks and energy bill support to housing and legal rights.They also offer face-to-face appointments or web chat at citizensadvice.org.uk, external.For example, many people don't realise they could be eligible for Universal Credit top-ups even if they're working.3. Turn2usA brilliant website where you can:Check if you're eligible for benefits.Search for grants — from charities that help with everything from school uniforms to utility bills.Go to turn2us.org.uk, external and try their grants finder or benefits calculator.4. MoneyHelper (by the UK Government)Free advice on budgeting, pensions, credit scores, and coping with money anxiety.Includes budget planners, bill prioritisation tools, and support for major life changes (like job loss or separation).Visit moneyhelper.org.uk, external.
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